OakChart

Fidelity D&D Bancorp Inc

FDBCFinancial·Banks - Regional·USA·Small·NASD·Nov 12 • 3:59 PM ET

67.06-0.53 (-0.78%)
2026-11-13 14:00 CET
Market cap
$389.52M
Revenue, TTM
- USD m
Net income, TTM
32.17 USD m
Free cash flow, TTM
35.20 USD m
EPS diluted, TTM
5.51
Price / earnings
12.18
Compare

Price

FDBC against its 20, 50 and 200-day averages
Terms2050200
Patternshover a marker to name it
RS 7650.0060.0070.0077K154KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26FDBCclose 67.0620-day 65.0450-day 59.17200-day 50.8167.0652w high 71.9652-week range, not 6 months

6.8% under the 52-week high of 71.96 on 3 Nov 2026. 52-week low 41.00 on 7 Jan 2026. Last 15 sessions, 17.0% high to low

Volume 0.00× normal · the session has not printed · the line is the 50-bar volume average

Setup. RS line 76
CANSLIM 1 of 6 — fails: EPS Growth Qtr Over Qtr: High (>25%); Performance: Year +50%; Institutional Ownership: Over 50%; Average Volume: Over 200K — not on the tape: EPS Growth This Year: High (>25%)
VCP 4 of 6 — fails: Average True Range: Under 2; RSI (14): Not Overbought (<60)
Minervini 3 of 4 — fails: Performance: Year +50%
Zanger 2 of 5 — fails: Performance: Week +10%; 20-Day High/Low: 0-5% below High; Relative Volume: Over 1.5
Leaders 3 of 5 — fails: Performance: Year +50%; Average Volume: Over 500K
Breakout 2 of 4 — fails: 52-Week High/Low: New High; Relative Volume: Over 2
Growth 0 of 4 — fails: EPS Growth Qtr Over Qtr: High (>25%); Return on Equity: Over +15% — not on the tape: EPS Growth This Year: High (>25%); EPS Growth Next Year: High (>25%)
Quality 2 of 5 — fails: Return on Equity: Over +15%; Debt/Equity: Low (<0.1); Current Ratio: Over 1
Value 2 of 4 — fails: Return on Equity: Over +15%; Debt/Equity: Low (<0.1)
Income 3 of 4 — fails: Payout Ratio: Low (<20%)
Small Cap 2 of 4 — fails: Average Volume: Over 500K; Performance: Year +50%
Accumulation 2 of 4 — fails: Institutional Ownership: Over 30%; Institutional Transactions: Over +10%
Relative Strength 1 of 3 — fails: Performance: Year +100%; Average Volume: Over 500K

Profile

FDBC
52-week range, 84% of the way up
41.0071.96

Fidelity D&D Bancorp, Inc. is a holding company, which engages in the provision of commercial banking services. It operates through the following segments: Commercial and Industrial, Commercial Real Estate, Consumer, and Residential Real Estate. The Commercial and Industrial segment refers to identified historic and the projected cash flows of the borrower and secondarily to the underlying collateral provided by the borrower. The Commercial Real Estate segment offers loans to finance the purchase of real estate, refinance existing obligations, and/or to provide capital. The Consumer segment includes home equity installment loans and lines of credit. The Residential Real Estate segment operates as a secured first lien position of the borrower's residential real estate. The company was founded in 1902 and is headquartered in Dunmore, PA.

IndexRUT
Employees324
IPOApr 13, 1994
Beta0.80
ATR, 14d2.01
Rel volume0.00
Short float0.71%
Insider own21.78%
Inst own26.30%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap$389.52M
Enterprise Value-
Income32.17M
Sales148.07M
Book / share42.52
Cash / share-
Dividend Est.-
Dividend TTM1.75 (2.61%)
Dividend Ex-DateNov 13, 2026
Dividend Gr. 3/5Y6.48% 7.41%
Payout33.51%
Employees324
IPOApr 13, 1994

Ratios

Price / earnings12.18
Forward price / earnings-
Price / earnings / growth-
Price / sales2.63
Price / book1.58
Price / cash-
Price / free cash flow11.07
Value / cash profit-
Value / sales-
Quick Ratio-
Current Ratio0.08
Debt / equity0.60
Long-term debt / equity0.06
Options and shortNo / Yes

Earnings

Earnings / share5.51
Earnings next year-
Earnings next quarter-
Earnings this year-
Earnings next year-
Earnings growth, 5 years-
Past earnings growth-2.74% 11.49%
Past sales growth13.64% 16.86%
Earnings vs last year22.19%
Sales vs last year8.19%
Earnings vs last quarter20.49%
Sales vs last quarter8.80%
Earnings-
Surprise- -

Ownership

Insiders own21.78%
Insider trades-0.04%
Institutions own26.30%
Institution trades3.03%
Return on assets1.12%
Return on equity13.51%
Return on capital12.27%
Gross Margin-
Operating margin25.43%
Profit Margin21.72%
20-day average3.10%
50-day average13.34%
200-day average31.98%

Technical

Shares out5.81M
Shares floating4.54M
Short / float0.71%
Short ratio2.75
Short interest0.03M
52-week high71.96 -6.8%
52-week low41.00 +63.6%
Volatility2.23% 3.10%
Average range2.01
Strength index62.84
Market sensitivity0.80
Relative volume0.00
Avg Volume11.77K
Volume0

Performance

Perf Week-1.58%
Perf Month18.40%
Perf Quarter20.31%
Perf Half Y48.76%
Perf YTD54.05%
Perf Year49.92%
Perf 3Y34.60%
Perf 5Y24.65%
Perf 10Y202.19%
Recommendation-
Target Price-
Prev Close67.06
Price67.06
Change %0.00%

Peers

Mkt cap
TickerCompanyMkt cap
NWFLNorwood Financial Corp392.84M
PFISPeoples Financial Services Corp729.26M
CZFSCitizens Financial Services Inc411.22M
CZNCCitizens & Northern Corp501.85M
FRAFFranklin Financial Services Corp314.06M
QNBCQNB Corp294.12M
ACNBACNB Corp679.18M
CHMGChemung Financial Corp413.27M
MPBMid Penn Bancorp Inc892.64M
CCNECNB Financial Corp (PA)1.06B

Insider trading

3 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Woelkers Paul C.DirectorNov 04 '26Sale69.3550034,67580,538Nov 04 03:11 PM
McDonald Michael J.DirectorFeb 05 '26Proposed Sale48.0110,414500,000Feb 12 04:54 PM
MCDONALD MICHAEL JVice ChairmanFeb 05 '26Buy48.0110,414500,000181,228Feb 09 03:28 PM

Held by

AUM
TickerCompanyAUM
IWMiShares Russell 2000 Index FundAUM: 77.86B
VTIVanguard Morningstar Total Stock Market ETFAUM: 696.31B
IWNiShares Russell 2000 Value ETFAUM: 14.17B
VXFVanguard Extended Market Index ETFAUM: 30.79B
VTWOVanguard Russell 2000 Index ETFAUM: 16.90B
IWCiShares Micro-Cap ETFAUM: 1.23B
AVUVAvantis U.S. Small Cap Value ETFAUM: 33.08B
DESWisdomTree U.S. SmallCap Dividend FundAUM: 2.13B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.64B
DHSWisdomTree U.S. High Dividend FundAUM: 1.67B

News

latest 14 of 96
  • Fidelity D & D Bancorp, Inc. Raises Quarterly Dividend 7% to $0.46 per Share, Marking Twelve Consecutive Years of Increases (GlobeNewswire) +6.78%
  • Fidelity D & D Bancorp, Inc. Reports Third Quarter 2026 Financial Results (GlobeNewswire)
  • Fidelity D & D Bancorp, Inc. Third Quarter 2026 Dividend (GlobeNewswire)
  • Ruth Turkington promoted to Executive Vice President, Chief Banking Officer at Fidelity Bank (GlobeNewswire)
  • Fidelity D & D Bancorp, Inc. Second Quarter 2026 Dividend (GlobeNewswire)
  • Fidelity D & D Bancorp, Inc. Reports First Quarter 2026 Financial Results (GlobeNewswire)
  • Peter A. Gray Joins Fidelity Bank as Executive Vice President, Chief Lending Officer and Market President for the Lehigh Valley (GlobeNewswire)
  • Fidelity D & D Bancorp, Inc. Reports 2025 Financial Results (GlobeNewswire)
  • Fidelity D & D Bancorp, Inc. First Quarter 2026 Dividend (GlobeNewswire)
  • Fidelity Bank Welcomes James Clemente, CPA, MT and Rocco A. DelVecchio to Board of Directors (GlobeNewswire)
  • Charles Hangen Joins Fidelity Bank as Senior Vice President and Chief Risk Officer (GlobeNewswire)
  • Eleven Consecutive Years Raising Dividends With 7.5% Increase for Fourth Quarter 2025 (GlobeNewswire)
  • Fidelity D & D Bancorp, Inc. Reports Third Quarter 2025 Financial Results (GlobeNewswire)
  • Fidelity D & D Bancorp, Inc. Announces Retirement of Director Richard Hotchkiss (GlobeNewswire)

Quarterly earnings

2024Q4 EPS 1.010, from 0.970 a year earlier. 2026Q1 sales 24.60, from 22.01 a year earlier
EPS
1.36002021Q3 EPS 1.16021Q32021Q4 EPS 1.35021Q42022Q1 EPS 1.32022Q12022Q2 EPS 1.35022Q22022Q3 EPS 1.36022Q32022Q4 EPS 1.26022Q42023Q4 EPS 0.97023Q42024Q4 EPS 1.01024Q4
Sales, USD millions
24.6002024Q2 sales 19.7324Q22024Q3 sales 20.4124Q32024Q4 sales 21.2224Q42025Q1 sales 22.0125Q12025Q2 sales 23.2925Q22025Q3 sales 23.5325Q32025Q4 sales 24.4025Q42026Q1 sales 24.6026Q1

The outline behind the bar is the estimate. The filled bar is the print. Green beat it, red missed it.

PeriodReportedEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mSurpriseYear-ago quarterAnalystsNext session
2026Q1ended 2026-03-312026-04-22 12:00--1.28224.60-EPS - · sales -vs 2025Q1, year-ago quarter · EPS - · sales +11.8%-Open +0.51% vs SPY +0.72%. Close +0.26% vs SPY +1.01%
2025Q4ended 2025-12-312026-01-28 16:30--1.36824.40-EPS - · sales -vs 2024Q4, year-ago quarter · EPS - · sales +15.0%-Open -0.98% vs SPY +0.14%. Close +3.49% vs SPY -0.20%
2025Q3ended 2025-09-302025-10-22 12:00--1.26723.53-EPS - · sales -vs 2024Q3, year-ago quarter · EPS - · sales +15.3%-Open -1.44% vs SPY +0.11%. Close +2.66% vs SPY -0.52%
2025Q2ended 2025-06-302025-07-23 12:00--1.19523.29-EPS - · sales -vs 2024Q2, year-ago quarter · EPS - · sales +18.0%-Open +0.51% vs SPY +0.43%. Close +4.30% vs SPY +0.85%
2025Q1ended 2025-03-312025-04-23 12:00--1.03522.01-EPS - · sales -vs 2024Q1, year-ago quarter · EPS - · sales +12.8%-Open +3.05% vs SPY +2.50%. Close -0.20% vs SPY +1.55%
2024Q4ended 2024-12-312025-01-29 12:001.010-1.00921.22-EPS - · sales -vs 2023Q4, year-ago quarter · EPS +4.1% · sales +63.8%-Open -1.35% vs SPY -0.13%. Close -1.50% vs SPY -0.45%
2024Q3ended 2024-09-302024-10-23 12:00--0.86020.41-EPS - · sales -vs 2023Q3, year-ago quarter · EPS - · sales +7.6%-Open -1.48% vs SPY -0.35%. Close +1.85% vs SPY -0.91%
2024Q2ended 2024-06-302024-07-24 12:00--0.85619.73-EPS - · sales -vs 2023Q2, year-ago quarter · EPS - · sales -1.4%-Open -1.87% vs SPY -0.89%. Close -2.48% vs SPY -2.27%
2024Q1ended 2024-03-312024-04-24 12:00--0.87819.52-EPS - · sales -vs 2023Q1, year-ago quarter · EPS - · sales -9.3%-Open -2.39% vs SPY +0.18%. Close -0.76% vs SPY -0.05%
2023Q4ended 2023-12-312024-01-25 12:000.970-0.08012.96-EPS - · sales -vs 2022Q4, year-ago quarter · EPS -23.0% · sales -41.8%-Open -1.41% vs SPY +0.45%. Close +0.62% vs SPY +0.54%
2023Q3ended 2023-09-302023-10-25 12:00--0.93318.96-EPS - · sales -vs 2022Q3, year-ago quarter · EPS - · sales -15.4%-Open -4.12% vs SPY -0.41%. Close -1.25% vs SPY -1.44%
2023Q2ended 2023-06-302023-07-26 12:00--0.94020.02-EPS - · sales -vs 2022Q2, year-ago quarter · EPS - · sales -10.6%-Open -0.73% vs SPY -0.21%. Close -2.72% vs SPY +0.02%
2023Q1ended 2023-03-312023-04-21 12:00--1.23721.51-EPS - · sales -vs 2022Q1, year-ago quarter · EPS - · sales -1.5%--
2022Q4ended 2022-12-312023-01-25 12:001.260-1.26022.25-EPS - · sales -vs 2021Q4, year-ago quarter · EPS -6.7% · sales +0.8%--
2022Q3ended 2022-09-302022-10-26 12:001.360-1.35722.42-EPS - · sales -vs 2021Q3, year-ago quarter · EPS +17.2% · sales +5.8%--
2022Q2ended 2022-06-302022-07-27 12:001.350-1.34822.40-EPS - · sales -vs 2021Q2, year-ago quarter · EPS +11.6% · sales +25.1%--

Annual earnings

The earnings feed came back with no years.

Estimate revisions

Latest snapshot of each period and type.

No estimate revisions.

Estimate history

Annual
Metric201720182019202020212022202320242025TTMMRQ
EPS per share2.3332.8993.0292.8244.4775.2863.1853.6024.8645.5078-
Sales USD millions404549648495105126140148-
Shares million shares444566666-6
Quarterly
MetricQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
EPS per share0.861.0091.0351.1951.2671.3681.2821.3321.526
Sales USD millions323333353636363739
Shares million shares666666666

Income statement, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Interest Income126.37119.84+12.0%107.02+14.1%93.83+19.3%78.67+20.2%65.47+32.3%49.50+26.1%39.27+11.2%35.33
Total Interest Expense45.1147.17+4.5%45.16+42.1%31.79+396.7%6.40+75.8%3.64-31.5%5.31-29.7%7.55+55.0%4.87
Net Interest Income81.2572.67+17.5%61.87-0.3%62.05-14.1%72.27+16.9%61.83+39.9%44.19+39.4%31.71+4.1%30.46
Loan Loss Provision3.031.27-13.6%1.47+10.5%1.33-36.7%2.10+5.0%2.00-61.9%5.25+386.1%1.08-25.5%1.45
Net Interest Income After Loan Loss Provision78.2271.40+18.2%60.40-0.5%60.72-13.5%70.17+17.3%59.83+53.6%38.94+27.1%30.63+5.6%29.01
Non-Interest Income21.7020.30+6.7%19.03+63.8%11.62-30.9%16.82-8.9%18.47+24.7%14.81+45.1%10.21+10.7%9.22
Non-Interest Expense62.2758.85+5.9%55.55+7.1%51.87+1.1%51.33+9.1%47.07+31.2%35.87+35.5%26.48+5.6%25.07
Operating Income37.6532.85+37.6%23.88+16.7%20.47-42.6%35.66+14.2%31.23+74.7%17.88+24.5%14.36+9.2%13.15
Unusual Expense0.000.000.000.000.00-100.0%3.03+23.7%2.45+456.8%0.440.00
Net Income Before Taxes37.9333.14+38.8%23.87+17.8%20.26-42.9%35.47+26.6%28.01+83.3%15.28+9.9%13.90+5.9%13.13
Income Taxes5.764.95+60.7%3.08+50.2%2.05-62.4%5.45+36.3%4.00+77.8%2.25-3.4%2.33+9.4%2.13
Consolidated Net Income32.1728.20+35.6%20.79+14.2%18.21-39.3%30.02+25.0%24.01+84.1%13.04+12.6%11.58+5.2%11.01
Net Income From Continuing Operations32.1728.20+35.6%20.79+14.2%18.21-39.3%30.02+25.0%24.01+84.1%13.04+12.6%11.58+5.2%11.01
Net Income32.1728.20+35.6%20.79+14.2%18.21-39.3%30.02+25.0%24.01+84.1%13.04+12.6%11.58+5.2%11.01
EPS (Recurring) per share5.504.86+35.0%3.60+12.9%3.19-39.7%5.29+8.6%4.87+52.2%3.20+2.9%3.11+7.2%2.90
EPS (Basic, Before Extraordinaries) per share5.544.89+34.7%3.63+13.1%3.21-39.7%5.32+18.0%4.51+58.8%2.84-7.2%3.06+4.4%2.93
EPS (Diluted) per share5.514.86+35.0%3.60+12.9%3.19-39.7%5.29+18.1%4.48+58.9%2.82-6.9%3.03+4.5%2.90
Non-Operating Income (Expense)0.280.30-0.01-0.22-0.20-0.19-0.14-0.01-0.02
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.960.86-25.2%1.15-11.5%1.30+30.0%1.00+23.5%0.81-8.0%0.88+25.7%0.700.0%0.70
Price To Earnings Ratio ratio statement ratio, not the snapshot12.1812.1818.2513.288.7413.1623.2620.5322.12
Price To Sales Ratio ratio2.141.802.233.152.803.774.624.815.47
Operating Margin %25.4323.4418.9519.4137.3537.2027.8029.0129.53
Net Margin %21.7220.1216.5017.2731.4428.6020.2723.4024.71
Shares Outstanding million shares5.815.77+0.5%5.74+0.7%5.70+1.2%5.63+0.5%5.60+13.1%4.95+32.0%3.75+0.5%3.73
Market Capitalization389.52389.52+39.2%279.92-15.3%330.56+24.5%265.44-20.3%333.10+4.0%320.37+36.2%235.28-2.5%241.25

Income statement, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Interest Income33.11+7.9%31.72+6.6%30.46+7.6%31.08+10.8%30.68+12.4%29.77+14.3%28.31+10.5%28.06+13.0%
Total Interest Expense11.29-7.8%10.96-7.4%11.05-2.0%11.80+0.9%12.25+3.2%11.84+8.4%11.28+5.6%11.69+17.6%
Net Interest Income21.81+18.3%20.76+15.8%19.41+14.0%19.28+17.8%18.43+19.4%17.93+18.6%17.03+14.0%16.37+9.9%
Loan Loss Provision1.06+241.9%0.74+131.3%0.96+159.5%0.27+58.8%0.31-61.7%0.32-22.0%0.37+428.6%0.17+240.0%
Net Interest Income After Loan Loss Provision20.75+14.5%20.02+13.7%18.44+10.7%19.01+17.3%18.12+23.9%17.61+19.8%16.66+12.0%16.21+9.1%
Non-Interest Income5.82+14.1%5.50+2.6%5.26+11.0%5.11+5.1%5.10+2.4%5.36+15.8%4.74+3.7%4.86
Non-Interest Expense16.11+10.2%15.99+8.8%15.26+4.4%14.91+3.6%14.62+5.6%14.70-2.0%14.62+6.8%14.39-7.4%
Operating Income10.46+21.8%9.53+15.2%8.44+24.7%9.21+38.1%8.59+49.1%8.27+91.0%6.77+17.7%6.67
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes10.77+25.4%9.51+15.1%8.44+19.2%9.21+38.3%8.59+49.1%8.26+44.9%7.08+23.1%6.66+5954.5%
Income Taxes1.85+48.0%1.66+23.9%0.98-10.1%1.27+53.0%1.25+58.2%1.34+74.0%1.09+58.0%0.83
Consolidated Net Income8.92+21.4%7.85+13.4%7.46+24.5%7.94+36.2%7.35+47.9%6.92+40.4%5.99+18.4%5.83+1140.4%
Net Income From Continuing Operations8.92+21.4%7.85+13.4%7.46+24.5%7.94+36.2%7.35+47.9%6.92+40.4%5.99+18.4%5.83+1140.4%
Net Income8.92+21.4%7.85+13.4%7.46+24.5%7.94+36.2%7.35+47.9%6.92+40.4%5.99+18.4%5.83+1140.4%
EPS (Recurring) per share1.53+20.5%1.33+10.8%1.28+24.3%1.37+35.6%1.27+47.7%1.20+39.5%1.03+17.0%1.01+1162.5%
EPS (Basic, Before Extraordinaries) per share1.54+21.3%1.34+11.7%1.29+24.0%1.38+35.3%1.27+46.0%1.20+39.5%1.04+18.2%1.02+1175.0%
EPS (Diluted) per share1.53+20.5%1.33+10.8%1.28+24.3%1.37+35.6%1.27+47.7%1.20+39.5%1.03+17.0%1.01+1162.5%
Non-Operating Income (Expense)0.30-0.02-0.00-100.0%-0.00-0.00-0.010.31-0.01-133.3%
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.26+52.9%0.260.0%0.27+3.8%0.18-28.0%0.17-34.6%0.26-3.7%0.26-27.8%0.25-3.8%
Price To Earnings Ratio ratio statement ratio, not the snapshot12.1810.068.909.6610.6912.2411.5518.25
Price To Sales Ratio ratio2.142.091.761.801.862.001.872.24
Operating Margin %26.8825.6023.6325.4524.0223.5420.5020.27
Net Margin %22.9121.0920.8821.9420.5319.7118.1317.72
Shares Outstanding million shares5.81+0.7%5.81+0.7%5.81+0.7%5.77+0.5%5.77+0.5%5.77+0.5%5.77+0.5%5.74+0.7%
Market Capitalization389.52+54.1%298.50+12.5%251.25+3.4%251.05-10.3%252.78-10.7%265.31+5.6%243.07-12.5%279.92-15.3%

Balance sheet, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/20182017FY12/31/2017
Cash & Due from Banks25.46-3.1%26.27-9.3%28.95+717.8%3.54-87.0%27.32+40.8%19.41+33.1%14.58-9.0%16.02+13.3%14.14
Investments651.63+5.0%620.53-5.5%656.81-2.9%676.27-19.8%843.47+77.6%474.96+147.1%192.22-2.1%196.32+19.6%164.08
Net Loans1,890.98+6.3%1,779.14+6.8%1,666.29+7.7%1,547.03+9.1%1,417.50+28.2%1,105.45+48.6%743.66+5.2%707.23+12.5%628.77
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets1.08-23.4%1.41+20.5%1.17-7.1%1.26+193.0%0.43+65.4%0.26-29.7%0.37+94.7%0.19-80.4%0.97
Net Property, Plant & Equipment58.01+29.8%44.70+6.4%42.00+5.1%39.95+0.8%39.62+13.2%34.99+25.6%27.86+49.6%18.62+12.3%16.58
Interest Receivables9.67+0.4%9.63+5.9%9.09+7.1%8.49+12.7%7.53+31.9%5.71+74.1%3.28+0.3%3.27+17.2%2.79
Deferred Tax Assets19.54-16.6%23.42-1.5%23.77-13.3%27.42+216.3%8.67+49.0%5.82+40.9%4.13+29.1%3.20+24.0%2.58
Other Intangible Assets100.34+12.0%89.62+3.7%86.450.0%86.49+3.9%83.23+41.7%58.74+110.2%27.95-29.2%39.45+8.6%36.31
Total Assets2,756.72+6.2%2,594.71+3.2%2,514.54+5.2%2,390.45-1.5%2,427.77+42.4%1,705.33+68.2%1,014.06+3.0%984.30+13.6%866.22
Total Deposits2,467.35+5.4%2,340.82+8.5%2,158.43-0.4%2,166.91-0.1%2,169.86+43.7%1,509.51+80.6%835.74+8.5%770.18+5.5%730.15
Total Debt16.87-0.7%16.99-87.3%134.12+332.2%31.03+43.9%21.57+66.7%12.94-78.3%59.68-44.9%108.41+173.0%39.71
Long Term Debt15.92-1.1%16.10+59.2%10.11-7.1%10.88-45.4%19.94+62.0%12.31-42.4%21.36+40.0%15.26-8.6%16.70
Provision for Risks Charges1.30+20.4%1.08+14.9%0.940.000.000.000.000.000.00
Deferred Tax Liabilities8.67-14.1%10.09-11.3%11.38-5.7%12.07+15.5%10.45-3.8%10.86+38.7%7.83+50.6%5.20+20.1%4.33
Other Liabilities23.68+8.9%21.75+7.7%20.19+15.5%17.48+23.4%14.16+164.2%5.36+35.0%3.97-43.0%6.96+49.7%4.65
Total Liabilities2,517.86+5.3%2,390.74+2.8%2,325.06+4.4%2,227.50+0.5%2,216.05+44.0%1,538.66+69.6%907.22+1.8%890.75+14.4%778.84
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity238.86+17.1%203.97+7.6%189.48+16.3%162.95-23.0%211.73+27.0%166.67+56.0%106.83+14.2%93.56+7.1%87.38
Total Shareholders Equity238.86+17.1%203.97+7.6%189.48+16.3%162.95-23.0%211.73+27.0%166.67+56.0%106.83+14.2%93.56+7.1%87.38
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity238.86+17.1%203.97+7.6%189.48+16.3%162.95-23.0%211.73+27.0%166.67+56.0%106.83+14.2%93.56+7.1%87.38
Total Liabilities & Stockholders Equity2,756.72+6.2%2,594.71+3.2%2,514.54+5.2%2,390.45-1.5%2,427.77+42.4%1,705.33+68.2%1,014.06+3.0%984.30+13.6%866.22
Book Value Per Share per share41.39+16.4%35.56+7.0%33.22+14.8%28.94-23.4%37.79+12.2%33.69+18.4%28.46+13.4%25.09+7.2%23.40
Tangible Book Value Per Share per share37.88+18.4%31.98+8.2%29.57+17.4%25.18-25.8%33.94+6.4%31.91+12.4%28.40+13.5%25.03+7.2%23.34
Tier 1 Capital259.31+8.5%239.04+6.2%225.13+5.7%212.94+12.1%189.98+27.6%148.93+44.6%103.02+9.1%94.44+10.6%85.37
Tier 2 Capital21.47+3.5%20.75-1.1%20.98+22.0%17.20+9.6%15.69+27.9%12.27+38.0%8.89+1.5%8.76+11.9%7.83
Full-Time Employees people324+1.2%320+2.2%313-2.2%320+0.3%319+20.4%265+40.2%189+4.4%181+3.4%175
Price to Book Ratio ratio1.581.352.001.811.561.912.192.561.79
Return on Assets %1.050.810.741.251.160.961.161.191.05
Return on Equity %12.7410.5710.3316.0212.699.5311.5512.1710.38
Return on Invested Capital %11.079.459.1217.2710.367.289.0310.118.37
Current Ratio ratio0.170.330.120.050.090.090.040.040.05

Cash flow, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Funds from Operations43.4841.83+62.2%25.79-16.0%30.70-18.9%37.85+32.8%28.50+48.9%19.14+21.4%15.76-2.1%16.09
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital7.920.53-80.5%2.72+466.7%0.48-0.34-110.9%3.12-0.20-0.37-0.30
Cash from Operating Activities51.4042.36+48.6%28.51-8.6%31.19-16.8%37.50+18.6%31.62+67.0%18.93+22.9%15.40-2.5%15.79
Capital Expenditures-16.20-17.54-6.66-6.95-5.51-2.52-12.39-6.13-3.57
Net Assets From Acquisitions0.000.000.000.000.00-3.75-107.1%53.000.000.00
Sale of Fixed Assets and Businesses2.440.62+3000.0%0.02-97.6%0.84-22.9%1.09-36.6%1.72+805.3%0.19-20.8%0.24+2300.0%0.01
Purchase or Sale of Investments3.8548.04+528.0%7.65-91.0%85.31+5950.4%1.41-311.88-78.20-2225.0%3.68-28.16
Purchase of Investments-38.79-25.14-15.390.00-42.09-411.41-271.50-43.38-63.57
Sale Or Maturity of Investments42.6373.18+217.6%23.04-73.0%85.31+96.1%43.50-56.3%99.52-48.5%193.30+310.8%47.06+32.9%35.41
Other Uses-7.21-7.210.000.000.000.000.000.000.00
Other Sources0.000.420.00-100.0%0.930.000.000.000.000.00
Cash from Investing Activities-284.61-95.25-112.54-36.77-103.46-327.67-182.88-23.61-119.26
Cash Dividends Paid-9.89-9.40-8.85-6.75-7.71-6.61-5.38-4.04-3.40
Change in Capital Stock0.060.13-35.0%0.20+233.3%0.06-1.03-481.5%0.27+22.7%0.22+29.4%0.17+6.3%0.16
Repurchase of Common Pref Stock-0.18-0.12-0.08-0.24-1.280.000.000.000.00
Sale of Common Pref Stock0.240.25-10.7%0.28-6.7%0.30+20.0%0.25-7.4%0.27+22.7%0.22+29.4%0.17+6.3%0.16
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net131.13-0.47-118.32-214.2%103.59+953.8%9.83-21.98-55.55-55.30-180.9%68.33
Change in Long Term Debt-0.21-0.22-0.22-0.23-0.23-9.76-17.71-16.78-260.4%10.46
Issuance of Long Term Debt0.000.000.000.000.000.00-100.0%152.790.00-100.0%15.00
Reduction of Long Term Debt-0.21-0.22-0.22-0.23-0.23-9.76-170.50-16.78-4.54
Net Financing Active Other Cash Flow0.000.000.000.000.00-0.01-0.000.000.00
Other Financing Activities Uses0.000.000.000.000.00-0.01-0.000.000.00
Cash from Financing Activities264.65117.60+112.2%55.43-37.3%88.44-1.82-100.6%323.57+48.7%217.63+3305.8%6.39-93.9%105.13
Net Change in Cash31.4564.71-28.60-134.5%82.86-67.79-346.2%27.53-48.7%53.68-1.82-209.6%1.66
Free Cash Flow35.2024.82+4.1%23.85-1.6%24.23-24.3%31.99+9.9%29.10+65.8%17.55+55.7%11.27-7.7%12.21
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow ratio12.5416.3618.7818.9811.0314.0724.4232.8827.63
Federal Home Loan Advances Increase (Decrease)--0.41-0.06-104.4%1.36-2.06-360.8%0.79-63.3%2.15+9.7%1.96-3.51

Balance sheet, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Cash & Due from Banks25.29-12.5%47.38+42.0%30.52-10.0%25.46-3.1%28.89-20.4%33.36+30.5%33.91-1.6%26.27-9.3%
Investments669.89+3.4%680.57-0.3%642.04-11.4%651.63+5.0%647.84-0.3%682.82+12.0%724.46+20.4%620.53-5.5%
Net Loans2,152.66+13.7%2,065.94+13.7%2,002.11+11.5%1,890.98+6.3%1,893.82+6.7%1,817.03+6.3%1,795.47+7.0%1,779.14+6.8%
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.00
Net Property, Plant & Equipment57.54+3.9%55.48+10.5%62.42+38.0%58.01+29.8%55.37+20.6%50.21+9.6%45.24+2.9%44.70+6.4%
Interest Receivables10.59+4.0%10.40+4.1%10.23+5.4%9.67+0.4%10.18+3.9%9.99+1.1%9.71+3.3%9.63+5.9%
Deferred Tax Assets---19.54-16.6%---23.42-1.5%
Other Intangible Assets112.45+12.2%111.42+6.4%111.94+9.3%100.34+12.0%100.24+0.5%104.75+4.1%102.40+2.5%89.62+3.7%
Total Assets3,028.42+10.7%2,971.22+10.1%2,859.26+5.5%2,756.72+6.2%2,736.75+4.6%2,698.57+7.9%2,711.31+9.8%2,594.71+3.2%
Total Deposits2,610.27+5.8%2,558.65+5.1%2,576.49+4.8%2,467.35+5.4%2,466.91+5.3%2,435.33+12.3%2,457.46+10.9%2,340.82+8.5%
Total Debt147.91+767.5%135.18+683.2%15.57-10.7%16.87-0.7%17.05-59.5%17.26-85.2%17.43-59.8%16.99-87.3%
Long Term Debt15.20-10.7%15.38-10.8%15.56-10.7%15.92-1.1%17.03-0.6%17.25-5.1%17.42-1.5%16.10+59.2%
Provision for Risks Charges1.68+48.7%1.73+69.6%1.39+39.0%1.30+20.4%1.13-3.4%1.02-1.0%1.00+12.4%1.08+14.9%
Deferred Tax Liabilities---8.67-14.1%---10.09-11.3%
Other Liabilities21.57-3.7%22.75-15.9%21.16-10.9%23.68+8.9%22.41-1.9%27.06+46.3%23.75+39.8%21.75+7.7%
Total Liabilities2,781.43+10.9%2,718.32+9.6%2,614.61+4.6%2,517.86+5.3%2,507.50+4.1%2,480.66+7.6%2,499.64+9.8%2,390.74+2.8%
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.00
Common Equity246.98+7.7%250.37+14.9%244.65+15.6%238.86+17.1%229.25+10.6%217.91+11.4%211.67+10.5%203.97+7.6%
Total Shareholders Equity246.98+7.7%250.37+14.9%244.65+15.6%238.86+17.1%229.25+10.6%217.91+11.4%211.67+10.5%203.97+7.6%
Accumulated Minority Interest0.000.000.000.000.000.000.000.00
Total Equity246.98+7.7%250.37+14.9%244.65+15.6%238.86+17.1%229.25+10.6%217.91+11.4%211.67+10.5%203.97+7.6%
Total Liabilities & Stockholders Equity3,028.42+10.7%2,971.22+10.1%2,859.26+5.5%2,756.72+6.2%2,736.75+4.6%2,698.57+7.9%2,711.31+9.8%2,594.71+3.2%
Book Value Per Share per share42.52+7.0%43.10+14.1%42.14+14.8%41.39+16.4%39.75+10.0%37.78+10.7%36.70+9.8%35.56+7.0%
Tangible Book Value Per Share per share39.06+7.8%39.64+15.7%38.67+16.6%37.88+18.4%36.23+11.3%34.25+12.2%33.16+11.3%31.98+8.2%
Tier 1 Capital277.31+9.4%270.55+9.0%264.77+8.8%259.31+8.5%253.47+7.8%248.25+7.0%243.26+6.3%239.04+6.2%
Tier 2 Capital24.07+13.3%23.04+9.7%22.24+5.8%21.47+3.5%21.24+2.1%21.00+4.9%21.02+3.5%20.75-1.1%
Full-Time Employees people---324+1.2%---320+2.2%
Price to Book Ratio ratio1.581.221.051.101.161.251.171.35
Return on Assets %1.121.081.071.050.970.910.840.81
Return on Equity %13.5113.0713.0012.7411.9511.4710.7710.57
Return on Invested Capital %3.402.952.873.122.982.942.622.65
Current Ratio ratio0.080.130.110.170.080.180.140.33

Cash flow, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Funds from Operations12.73+23.5%10.10-27.3%9.84+44.7%10.81+50.1%10.31+66.6%13.90+140.9%6.80+2.6%7.20-10.4%
Extraordinary Item0.000.000.000.000.000.000.000.00
Changes in Working Capital0.9011.18+573.5%-3.03-260.3%-1.13-1.89-170.3%1.66-48.9%1.89-0.65-160.7%
Cash from Operating Activities13.63+61.9%21.28+36.7%6.81-21.7%9.68+47.8%8.42-5.2%15.57+72.6%8.70+113.8%6.55-28.2%
Capital Expenditures-3.06-3.38-4.31-5.44-6.23-5.69-0.17-0.59
Net Assets From Acquisitions0.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses1.81+4425.0%0.630.00-100.0%0.000.040.000.58+2800.0%0.00-100.0%
Purchase or Sale of Investments-21.24-190.8%5.4210.75-45.7%8.9223.39+426.8%-4.08-160.1%19.81+297.0%-8.57-124.7%
Purchase of Investments-33.840.000.00-4.95-5.45-10.18-4.57-13.90
Sale Or Maturity of Investments12.60-56.3%5.42-11.1%10.75-55.9%13.87+160.2%28.83+386.2%6.10-10.2%24.38+388.6%5.33-84.6%
Other Uses0.000.000.00-7.210.000.000.000.00
Other Sources0.00-100.0%0.000.000.000.420.000.000.00
Cash from Investing Activities-109.57-68.00-105.38-2556.4%-1.66-61.19-36.694.29-14.25
Cash Dividends Paid-2.53-2.44-2.51-2.41-2.34-2.33-2.33-2.32
Preferred Dividends (Cash Flow)0.000.000.000.000.000.000.000.00
Change in Capital Stock0.00-0.020.11-31.3%-0.030.000.000.16-20.0%0.00
Repurchase of Common Pref Stock0.00-0.02-0.13-0.030.000.00-0.090.00
Sale of Common Pref Stock0.000.000.24-4.0%0.000.000.000.25-10.7%0.00
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net12.79119.68-1.23-0.12-0.12-0.11-100.2%-0.12-25.11
Change in Long Term Debt-0.05-0.05-0.05-0.05-0.05-0.06-0.06-0.06
Issuance of Long Term Debt0.000.000.000.000.000.000.000.00
Reduction of Long Term Debt-0.05-0.05-0.05-0.05-0.05-0.06-0.06-0.06
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.000.000.00
Cash from Financing Activities61.89+110.3%99.38105.50-8.1%-2.1229.43-69.7%-24.58-202.7%114.86-29.12
Net Change in Cash-34.0552.666.93-94.6%5.90-23.33-155.4%-45.70-954.2%127.84-36.82-2587.8%
Free Cash Flow10.57+380.5%17.90+81.4%2.50-70.7%4.23-29.0%2.20-71.0%9.87+30.9%8.52+208.7%5.96-11.6%
Price to Free Cash Flow ratio12.5417.6927.3516.3914.7511.7111.7218.82

Revenue breakdown

USD millions, so a column adds up to the income statement. Share is of the latest year in that split. The change is versus the older year shown, not TTM.

Product
Name20242025vs 20242025 share
National Commercial Banks80.8893.23+15.3%100.0%
Total80.8893.23+15.3%100.0%
Region
Name20242025vs 20242025 share
United States80.8893.23+15.3%100.0%
Total80.8893.23+15.3%100.0%

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-300.71%0.0M4.5M13.08K
2026-10-150.92%0.0M4.5M11.76K
2026-09-300.89%0.0M4.5M11.41K
2026-09-151.11%0.1M4.5M12.01K
2026-08-311.01%0.0M4.6M12.32K
2026-08-140.99%0.0M4.6M12.96K
2026-07-310.82%0.0M4.6M10.39K
2026-07-150.79%0.0M4.6M10.09K
2026-06-300.83%0.0M4.6M9.82K
2026-06-150.69%0.0M4.6M8.26K
2026-05-290.60%0.0M4.6M7.50K
2026-05-150.50%0.0M4.6M6.97K
2026-04-300.64%0.0M4.6M6.78K
2026-04-150.62%0.0M4.6M6.85K
2026-03-310.70%0.0M4.5M7.22K
2026-03-130.62%0.0M4.5M7.41K
2026-02-270.45%0.0M4.5M7.88K
2026-02-130.45%0.0M4.5M8.37K
2026-01-300.45%0.0M4.5M8.18K
2026-01-150.50%0.0M4.5M8.14K

Option chain

Expiry 2026-11-13 · underlying 67.06, quoted 12 Nov 15:59 ET · ATM -

Option quotes -. A date on a row is older than the last session (12 Nov). 0 rows.

Implied move — the ATM straddle is not quoted.

Put/call open interest — no calls · Put/call volume — no calls

IV change is points against the prior close.

TypeStrikeMoneyBidAskLastChgIVOpen intVolumeLast sizeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30 of 612
AllAll annual, quarterly, and current reportsInsider equity awards, transactions, and ownership (Section 16 Reports)Beneficial ownership reportsExempt offeringsRegistration statements and prospectusesFiling review correspondenceSEC orders and noticesProxy materialsTender offers and going private transactionsTrust indenture filings

10-Q filed 2026-11-06, period ended 2026-09-30. 10-K filed 2026-03-13, period ended 2025-12-31. FDBC on EDGAR

page 1 of 21Next →
FiledFormDescriptionPeriodDocument
2026-11-064Insider equity awards, transactions, and ownership (Section 16 Reports)2026-11-04 · transaction0001437749-26-035640 index
2026-11-0610-QAll annual, quarterly, and current reports2026-09-300001437749-26-035558 index
2026-11-0513F-HRAll annual, quarterly, and current reports2026-09-300001437749-26-035124 index
2026-11-044Insider equity awards, transactions, and ownership (Section 16 Reports)2026-11-04 · transaction0001437749-26-034890 index
2026-10-284Insider equity awards, transactions, and ownership (Section 16 Reports)2026-10-27 · transaction0001437749-26-033742 index
2026-10-284Insider equity awards, transactions, and ownership (Section 16 Reports)2026-10-27 · transaction0001437749-26-033738 index
2026-10-218-KAll annual, quarterly, and current reports2026-10-210001437749-26-033095 index
2026-09-154Insider equity awards, transactions, and ownership (Section 16 Reports)2026-09-14 · transaction0001437749-26-030422 index
2026-08-0710-QAll annual, quarterly, and current reports2026-06-300001437749-26-026575 index
2026-08-0613F-HRAll annual, quarterly, and current reports2026-06-300001437749-26-025982 index
2026-07-304Insider equity awards, transactions, and ownership (Section 16 Reports)2025-12-05 · transaction0001437749-26-025022 index
2026-07-28SCHEDULE 13GBeneficial ownership reportsno report period0002012383-26-002494 index
2026-07-228-KAll annual, quarterly, and current reports2026-07-220001437749-26-024048 index
2026-06-124Insider equity awards, transactions, and ownership (Section 16 Reports)2026-06-12 · transaction0001437749-26-020450 index
2026-05-0810-QAll annual, quarterly, and current reports2026-03-310001437749-26-015900 index
2026-05-068-KAll annual, quarterly, and current reports2026-05-050001437749-26-015193 index
2026-04-3013F-HRAll annual, quarterly, and current reports2026-03-310001437749-26-014149 index
2026-04-278-KAll annual, quarterly, and current reports2026-04-210001437749-26-013488 index
2026-04-228-KAll annual, quarterly, and current reports2026-04-220001437749-26-012999 index
2026-03-25DEF 14AProxy materials2026-05-050001437749-26-009691 index
2026-03-204Insider equity awards, transactions, and ownership (Section 16 Reports)2026-03-18 · transaction0001437749-26-009136 index
2026-03-193Insider equity awards, transactions, and ownership (Section 16 Reports)2026-03-160001437749-26-008963 index
2026-03-1310-KAll annual, quarterly, and current reports2025-12-310001437749-26-008215 index
2026-03-114Insider equity awards, transactions, and ownership (Section 16 Reports)2026-03-11 · transaction0001437749-26-007658 index
2026-02-234Insider equity awards, transactions, and ownership (Section 16 Reports)2026-02-20 · transaction0001437749-26-005112 index
2026-02-204Insider equity awards, transactions, and ownership (Section 16 Reports)2026-02-18 · transaction0001437749-26-004896 index
2026-02-204Insider equity awards, transactions, and ownership (Section 16 Reports)2026-02-18 · transaction0001437749-26-004894 index
2026-02-204Insider equity awards, transactions, and ownership (Section 16 Reports)2026-02-18 · transaction0001437749-26-004864 index
2026-02-204Insider equity awards, transactions, and ownership (Section 16 Reports)2026-02-18 · transaction0001437749-26-004856 index
2026-02-204Insider equity awards, transactions, and ownership (Section 16 Reports)2026-02-18 · transaction0001437749-26-004850 index

Insider activity by month

MonthBoughtBuysSoldSells
2026-110034.68K1
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-02500.00K100
2026-010000
2025-120000
2025-11175.82K300

Institutional holders

Manager% owned
BlackRock, Inc.5.94%
VANGUARD CAPITAL MANAGEMENT LLC3.36%
GEODE CAPITAL MANAGEMENT, LLC2.01%
FIDELITY D & D BANCORP INC1.63%
STATE STREET CORP1.26%
Siena Capital Partners GP, LLC1.00%
Creative Planning0.71%
GOLDMAN SACHS GROUP INC0.66%
NORTHERN TRUST CORP0.65%
LIBERTY SQUARE WEALTH PARTNERS LLC0.62%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND2.34%
iShares Russell 2000 ETF2.22%
VANGUARD EXTENDED MARKET INDEX FUND0.94%
Fidelity Small Cap Index Fund0.91%
iShares Russell 2000 Value ETF0.84%
VANGUARD RUSSELL 2000 INDEX FUND0.47%
Fidelity Extended Market Index Fund0.41%
iShares Micro-Cap ETF0.29%
Schwab Small-Cap Index Fund0.20%
Fidelity Total Market Index Fund0.15%

OakChart. FDBC. Cached 15 minutes. Terms

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