BayFirst Financial Corp
BAFNFinancial·Banks - Regional·USA·Micro·NASD·Nov 12 • 3:59 PM ET
6.21+0.15 (2.48%)
2026-11-13 13:10 CET
Market cap
$200.08M
Revenue, TTM
- USD m
Net income, TTM
-44.55 USD m
Free cash flow, TTM
97.12 USD m
EPS diluted, TTM
-10.65
Price
BAFN against its 20, 50 and 200-day averagesPatternshover a marker to name it
34.6% under the 52-week high of 9.50 on 17 Sep 2026. 52-week low 4.26 on 24 Jun 2026. Last 15 sessions, 30.2% high to low
Volume 0.00× normal · the session has not printed · the line is the 50-bar volume average
Setup. RS line 5
CANSLIM 1 of 6 — fails: 52-Week High/Low: 0-10% below High; Performance: Year +50%; Institutional Ownership: Over 50%; Average Volume: Over 200K — not on the tape: EPS Growth This Year: High (>25%)
VCP 4 of 6 — fails: 200-Day Simple Moving Average: Price above SMA200; 52-Week High/Low: 0-10% below High
Minervini 1 of 4 — fails: 200-Day Simple Moving Average: Price above SMA200; 52-Week High/Low: 0-10% below High; Performance: Year +50%
Zanger 0 of 5 — fails: RSI (14): Not Oversold (>50); Performance: Week +10%; 20-Day High/Low: 0-5% below High; Relative Volume: Over 1.5; 200-Day Simple Moving Average: Price above SMA200
Leaders 0 of 5 — fails: 50-Day Simple Moving Average: Price above SMA50; 200-Day Simple Moving Average: Price above SMA200; Performance: Year +50%; Average Volume: Over 500K; 52-Week High/Low: 0-10% below High
Breakout 0 of 4 — fails: 52-Week High/Low: New High; Relative Volume: Over 2; 50-Day Simple Moving Average: Price above SMA50; 200-Day Simple Moving Average: Price above SMA200
Growth 1 of 4 — fails: Return on Equity: Over +15% — not on the tape: EPS Growth This Year: High (>25%); EPS Growth Next Year: High (>25%)
Quality 0 of 5 — fails: Return on Equity: Over +15%; Net Profit Margin: High (>20%); Debt/Equity: Low (<0.1); Current Ratio: Over 1 — not on the tape: P/E: Under 25
Value 1 of 4 — fails: Return on Equity: Over +15%; Debt/Equity: Low (<0.1) — not on the tape: P/E: Under 15
Income 0 of 4 — fails: Dividend Growth: Growing 2+ Years — not on the tape: Dividend Yield: Over 2%; Payout Ratio: Low (<20%); P/E: Under 25
Small Cap 1 of 4 — fails: Average Volume: Over 500K; 200-Day Simple Moving Average: Price above SMA200; Performance: Year +50%
Accumulation 1 of 4 — fails: Institutional Ownership: Over 30%; 200-Day Simple Moving Average: Price above SMA200; Performance: Year Up
Relative Strength 0 of 3 — fails: Performance: Year +100%; 200-Day Simple Moving Average: Price above SMA200; Average Volume: Over 500K
Profile
BAFN52-week range, 37% of the way up
4.269.50
BayFirst Financial Corp. is a bank holding company, which engages in the provision of banking services. Its products include demand deposits, money market accounts, savings deposits, time deposits, commercial business loans, real estate loans, and consumer loans. The company was founded on September 1, 2000 and is headquartered in St. Petersburg, FL.
| Employees | 144 |
|---|---|
| IPO | Nov 20, 2019 |
| Beta | 0.51 |
| ATR, 14d | 0.50 |
| Rel volume | 0.00 |
| Short float | 5.33% |
| Insider own | 62.07% |
| Inst own | 3.05% |
Snapshot
6 groupsValuation
| Index | - |
|---|---|
| Market Cap | $200.08M |
| Enterprise Value | - |
| Income | -44.55M |
| Sales | 71.35M |
| Book / share | 3.64 |
| Cash / share | - |
| Dividend Est. | - |
| Dividend TTM | - |
| Dividend Ex-Date | May 30, 2025 |
| Dividend Gr. 3/5Y | - - |
| Payout | - |
| Employees | 144 |
| IPO | Nov 20, 2019 |
Ratios
| Price / earnings | - |
|---|---|
| Forward price / earnings | - |
| Price / earnings / growth | - |
| Price / sales | 2.80 |
| Price / book | 1.71 |
| Price / cash | - |
| Price / free cash flow | 2.06 |
| Value / cash profit | - |
| Value / sales | - |
| Quick Ratio | - |
| Current Ratio | 0.14 |
| Debt / equity | 0.19 |
| Long-term debt / equity | 0.18 |
| Options and short | No / Yes |
Earnings
| Earnings / share | -10.65 |
|---|---|
| Earnings next year | - |
| Earnings next quarter | - |
| Earnings this year | - |
| Earnings next year | - |
| Earnings growth, 5 years | - |
| Past earnings growth | -178.17% - |
| Past sales growth | 16.80% -5.94% |
| Earnings vs last year | -260.04% |
| Sales vs last year | -40.59% |
| Earnings vs last quarter | 99.14% |
| Sales vs last quarter | -30.76% |
| Earnings | Oct 29 AMC |
| Surprise | - - |
Ownership
| Insiders own | 62.07% |
|---|---|
| Insider trades | 0.00% |
| Institutions own | 3.05% |
| Institution trades | 30.95% |
| Return on assets | -3.46% |
| Return on equity | -44.38% |
| Return on capital | -35.03% |
| Gross Margin | - |
| Operating margin | -80.81% |
| Profit Margin | -62.43% |
| 20-day average | -0.23% |
| 50-day average | -10.62% |
| 200-day average | -4.64% |
Technical
| Shares out | 26.96M |
|---|---|
| Shares floating | 12.22M |
| Short / float | 5.33% |
| Short ratio | 6.26 |
| Short interest | 0.65M |
| 52-week high | 9.50 -34.6% |
| 52-week low | 4.26 +45.8% |
| Volatility | 6.10% 8.53% |
| Average range | 0.50 |
| Strength index | 48.57 |
| Market sensitivity | 0.51 |
| Relative volume | 0.00 |
| Avg Volume | 104.14K |
| Volume | 0 |
Performance
| Perf Week | 7.63% |
|---|---|
| Perf Month | 18.29% |
| Perf Quarter | -3.12% |
| Perf Half Y | -4.46% |
| Perf YTD | -20.89% |
| Perf Year | -24.73% |
| Perf 3Y | -34.63% |
| Perf 5Y | -77.82% |
| Perf 10Y | - |
| Recommendation | - |
| Target Price | - |
| Prev Close | 6.21 |
| Price | 6.21 |
| Change % | 0.00% |
Peers
Mkt cap| Ticker | Company | Mkt cap |
|---|---|---|
| NEWT | NewtekOne Inc | 301.50M |
| LOB | Live Oak Bancshares Inc | 1.61B |
| USCB | USCB Financial Holdings Inc | 370.11M |
| NBN | Northeast Bank | 1.09B |
| FINW | FinWise Bancorp | 197.95M |
| CCBG | Capital City Bank Group Inc | 872.30M |
| FBIZ | First Business Financial Services Inc | 625.24M |
| CBAN | Colony Bankcorp Inc | 554.12M |
| OPHC | Optimumbank Holdings Inc | 113.10M |
| SBCF | Seacoast Banking Corp Of Florida | 3.23B |
Held by
AUMNews
latest 14 of 122- BayFirst Nears Breakeven As Loan And Deposit Growth Return, But The Bank Still Can't Cover Its Costs And Dilution Is Not Finished (Earnings Whispers) -6.00%
- BayFirst Financial Corp. Reports Third Quarter 2026 Results (GlobeNewswire)
- BayFirst Announces Third Quarter 2026 Conference Call and Webcast (GlobeNewswire) -5.55%
- BayFirst Elects Twelve Directors to its Board of Directors (GlobeNewswire) -14.32%
- BayFirst Financial Corp. Launches Rights Offering (GlobeNewswire) +10.00%
- BayFirst Financial Corp (BAFN) (Q2 2026) Earnings Call Highlights: Navigating Restructuring ... (GuruFocus.com) +8.20%
- BayFirst Financial Corp. Reports Second Quarter 2026 Results (GlobeNewswire)
- BayFirst Reschedules Date for Second Quarter 2026 Conference Call and Webcast (GlobeNewswire)
- BayFirst Announces Impact of Asset Resolution Plan and Restatement of Prior Period Financial Statements (GlobeNewswire)
- BayFirst Announces Second Quarter 2026 Conference Call and Webcast (GlobeNewswire)
- Floridas BayFirst makes a switch at CEO (Banking Dive) +6.91%
- BayFirst Financial Corp (BAFN) Q1 2026 Earnings Call Highlights: Strategic Capital Raise Amidst ... (GuruFocus.com)
- BayFirst Financial Corp. Announces Substantial Capital Raise, Names Alfred Rogers as Bank Chief Executive Officer, and Reports First Quarter 2026 Results (GlobeNewswire) -23.53%
- BayFirst Announces First Quarter 2026 Conference Call and Webcast (GlobeNewswire)
Quarterly earnings
2026Q1 sales 10.33, from 19.75 a year earlier
The outline behind the bar is the estimate. The filled bar is the print. Green beat it, red missed it.
| Period | Reported | EPS adjusted | EPS est | EPS reported | Sales act, USD m | Sales est, USD m | Surprise | Year-ago quarter | Analysts | Next session |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026Q1ended 2026-03-31 | 2026-04-30 16:30 | - | - | -1.476 | 10.33 | - | EPS - · sales - | vs 2025Q1, year-ago quarter · EPS - · sales -47.7% | - | Open -22.93% vs SPY +0.36%. Close -23.53% vs SPY +0.28% |
| 2025Q4ended 2025-12-31 | 2026-01-29 16:30 | - | - | -1.090 | 11.05 | - | EPS - · sales - | vs 2024Q4, year-ago quarter · EPS - · sales -66.4% | - | Open +4.29% vs SPY -0.32%. Close +4.45% vs SPY -0.30% |
| 2025Q3ended 2025-09-30 | 2025-10-30 16:30 | - | - | -4.664 | 10.23 | - | EPS - · sales - | vs 2024Q3, year-ago quarter · EPS - · sales -52.9% | - | Open +0.49% vs SPY +0.77%. Close -2.25% vs SPY +0.33% |
| 2025Q2ended 2025-06-30 | 2025-07-29 16:30 | - | - | -0.393 | 23.14 | - | EPS - · sales - | vs 2024Q2, year-ago quarter · EPS - · sales +11.1% | - | Open -2.18% vs SPY +0.10%. Close -9.64% vs SPY -0.13% |
| 2025Q1ended 2025-03-31 | 2025-04-24 16:30 | - | - | -0.174 | 19.75 | - | EPS - · sales - | vs 2024Q1, year-ago quarter · EPS - · sales -14.2% | - | Open -4.26% vs SPY -0.01%. Close -9.60% vs SPY +0.72% |
| 2024Q4ended 2024-12-31 | 2025-01-30 16:30 | - | - | 2.110 | 32.93 | - | EPS - · sales - | vs 2023Q4, year-ago quarter · EPS - · sales +39.7% | - | Open -1.96% vs SPY +0.41%. Close +0.49% vs SPY -0.53% |
| 2024Q3ended 2024-09-30 | 2024-10-24 16:30 | - | - | 0.182 | 21.72 | - | EPS - · sales - | vs 2023Q3, year-ago quarter · EPS - · sales -5.9% | - | Open -1.38% vs SPY +0.39%. Close -0.69% vs SPY -0.03% |
| 2024Q2ended 2024-06-30 | 2024-07-25 16:30 | - | - | 0.116 | 20.84 | - | EPS - · sales - | vs 2023Q2, year-ago quarter · EPS - · sales -1.0% | - | Open -0.08% vs SPY +0.72%. Close -0.42% vs SPY +1.12% |
| 2024Q1ended 2024-03-31 | 2024-04-25 16:30 | - | - | 0.106 | 23.01 | - | EPS - · sales - | vs 2023Q1, year-ago quarter · EPS - · sales +24.4% | - | Open +0.20% vs SPY +0.57%. Close +0.78% vs SPY +0.95% |
| 2023Q4ended 2023-12-31 | 2024-01-25 16:30 | - | - | 0.320 | 23.57 | - | EPS - · sales - | vs 2022Q4, year-ago quarter · EPS - · sales +38.8% | - | Open +0.36% vs SPY -0.09%. Close +0.80% vs SPY -0.13% |
| 2023Q3ended 2023-09-30 | 2023-10-26 16:30 | - | - | 0.408 | 23.07 | - | EPS - · sales - | vs 2022Q3, year-ago quarter · EPS - · sales +21.6% | - | Open +2.09% vs SPY +0.40%. Close +3.66% vs SPY -0.45% |
| 2023Q2ended 2023-06-30 | 2023-07-27 16:30 | - | - | 0.287 | 21.05 | - | EPS - · sales - | vs 2022Q2, year-ago quarter · EPS - · sales -17.0% | - | Open +0.97% vs SPY +0.75%. Close +3.00% vs SPY +0.98% |
| 2023Q1ended 2023-03-31 | 2023-04-27 16:30 | - | - | 0.130 | 18.50 | - | EPS - · sales - | vs 2022Q1, year-ago quarter · EPS - · sales -26.8% | - | - |
| 2022Q4ended 2022-12-31 | 2023-01-26 16:30 | - | - | 0.270 | 16.98 | - | EPS - · sales - | vs 2021Q4, year-ago quarter · EPS - · sales -45.1% | - | - |
| 2022Q3ended 2022-09-30 | 2022-10-28 08:30 | - | - | -0.356 | 18.97 | - | EPS - · sales - | - | - | - |
| 2022Q2ended 2022-06-30 | 2022-08-03 08:30 | - | - | -0.122 | 25.35 | - | EPS - · sales - | - | - | - |
Annual earnings
No annual earnings.
Estimate revisions
Latest snapshot of each period and type.
No estimate revisions.
Estimate history
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | MRQ |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EPS per share | 6.469 | -0.425 | 1.268 | 3.006 | 5.905 | -0.294 | 1.034 | 2.093 | -6.322 | -10.6525 | - |
| Sales USD millions | 38 | 51 | 80 | 141 | 66 | 65 | 103 | 119 | 104 | 71 | - |
| Shares million shares | 1 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 | - | 27 |
| Metric | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
|---|---|---|---|---|---|---|---|---|---|
| EPS per share | 0.182 | 2.11 | -0.174 | -0.393 | -4.664 | -1.09 | -1.476 | -8.046 | -0.04 |
| Sales USD millions | 30 | 32 | 30 | 31 | 27 | 18 | 19 | 16 | 18 |
| Shares million shares | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 27 |
Income statement, annual
| Metric | TTM | 2025FY12/31/2025 | 2024FY12/31/2024 | 2023FY12/31/2023 | 2022FY12/31/2022 | 2021FY12/31/2021 | 2020FY12/31/2020 | 2019FY12/31/2019 | 2018FY12/31/2018 |
|---|---|---|---|---|---|---|---|---|---|
| Interest Income | 71.42 | 85.22+4.1% | 81.86+19.5% | 68.52+77.7% | 38.57-12.0% | 43.83+0.2% | 43.73+70.2% | 25.70+19.0% | 21.60 |
| Total Interest Expense | 31.34 | 40.01-10.7% | 44.78+39.5% | 32.09+274.4% | 8.57+17.4% | 7.30-29.0% | 10.28+24.3% | 8.27+89.2% | 4.37 |
| Net Interest Income | 40.08 | 45.21+21.9% | 37.08+1.8% | 36.43+21.4% | 30.00-17.9% | 36.53+9.2% | 33.45+91.9% | 17.43+1.2% | 17.23 |
| Loan Loss Provision | 35.05 | 25.65+66.6% | 15.40+47.4% | 10.45 | -0.70 | -3.50-120.7% | 16.90+90.5% | 8.87+566.9% | 1.33 |
| Net Interest Income After Loan Loss Provision | 5.03 | 19.56-9.8% | 21.68-16.6% | 25.99-15.3% | 30.70-23.3% | 40.03+141.9% | 16.55+93.3% | 8.56-46.2% | 15.90 |
| Non-Interest Income | -0.07 | 18.92-49.4% | 37.39+9.8% | 34.04+27.1% | 26.79+22.9% | 21.79-77.7% | 97.69+80.3% | 54.17+87.3% | 28.92 |
| Non-Interest Expense | 62.61 | 64.22+12.8% | 56.94+9.5% | 51.99+3.0% | 50.46+0.7% | 50.09-46.2% | 93.18+65.1% | 56.44+21.4% | 46.49 |
| Operating Income | -57.66 | -25.74-1308.5% | 2.13-73.5% | 8.03+14.1% | 7.04-39.9% | 11.72-44.4% | 21.07+234.4% | 6.30 | -1.67 |
| Unusual Expense | 0.02 | 7.28 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income Before Taxes | -57.70 | -33.02-339.6% | 13.78+71.6% | 8.03+14.1% | 7.04-39.9% | 11.72-25.7% | 15.78+150.5% | 6.30 | -1.67 |
| Income Taxes | -14.59 | -8.45-340.1% | 3.52+66.0% | 2.12+35.9% | 1.56-42.0% | 2.69-12.4% | 3.07+69.6% | 1.81 | -0.46 |
| Consolidated Net Income | -43.11 | -24.57-339.5% | 10.26+73.3% | 5.92+8.0% | 5.48-39.3% | 9.03-28.9% | 12.70+183.5% | 4.48 | -1.21 |
| Net Income From Continuing Operations | -43.11 | -24.57-339.5% | 10.26+73.3% | 5.92+8.0% | 5.48-39.3% | 9.03-28.9% | 12.70+183.5% | 4.48 | -1.21 |
| Net Income | -44.55 | -26.11-401.8% | 8.65+82.5% | 4.74 | -1.18-105.0% | 23.61+99.4% | 11.84+194.5% | 4.02 | -1.21 |
| EPS (Recurring) per share | -1.88 | -5.09-343.5% | 2.09+102.9% | 1.03 | -0.29-104.9% | 5.91+96.3% | 3.01+137.0% | 1.27 | -0.42 |
| EPS (Basic, Before Extraordinaries) per share | -10.65 | -6.32-402.4% | 2.09+80.2% | 1.16 | -0.29-104.7% | 6.21+80.0% | 3.45+171.7% | 1.27 | -0.42 |
| EPS (Diluted) per share | -10.65 | -6.32-402.4% | 2.09+102.9% | 1.03 | -0.29-104.9% | 5.91+96.3% | 3.01+137.0% | 1.27 | -0.42 |
| Non-Operating Income (Expense) | -0.02 | 0.00-100.0% | 11.65 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 0.10 | 0.13-53.6% | 0.28-44.0% | 0.50-16.7% | 0.60+66.7% | 0.36+24.1% | 0.29-12.1% | 0.33+94.1% | 0.17 |
| Price To Earnings Ratio ratio statement ratio, not the snapshot | - | - | 18.37 | 11.91 | 201.20 | 4.03 | - | - | - |
| Price To Sales Ratio ratio | 2.27 | 0.31 | 0.46 | 0.58 | 1.03 | 1.41 | 0.41 | 0.66 | 1.01 |
| Operating Margin % | -80.81 | -24.71 | 1.78 | 7.83 | 10.77 | 17.86 | 14.90 | 7.88 | -3.31 |
| Net Margin % | -62.43 | -25.07 | 7.25 | 4.62 | -1.81 | 35.99 | 8.37 | 5.03 | -2.39 |
| Shares Outstanding million shares | 26.96 | 4.11-0.5% | 4.13+0.5% | 4.11+1.7% | 4.04+1.5% | 3.98+14.0% | 3.49+2.9% | 3.39+12.3% | 3.02 |
| Market Capitalization | 200.08 | 200.08+264.0% | 54.97+2.5% | 53.62-20.6% | 67.51-25.4% | 90.49+87.7% | 48.21+9.0% | 44.22 | - |
Income statement, quarterly
| Metric | 2026Q39/30/2026 | 2026Q26/30/2026 | 2026Q13/31/2026 | 2025Q412/31/2025 | 2025Q39/30/2025 | 2025Q26/30/2025 | 2025Q13/31/2025 | 2024Q412/31/2024 |
|---|---|---|---|---|---|---|---|---|
| Interest Income | 17.25-20.3% | 16.36-27.3% | 17.44-15.7% | 20.37-6.3% | 21.65+1.0% | 22.50+10.1% | 20.68+7.8% | 21.75+15.4% |
| Total Interest Expense | 6.62-36.2% | 6.94-31.7% | 7.99-17.5% | 9.79-11.8% | 10.37-13.5% | 10.16-9.6% | 9.69-7.3% | 11.10+11.2% |
| Net Interest Income | 10.63-5.8% | 9.42-23.7% | 9.45-14.1% | 10.58-0.7% | 11.28+19.4% | 12.35+34.5% | 11.00+25.9% | 10.65+19.9% |
| Loan Loss Provision | -0.07-100.6% | 28.98+299.2% | 3.08-30.0% | 3.07-32.5% | 10.91+249.7% | 7.26+142.0% | 4.40+8.4% | 4.55+66.1% |
| Net Interest Income After Loan Loss Provision | 10.70+2872.2% | -19.55-484.8% | 6.37-3.5% | 7.51+22.9% | 0.36-94.3% | 5.08-17.8% | 6.60+41.0% | 6.11-0.5% |
| Non-Interest Income | 1.16-76.5% | -0.31-103.7% | 1.40-85.3% | -2.33-121.8% | 4.93-44.4% | 8.35-1.2% | 9.51-13.2% | 10.71+7.2% |
| Non-Interest Expense | 12.88-46.2% | 24.14+60.0% | 15.42-6.9% | 10.17-34.0% | 23.93+75.3% | 15.09+12.5% | 16.57+14.5% | 15.41+11.9% |
| Operating Income | -1.02 | -44.01 | -7.64 | -4.99-456.4% | -18.63-1317.6% | -1.65-234.1% | -0.46-139.0% | 1.40-40.9% |
| Unusual Expense | 0.00-100.0% | 0.00 | 0.00 | 0.02 | 7.26 | 0.00 | 0.00 | 0.00 |
| Net Income Before Taxes | -1.02 | -44.04 | -7.63 | -5.01-138.4% | -25.90-1792.8% | -1.65-234.1% | -0.46-139.0% | 13.05+450.6% |
| Income Taxes | -0.34 | -11.38 | -1.95 | -0.92-128.1% | -6.99-1847.5% | -0.41-217.1% | -0.13-143.3% | 3.27+367.1% |
| Consolidated Net Income | -0.68 | -32.66 | -5.68 | -4.09-141.8% | -18.90-1757.9% | -1.24-240.9% | -0.34-138.6% | 9.78+489.2% |
| Net Income From Continuing Operations | -0.68 | -32.66 | -5.68 | -4.09-141.8% | -18.90-1757.9% | -1.24-240.9% | -0.34-138.6% | 9.78+489.2% |
| Net Income | -0.95 | -33.05 | -6.07 | -4.48-147.7% | -19.29-2672.0% | -1.62-437.5% | -0.72-263.6% | 9.39+616.8% |
| EPS (Recurring) per share | -0.04 | -8.05 | -1.48 | -1.09-151.7% | -3.43-2005.6% | -0.39-425.0% | -0.17-254.5% | 2.11 |
| EPS (Basic, Before Extraordinaries) per share | -0.04 | -8.05 | -1.48 | -1.09-148.0% | -4.66-2688.9% | -0.39-425.0% | -0.17-254.5% | 2.27+609.4% |
| EPS (Diluted) per share | -0.04 | -8.05 | -1.48 | -1.09-151.7% | -4.66-2688.9% | -0.39-425.0% | -0.17-254.5% | 2.11+559.4% |
| Non-Operating Income (Expense) | 0.00 | -0.03 | 0.01 | 0.00-100.0% | 0.00 | 0.00 | 0.00 | 11.65 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 0.02-71.4% | 0.020.0% | 0.04+100.0% | 0.01-83.3% | 0.07-22.2% | 0.02-77.8% | 0.02-71.4% | 0.060.0% |
| Price To Earnings Ratio ratio statement ratio, not the snapshot | - | - | - | - | 6.06 | 6.27 | 6.65 | 18.37 |
| Price To Sales Ratio ratio | 2.27 | 0.26 | 0.28 | 0.31 | 0.36 | 0.47 | 0.57 | 0.49 |
| Operating Margin % | -5.54 | -274.04 | -40.57 | -27.66 | -70.09 | -5.34 | -1.53 | 4.31 |
| Net Margin % | -5.18 | -205.82 | -32.19 | -24.81 | -72.55 | -5.26 | -2.38 | 28.93 |
| Shares Outstanding million shares | 26.96+554.4% | 4.11-0.5% | 4.11-0.5% | 4.11-0.5% | 4.12-0.2% | 4.130.0% | 4.130.0% | 4.13+0.5% |
| Market Capitalization | 200.08+362.7% | 20.53-64.5% | 26.09-62.4% | 32.26-41.3% | 43.24-20.5% | 57.81+20.3% | 69.38+30.3% | 54.97+2.5% |
Balance sheet, annual
| Metric | 2025FY12/31/2025 | 2024FY12/31/2024 | 2023FY12/31/2023 | 2022FY12/31/2022 | 2021FY12/31/2021 | 2020FY12/31/2020 | 2019FY12/31/2019 | 2018FY12/31/2018 | 2017FY12/31/2017 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | 5.12+13.8% | 4.50+9.8% | 4.10+12.3% | 3.65+27.2% | 2.87+2.9% | 2.79-9.4% | 3.08-31.6% | 4.50 | - |
| Investments | 238.37+100.5% | 118.86+12.4% | 105.76-10.9% | 118.67-18.7% | 145.97-46.7% | 273.70+43.9% | 190.18+251.1% | 54.17 | 0.00 |
| Net Loans | 936.02-10.6% | 1,046.78+16.0% | 902.23+25.4% | 719.61+26.1% | 570.50-52.7% | 1,207.16+298.2% | 303.19+8.0% | 280.68 | - |
| Investment in Unconsolidated Affiliates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Customer Liability on Acceptances | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Real Estate Assets | 0.40+207.7% | 0.13 | - | - | - | - | - | - | - |
| Net Property, Plant & Equipment | 45.69-6.9% | 49.06+18.8% | 41.29+6.9% | 38.62+17.3% | 32.93+50.7% | 21.85+13.0% | 19.33+81.5% | 10.65 | - |
| Interest Receivables | 6.32-17.2% | 7.63+7.0% | 7.13+60.2% | 4.45+26.1% | 3.53-51.6% | 7.30+244.3% | 2.12+21.1% | 1.75 | 0.00 |
| Deferred Tax Assets | 7.83+1640.0% | 0.45 | - | 9.35+32.1% | 7.08-41.8% | 12.16+101.3% | 6.04+21.5% | 4.97 | - |
| Other Intangible Assets | 54.52-1.8% | 55.54-3.0% | 57.26+8.2% | 52.92-67.2% | 161.42+474.9% | 28.08+112.1% | 13.24+5.8% | 12.52 | 0.00 |
| Total Assets | 1,294.27+0.9% | 1,282.95+14.8% | 1,117.77+18.0% | 947.27+2.5% | 923.73-40.5% | 1,553.05+189.1% | 537.18+45.5% | 369.25+41.7% | 260.58 |
| Total Deposits | 1,183.94+3.6% | 1,143.23+16.0% | 985.14+23.9% | 795.07+10.2% | 721.68+29.2% | 558.78+24.6% | 448.59+46.3% | 306.58+55.0% | 197.73 |
| Total Debt | 20.82-7.1% | 22.40+6.9% | 20.96-43.9% | 37.37-54.6% | 82.37-90.8% | 894.89+3558.6% | 24.46+71.9% | 14.23 | 0.00 |
| Long Term Debt | 18.24-8.4% | 19.91+89.6% | 10.50-14.8% | 12.32-67.3% | 37.72-95.8% | 893.64+3656.4% | 23.79+67.2% | 14.23 | 0.00 |
| Provision for Risks Charges | 0.67+28.8% | 0.52 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax Liabilities | - | 0.30-37.5% | 0.48-94.3% | 8.37+26.2% | 6.63-20.7% | 8.36+40.7% | 5.94+39.1% | 4.27 | - |
| Other Liabilities | 7.26-29.1% | 10.24-2.3% | 10.48-28.1% | 14.57-13.0% | 16.75-16.0% | 19.95+191.2% | 6.85+7.5% | 6.37 | 0.00 |
| Total Liabilities | 1,212.69+3.1% | 1,176.39+15.7% | 1,017.06+18.9% | 855.38+3.4% | 827.44-44.2% | 1,481.98+205.0% | 485.84+46.6% | 331.46+67.6% | 197.73 |
| Preferred Stock - Carrying Value | 15.730.0% | 15.730.0% | 15.73+69.5% | 9.280.0% | 9.28-36.8% | 14.68+91.6% | 7.66+149.5% | 3.07 | 0.00 |
| Common Equity | 65.85-27.5% | 90.83+6.9% | 84.98+2.9% | 82.60-5.1% | 87.01+54.3% | 56.39+29.1% | 43.67+25.8% | 34.72+8.1% | 32.13 |
| Total Shareholders Equity | 81.58-23.4% | 106.56+5.8% | 100.71+9.6% | 91.88-4.6% | 96.29+35.5% | 71.07+38.5% | 51.33+35.8% | 37.79+17.6% | 32.13 |
| Accumulated Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 81.58-23.4% | 106.56+5.8% | 100.71+9.6% | 91.88-4.6% | 96.29+35.5% | 71.07+38.5% | 51.33+35.8% | 37.79+17.6% | 32.13 |
| Total Liabilities & Stockholders Equity | 1,294.27+0.9% | 1,282.95+14.8% | 1,117.77+18.0% | 947.27+2.5% | 923.73-40.5% | 1,553.05+189.1% | 537.18+45.5% | 369.25+60.6% | 229.86 |
| Book Value Per Share per share | 16.03-27.1% | 21.98+6.3% | 20.67+1.2% | 20.43-6.5% | 21.85+35.0% | 16.18+25.7% | 12.87+12.1% | 11.48-69.8% | 37.98 |
| Tangible Book Value Per Share per share | 16.03-27.1% | 21.98+6.3% | 20.67+1.2% | 20.43-6.5% | 21.85+35.0% | 16.18+25.7% | 12.87+12.1% | 11.48-69.8% | 37.98 |
| Tier 1 Capital | 86.34-22.6% | 111.59+8.1% | 103.27+4.0% | 99.27-0.4% | 99.66+36.8% | 72.83+38.9% | 52.45 | - | - |
| Tier 2 Capital | - | 12.83+16.8% | 10.98+21.5% | 9.04+42.4% | 6.35+5.8% | 6.00+17.6% | 5.10 | - | - |
| Full-Time Employees people | 144-51.8% | 299-2.0% | 305+4.8% | 291-54.3% | 637+6.9% | 596+40.9% | 423 | - | - |
| Price to Book Ratio ratio | 1.71 | 0.64 | 0.65 | 0.83 | 1.04 | 0.85 | 0.87 | - | - |
| Return on Assets % | -1.90 | 0.85 | 0.57 | 0.59 | 0.73 | 1.22 | 0.99 | -0.38 | 2.65 |
| Return on Equity % | -25.52 | 9.90 | 6.14 | 5.82 | 10.79 | 20.76 | 10.06 | -3.45 | 22.54 |
| Return on Invested Capital % | -24.61 | 8.06 | 5.13 | -0.33 | 18.37 | 1.32 | 5.97 | -2.32 | 17.03 |
| Current Ratio ratio | 0.20 | 0.08 | 0.11 | 0.13 | 0.20 | 0.99 | 2.22 | 0.91 | - |
Cash flow, annual
| Metric | TTM | 2025FY12/31/2025 | 2024FY12/31/2024 | 2023FY12/31/2023 | 2022FY12/31/2022 | 2021FY12/31/2021 | 2020FY12/31/2020 | 2019FY12/31/2019 | 2018FY12/31/2018 |
|---|---|---|---|---|---|---|---|---|---|
| Funds from Operations | 98.86 | 293.63-25.6% | 394.77-14.5% | 461.65+6.5% | 433.40-15.6% | 513.53 | -103.51 | -40.70-668.4% | 7.16 |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | 3.32 | -4.80-216.5% | 4.12 | -6.86-772.5% | 1.02 | -2.56 | -4.29-302.4% | 2.12+1015.8% | 0.19 |
| Cash from Operating Activities | 102.18 | 288.83-27.6% | 398.90-12.3% | 454.80+4.7% | 434.42-15.0% | 510.98 | -107.80 | -38.58-625.6% | 7.34 |
| Capital Expenditures | -5.06 | -0.30 | -2.92 | -7.58 | -8.06 | -25.11 | -15.05 | -7.31 | -4.79 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 0.00 | 0.00-100.0% | 14.75 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase or Sale of Investments | 5.40 | 8.31+279.5% | 2.19-57.7% | 5.18 | -23.53 | -31.53 | 0.00-100.0% | 0.54+2600.0% | 0.02 |
| Purchase of Investments | -0.01 | -5.73 | -5.48 | -1.00 | -26.39 | -33.21 | 0.00 | 0.00 | 0.00 |
| Sale Or Maturity of Investments | 5.42 | 14.04+83.1% | 7.67+24.1% | 6.18+116.1% | 2.86+70.2% | 1.68 | 0.00-100.0% | 0.54+2600.0% | 0.02 |
| Other Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Sources | 0.15 | 0.15-90.7% | 1.62-29.9% | 2.31 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Investing Activities | 52.65 | -198.48 | -518.79 | -641.28 | -510.61-345.9% | 207.62 | -933.38 | -37.74 | -106.93 |
| Cash Dividends Paid | -2.14 | -1.43 | -2.86 | -2.28 | -2.12 | -2.06 | -1.78 | -1.31 | -0.72 |
| Change in Capital Stock | 64.85 | -0.09-400.0% | 0.03-99.5% | 6.53+1155.8% | 0.52-79.8% | 2.57-66.4% | 7.64-23.5% | 9.99+4.3% | 9.58 |
| Repurchase of Common Pref Stock | 0.03 | -0.28 | -0.02 | -0.01 | -0.05 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Common Pref Stock | 64.82 | 0.19+280.0% | 0.05-99.2% | 6.55+1069.6% | 0.56-78.2% | 2.57-66.4% | 7.64-23.5% | 9.99+4.3% | 9.58 |
| Proceedsfrom Stock Options | 65.00 | 0.00 | 0.00-100.0% | 6.74+1221.6% | 0.51-80.2% | 2.58-65.0% | 7.38-24.4% | 9.76+1.9% | 9.58 |
| Issuance or Reduction of Debt, Net | -50.45 | -0.34 | -10.46 | -15.51 | -45.11 | -812.06-193.3% | 869.92+11865.9% | 7.27 | -12.29 |
| Change in Long Term Debt | -0.46 | -0.34 | -0.46 | -0.51 | -70.11 | -812.06-193.3% | 869.92+8370.5% | 10.27+33.2% | 7.71 |
| Issuance of Long Term Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00-100.0% | 6.00-99.3% | 881.26+7761.4% | 11.21+42.3% | 7.88 |
| Reduction of Long Term Debt | -0.46 | -0.34 | -0.46 | -0.51 | -70.11 | -818.06 | -11.34 | -0.94 | -0.17 |
| Net Financing Active Other Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | 0.00 | 0.00 | 0.00 |
| Other Financing Activities Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | - | - | - |
| Cash from Financing Activities | -145.05 | 38.84-73.2% | 144.80-19.0% | 178.82+570.5% | 26.67 | -648.66-165.8% | 985.98+524.2% | 157.96+49.9% | 105.39 |
| Net Change in Cash | 9.78 | 129.19+565.9% | 19.40 | -7.66 | -43.68-180.4% | 54.35 | -55.20-167.6% | 81.70+1306.2% | 5.81 |
| Free Cash Flow | 97.12 | 288.54-27.4% | 397.21-11.2% | 447.21+4.9% | 426.36-14.4% | 497.86 | -110.85 | -45.89-1892.6% | 2.56 |
| Preferred Dividends (Cash Flow) | - | -0.77 | -1.54 | -0.96 | -0.83 | -1.00 | -0.86 | -0.46 | 0.00 |
| Price to Free Cash Flow ratio | 1.70 | 0.11 | 0.14 | 0.13 | 0.16 | 0.19 | - | - | 27.85 |
| Federal Home Loan Advances Increase (Decrease) | - | -0.13-154.2% | 0.24 | -0.73 | -1.21 | -0.47-435.7% | 0.14 | -0.85-317.9% | 0.39 |
Balance sheet, quarterly
| Metric | 2026Q39/30/2026 | 2026Q26/30/2026 | 2026Q13/31/2026 | 2025Q412/31/2025 | 2025Q39/30/2025 | 2025Q26/30/2025 | 2025Q13/31/2025 | 2024Q412/31/2024 |
|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | 5.23+0.8% | 5.64-8.1% | 6.85+5.1% | 5.12+13.8% | 5.19+10.2% | 6.14+45.2% | 6.52+47.5% | 4.50+9.8% |
| Investments | 196.16-36.7% | 210.81+4.1% | 215.11+33.7% | 238.37+100.5% | 309.85+59.4% | 202.42+4.7% | 160.85-13.7% | 118.86+12.4% |
| Net Loans | 819.00-10.2% | 793.91-22.0% | 857.99-15.1% | 936.02-10.9% | 912.42-3.1% | 1,018.07+12.1% | 1,010.40+19.8% | 1,051.05+16.5% |
| Investment in Unconsolidated Affiliates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Property, Plant & Equipment | 48.08+3.3% | 43.97-7.6% | 44.86-7.0% | 45.69-6.9% | 46.53+14.2% | 47.57+14.9% | 48.25+15.3% | 49.06+18.8% |
| Interest Receivables | 5.43-39.0% | 5.13-45.9% | 7.68-16.1% | 6.32-30.9% | 8.90+4.2% | 9.49+18.6% | 9.15+20.1% | 9.15+28.3% |
| Deferred Tax Assets | 21.84+274.0% | 21.25 | 8.49 | 7.83 | 5.84 | - | - | - |
| Other Intangible Assets | 51.78-8.9% | 53.69-10.2% | 54.53-3.7% | 54.52-1.8% | 56.85+3.7% | 59.77-2.1% | 56.65-6.2% | 55.54-3.0% |
| Total Assets | 1,147.93-14.7% | 1,134.92-15.5% | 1,195.91-7.4% | 1,294.27+0.5% | 1,345.98+8.1% | 1,343.87+10.3% | 1,291.96+12.9% | 1,288.30+15.3% |
| Total Deposits | 1,014.15-13.4% | 988.87-15.0% | 1,085.87-3.8% | 1,183.94+3.6% | 1,171.46+5.3% | 1,163.80+11.6% | 1,128.27+12.0% | 1,143.23+16.0% |
| Total Debt | 19.51-72.6% | 19.91-67.6% | 20.58-50.9% | 20.82-7.1% | 71.11+250.8% | 61.48-6.3% | 41.88+61.7% | 22.40+6.9% |
| Long Term Debt | 18.53-0.6% | 18.39-8.5% | 18.54-4.6% | 18.24-8.4% | 18.65+93.1% | 20.09+106.9% | 19.43+86.1% | 19.91+89.6% |
| Provision for Risks Charges | 0.81+11.0% | 0.79+43.6% | 0.72+18.0% | 0.67+28.8% | 0.73+10.6% | 0.55-14.1% | 0.61-27.4% | 0.52 |
| Deferred Tax Liabilities | - | - | - | - | - | 0.90-10.0% | 0.65-11.0% | 0.30-37.5% |
| Other Liabilities | 8.91-31.2% | 9.45+6.1% | 6.88-34.2% | 7.26-33.6% | 12.95+58.1% | 8.91+22.6% | 10.46+19.1% | 10.93+4.3% |
| Total Liabilities | 1,043.39-16.9% | 1,019.02-17.5% | 1,114.04-5.7% | 1,212.69+3.0% | 1,256.25+9.9% | 1,235.64+10.6% | 1,181.87+13.3% | 1,177.38+15.8% |
| Preferred Stock - Carrying Value | 6.45-59.0% | 90.24+473.7% | 15.730.0% | 15.730.0% | 15.730.0% | 15.730.0% | 15.730.0% | 15.730.0% |
| Common Equity | 98.09+32.6% | 25.66-72.3% | 66.14-29.9% | 65.85-30.8% | 74.00-14.5% | 92.49+8.5% | 94.36+11.1% | 95.19+12.0% |
| Total Shareholders Equity | 104.54+16.5% | 115.90+7.1% | 81.87-25.6% | 81.58-26.5% | 89.73-12.3% | 108.22+7.2% | 110.08+9.4% | 110.92+10.1% |
| Accumulated Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 104.54+16.5% | 115.90+7.1% | 81.87-25.6% | 81.58-26.5% | 89.73-12.3% | 108.22+7.2% | 110.08+9.4% | 110.92+10.1% |
| Total Liabilities & Stockholders Equity | 1,147.93-14.7% | 1,134.92-15.5% | 1,195.91-7.4% | 1,294.27+0.5% | 1,345.98+8.1% | 1,343.87+10.3% | 1,291.96+12.9% | 1,288.30+15.3% |
| Book Value Per Share per share | 3.64-79.7% | 6.25-72.1% | 16.10-29.5% | 16.03-30.4% | 17.97-14.2% | 22.37+8.5% | 22.85+11.3% | 23.03+11.4% |
| Tangible Book Value Per Share per share | 3.64-79.7% | 6.25-72.1% | 16.10-29.5% | 16.03-30.4% | 17.97-14.2% | 22.37+8.5% | 22.85+11.3% | 23.03+11.4% |
| Tier 1 Capital | 97.27+9.6% | 97.07-9.0% | 79.03-27.7% | 86.34-22.6% | 88.74-13.4% | 106.65+4.5% | 109.36+7.2% | 111.59+8.1% |
| Tier 2 Capital | 11.30-14.9% | 11.02-17.8% | - | 12.22-4.8% | 13.28+5.1% | 13.41+10.6% | 13.09+13.1% | 12.83+16.8% |
| Full-Time Employees people | 146-38.4% | 148-50.7% | 143-53.1% | 144-51.8% | 237-19.7% | 300-0.7% | 305-2.6% | 299-2.0% |
| Price to Book Ratio ratio | 1.71 | 0.31 | 0.36 | 0.44 | 0.47 | 0.61 | 0.73 | 0.64 |
| Return on Assets % | -3.46 | -4.95 | -2.40 | -1.90 | -0.83 | 0.73 | 0.94 | 1.05 |
| Return on Equity % | -44.38 | -54.74 | -31.16 | -25.52 | -11.14 | 8.93 | 10.87 | 11.98 |
| Return on Invested Capital % | -0.55 | -24.32 | -5.66 | -4.10 | -17.44 | -0.96 | -0.26 | 7.47 |
| Current Ratio ratio | 0.14 | 0.16 | 0.14 | 0.20 | 0.12 | 0.08 | 0.07 | 0.08 |
Cash flow, quarterly
| Metric | 2026Q39/30/2026 | 2026Q26/30/2026 | 2026Q13/31/2026 | 2025Q412/31/2025 | 2025Q39/30/2025 | 2025Q26/30/2025 | 2025Q13/31/2025 | 2024Q412/31/2024 |
|---|---|---|---|---|---|---|---|---|
| Funds from Operations | 1.35-97.2% | 2.08-97.0% | -6.17-108.2% | 101.60+6.8% | 48.36-42.1% | 68.28-15.7% | 75.40-40.6% | 95.16-26.1% |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | -0.28 | -1.83 | 2.96 | 2.47+3.8% | -1.05-114.5% | -4.99 | -1.23 | 2.38 |
| Cash from Operating Activities | 1.06-97.8% | 0.25-99.6% | -3.21-104.3% | 104.07+6.7% | 47.31-47.9% | 63.29-19.6% | 74.16-39.9% | 97.53-23.5% |
| Capital Expenditures | -4.93 | -0.10 | -0.01 | -0.02 | -0.01 | -0.19 | -0.07 | -1.21 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 0.00 | 0.00 | 0.00 | 0.00-100.0% | 0.00 | 0.00 | 0.00 | 14.75 |
| Purchase or Sale of Investments | 3.41+310.8% | 0.77-87.7% | 0.76+1.3% | 0.47-53.5% | 0.83-52.3% | 6.27+134.0% | 0.75 | 1.01 |
| Purchase of Investments | 0.00 | 0.00 | 0.00 | -0.01-104.8% | 0.00 | -3.24 | -2.48 | 0.21 |
| Sale Or Maturity of Investments | 3.41+310.8% | 0.77-91.9% | 0.76-76.5% | 0.48-40.0% | 0.83-52.3% | 9.50+143.0% | 3.23+164.8% | 0.80 |
| Other Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | - |
| Other Sources | 0.00 | 0.00 | 0.00 | 0.15 | 0.00-100.0% | 0.00 | 0.00 | -0.01-100.4% |
| Cash from Investing Activities | -26.83 | 28.59 | 28.85 | 22.03 | -24.00 | -103.84 | -92.67 | -104.35 |
| Cash Dividends Paid | -0.60 | -1.54 | 0.00 | 0.00 | 0.00 | -0.72 | -0.72 | -0.71 |
| Preferred Dividends (Cash Flow) | -0.60 | -1.54 | 0.00 | 0.00 | 0.00 | -0.39 | -0.39 | -0.39 |
| Change in Capital Stock | -9.53-2482.5% | 74.51 | 0.02 | -0.15-266.7% | 0.40 | -0.00 | -0.34 | 0.09-98.1% |
| Repurchase of Common Pref Stock | 0.00-100.0% | 0.00 | 0.00 | 0.03 | 0.03 | -0.00 | -0.34 | -0.01-103.0% |
| Sale of Common Pref Stock | -9.53-2675.7% | 74.51 | 0.02 | -0.17-270.0% | 0.37 | 0.00 | 0.00 | 0.10-97.7% |
| Proceedsfrom Stock Options | -9.53 | 74.51 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00-100.0% |
| Issuance or Reduction of Debt, Net | -0.11-101.1% | -0.23-101.2% | -0.11-100.6% | -50.00 | 9.89 | 19.89-50.1% | 19.89+306.7% | -10.11-202.2% |
| Change in Long Term Debt | -0.11 | -0.23 | -0.11 | 0.00 | -0.11 | -0.11 | -0.11 | -0.11 |
| Issuance of Long Term Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Reduction of Long Term Debt | -0.11 | -0.23 | -0.11 | 0.00 | -0.11 | -0.11 | -0.11 | -0.11 |
| Net Financing Active Other Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Financing Activities Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Financing Activities | 15.04-16.2% | -24.26-144.4% | -98.17-2636.7% | -37.67-285.6% | 17.95-25.1% | 54.70-26.3% | 3.87-85.3% | 20.30 |
| Net Change in Cash | -10.84-126.3% | 4.70-66.8% | -72.52 | 88.43+559.9% | 41.25+1042.7% | 14.14+332.4% | -14.63 | 13.40 |
| Free Cash Flow | -3.86-108.2% | 0.15-99.8% | -3.21-104.3% | 104.05+6.7% | 47.30-47.7% | 63.10-19.5% | 74.09-39.5% | 97.55-22.6% |
| Price to Free Cash Flow ratio | 1.70 | 0.14 | 0.12 | 0.11 | 0.15 | 0.18 | 0.21 | 0.15 |
Revenue breakdown
USD millions, so a column adds up to the income statement. Share is of the latest year in that split. The change is versus the older year shown, not TTM.
| Name | 2024 | 2025 | vs 2024 | 2025 share |
|---|---|---|---|---|
| State Commercial Banks | 95.96 | 63.05 | -34.3% | 100.0% |
| Total | 95.96 | 63.05 | -34.3% | 100.0% |
| Name | 2024 | 2025 | vs 2024 | 2025 share |
|---|---|---|---|---|
| United States | 95.96 | 63.05 | -34.3% | 100.0% |
| Total | 95.96 | 63.05 | -34.3% | 100.0% |
Short interest
shares short against float, oldest to newest| Settlement | Of float | Shares short | Float | Avg volume |
|---|---|---|---|---|
| 2026-10-30 | 5.53% | 0.7M | 11.8M | 102.32K |
| 2026-10-15 | 7.31% | 0.7M | 10.2M | 95.91K |
| 2026-09-30 | 924.36% | 0.6M | 0.1M | 78.70K |
| 2026-09-15 | 3.21% | 0.4M | 12.1M | 37.97K |
| 2026-08-31 | 3.00% | 0.4M | 12.1M | 23.56K |
| 2026-08-14 | 2.59% | 0.3M | 12.1M | 21.04K |
| 2026-07-31 | 10.94% | 0.3M | 2.7M | 40.28K |
| 2026-07-15 | 9.29% | 0.3M | 2.7M | 44.03K |
| 2026-06-30 | 8.68% | 0.2M | 2.7M | 43.54K |
| 2026-06-15 | 7.10% | 0.2M | 3.2M | 43.52K |
| 2026-05-29 | 7.81% | 0.2M | 3.2M | 42.15K |
| 2026-05-15 | 8.10% | 0.3M | 3.2M | 41.16K |
| 2026-04-30 | 2.27% | 0.1M | 3.4M | 21.06K |
| 2026-04-15 | 1.78% | 0.1M | 3.4M | 17.26K |
| 2026-03-31 | 1.61% | 0.1M | 3.4M | 17.05K |
| 2026-03-13 | 0.47% | 0.0M | 3.4M | 13.18K |
| 2026-02-27 | 0.21% | 0.0M | 3.4M | 12.29K |
| 2026-02-13 | 0.17% | 0.0M | 3.4M | 11.99K |
| 2026-01-30 | 0.35% | 0.0M | 3.3M | 9.25K |
| 2026-01-15 | 0.38% | 0.0M | 3.3M | 8.04K |
Option chain
expiry 2026-11-13| Type | Strike | Bid | Ask | Last | IV | Open int | Volume | Delta | Theta | Vega |
|---|---|---|---|---|---|---|---|---|---|---|
| No option chain for this symbol. | ||||||||||
Latest SEC filings
30| Filed | Form | Description | Period | Link |
|---|---|---|---|---|
| 2026-11-10 | 10-Q | Quarterly report pursuant to Section 13 or 15(d) | 2026-09-30 | SEC |
| 2026-11-09 | 4 | Statement of changes in beneficial ownership of securities | 2026-11-06 | SEC |
| 2026-11-09 | 4 | Statement of changes in beneficial ownership of securities | 2026-11-06 | SEC |
| 2026-11-09 | 4 | Statement of changes in beneficial ownership of securities | 2026-11-06 | SEC |
| 2026-11-09 | 4 | Statement of changes in beneficial ownership of securities | 2026-11-06 | SEC |
| 2026-11-09 | 4 | Statement of changes in beneficial ownership of securities | 2026-11-06 | SEC |
| 2026-11-03 | 8-K | Current report | 2026-10-30 | SEC |
| 2026-10-29 | 8-K | Current report | 2026-10-29 | SEC |
| 2026-10-28 | 3/A | 2026-09-22 | SEC | |
| 2026-10-19 | SCHEDULE 13D/A | SEC | ||
| 2026-10-13 | SCHEDULE 13D/A | SEC | ||
| 2026-10-13 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-08 | SEC |
| 2026-10-13 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-08 | SEC |
| 2026-10-13 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-08 | SEC |
| 2026-10-13 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-08 | SEC |
| 2026-10-13 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-08 | SEC |
| 2026-10-13 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-08 | SEC |
| 2026-10-13 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-08 | SEC |
| 2026-10-13 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-08 | SEC |
| 2026-10-13 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-08 | SEC |
| 2026-09-30 | 8-K | Current report | 2026-09-30 | SEC |
| 2026-09-29 | 3 | Initial statement of beneficial ownership of securities | 2026-09-22 | SEC |
| 2026-09-29 | 8-K | Current report | 2026-09-24 | SEC |
| 2026-09-24 | 3 | Initial statement of beneficial ownership of securities | 2026-09-22 | SEC |
| 2026-09-24 | 3 | Initial statement of beneficial ownership of securities | 2026-09-22 | SEC |
| 2026-09-24 | 3 | Initial statement of beneficial ownership of securities | 2026-09-22 | SEC |
| 2026-09-24 | 3 | Initial statement of beneficial ownership of securities | 2026-09-22 | SEC |
| 2026-09-24 | 8-K | Current report | 2026-09-22 | SEC |
| 2026-09-09 | 4 | Statement of changes in beneficial ownership of securities | 2026-09-04 | SEC |
| 2026-09-09 | 4 | Statement of changes in beneficial ownership of securities | 2026-09-04 | SEC |
Insider activity by month
| Month | Bought | Buys | Sold | Sells |
|---|---|---|---|---|
| 2026-11 | 0 | 0 | 0 | 0 |
| 2026-10 | 0 | 0 | 0 | 0 |
| 2026-09 | 0 | 0 | 0 | 0 |
| 2026-08 | 0 | 0 | 0 | 0 |
| 2026-07 | 0 | 0 | 0 | 0 |
| 2026-06 | 0 | 0 | 0 | 0 |
| 2026-05 | 0 | 0 | 0 | 0 |
| 2026-04 | 0 | 0 | 0 | 0 |
| 2026-03 | 0 | 0 | 0 | 0 |
| 2026-02 | 0 | 0 | 0 | 0 |
| 2026-01 | 0 | 0 | 0 | 0 |
| 2025-12 | 0 | 0 | 0 | 0 |
| 2025-11 | 0 | 0 | 0 | 0 |
Institutional holders
| Manager | % owned |
|---|---|
| VANGUARD CAPITAL MANAGEMENT LLC | 3.67% |
| FIRST MANHATTAN CO. LLC. | 3.24% |
| BlackRock, Inc. | 1.29% |
| GEODE CAPITAL MANAGEMENT, LLC | 1.04% |
| Modern Wealth Management, LLC | 0.67% |
| VANGUARD FIDUCIARY TRUST CO | 0.54% |
| Cornerstone Wealth Group, LLC | 0.53% |
| BANC FUNDS CO LLC | 0.43% |
| RENAISSANCE TECHNOLOGIES LLC | 0.38% |
| CITADEL ADVISORS LLC | 0.32% |
Funds
| Fund | % owned |
|---|---|
| Angel Oak Financial Strategies Income Term Trust | 24.35% |
| VANGUARD TOTAL STOCK MARKET INDEX FUND | 2.68% |
| VANGUARD EXTENDED MARKET INDEX FUND | 0.99% |
| iShares Micro-Cap ETF | 0.28% |
| Fidelity Extended Market Index Fund | 0.07% |
| Fidelity Total Market Index Fund | 0.03% |
| Fidelity Series Total Market Index Fund | 0.02% |
| 1290 VT Micro Cap Portfolio | 0.02% |
| Fidelity Nasdaq Composite Index Fund | 0.00% |
OakChart. BAFN. Cached 15 minutes. Terms
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