OakChart

American Express Co

AXPFinancial·Credit Services·USA·Mega·NYSE·Nov 13 • 7:08 AM ET

319.69+1.63 (0.51%)
2026-11-13 13:10 CET
Market cap
$214.37B
Revenue, TTM
86,492.00 USD m
Net income, TTM
12,092.00 USD m
Free cash flow, TTM
13,984.00 USD m
EPS diluted, TTM
17.76
18.00
Compare

Price

AXP against its 20, 50 and 200-day averages
Terms2050200Beat
Patternshover a marker to name it
RS 16Sales 20,808Price20,79720,808300.00320.00340.00360.003.2M6.4MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26AXPclose 319.6920-day 321.3150-day 315.47200-day 324.26319.69

17.5% under the 52-week high of 387.49 on 12 Dec 2025. 52-week low 290.97 on 20 Mar 2026. Last 15 sessions, 10.2% high to low

Volume 0.02× normal · the line is the 50-bar volume average

Setup. RS line 16
CANSLIM 3 of 6 — fails: EPS Growth This Year: High (>25%); 52-Week High/Low: 0-10% below High; Performance: Year +50%
VCP 2 of 6 — fails: 200-Day Simple Moving Average: Price above SMA200; 50-Day Simple Moving Average: SMA50 above SMA200; 52-Week High/Low: 0-10% below High; Average True Range: Under 2
Minervini 0 of 4 — fails: 200-Day Simple Moving Average: Price above SMA200; 50-Day Simple Moving Average: SMA50 above SMA200; 52-Week High/Low: 0-10% below High; Performance: Year +50%
Zanger 1 of 5 — fails: Performance: Week +10%; 20-Day High/Low: 0-5% below High; Relative Volume: Over 1.5; 200-Day Simple Moving Average: Price above SMA200
Leaders 2 of 5 — fails: 200-Day Simple Moving Average: Price above SMA200; Performance: Year +50%; 52-Week High/Low: 0-10% below High
Breakout 1 of 4 — fails: 52-Week High/Low: New High; Relative Volume: Over 2; 200-Day Simple Moving Average: Price above SMA200
Growth 2 of 4 — fails: EPS Growth This Year: High (>25%); EPS Growth Next Year: High (>25%)
Quality 3 of 5 — fails: Net Profit Margin: High (>20%); Debt/Equity: Low (<0.1)
Value 1 of 4 — fails: P/E: Under 15; P/B: Under 2; Debt/Equity: Low (<0.1)
Income 2 of 4 — fails: Dividend Yield: Over 2%; Payout Ratio: Low (<20%)
Small Cap 1 of 4 — fails: Float: Under 100M; 200-Day Simple Moving Average: Price above SMA200; Performance: Year +50%
Accumulation 1 of 4 — fails: Institutional Transactions: Over +10%; 200-Day Simple Moving Average: Price above SMA200; Performance: Year Up
Relative Strength 1 of 3 — fails: Performance: Year +100%; 200-Day Simple Moving Average: Price above SMA200

Profile

AXP
52-week range, 30% of the way up
290.97387.49

American Express Co. engages in the provision of card-issuing, merchant-acquiring, and card network businesses. Its products and services include credit cards, business credit cards, corporate programs, gift cards, savings accounts and CDs, and the American Express App. It operates through the following segments: the United States Consumer Services (USCS), Commercial Services (CS), International Card Services (ICS), Global Merchant and Network Services (GMNS), and Corporate and Other. The USCS segment includes proprietary consumer cards and provides services to United States consumers. The CS segment offers corporate and small business cards and provides services to United States businesses. The ICS segment provides consumers, small businesses, and corporate cards outside the United States. The GMNS segment is involved in operating a global payments network that processes and settles card transactions, acquires merchants, and provides multi-channel marketing programs and capabilities, services and data analytics. The Corporate and Other segment covers corporate functions and certain other businesses and operations. It also operates through the following geographical segments: United States, EMEA, APAC, LACC, and Other. The EMEA segment represents Europe, the Middle East, and Africa. The APAC segment refers to Asia Pacific, Australia, and New Zealand. The LACC segment focuses on Latin America, Canada, and the Caribbean. The Other segment includes net costs which are not directly allocated to specific geographic regions. The company was founded by Henry Wells, William G. Fargo, and John Warren Butterfield on March 28, 1850 and is headquartered in New York, NY.

IndexDJIA, S&P 500, RUI
Employees76800
IPOApr 04, 1972
Beta1.08
ATR, 14d7.24
Rel volume0.02
Short float1.64%
Insider own0.12%
Inst own88.32%

Snapshot

6 groups

Valuation

IndexDJIA, S&P 500, RUI
Market Cap$214.37B
Enterprise Value231.12B
Income12.09B
Sales86.49B
Book / share53.35
Cash / share64.43
Dividend Est.3.80 (1.19%)
Dividend TTM3.67 (1.15%)
Dividend Ex-DateOct 09, 2026
Dividend Gr. 3/5Y16.40% 13.78%
Payout21.33%
Employees76800
IPOApr 04, 1972

Ratios

Price / earnings18.00
Forward price / earnings15.85
Price / earnings / growth1.08
Price / sales2.48
Price / book5.99
Price / cash4.96
Price / free cash flow15.33
Value / cash profit9.29
Value / sales2.67
Quick Ratio2.60
Current Ratio2.60
Debt / equity1.67
Long-term debt / equity1.64
Options and shortYes / Yes

Earnings

Earnings / share17.76
Earnings next year20.17
Earnings next quarter4.31
Earnings this year19.32%
Earnings next year9.94%
Earnings growth, 5 years14.65%
Past earnings growth16.04% 32.49%
Past sales growth13.11% 16.08%
Earnings vs last year19.24%
Sales vs last year9.97%
Earnings vs last quarter30.82%
Sales vs last quarter11.66%
EarningsOct 23 BMO
Surprise20.45% -0.29%

Ownership

Insiders own0.12%
Insider trades-34.83%
Institutions own88.32%
Institution trades-2.55%
Return on assets4.01%
Return on equity35.70%
Return on capital12.91%
Gross Margin59.79%
Operating margin21.08%
Profit Margin13.98%
20-day average-0.50%
50-day average1.34%
200-day average-1.41%

Technical

Shares out671.00M
Shares floating669.73M
Short / float1.64%
Short ratio3.72
Short interest10.98M
52-week high387.49 -17.5%
52-week low290.97 +9.9%
Volatility2.16% 2.36%
Average range7.24
Strength index50.01
Market sensitivity1.08
Relative volume0.02
Avg Volume2.95M
Volume2,292

Performance

Perf Week-0.40%
Perf Month1.85%
Perf Quarter-4.91%
Perf Half Y1.98%
Perf YTD-13.59%
Perf Year-12.35%
Perf 3Y107.13%
Perf 5Y75.76%
Perf 10Y353.46%
Recommendation2.06
Target Price366.39
Prev Close318.06
Price319.69
Change %0.51%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 09, 2026InitiatedBMO Capital MarketsOutperform$380+18.9%
Jul 13, 2026UpgradeJP MorganNeutral → Overweight$400+25.1%
Jun 30, 2026InitiatedPiper SandlerOverweight$396+23.9%
Jun 18, 2026UpgradeDZ BankHold → Buy$375+17.3%
May 22, 2026InitiatedLoop CapitalBuy$389+21.7%
Dec 08, 2025ResumedWolfe ResearchPeer Perform
Oct 21, 2025UpgradeDZ BankSell → Hold$340+6.4%
Jul 21, 2025DowngradeDZ BankHold → Sell
Jul 15, 2025DowngradeMonness Crespi & HardtBuy → Neutral
Apr 23, 2025UpgradeRedburn AtlanticSell → Neutral$255-20.2%

Peers

Mkt cap
TickerCompanyMkt cap
COFCapital One Financial Corp117.09B
MAMastercard Incorporated569.75B
VVisa Inc782.51B
SYFSynchrony Financial22.30B
JPMJPMorgan Chase & Co913.85B
PYPLPayPal Holdings Inc48.47B
SOFISoFi Technologies Inc20.47B
FISVFiserv Inc32.56B
GPNGlobal Payments Inc23.47B
FISFidelity National Information Services Inc14.69B

Insider trading

latest 14 of 33
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Squeri Stephen JChairman and CEONov 04 '26Option Exercise148.45299,40144,446,078359,968Nov 06 04:05 PM
Squeri Stephen JChairman and CEONov 04 '26Sale332.16299,40199,448,56060,567Nov 06 04:05 PM
STEPHEN J SQUERIOfficerNov 04 '26Proposed Sale332.16299,40199,448,587Nov 04 04:20 PM
Seeger LaureenChief Legal OfficerNov 02 '26Option Exercise148.4569,86010,370,71778,862Nov 03 04:12 PM
Seeger LaureenChief Legal OfficerNov 02 '26Sale328.1769,86022,925,9569,002Nov 03 04:12 PM
Marrs AnnaGroup Pres., GMNSNov 02 '26Option Exercise148.4544,9106,666,88965,419Nov 03 04:09 PM
Marrs AnnaGroup Pres., GMNSNov 02 '26Sale327.2044,91014,694,71920,509Nov 03 04:09 PM
ANNA MARRSOfficerNov 02 '26Proposed Sale327.2144,91014,694,839Nov 02 04:16 PM
LAUREEN E SEEGEROfficerNov 02 '26Proposed Sale328.1769,86022,925,705Nov 02 04:15 PM
Herena MoniqueChief Colleague Exp. OfficerAug 18 '26Sale337.418,8112,972,92012,445Aug 19 04:05 PM
MONIQUE R HERENAOfficerAug 18 '26Proposed Sale337.418,8112,972,909Aug 18 04:11 PM
McNeal Glenda GChief Partner OfficerJun 15 '26Sale339.367,0332,386,7199,715Jun 17 04:03 PM
GLENDA MCNEALOfficerJun 15 '26Proposed Sale339.367,0332,386,691Jun 15 04:38 PM
Joabar RaymondGrp. Pres., Global Comm. Serv.Mar 02 '26Sale309.85247,4361,503Mar 13 04:40 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 696.31B
VOOVanguard S&P 500 ETFAUM: 1070.75B
IVViShares Core S&P 500 ETFAUM: 882.14B
SPYSPDR S&P 500 ETF TrustAUM: 805.69B
DIASpdr Dow Jones Industrial Average ETF TrustAUM: 45.74B
VTVVanguard Morningstar Value ETFAUM: 198.14B
XLFState Street Financial Select Sector SPDR ETFAUM: 54.23B
SPYMState Street SPDR Portfolio S&P 500 ETFAUM: 186.08B
RDVYFirst Trust Rising Dividend Achievers ETFAUM: 25.94B
DIVOAmplify CPW Enhanced Dividend Income ETFAUM: 8.07B

News

latest 14 of 200

Quarterly earnings

2026Q3 EPS 5.420 beat 4.500, from 4.140 a year earlier. Sales 20,062 missed 20,120, from 18,426 a year earlier
EPS
5.42002024Q4 EPS 3.040 against 3.02824Q42025Q1 EPS 3.640 against 3.47325Q12025Q2 EPS 4.080 against 3.88625Q22025Q3 EPS 4.140 against 3.99625Q32025Q4 EPS 3.530 against 3.54325Q42026Q1 EPS 4.280 against 4.00426Q12026Q2 EPS 4.530 against 4.40426Q22026Q3 EPS 5.420 against 4.50026Q3
Sales, USD millions
20,12002024Q4 sales 17,179 against 17,16324Q42025Q1 sales 16,967 against 16,94325Q12025Q2 sales 17,856 against 17,71525Q22025Q3 sales 18,426 against 18,04825Q32025Q4 sales 18,980 against 18,91925Q42026Q1 sales 18,907 against 18,60926Q12026Q2 sales 19,637 against 19,69726Q22026Q3 sales 20,062 against 20,12026Q3

The outline behind the bar is the estimate. The filled bar is the print. Green beat it, red missed it.

PeriodReportedEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mSurpriseYear-ago quarterAnalystsNext session
2026Q3ended 2026-09-302026-10-23 08:305.4204.5005.42020,06220,120EPS +20.5% · sales -0.3%vs 2025Q3, year-ago quarter · EPS +30.9% · sales +8.9%21Open -3.13% vs SPY -0.53%. Close -3.68% vs SPY -0.52%
2026Q2ended 2026-06-302026-07-24 08:304.5304.4044.53019,63719,697EPS +2.9% · sales -0.3%vs 2025Q2, year-ago quarter · EPS +11.0% · sales +10.0%24 EPS · 20 salesOpen -4.32% vs SPY +0.04%. Close -4.30% vs SPY +0.10%
2026Q1ended 2026-03-312026-04-23 08:304.2804.0044.28318,90718,609EPS +6.9% · sales +1.6%vs 2025Q1, year-ago quarter · EPS +17.6% · sales +11.4%21 EPS · 19 salesOpen -0.21% vs SPY -0.24%. Close -4.31% vs SPY -0.39%
2025Q4ended 2025-12-312026-01-30 08:303.5303.5433.53118,98018,919EPS -0.4% · sales +0.3%vs 2024Q4, year-ago quarter · EPS +16.1% · sales +10.5%23 EPS · 20 salesOpen -0.98% vs SPY -0.32%. Close -1.77% vs SPY -0.30%
2025Q3ended 2025-09-302025-10-17 08:304.1403.9964.13918,42618,048EPS +3.6% · sales +2.1%vs 2024Q3, year-ago quarter · EPS +18.6% · sales +10.8%23 EPS · 20 salesOpen +2.87% vs SPY -0.17%. Close +7.27% vs SPY +0.57%
2025Q2ended 2025-06-302025-07-18 08:304.0803.8864.08017,85617,715EPS +5.0% · sales +0.8%vs 2024Q2, year-ago quarter · EPS -1.7% · sales +9.3%23 EPS · 19 salesOpen -1.11% vs SPY +0.20%. Close -2.35% vs SPY -0.07%
2025Q1ended 2025-03-312025-04-17 08:303.6403.4733.63516,96716,943EPS +4.8% · sales +0.1%vs 2024Q1, year-ago quarter · EPS +9.3% · sales +7.4%22 EPS · 20 salesOpen +0.01% vs SPY +0.38%. Close -0.64% vs SPY +0.14%
2024Q4ended 2024-12-312025-01-24 08:303.0403.0283.03817,17917,163EPS +0.4% · sales +0.1%vs 2023Q4, year-ago quarter · EPS +16.0% · sales +8.7%21 EPS · 20 salesOpen -0.45% vs SPY +0.01%. Close -1.39% vs SPY -0.29%
2024Q3ended 2024-09-302024-10-18 08:303.4903.2903.48916,63616,682EPS +6.1% · sales -0.3%vs 2023Q3, year-ago quarter · EPS +5.8% · sales +8.2%21 EPS · 19 salesOpen -3.14% vs SPY +0.30%. Close -3.15% vs SPY +0.38%
2024Q2ended 2024-06-302024-07-19 08:304.1503.2574.15216,33316,605EPS +27.4% · sales -1.6%vs 2023Q2, year-ago quarter · EPS +43.6% · sales +8.5%23 EPS · 20 salesOpen -2.97% vs SPY -0.04%. Close -2.74% vs SPY -0.66%
2024Q1ended 2024-03-312024-04-19 08:303.3302.9553.33115,80115,793EPS +12.7% · sales +0.1%vs 2023Q1, year-ago quarter · EPS +38.8% · sales +10.6%20 EPS · 17 salesOpen +0.62% vs SPY -0.02%. Close +6.23% vs SPY -0.87%
2023Q4ended 2023-12-312024-01-26 08:302.6202.6392.62315,79916,003EPS -0.7% · sales -1.3%vs 2022Q4, year-ago quarter · EPS +26.6% · sales +11.4%25 EPS · 20 salesOpen +2.38% vs SPY -0.09%. Close +7.10% vs SPY -0.13%
2023Q3ended 2023-09-302023-10-20 08:303.3002.9483.29915,38115,354EPS +11.9% · sales +0.2%vs 2022Q3, year-ago quarter · EPS +33.6% · sales +13.5%21 EPS · 17 sales-
2023Q2ended 2023-06-302023-07-21 08:302.8902.8142.89115,05415,410EPS +2.7% · sales -2.3%vs 2022Q2, year-ago quarter · EPS +12.5% · sales +12.4%22 EPS · 18 sales-
2023Q1ended 2023-03-312023-04-20 08:302.4002.6562.40314,28113,981EPS -9.6% · sales +2.1%vs 2022Q1, year-ago quarter · EPS -12.1% · sales +21.7%24 EPS · 20 sales-
2022Q4ended 2022-12-312023-01-27 08:302.0702.2302.07214,17614,228EPS -7.2% · sales -0.4%vs 2021Q4, year-ago quarter · EPS -5.0% · sales +16.7%24 EPS · 20 sales-

Annual earnings

2025FY EPS 15.380 missed 15.417, from 14.010 a year earlier. Sales 72,229 beat 72,165, from 65,949 a year earlier
EPS
15.41702018FY EPS 7.910 against 7.38520182019FY EPS 7.990 against 7.95820192020FY EPS 3.770 against 3.33820202021FY EPS 10.020 against 9.67820212022FY EPS 9.850 against 9.99520222023FY EPS 11.210 against 11.26220232024FY EPS 14.010 against 14.02720242025FY EPS 15.380 against 15.4172025
Sales, USD millions
72,22902018FY sales 40,338 against 40,43820182019FY sales 43,556 against 43,56920192020FY sales 36,087 against 36,10920202021FY sales 42,380 against 41,81820212022FY sales 52,862 against 52,93620222023FY sales 60,515 against 60,72520232024FY sales 65,949 against 65,94020242025FY sales 72,229 against 72,1652025

Reported years only. The outline behind the bar is the estimate. A later year with no print stays in the table.

earnings feed, not the snapshot. Not the statement ratio.

PeriodEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mP/E, earnings feed
2030FYestimate-28.700---11.14
2029FYestimate-27.447--103,97911.65
2028FYestimate-23.176--94,06813.79
2027FYestimate-20.174--86,65515.85
2026FYestimate-18.351--79,42817.42
2025FY15.38015.41715.38072,22972,16524.05
2024FY14.01014.02714.01865,94965,94021.18
2023FY11.21011.26211.21260,51560,72516.71
2022FY9.8509.9959.84052,86252,93615.00
2021FY10.0209.67810.02242,38041,81816.33
2020FY3.7703.3383.76736,08736,10932.07
2019FY7.9907.9587.98943,55643,56915.58
2018FY7.9107.3857.90140,33840,43812.05
2017FY5.8705.9112.99033,47133,32216.92
2016FY5.6505.7425.65032,11932,03313.11
2015FY5.3805.2795.05032,81832,80159.42
2014FY5.5605.5405.56034,29233,73357.50
2013FY4.9104.9194.88032,97433,00165.11
2012FY4.4004.3203.89031,58231,54372.66
2011FY4.0904.0644.12029,96230,07278.16
2010FY3.3503.4093.35027,81927,80295.43

Quarterly results

2026Q3 revenue 22,962, from 20,565 a year earlier. Operating margin 22.7%, from 22.3% a year earlier
Revenue, USD millions
22,96202024Q4 revenue 19,20924Q42025Q1 revenue 18,95025Q12025Q2 revenue 19,92625Q22025Q3 revenue 20,56525Q32025Q4 revenue 21,04525Q42026Q1 revenue 20,88926Q12026Q2 revenue 21,59626Q22026Q3 revenue 22,96226Q3
Operating margin
22.702024Q4 operating margin 17.7%24Q42025Q1 operating margin 20.9%25Q12025Q2 operating margin 21.3%25Q22025Q3 operating margin 22.3%25Q32025Q4 operating margin 18.1%25Q42026Q1 operating margin 21.4%26Q12026Q2 operating margin 22.0%26Q22026Q3 operating margin 22.7%26Q3

From the quarterly statement. Not an estimate.

Estimate revisions

Latest snapshot of each period and type. 2026FY E 18.35 per share.
PeriodTypeScaleDateMeanvs prior date
2026FYEper share2026-11-0318.35+0.4%
2026FYRper share2026-11-0318.35+0.4%
2026FYSUSD millions2026-11-0379,4280.0%
2026Q4SUSD millions2026-11-0320,8080.0%
2026Q4Eper share2026-11-014.31+0.0%
2026Q4Rper share2026-11-014.31+0.0%
2026Q3Eper share2026-10-214.500.0%
2026Q3Rper share2026-10-214.630.0%
2026Q3SUSD millions2026-10-2020,1200.0%
2026Q2Eper share2026-07-224.40+0.0%
2026Q2Rper share2026-07-224.40+0.0%
2026Q2SUSD millions2026-07-2219,697+0.0%
2026Q1SUSD millions2026-04-2218,6090.0%
2026Q1Eper share2026-04-214.00+0.0%
2026Q1Rper share2026-04-214.00+0.0%
2025FYEper share2026-01-3015.410.0%
2025Q4Eper share2026-01-303.540.0%
2025FYRper share2026-01-3015.410.0%
2025Q4Rper share2026-01-303.540.0%
2025FYSUSD millions2026-01-3072,184+0.0%
2025Q4SUSD millions2026-01-3018,933+0.1%
2025Q3Eper share2025-10-154.000.0%
2025Q3Rper share2025-10-154.000.0%
2025Q3SUSD millions2025-10-1418,048+0.0%
2025Q2Eper share2025-07-153.89+0.0%
2025Q2Rper share2025-07-153.89+0.0%
2025Q2SUSD millions2025-07-1417,7150.0%
2025Q1Eper share2025-04-153.47-0.1%
2025Q1Rper share2025-04-153.47-0.1%
2025Q1SUSD millions2025-04-1416,943+0.0%
2024FYEper share2025-01-2214.03+0.0%
2024Q4Eper share2025-01-223.03+0.0%
2024FYRper share2025-01-2214.03+0.0%
2024Q4Rper share2025-01-223.03+0.0%
2024FYSUSD millions2025-01-1465,940+0.0%
2024Q4SUSD millions2025-01-1417,163+0.0%
2024Q3Eper share2024-10-153.29+0.0%
2024Q3Rper share2024-10-153.29+0.0%
2024Q3SUSD millions2024-10-1416,6790.0%
2024Q2Eper share2024-07-163.26+0.1%
2024Q2Rper share2024-07-163.26+0.1%
2024Q2SUSD millions2024-07-1616,6050.0%
2024Q1Eper share2024-04-162.95+0.0%
2024Q1Rper share2024-04-162.95+0.0%
2024Q1SUSD millions2024-04-1215,7930.0%
2023FYEper share2024-01-1911.260.0%
2023FYRper share2024-01-1911.260.0%
2023FYSUSD millions2024-01-1860,7250.0%

Estimate history

Annual
Metric201720182019202020212022202320242025TTMMRQ
EPS per share2.997.9017.9893.76710.0229.8411.21214.01815.37517.7575-
Sales USD millions39,02143,28047,02038,18543,66355,62167,37374,18880,48486,492-
Shares million shares859847810805761743723702686-671
Quarterly
MetricQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
EPS per share3.4893.0383.6354.084.1393.5314.2834.535.414
Sales USD millions18,77419,20918,95019,92620,56521,04520,88921,59622,962
Shares million shares704702701696689686682675671

Income statement, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Total Revenue86,492.0080,484.00+8.5%74,188.00+10.1%67,373.00+21.1%55,621.00+27.4%43,663.00+14.3%38,185.00-18.8%47,020.00+8.6%43,280.00
Total Expenses68,262.0063,783.00+7.8%59,145.00+8.1%54,696.00+22.5%44,661.00+38.9%32,159.00-1.0%32,477.00-10.9%36,456.00+11.1%32,806.00
Operating Income18,230.0016,701.00+11.0%15,043.00+18.7%12,677.00+15.7%10,960.00-4.7%11,504.00+101.5%5,708.00-46.0%10,564.00+0.9%10,474.00
Unusual Expense0.0096.00-22.0%123.00-31.3%179.00+26.1%142.00-10.00-108.0%125.000.0%125.00-77.4%554.00
Net Income Before Taxes15,470.0013,795.00+7.0%12,895.00+22.7%10,513.00+9.7%9,585.00-10.3%10,689.00+148.8%4,296.00-49.0%8,429.00+3.8%8,122.00
Income Taxes3,214.002,962.00+7.1%2,766.00+29.3%2,139.00+3.3%2,071.00-21.2%2,629.00+126.4%1,161.00-30.5%1,670.00+39.1%1,201.00
Consolidated Net Income12,176.0010,759.00+7.0%10,053.00+21.0%8,310.00+11.4%7,457.00-6.8%8,004.00+157.0%3,115.00-53.6%6,712.00-2.3%6,867.00
Net Income From Continuing Operations12,176.0010,759.00+7.0%10,053.00+21.0%8,310.00+11.4%7,457.00-6.8%8,004.00+157.0%3,115.00-53.6%6,712.00-2.3%6,867.00
Net Income12,092.0010,701.00+7.1%9,995.00+21.1%8,252.00+11.5%7,400.00-6.5%7,917.00+160.8%3,036.00-54.2%6,631.00-2.3%6,787.00
EPS (Recurring) per share17.9415.47+9.4%14.14+24.3%11.38+14.1%9.97-0.4%10.01+158.0%3.88-52.0%8.09-3.1%8.35
EPS (Basic, Before Extraordinaries) per share17.7815.40+9.7%14.04+25.0%11.23+14.0%9.85-1.8%10.03+166.0%3.77-52.9%8.01+1.0%7.93
EPS (Diluted) per share17.7615.38+9.7%14.02+25.1%11.21+13.9%9.84-1.8%10.02+165.8%3.77-52.8%7.99+1.1%7.90
Non-Operating Income (Expense)0.000.00-100.0%531.000.000.000.00-128.00-101.00-126.00
Other After Tax Adjustments-80.00-74.00-76.00-64.00-57.00-56.00-20.00-47.00-54.00
Stock Option Compensation Expense-379.00-1.3%384.00+12.9%340.00+20.1%283.00+14.1%248.00+31.9%188.00-11.7%213.00-2.7%219.00
Price To Earnings Ratio ratio statement ratio, not the snapshot17.9117.9121.8317.5714.8516.3732.1015.5812.06
Price To Sales Ratio ratio2.373.202.852.052.002.962.552.201.89
Gross Margin %59.7960.6561.2461.6363.8465.3069.2167.2367.56
Operating Margin %21.0820.7520.2818.8219.7026.3514.9522.4724.20
Net Margin %13.9813.3013.4712.2513.3018.137.9514.1015.68
Shares Outstanding million shares671.00686.00-2.3%702.00-2.9%723.00-2.7%743.00-2.4%761.00-5.5%805.00-0.6%810.00-4.4%847.00
Market Capitalization213,275.77213,275.77+2.0%209,072.23+53.1%136,523.28+23.7%110,403.68-12.9%126,717.36+30.2%97,356.97-4.4%101,866.56+25.1%81,428.25

Income statement, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Total Revenue22,962.00+11.7%21,596.00+8.4%20,889.00+10.2%21,045.00+9.6%20,565.00+9.5%19,926.00+8.3%18,950.00+6.4%19,209.00+8.3%
Total Expenses17,756.00+11.1%16,843.00+7.5%16,425.00+9.6%17,238.00+9.1%15,979.00+7.4%15,673.00+8.1%14,991.00+6.4%15,807.00+7.8%
Operating Income5,206.00+13.5%4,753.00+11.8%4,464.00+12.8%3,807.00+11.9%4,586.00+17.7%4,253.00+9.1%3,959.00+6.3%3,402.00+10.6%
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes4,531.00+18.5%4,071.00+14.7%3,778.00+13.5%3,090.00+12.1%3,825.00+19.4%3,550.00-6.3%3,330.00+5.9%2,756.00+9.7%
Income Taxes819.00-11.3%960.00+44.4%807.00+8.2%628.00+7.2%923.00+32.4%665.00-14.2%746.00+5.4%586.00+1.2%
Consolidated Net Income3,689.00+28.0%3,091.00+7.8%2,952.00+15.0%2,444.00+13.5%2,882.00+15.8%2,867.00-4.2%2,566.00+6.1%2,153.00+12.2%
Net Income From Continuing Operations3,689.00+28.0%3,091.00+7.8%2,952.00+15.0%2,444.00+13.5%2,882.00+15.8%2,867.00-4.2%2,566.00+6.1%2,153.00+12.2%
Net Income3,649.00+27.2%3,076.00+7.9%2,938.00+15.1%2,429.00+13.6%2,868.00+15.9%2,852.00-4.2%2,552.00+6.1%2,139.00+12.3%
EPS (Recurring) per share5.41+30.7%4.53+11.0%4.28+17.6%3.53+16.1%4.14+18.6%4.08-1.7%3.64+9.3%3.04+16.0%
EPS (Basic, Before Extraordinaries) per share5.42+30.9%4.54+11.0%4.29+17.9%3.54+16.4%4.14+18.6%4.09-1.7%3.64+9.0%3.04+15.6%
EPS (Diluted) per share5.41+30.7%4.53+11.0%4.28+17.6%3.53+16.1%4.14+18.6%4.08-1.7%3.64+9.3%3.04+16.0%
Non-Operating Income (Expense)0.000.000.000.000.000.00-100.0%0.000.00
Other After Tax Adjustments-23.00-20.00-19.00-18.00-20.00-18.00-18.00-17.00
Price To Earnings Ratio ratio statement ratio, not the snapshot17.9121.1019.6624.8423.3222.2819.2021.83
Price To Sales Ratio ratio2.372.732.523.162.932.902.512.82
Gross Margin %61.5459.4258.7359.3261.5361.2660.5560.78
Operating Margin %22.6722.0121.3718.0922.3021.3420.8917.71
Net Margin %15.8914.2414.0611.5413.9514.3113.4711.14
Shares Outstanding million shares671.00-2.6%675.00-3.0%682.00-2.7%686.00-2.3%689.00-2.1%696.00-2.2%701.00-2.5%702.00-2.9%
Market Capitalization213,275.77-7.7%230,796.77+3.3%207,687.00+10.1%254,840.80+21.9%231,144.17+19.9%223,473.88+34.2%188,633.65+14.4%209,072.23+53.1%

Balance sheet, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/20182017FY12/31/2017
Cash & Short Term Investments47,792.00+17.6%40,640.00-12.8%46,596.00+38.7%33,596.00+52.5%22,028.00-33.2%32,965.00+37.7%23,932.00-12.8%27,445.00-16.6%32,927.00
Short Term Receivables61,851.00+4.4%59,243.00-7.3%63,910.00+5.7%60,462.00+12.8%53,581.00+23.4%43,434.00-23.5%56,794.00-2.5%58,227.00+2.6%56,735.00
Investment Securities0.000.000.000.000.000.000.000.000.00
Securities In Custody0.000.000.000.000.000.000.000.000.00
Investments158,093.00+8.9%145,171.00+11.6%130,051.00+13.3%114,735.00+25.8%91,232.00-1.8%92,880.00-5.7%98,544.00+11.0%88,802.00+14.0%77,919.00
Investment in Unconsolidated Affiliates1,782.00+13.6%1,568.00+14.5%1,369.00+13.4%1,207.00+7.4%1,124.00-2.0%1,147.00-0.6%1,154.00+10.6%1,043.00+2.0%1,023.00
Net Property, Plant & Equipment7,116.00+15.2%6,175.00+20.2%5,138.00-1.5%5,215.00+4.6%4,988.00-0.5%5,015.00+3.7%4,834.00+9.5%4,416.00+2.0%4,329.00
Deferred Tax Assets7,712.00+9.6%7,039.00+13.4%6,205.00+22.7%5,055.00---1,480.00-9.6%1,637.00
Other Intangible Assets17,157.00+32.1%12,990.00+40.2%9,264.00-3.8%9,634.00-38.2%15,595.00-2.1%15,926.00+21.9%13,063.00+81.7%7,189.00+8.5%6,626.00
Total Assets301,503.00+10.5%272,826.00+3.9%262,533.00+14.2%229,904.00+21.9%188,548.00-1.5%191,367.00-3.5%198,321.00+5.2%188,602.00+4.1%181,196.00
Total Customer Deposits152,488.00+9.4%139,413.00+8.0%129,144.00+17.1%110,239.00+30.6%84,382.00-2.9%86,875.00+18.5%73,287.00+4.8%69,960.00+8.5%64,452.00
Total Debt57,758.00+13.1%51,089.00+3.9%49,159.00+11.9%43,921.00+7.3%40,918.00-8.7%44,830.00-30.3%64,277.00+4.5%61,523.00+4.1%59,082.00
Long Term Debt50,273.00+35.3%37,158.00-0.9%37,511.00+10.1%34,062.00+39.1%24,492.00-21.3%31,123.00-26.3%42,220.00-10.4%47,108.00-15.6%55,804.00
Provision for Risks Charges3,091.00+15.5%2,676.00+4.2%2,567.00+1.5%2,530.00+0.1%2,528.00+8.2%2,336.00-3.8%2,429.00+12.2%2,164.00-5.0%2,277.00
Deferred Tax Liabilities1,451.00+6.3%1,365.00-4.2%1,425.00-8.1%1,550.00-----
Other Liabilities53,241.00+10.9%48,019.00-8.0%52,181.00+11.1%46,953.00+21.8%38,543.00+12.2%34,342.00-2.6%35,257.00+7.9%32,665.00-12.0%37,124.00
Total Liabilities268,029.00+10.5%242,562.00+3.4%234,476.00+14.3%205,193.00+23.3%166,371.00-1.2%168,383.00-3.9%175,250.00+5.4%166,312.00+2.1%162,935.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity33,474.00+10.6%30,264.00+7.9%28,057.00+13.5%24,711.00+11.4%22,177.00-3.5%22,984.00-0.4%23,071.00+3.5%22,290.00+22.1%18,261.00
Total Shareholders Equity33,474.00+10.6%30,264.00+7.9%28,057.00+13.5%24,711.00+11.4%22,177.00-3.5%22,984.00-0.4%23,071.00+3.5%22,290.00+22.1%18,261.00
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity33,474.00+10.6%30,264.00+7.9%28,057.00+13.5%24,711.00+11.4%22,177.00-3.5%22,984.00-0.4%23,071.00+3.5%22,290.00+22.1%18,261.00
Total Liabilities & Stockholders Equity301,503.00+10.5%272,826.00+3.9%262,533.00+14.2%229,904.00+21.9%188,548.00-1.5%191,367.00-3.5%198,321.00+5.2%188,602.00+4.1%181,196.00
Book Value Per Share per share48.80+13.2%43.11+11.1%38.81+16.7%33.26+14.1%29.14+2.1%28.55+0.2%28.48+8.2%26.32+23.8%21.26
Tangible Book Value Per Share per share41.56+12.4%36.97+10.9%33.34+19.2%27.97+17.1%23.88+1.9%23.44-2.6%24.06+7.6%22.36+33.8%16.71
Full-Time Employees people76,800+2.3%75,100+0.7%74,600-3.5%77,300+20.8%64,000+0.5%63,700-1.2%64,500+9.3%59,000+7.3%55,000
Price to Book Ratio ratio5.967.035.004.615.614.234.373.623.61
Return on Assets %3.753.763.383.564.211.603.473.711.60
Return on Equity %33.7634.4731.5031.8135.4513.5329.5933.9014.07
Return on Invested Capital %12.8514.9112.6712.6917.155.7610.289.903.68
Quick Ratio ratio4.943.594.324.152.803.302.322.913.87
Current Ratio ratio4.943.594.324.152.803.302.322.913.87

Cash flow, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Funds from Operations16,494.0017,638.00+10.7%15,940.00+8.2%14,733.00+35.5%10,873.00+32.8%8,188.00-12.9%9,401.00-23.1%12,229.00-0.6%12,304.00
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital1,206.00864.00-1,890.00-149.5%3,821.00-62.6%10,206.00+58.1%6,457.00-3,810.00-371.6%1,403.00-3,374.00
Cash from Operating Activities17,700.0018,502.00+31.7%14,050.00-24.3%18,554.00-12.0%21,079.00+43.9%14,645.00+161.9%5,591.00-59.0%13,632.00+52.7%8,930.00
Capital Expenditures-3,716.00-2,426.00-1,917.00-1,565.00-1,856.00-1,638.00-1,479.00-1,688.00-1,311.00
Net Assets From Acquisitions-524.00-633.00-454.00-64.00-15.000.00-597.00-352.00-520.00
Sale of Fixed Assets and Businesses0.001.00-99.8%600.00+29900.0%2.00+100.0%1.00-98.9%89.00+8800.0%1.00-97.7%43.00+4200.0%1.00
Purchase or Sale of Investments-4,352.00-260.00-141.4%628.00-72.9%2,318.00-2,257.00-112.1%18,577.00-13,334.00-3,815.00-1,931.00
Purchase of Investments-5,770.00-1,760.00-1,593.00-1,572.00-4,175.00-1,517.00-20,562.00-11,166.00-5,434.00
Sale Or Maturity of Investments1,418.001,500.00-32.5%2,221.00-42.9%3,890.00+102.8%1,918.00-90.5%20,094.00+178.0%7,228.00-1.7%7,351.00+109.8%3,503.00
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00-100.0%135.00-11.2%152.000.00
Cash from Investing Activities-26,831.00-22,891.00-24,402.00-24,433.00-33,689.00-10,529.00-190.5%11,632.00-16,707.00-19,615.00
Cash Dividends Paid-2,499.00-2,271.00-1,999.00-1,780.00-1,565.00-1,448.00-1,474.00-1,422.00-1,324.00
Change in Capital Stock-6,697.00-5,757.00-5,920.00-3,622.00-3,446.00-7,604.00-985.00-4,599.00-1,598.00
Repurchase of Common Pref Stock-8,304.00-5,814.00-6,020.00-3,650.00-3,502.00-9,252.00-1,029.00-4,685.00-1,685.00
Sale of Common Pref Stock1,607.0057.00-43.0%100.00+257.1%28.00-50.0%56.00-96.6%1,648.00+3645.5%44.00-48.8%86.00-1.1%87.00
Proceedsfrom Stock Options1,607.0057.00-43.0%100.00+257.1%28.00-50.0%56.00-96.6%1,648.00+3645.5%44.00-48.8%86.00-1.1%87.00
Issuance or Reduction of Debt, Net1,645.006,193.00+202.1%2,050.00-57.9%4,866.00+34.5%3,618.00-3,413.00-20,151.00-1027.8%2,172.00-12.5%2,481.00
Change in Long Term Debt1,813.006,220.00+237.5%1,843.00-62.9%4,971.00+15.0%4,324.00-3,874.00-15,524.00-1,144.00-143.5%2,629.00
Issuance of Long Term Debt12,897.0024,377.00+93.4%12,602.00-19.6%15,674.00-32.5%23,230.00+198.3%7,788.00+11187.0%69.00-99.5%12,706.00-41.0%21,524.00
Reduction of Long Term Debt-11,084.00-18,157.00-10,759.00-10,703.00-18,906.00-11,662.00-15,593.00-13,850.00-18,895.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.000.000.000.00
Cash from Financing Activities-2,573.0011,136.00+151.0%4,436.00-75.9%18,384.00-25.0%24,509.00-14,933.00-9,068.00-519.00-110.2%5,101.00
Exchange Rate Effect201.00405.00-40.00-122.6%177.00-13.00-120.00-133.0%364.00+56.9%232.00+79.8%129.00
Net Change in Cash-11,503.007,152.00-5,956.00-147.0%12,682.00+6.7%11,886.00-10,937.00-228.4%8,519.00-3,362.00-5,455.00
Free Cash Flow13,984.0016,076.00+32.5%12,133.00-28.6%16,989.00-11.6%19,223.00+47.8%13,007.00+216.3%4,112.00-65.6%11,944.00+56.8%7,619.00
Price to Free Cash Flow ratio17.8518.6520.889.076.2911.1836.949.8213.01

Balance sheet, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Cash & Short Term Investments43,203.00-21.0%45,243.00-21.9%53,757.00+2.4%47,792.00+17.6%54,706.00+14.2%57,937.00+9.5%52,508.00-3.1%40,640.00-12.8%
Short Term Receivables20.00-100.0%27.00-100.0%9.00-100.0%61,851.00+4.4%60,823.00+3.3%59,405.00-0.1%58,355.00-2.1%59,243.00-7.3%
Investments234,227.00+55.4%229,450.00+55.4%221,916.00+53.9%158,093.00+8.9%150,728.00+8.7%147,620.00+9.2%144,214.00+9.6%145,171.00+11.6%
Investment in Unconsolidated Affiliates0.00--1,782.00+13.6%0.00-0.001,568.00+14.5%
Net Property, Plant & Equipment8,122.00+38.6%7,689.00+35.8%7,240.00+34.5%7,116.00+15.2%5,861.00+10.4%5,662.00+7.9%5,383.00+4.8%6,175.00+20.2%
Deferred Tax Assets---7,712.00+9.6%---7,039.00+13.4%
Other Intangible Assets24,703.00-2.9%25,794.00+3.5%25,972.00+19.2%17,157.00+32.1%25,432.00+25.9%24,932.00+28.8%21,784.00+16.4%12,990.00+40.2%
Total Assets310,275.00+4.3%308,203.00+4.3%308,894.00+9.4%301,503.00+10.5%297,550.00+9.8%295,556.00+8.6%282,244.00+4.8%272,826.00+3.9%
Total Customer Deposits155,019.00+3.4%156,973.00+5.1%157,948.00+7.9%152,488.00+9.4%149,883.00+10.7%149,386.00+11.7%146,396.00+8.9%139,413.00+8.0%
Total Debt59,953.00+1.2%59,049.00-1.1%60,442.00+14.5%57,758.00+13.1%59,233.00+7.7%59,695.00+12.3%52,795.00+4.4%51,089.00+3.9%
Long Term Debt58,538.00+1.3%57,017.00-2.0%58,750.00+14.7%50,273.00+35.3%57,787.00+7.9%58,202.00+13.0%51,236.00+4.9%37,158.00-0.9%
Provision for Risks Charges0.000.000.003,091.00+15.5%0.000.000.002,676.00+4.2%
Deferred Tax Liabilities---1,451.00+6.3%---1,365.00-4.2%
Other Liabilities59,506.00+6.2%57,901.00+6.9%56,509.00+9.0%53,241.00+10.9%56,017.00+10.2%54,164.00-2.9%51,851.00-6.6%48,019.00-8.0%
Total Liabilities274,478.00+3.5%273,923.00+4.1%274,899.00+9.5%268,029.00+10.5%265,133.00+9.9%263,245.00+8.5%251,042.00+4.4%242,562.00+3.4%
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.00
Common Equity35,797.00+10.4%34,280.00+6.1%33,995.00+9.0%33,474.00+10.6%32,417.00+9.1%32,311.00+9.4%31,202.00+8.5%30,264.00+7.9%
Total Shareholders Equity35,797.00+10.4%34,280.00+6.1%33,995.00+9.0%33,474.00+10.6%32,417.00+9.1%32,311.00+9.4%31,202.00+8.5%30,264.00+7.9%
Accumulated Minority Interest0.000.000.000.000.000.000.000.00
Total Equity35,797.00+10.4%34,280.00+6.1%33,995.00+9.0%33,474.00+10.6%32,417.00+9.1%32,311.00+9.4%31,202.00+8.5%30,264.00+7.9%
Total Liabilities & Stockholders Equity310,275.00+4.3%308,203.00+4.3%308,894.00+9.4%301,503.00+10.5%297,550.00+9.8%295,556.00+8.6%282,244.00+4.8%272,826.00+3.9%
Book Value Per Share per share53.35+13.4%50.79+9.4%49.85+12.0%48.80+13.2%47.05+11.5%46.42+11.9%44.51+11.2%43.11+11.1%
Tangible Book Value Per Share per share53.35+13.4%50.79+9.4%49.85+12.0%41.56+12.4%47.05+11.5%46.42+11.9%44.51+11.2%36.97+10.9%
Full-Time Employees people---76,800+2.3%---75,100+0.7%
Price to Book Ratio ratio5.966.796.207.867.157.176.247.03
Return on Assets %4.013.773.773.753.683.553.703.76
Return on Equity %35.7034.1534.1933.7633.7032.5834.0234.47
Return on Invested Capital %3.913.393.182.923.193.173.113.19
Quick Ratio ratio2.602.593.294.947.157.527.333.59
Current Ratio ratio2.602.593.294.947.157.527.333.59

Cash flow, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Funds from Operations3,360.00-25.7%4,110.00-5.0%4,756.00+5.3%4,268.00+15.4%4,525.00+4.4%4,327.00+9.2%4,518.00+14.5%3,697.00-9.2%
Extraordinary Item0.000.000.000.000.000.000.000.00
Changes in Working Capital1,957.00+14.6%1,286.00+3375.7%-910.00-469.9%-1,127.00-154.2%1,708.0037.00-93.5%246.00-84.7%2,081.00-22.9%
Cash from Operating Activities5,317.00-14.7%5,396.00+23.6%3,846.00-19.3%3,141.00-45.6%6,233.004,364.00-3.7%4,764.00-14.2%5,778.00-14.6%
Capital Expenditures-947.00-898.00-1,149.00-722.00-655.00-619.00-430.00-497.00
Net Assets From Acquisitions0.00-26.00-498.000.000.00-633.000.00-364.00
Sale of Fixed Assets and Businesses0.00-100.0%0.000.000.00-100.0%1.00-91.7%0.00-100.0%0.00-100.0%2.00+100.0%
Purchase or Sale of Investments-1,193.00-1,558.00-1,737.00-3876.1%136.00-215.00-227.00-124.5%46.00-72.00-103.8%
Purchase of Investments-1,469.00-1,877.00-1,978.00-446.00-545.00-530.00-239.00-383.00
Sale Or Maturity of Investments276.00-16.4%319.00+5.3%241.00-15.4%582.00+87.1%330.00-4.3%303.00-76.3%285.00+0.4%311.00-86.6%
Other Uses0.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.00
Cash from Investing Activities-5,035.00-8,977.00-2,872.00-736.8%-9,947.00-6,598.00-6,797.00451.00-12,245.00
Cash Dividends Paid-668.00-665.00-583.00-583.00-586.00-593.00-509.00-510.00
Change in Capital Stock-1,599.00-2,304.00-1,904.00-890.00-2,325.00-1,356.00-1,186.00-980.00
Repurchase of Common Pref Stock-3,190.00-2,304.00-1,911.00-899.00-2,351.00-1,356.00-1,208.00-1,031.00
Sale of Common Pref Stock1,591.00+6019.2%0.007.00-68.2%9.00-82.4%26.00+766.7%0.00-100.0%22.00-24.1%51.00+920.0%
Proceedsfrom Stock Options1,591.00+6019.2%0.007.00-68.2%9.00-82.4%26.00+766.7%0.00-100.0%22.00-24.1%51.00+920.0%
Issuance or Reduction of Debt, Net1,806.00-962.00-114.5%2,088.00+53.0%-1,287.00-542.00-148.3%6,657.00+156.6%1,365.00-15.4%-3,280.00-556.2%
Change in Long Term Debt2,427.00-1,333.00-119.7%1,978.00+60.3%-1,259.00-522.00-136.4%6,767.00+157.0%1,234.00+12.7%-3,318.00-403.6%
Issuance of Long Term Debt4,779.00-26.2%2,614.00-76.5%3,502.00-26.6%2,002.00+2312.0%6,479.00+39.6%11,128.00+101.1%4,768.00+103.3%83.00-96.7%
Reduction of Long Term Debt-2,352.00-3,947.00-1,524.00-3,261.00-7,001.00-4,361.00-3,534.00-3,401.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.000.000.00
Cash from Financing Activities-2,352.00-4,927.00-164.2%4,934.00-25.7%-228.00-2,957.00-944.9%7,678.006,643.00+28.2%-770.00-118.9%
Exchange Rate Effect30.00-67.0%-6.00-103.3%57.00+470.0%120.0091.00+1200.0%184.0010.00-64.3%-41.00-295.2%
Net Change in Cash-2,040.00-8,514.00-256.8%5,965.00-49.7%-6,914.00-3,231.005,429.0011,868.00+55.8%-7,278.00-370.8%
Free Cash Flow4,370.00-21.7%4,498.00+20.1%2,697.00-37.8%2,419.00-54.2%5,578.003,745.00-5.6%4,334.00-15.9%5,281.00-16.7%
Price to Free Cash Flow ratio17.8517.9817.1618.4413.7524.8820.4120.62

Revenue breakdown

USD millions, so a column adds up to the income statement. Share is of the latest year in that split. The change is versus the older year shown, not TTM.

Region
Name20242025vs 20242025 share
APAC4,698.005,218.00+11.1%7.2%
EMEA6,216.007,073.00+13.8%9.8%
Latin America, Canada and the Caribbean3,845.004,194.00+9.1%5.8%
Other Unallocated-281.00-271.00-3.6%-0.4%
United States51,471.0056,015.00+8.8%77.6%
Total65,949.0072,229.00+9.5%100.0%
Segment
Name20242025vs 20242025 share
Total Finance Services revenue65,949.0072,229.00+9.5%100.0%
Total65,949.0072,229.00+9.5%100.0%

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-301.64%11.0M669.7M2.86M
2026-10-151.61%10.9M674.5M2.91M
2026-09-301.60%10.8M674.5M2.90M
2026-09-151.60%10.8M674.5M2.83M
2026-08-311.55%10.4M674.4M2.89M
2026-08-141.61%10.9M674.4M2.99M
2026-07-311.80%12.2M674.4M3.15M
2026-07-151.69%11.5M681.4M3.23M
2026-06-301.59%10.8M681.4M3.15M
2026-06-151.78%12.1M680.0M3.16M
2026-05-291.77%12.0M681.4M3.43M
2026-05-151.81%12.3M681.5M3.67M
2026-04-302.16%14.7M681.6M3.70M
2026-04-151.61%11.1M684.9M3.61M
2026-03-311.82%12.5M685.7M3.72M
2026-03-131.61%11.0M685.7M3.48M
2026-02-271.44%9.9M685.7M3.12M
2026-02-131.26%8.6M685.7M2.85M
2026-01-301.04%7.2M687.9M2.70M
2026-01-151.17%8.0M688.1M2.65M

Option chain

expiry 2026-11-13
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call195121.55125.35126.266.77881.002.000.999-0.0850.000
call200116.7120.35121.296.4856.002.000.999-0.0850.000
call205111.55115.35116.126.35711.000.000.999-0.0850.000
call210107110.45111.45.97711.002.000.999-0.0860.000
call215101.9105.35106.25.64281.004.000.999-0.0860.000
call22096.85100.3101.145.4614.0010.000.999-0.0860.000
call22592.1095.3096.045.07810.0028.000.999-0.0860.000
call23086.7590.3091.304.81815.0068.000.999-0.0860.001
call23582.1585.4586.314.63710.0048.000.999-0.0860.001
call24077.2080.4581.324.3821.000.000.999-0.0860.001
call24571.5575.3576.354.0842.000.000.998-0.1410.001
call25067.0570.3569.773.8371.000.000.998-0.1410.001
call25561.6065.5065.733.6551.000.000.997-0.1400.001
call26057.1060.3560.603.4362.000.000.997-0.1390.001
call26551.8055.3555.602.9770.000.000.997-0.1380.001
call27046.9550.3554.782.8711.000.000.997-0.1360.002
call27542.0045.5048.452.5321.000.000.996-0.1350.002
call28037.1040.3540.532.4811.000.000.996-0.1330.002
call282.534.7037.8538.062.2761.000.000.996-0.1320.002
call28532.9534.9035.502.0121.000.000.995-0.1310.002
call287.530.4532.400.001.8710.000.000.994-0.1500.003
call29027.8029.900.001.7560.000.000.991-0.1980.004
call292.525.4527.400.001.6420.000.000.987-0.2570.005
call29522.4024.9021.001.5493.000.000.982-0.3350.007
call297.520.0522.400.001.4090.000.000.975-0.4010.009
call30017.8019.9517.001.3242.000.000.964-0.5100.012
call302.515.2017.450.001.1830.000.000.954-0.5810.015
call30513.0014.9515.651.06017.000.000.933-0.7260.020
call307.510.0012.4515.700.9332.000.000.879-1.1530.031
call3108.0010.0013.250.82724.000.000.844-1.2010.036
call312.55.157.156.650.60415.002.000.801-1.1680.042
call3153.805.104.550.55371.003.000.684-1.4300.054
call317.52.172.972.850.44138.005.000.543-1.4350.060
call3200.911.501.400.3841841110.369-1.2690.057
call322.50.400.720.580.3742211270.220-1.0050.045
call3250.170.330.280.3782684540.118-0.6860.030
call327.50.050.200.190.4153132680.096-0.7220.026
call3300.000.040.030.4692,4412,3200.066-0.5830.019
call332.50.000.080.020.43324451.000.037-0.3740.012
call3350.010.100.020.4982,7772,2570.032-0.3770.011
call337.50.000.220.010.51110120.000.016-0.2160.006
call3400.000.220.010.5674524.000.015-0.2180.006
call342.50.000.220.080.62164.006.000.012-0.1950.005
call3450.000.010.010.6422882.000.011-0.1740.004
call347.50.002.130.010.67423.003.000.004-0.0790.002
call3500.000.010.010.7271101.000.017-0.2810.007
call352.50.002.130.010.77110.002.000.003-0.0620.001
call3550.000.620.080.82155.002.000.003-0.0630.001
call357.50.002.130.010.8663.000.000.003-0.0630.001
call3600.002.130.010.91296.000.000.002-0.0640.001
call362.50.000.100.100.92663.000.000.009-0.1870.004
call3650.002.130.261.0031.000.000.002-0.0650.001
call367.50.002.130.091.04811.000.000.002-0.0650.001
call3700.002.130.011.0938.000.000.002-0.0660.001
call3750.002.130.011.18064.000.000.002-0.0670.001
call3800.002.130.331.2655.000.000.002-0.0670.001
call3850.002.130.041.34912.000.000.002-0.0680.001
call3900.002.130.011.43149.000.000.002-0.0690.001
call3950.002.130.051.5121160.000.002-0.0690.001
call4000.000.750.321.5941220.000.001-0.0700.001
call4050.000.090.021.3344360.000.009-0.2070.006
call4100.000.090.081.7352350.000.005-0.2220.003
call4150.000.090.071.8101340.000.005-0.2230.003
call4200.000.750.091.89857.000.000.001-0.0720.001
call4250.000.070.091.5341780.000.006-0.1740.004
call4300.000.050.091.53475.000.000.005-0.1330.003
call4350.002.130.012.11157.000.000.001-0.0730.001
call4400.002.130.012.1811460.000.001-0.0740.001
call4450.000.750.012.2521060.000.001-0.0740.001
call4500.000.300.022.3201124.000.001-0.0750.001
put1950.000.010.053.2924720.00-0.001-0.0740.000
put2000.000.010.013.13221.000.00-0.001-0.0730.000
put2050.000.010.012.08858.000.00-0.001-0.0340.001
put2100.000.010.011.98551.000.00-0.001-0.0340.001
put2150.000.010.012.40739.000.00-0.001-0.0550.001
put2200.000.010.011.7841050.00-0.001-0.0330.001
put2250.000.040.011.79235.000.00-0.002-0.0600.001
put2300.000.750.012.24240.000.00-0.001-0.0710.001
put2350.002.130.012.10361.002.00-0.001-0.0700.001
put2400.000.230.011.96746.002.00-0.001-0.0700.001
put2450.000.630.021.95411.0016.00-0.002-0.1250.001
put2500.002.130.011.81654.0012.00-0.002-0.1230.001
put2550.000.030.011.68046.0025.00-0.003-0.1220.001
put2600.000.630.011.54323.009.00-0.003-0.1200.001
put2650.000.420.021.41015711.00-0.003-0.1190.001
put2700.002.130.011.28055.000.00-0.003-0.1170.002
put2750.002.130.011.15097.000.00-0.004-0.1150.002
put2800.002.130.011.02170.000.00-0.004-0.1130.002
put282.50.000.700.010.93395.000.00-0.004-0.0910.002
put2850.000.760.010.8911010.00-0.005-0.1100.002
put287.50.002.020.020.82931.000.00-0.006-0.1280.003
put2900.000.220.010.7661449.00-0.009-0.1760.004
put292.50.000.220.010.7006.002.00-0.013-0.2410.005
put2950.000.050.010.6381045.00-0.018-0.3020.007
put297.50.000.240.030.57511.0024.00-0.025-0.3780.009
put3000.000.220.020.50933815.00-0.036-0.4880.012
put302.50.000.220.010.44545.007.00-0.048-0.5810.015
put3050.000.180.020.40438242.00-0.067-0.7030.020
put307.50.020.270.050.46110319.00-0.121-1.1300.031
put3100.050.180.080.37023434.00-0.156-1.1770.036
put312.50.230.420.200.35820430.00-0.210-1.2160.044
put3150.600.860.680.33857337.00-0.316-1.4050.054
put317.51.271.821.560.34632557.00-0.457-1.4100.060
put3202.483.202.900.34652275.00-0.631-1.2440.057
put322.53.755.103.880.36591.0018.00-0.780-0.9790.045
put3255.757.256.210.3782674.00-0.882-0.6600.030
put327.57.6510.005.750.55446.000.00-0.904-0.6960.026
put33010.1512.7510.180.74759.003.00-0.940-0.5050.018
put332.512.6514.8514.300.68611.0016.00-0.966-0.3180.011
put33515.1517.5514.350.87741.0016.00-0.966-0.3730.011
put337.517.6519.8516.050.8530.000.00-0.984-0.1890.006
put34020.1522.5516.201.0530.000.00-0.984-0.2030.006
put342.522.6525.1522.201.1760.000.00-0.987-0.1760.005
put34525.1527.6517.761.2270.000.00-0.994-0.0760.003
put347.527.6529.950.001.2550.000.00-0.996-0.0510.002
put35030.1532.6529.511.4190.000.00-0.997-0.0320.001
put352.532.6535.1532.001.4980.000.00-0.997-0.0330.001
put35535.1537.6534.521.5390.000.00-0.997-0.0330.001
put357.537.6540.1537.011.6140.000.00-0.997-0.0340.001
put36040.1542.6539.531.7280.000.00-0.998-0.0340.001
put362.542.6545.1542.201.8010.000.00-0.998-0.0340.001
put36545.1547.650.001.8300.000.00-0.998-0.0350.001
put367.547.6550.1547.171.9440.000.00-0.998-0.0350.001
put37050.1552.5545.461.9110.000.00-0.998-0.0350.001
put37555.1557.6550.442.1510.000.00-0.998-0.0350.001
put38060.1562.5559.542.1720.000.00-0.998-0.0360.001
put38565.1567.6564.532.3640.000.00-0.998-0.0360.001
put39070.1572.4069.512.3740.000.00-0.998-0.0360.001
put39575.1577.5574.482.6010.000.00-0.998-0.0360.001
put40080.1582.4575.302.5800.000.00-0.998-0.0360.001
put40585.1587.6580.272.9060.000.00-0.999-0.0360.001
put41090.2092.4088.922.7580.004.00-0.999-0.0360.001
put41595.1597.6093.913.1010.004.00-0.999-0.0360.001
put420100.15102.61013.2120.000.00-0.999-0.0360.001
put425105.15107.45104.483.1230.000.00-0.999-0.0360.001
put430110.15112.65109.473.4660.000.00-0.999-0.0360.001
put435115.15117.3113.753.1630.006.00-0.999-0.0350.001
put440120.15122.65118.73.6760.0038.00-0.999-0.0350.001
put445125.15127.85123.673.9250.00112-0.999-0.0350.001
put450130.15132.65128.783.8780.0080.00-0.999-0.0350.001

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-064Statement of changes in beneficial ownership of securities2026-11-04SEC
2026-11-0613F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-09-30SEC
2026-11-04144Filing for proposed sale of securities under Rule 144.SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-10-31SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-10-31SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-10-31SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-10-31SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-10-31SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-10-31SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-10-31SEC
2026-11-02144Filing for proposed sale of securities under Rule 144.SEC
2026-11-02144Filing for proposed sale of securities under Rule 144.SEC
2026-10-308-KCurrent report2026-10-30SEC
2026-10-27424B2SEC
2026-10-26FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-10-2310-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-238-KCurrent report2026-10-23SEC
2026-10-158-KCurrent report2026-10-15SEC
2026-10-088-KCurrent report2026-10-08SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-29SEC
2026-10-01SCHEDULE 13D/ASEC
2026-09-158-KCurrent report2026-09-15SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1100137.07M3
2026-100000
2026-090000
2026-08002.97M1
2026-070000
2026-06002.39M1
2026-050000
2026-040000
2026-0300921.92K3
2026-020035.48M6
2026-010000
2025-1200538.90K1
2025-110000

Institutional holders

Manager% owned
BERKSHIRE HATHAWAY INC22.22%
BlackRock, Inc.6.16%
VANGUARD CAPITAL MANAGEMENT LLC5.16%
STATE STREET CORP4.28%
JPMORGAN CHASE & CO2.56%
GEODE CAPITAL MANAGEMENT, LLC2.10%
MORGAN STANLEY1.92%
Fisher Asset Management, LLC1.42%
VANGUARD PORTFOLIO MANAGEMENT LLC1.28%
NORGES BANK1.17%

Funds

Fund% owned
CCM Community Impact Bond Fund6.53%
Ultra Short Income Portfolio6.42%
PGIM Ultra Short Bond ETF5.18%
Spectrum Preferred and Capital Securities Income Fund5.13%
DFA Short-Term Extended Quality Portfolio4.41%
VANGUARD WELLESLEY INCOME FUND4.40%
Putnam Ultra Short Duration Income Fund4.18%
JPMorgan Ultra-Short Income ETF3.94%
PIMCO Short-Term Floating NAV Portfolio III3.27%
THE HARTFORD BALANCED INCOME FUND3.18%

OakChart. AXP. Cached 15 minutes. Terms