OakChart

Tompkins Financial Corp

TMPFinancial·Banks - Regional·USA·Small·AMEX·Nov 12 • 3:59 PM ET

100.14-0.15 (-0.15%)
2026-11-13 13:45 CET
Market cap
$1.44B
Revenue, TTM
- USD m
Net income, TTM
180.28 USD m
Free cash flow, TTM
49.75 USD m
EPS diluted, TTM
12.56
Price / earnings
7.97
Compare

Price

TMP against its 20, 50 and 200-day averages
Terms2050200Beat
Patternshover a marker to name it
RS 100Sales 91.6Price91.491.580.0090.00100.00226K453KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26TMPclose 100.1420-day 100.3650-day 98.78200-day 90.18100.1452w high 105.1852-week range, not 6 months

4.8% under the 52-week high of 105.18 on 5 Nov 2026. 52-week low 64.16 on 17 Nov 2025. Last 15 sessions, 6.9% high to low

Volume 0.00× normal · the session has not printed · the line is the 50-bar volume average

Setup. RS line 100
CANSLIM 2 of 6 — fails: EPS Growth Qtr Over Qtr: High (>25%); EPS Growth This Year: High (>25%); Performance: Year +50%; Average Volume: Over 200K
VCP 5 of 6 — fails: Average True Range: Under 2
Minervini 3 of 4 — fails: Performance: Year +50%
Zanger 3 of 5 — fails: Performance: Week +10%; Relative Volume: Over 1.5
Leaders 3 of 5 — fails: Performance: Year +50%; Average Volume: Over 500K
Breakout 2 of 4 — fails: 52-Week High/Low: New High; Relative Volume: Over 2
Growth 1 of 4 — fails: EPS Growth Qtr Over Qtr: High (>25%); EPS Growth This Year: High (>25%); EPS Growth Next Year: High (>25%)
Quality 3 of 5 — fails: Debt/Equity: Low (<0.1); Current Ratio: Over 1
Value 3 of 4 — fails: Debt/Equity: Low (<0.1)
Income 3 of 4 — fails: Payout Ratio: Low (<20%)
Small Cap 2 of 4 — fails: Average Volume: Over 500K; Performance: Year +50%
Accumulation 3 of 4 — fails: Institutional Transactions: Over +10%
Relative Strength 1 of 3 — fails: Performance: Year +100%; Average Volume: Over 500K

Profile

TMP
52-week range, 88% of the way up
64.16105.18

Tompkins Financial Corp. engages in the provision of financial services. It operates through the following segments: Banking and Wealth Management. The Banking segment consists of its banking subsidiaries, including Tompkins Trust Co., The Bank of Castile, Mahopac Bank, and VIST Bank. The Wealth Management segment consists of a comprehensive suite of financial services to customers, including trust and estate services, investment management, and insurance. The company was founded in 1995 and is headquartered in Ithaca, NY.

IndexRUT
Employees813
IPOJun 02, 1986
Beta0.74
ATR, 14d2.50
Rel volume0.00
Short float3.25%
Insider own6.69%
Inst own71.27%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap$1.44B
Enterprise Value-
Income180.28M
Sales394.37M
Book / share65.48
Cash / share-
Dividend Est.2.75 (2.74%)
Dividend TTM2.78 (2.78%)
Dividend Ex-DateNov 06, 2026
Dividend Gr. 3/5Y2.81% 3.63%
Payout22.34%
Employees813
IPOJun 02, 1986

Ratios

Price / earnings7.97
Forward price / earnings12.05
Price / earnings / growth-
Price / sales3.64
Price / book1.53
Price / cash-
Price / free cash flow28.89
Value / cash profit-
Value / sales-
Quick Ratio-
Current Ratio0.13
Debt / equity0.58
Long-term debt / equity0.43
Options and shortYes / Yes

Earnings

Earnings / share12.56
Earnings next year8.31
Earnings next quarter2.05
Earnings this year-29.63%
Earnings next year5.06%
Earnings growth, 5 years-7.35%
Past earnings growth24.05% 16.64%
Past sales growth6.04% 3.65%
Earnings vs last year113.26%
Sales vs last year-15.20%
Earnings vs last quarter21.04%
Sales vs last quarter0.56%
EarningsOct 23 BMO
Surprise2.56% 0.23%

Ownership

Insiders own6.69%
Insider trades0.07%
Institutions own71.27%
Institution trades2.40%
Return on assets2.07%
Return on equity20.90%
Return on capital13.42%
Gross Margin-
Operating margin15.78%
Profit Margin45.71%
20-day average-0.22%
50-day average1.38%
200-day average11.05%

Technical

Shares out14.30M
Shares floating13.39M
Short / float3.25%
Short ratio3.99
Short interest0.44M
52-week high105.18 -4.8%
52-week low64.16 +56.1%
Volatility1.78% 2.46%
Average range2.50
Strength index51.34
Market sensitivity0.74
Relative volume0.00
Avg Volume109.11K
Volume0

Performance

Perf Week0.12%
Perf Month4.46%
Perf Quarter-1.06%
Perf Half Y20.38%
Perf YTD38.09%
Perf Year47.72%
Perf 3Y96.74%
Perf 5Y19.37%
Perf 10Y27.73%
Recommendation2.00
Target Price105.50
Prev Close100.14
Price100.14
Change %0.00%

Analyst ratings

latest 10 of 10
DateActionAnalystRating changeTargetImplied
Dec 03, 2025ResumedPiper SandlerNeutral$74-26.1%
Dec 20, 2024ResumedPiper SandlerNeutral$70-30.1%
Oct 02, 2024UpgradeKeefe BruyetteMkt Perform → Outperform$59 → $68-32.1%
Jul 25, 2017UpgradeKeefe BruyetteUnderperform → Mkt Perform
Nov 01, 2016DowngradeKeefe BruyetteMkt Perform → Underperform
Jun 13, 2016UpgradeKeefe BruyetteUnderperform → Mkt Perform
Apr 18, 2016DowngradeKeefe BruyetteMkt Perform → Underperform
Apr 02, 2009InitiatedSterne AgeeNeutral$45-55.1%
Mar 09, 2009UpgradeKeefe BruyetteUnderperform → Mkt Perform$37 → $30-70.0%
Jan 29, 2009DowngradeKeefe BruyetteMkt Perform → Underperform$44 → $42-58.1%

Peers

Mkt cap
TickerCompanyMkt cap
NBTBNBT Bancorp Inc2.73B
CBUCommunity Financial System Inc3.41B
FISIFinancial Institutions Inc781.09M
TRSTTrustco Bank Corp953.65M
AROWArrow Financial Corp718.74M
CHMGChemung Financial Corp413.27M
NWBINorthwest Bancshares Inc2.21B
CZNCCitizens & Northern Corp501.85M
PFISPeoples Financial Services Corp729.26M
GCBCGreene Bancorp Inc604.58M

Insider trading

10 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Kershaw DavidSVP, PAONov 10 '26Sale100.5750050,283867Nov 12 10:10 AM
DeMilia David MEVP, Pres of TCB Hudson ValleyOct 16 '26Option Exercise76.9025519,6107,598Oct 19 03:56 PM
Fontaine Alyssa HEVP, General Counsel & CROSep 02 '26Option Exercise76.9080261,67410,889Sep 04 09:19 AM
McKenna John MEVP, Pres. Tompkins Comm. BankAug 07 '26Option Exercise76.9080261,67417,285Aug 10 02:24 PM
Kershaw DavidSVP, PAOAug 04 '26Option Exercise76.9026019,9945,077Aug 05 01:51 PM
ROMAINE STEPHEN SPresident & CEOJul 28 '26Option Exercise76.901,734133,34571,621Jul 30 09:18 AM
Torcello Diane DEVP & President, Tompkins WNYJul 27 '26Option Exercise76.9025019,2257,562Jul 29 04:58 PM
Rahilly Ita MDirectorMay 26 '26Buy85.901,164100,00011,849May 26 12:44 PM
SPAIN MICHAEL HDirectorJan 15 '26Option Exercise0.001,5640139,415Jan 16 08:08 AM
Rahilly Ita MDirectorNov 21 '25Buy68.361,463100,00010,511Nov 24 11:48 AM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 107.13B
AVUVAvantis U.S. Small Cap Value ETFAUM: 33.08B
VTIVanguard Morningstar Total Stock Market ETFAUM: 696.31B
IWMiShares Russell 2000 Index FundAUM: 77.86B
VBVanguard Morningstar Small-Cap ETFAUM: 80.23B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.54B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.88B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.36B
VXFVanguard Extended Market Index ETFAUM: 30.79B
IWNiShares Russell 2000 Value ETFAUM: 14.17B

News

latest 14 of 200

Quarterly earnings

2026Q3 EPS 2.000 beat 1.950, from 1.650 a year earlier. Sales 89.85 beat 89.65, from 87.44 a year earlier
EPS
6.70002024Q4 EPS 1.370 against 1.15524Q42025Q1 EPS 1.370 against 1.31025Q12025Q2 EPS 1.500 against 1.43025Q22025Q3 EPS 1.650 against 1.70025Q32025Q4 EPS 6.700 against 1.71025Q42026Q1 EPS 1.820 against 1.75526Q12026Q2 EPS 2.040 against 1.82026Q22026Q3 EPS 2.000 against 1.95026Q3
Sales, USD millions
194.8202024Q4 sales 77.11 against 74.7524Q42025Q1 sales 81.69 against 79.3825Q12025Q2 sales 82.64 against 81.1025Q22025Q3 sales 87.44 against 87.0025Q32025Q4 sales 194.82 against 136.1625Q42026Q1 sales 83.70 against 83.6426Q12026Q2 sales 87.12 against 86.9326Q22026Q3 sales 89.85 against 89.6526Q3

The outline behind the bar is the estimate. The filled bar is the print. Green beat it, red missed it.

PeriodReportedEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mSurpriseYear-ago quarterAnalystsNext session
2026Q3ended 2026-09-302026-10-23 08:302.0001.9502.00089.8589.65EPS +2.6% · sales +0.2%vs 2025Q3, year-ago quarter · EPS +21.2% · sales +2.8%2Open +0.91% vs SPY -0.53%. Close +0.42% vs SPY -0.52%
2026Q2ended 2026-06-302026-07-24 08:302.0401.8202.04587.1286.93EPS +12.1% · sales +0.2%vs 2025Q2, year-ago quarter · EPS +36.0% · sales +5.4%2Open +4.89% vs SPY +0.04%. Close +9.14% vs SPY +0.10%
2026Q1ended 2026-03-312026-04-24 08:301.8201.7551.81783.7083.64EPS +3.7% · sales +0.1%vs 2025Q1, year-ago quarter · EPS +32.8% · sales +2.4%2Open -4.72% vs SPY +0.32%. Close -2.82% vs SPY +0.77%
2025Q4ended 2025-12-312026-01-30 08:306.7001.7106.704194.82136.16EPS +291.8% · sales +43.1%vs 2024Q4, year-ago quarter · EPS +389.1% · sales +152.7%2Open -2.25% vs SPY -0.32%. Close +4.42% vs SPY -0.30%
2025Q3ended 2025-09-302025-10-24 08:301.6501.7001.65087.4487.00EPS -2.9% · sales +0.5%vs 2024Q3, year-ago quarter · EPS +26.9% · sales +14.2%1Open -0.80% vs SPY +0.70%. Close +1.72% vs SPY +0.82%
2025Q2ended 2025-06-302025-07-25 08:301.5001.4301.49982.6481.10EPS +4.9% · sales +1.9%vs 2024Q2, year-ago quarter · EPS +36.4% · sales +13.6%1Open +1.99% vs SPY +0.11%. Close +1.52% vs SPY +0.42%
2025Q1ended 2025-03-312025-04-25 08:301.3701.3101.37481.6979.38EPS +4.6% · sales +2.9%vs 2024Q1, year-ago quarter · EPS +16.1% · sales +12.2%2Open -3.44% vs SPY -0.01%. Close -0.72% vs SPY +0.72%
2024Q4ended 2024-12-312025-01-31 08:301.3701.1551.37477.1174.75EPS +18.6% · sales +3.2%vs 2023Q4, year-ago quarter · EPS +30.5% · sales +8.3%2Open -0.43% vs SPY +0.41%. Close +3.95% vs SPY -0.53%
2024Q3ended 2024-09-302024-10-25 08:301.3001.2101.30576.5875.60EPS +7.4% · sales +1.3%vs 2023Q3, year-ago quarter · EPS -155.3% · sales +5.8%1Open +2.55% vs SPY +0.39%. Close -1.81% vs SPY -0.03%
2024Q2ended 2024-06-302024-07-26 08:301.1000.9001.10172.7371.30EPS +22.2% · sales +2.0%vs 2023Q2, year-ago quarter · EPS +86.4% · sales +12.7%1Open +2.23% vs SPY +0.72%. Close +0.35% vs SPY +1.12%
2024Q1ended 2024-03-312024-04-26 08:301.1801.1501.18572.8174.16EPS +2.6% · sales -1.8%vs 2023Q1, year-ago quarter · EPS -12.6% · sales -2.5%2Open -1.35% vs SPY +0.57%. Close +1.05% vs SPY +0.95%
2023Q4ended 2023-12-312024-01-26 08:301.0501.2451.05371.2174.54EPS -15.7% · sales -4.5%vs 2022Q4, year-ago quarter · EPS -22.8% · sales -5.9%2Open +0.72% vs SPY -0.09%. Close -0.92% vs SPY -0.13%
2023Q3ended 2023-09-302023-10-27 08:30-2.3501.090-2.35272.3672.94EPS -315.6% · sales -0.8%vs 2022Q3, year-ago quarter · EPS -258.8% · sales -8.2%2-
2023Q2ended 2023-06-302023-07-21 08:300.5901.0450.59064.5171.92EPS -43.5% · sales -10.3%vs 2022Q2, year-ago quarter · EPS -59.3% · sales -16.4%2-
2023Q1ended 2023-03-312023-04-28 08:301.3501.3201.34674.6577.07EPS +2.3% · sales -3.1%vs 2022Q1, year-ago quarter · EPS -15.6% · sales -2.5%2-
2022Q4ended 2022-12-312023-01-27 08:301.3601.4201.35675.6577.60EPS -4.2% · sales -2.5%vs 2021Q4, year-ago quarter · EPS +2.3% · sales -1.7%2-

Annual earnings

2025FY EPS 11.240 beat 6.235, from 4.970 a year earlier. Sales 446.6 beat 388.4, from 299.23 a year earlier
EPS
11.24002018FY EPS 5.330 against 5.43520182019FY EPS 5.370 against 5.17020192020FY EPS 5.200 against 5.06020202021FY EPS 6.050 against 6.43520212022FY EPS 5.890 against 6.04020222023FY EPS 0.660 against 4.68020232024FY EPS 4.970 against 4.75020242025FY EPS 11.240 against 6.2352025
Sales, USD millions
446.602018FY sales 289.25 against 28720182019FY sales 286.06 against 287.520192020FY sales 299.2 against 300.420202021FY sales 302.64 against 304.220212022FY sales 308.25 against 310.9520222023FY sales 219.76 against 293.5520232024FY sales 299.23 against 297.2820242025FY sales 446.6 against 388.42025

Reported years only. The outline behind the bar is the estimate. A later year with no print stays in the table.

earnings feed, not the snapshot. Not the statement ratio.

PeriodEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mP/E, earnings feed
2028FYestimate-8.940--398.9511.20
2027FYestimate-8.310--377.9412.05
2026FYestimate-7.910--353.1412.66
2025FY11.2406.23511.240446.6388.46.45
2024FY4.9704.7504.966299.23297.2813.65
2023FY0.6604.6800.662219.76293.5591.26
2022FY5.8906.0405.886308.25310.9513.17
2021FY6.0506.4356.052302.64304.213.82
2020FY5.2005.0605.205299.2300.413.58
2019FY5.3705.1705.370286.06287.517.04
2018FY5.3305.4355.352289.2528714.07
2017FY4.4204.4703.428270.51272.4518.41
2016FY3.8603.8153.912249.44253.424.49
2015FY3.6603.5253.875240.32238.1827.36
2014FY3.4803.4973.480234.58232.528.78
2013FY3.3603.2193.460231.03228.4429.80
2012FY3.1703.1972.430188.95188.0131.59
2011FY3.2003.1733.200159.42160.6831.29
2010FY3.1103.0283.110157.93157.4832.20

Estimate revisions

Latest snapshot of each period and type. 2026FY E 7.91 per share.
PeriodTypeScaleDateMeanvs prior date
2026FYEper share2026-11-047.91+1.0%
2026Q4Eper share2026-11-042.05+1.5%
2026FYRper share2026-11-047.91+1.0%
2026Q4Rper share2026-11-042.05+1.5%
2026Q4Sper share2026-11-0491.59-0.2%
2026FYS-2026-11-04353.140.0%
2026Q3Eper share2026-10-071.950.0%
2026Q3Rper share2026-10-071.950.0%
2026Q3Sper share2026-07-3189.65-0.1%
2026Q2Eper share2026-07-081.820.0%
2026Q2Rper share2026-07-081.820.0%
2026Q2Sper share2026-07-0886.930.0%
2026Q1Eper share2026-04-181.760.0%
2026Q1Rper share2026-04-181.760.0%
2026Q1Sper share2026-04-1883.640.0%
2025FYEper share2026-01-146.240.0%
2025Q4Eper share2026-01-141.710.0%
2025FYRper share2026-01-1411.780.0%
2025Q4Rper share2026-01-147.250.0%
2025Q4S-2026-01-14136.160.0%
2025FYS-2025-12-02388.40.0%
2025Q3Eper share2025-10-081.700.0%
2025Q3Rper share2025-10-081.700.0%
2025Q3Sper share2025-10-0887.000.0%
2025Q2Eper share2025-07-131.430.0%
2025Q2Rper share2025-07-131.430.0%
2025Q2Sper share2025-07-0281.10+1.4%
2025Q1Eper share2025-04-191.310.0%
2025Q1Rper share2025-04-191.310.0%
2025Q1Sper share2025-04-1679.380.0%
2024FYEper share2025-01-084.750.0%
2024Q4Eper share2025-01-081.160.0%
2024FYRper share2025-01-084.750.0%
2024Q4Rper share2025-01-081.160.0%
2024Q4Sper share2025-01-0874.750.0%
2024FYS-2024-12-19297.28+0.1%
2024Q3Eper share2024-10-091.210.0%
2024Q3Rper share2024-10-091.210.0%
2024Q3Sper share2024-10-0975.600.0%
2024Q2Eper share2024-07-180.90-4.3%
2024Q2Rper share2024-07-180.90-4.3%
2024Q2Sper share2024-07-1871.30-0.1%
2024Q1Eper share2024-04-131.150.0%
2024Q1Rper share2024-04-131.150.0%
2024Q1Sper share2024-04-1374.160.0%
2023FYEper share2024-01-134.680.0%
2023FYRper share2024-01-130.850.0%
2023FYS-2024-01-13293.550.0%

Estimate history

Annual
Metric201720182019202020212022202320242025TTMMRQ
EPS per share3.4285.3525.375.2056.0525.8860.6624.96611.23612.5632-
Sales USD millions296326337328320329308436393394-
Shares million shares151515151514141414-14
Quarterly
MetricQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
EPS per share1.3051.3741.3741.4991.656.7041.8172.0451.997
Sales USD millions11311111611612238115119122
Shares million shares141414141414141414

Income statement, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Interest Income419.33382.07+9.9%347.57+16.9%297.36+18.3%251.32+4.1%241.32-5.1%254.33-2.7%261.38+3.9%251.59
Total Interest Expense127.12132.34-3.0%136.47+55.4%87.84+317.5%21.04+20.0%17.53-39.5%28.99-42.9%50.75+27.5%39.79
Net Interest Income292.21249.73+18.3%211.10+0.8%209.51-9.0%230.28+2.9%223.79-0.7%225.34+7.0%210.63-0.6%211.80
Loan Loss Provision6.9911.53+74.4%6.61+52.3%4.34+55.6%2.79-2.22-113.7%16.15+1078.8%1.37-65.2%3.94
Net Interest Income After Loan Loss Provision285.21238.20+16.5%204.49-0.3%205.18-9.8%227.49+0.7%226.01+8.0%209.190.0%209.26+0.7%207.86
Non-Interest Income-24.9610.58-88.0%88.17+759.4%10.26-86.8%78.00-1.1%78.84+6.8%73.82-1.9%75.28+1.3%74.28
Non-Interest Expense198.01212.17+6.2%199.69-1.8%203.31+3.8%195.78+2.9%190.28+2.7%185.35+2.0%181.78+0.5%180.86
Operating Income62.2436.62-60.6%92.98+667.2%12.12-89.0%109.71-4.2%114.57+17.3%97.66-5.0%102.76+1.5%101.29
Unusual Expense0.000.000.000.000.000.000.000.000.00
Net Income Before Taxes250.48224.86+141.8%92.98+667.2%12.12-89.0%109.71-4.2%114.57+17.3%97.67-5.0%102.86-1.3%104.24
Income Taxes70.2063.78+189.9%22.00+780.0%2.50-89.8%24.56-2.5%25.18+26.4%19.92-5.2%21.02-3.6%21.80
Consolidated Net Income180.28161.07+127.0%70.97+640.0%9.59-88.7%84.91-4.4%88.78+15.5%76.89-4.5%80.54-0.7%81.12
Net Income From Continuing Operations180.28161.07+127.3%70.85+648.9%9.46-88.8%84.78-4.4%88.65+15.5%76.73-4.6%80.41-0.7%80.99
Net Income180.28161.07+127.3%70.85+648.9%9.46-88.8%84.78-4.4%88.65+15.5%76.73-4.6%80.41-0.7%80.99
EPS (Recurring) per share12.5711.24+126.2%4.97+653.0%0.66-88.8%5.89-2.6%6.05+16.3%5.20-3.2%5.37+0.4%5.35
EPS (Basic, Before Extraordinaries) per share12.6511.30+126.9%4.98+654.5%0.66-88.9%5.92-2.6%6.08+16.5%5.22-3.2%5.390.0%5.39
EPS (Diluted) per share12.5611.24+126.2%4.97+653.0%0.66-88.8%5.89-2.6%6.05+16.3%5.20-3.2%5.37+0.4%5.35
Non-Operating Income (Expense)188.24188.240.000.000.000.000.00-100.0%0.10-96.6%2.95
Other After Tax Adjustments0.000.000.00-0.04-0.25-0.61-0.86-1.31-1.31
Stock Option Compensation Expense2.122.40-22.1%3.08-4.9%3.24-5.5%3.43-8.8%3.76+8.7%3.46+12.0%3.09+32.1%2.34
Price To Earnings Ratio ratio statement ratio, not the snapshot7.977.9714.6064.0713.2413.8213.5617.0414.01
Price To Sales Ratio ratio3.502.652.222.803.393.823.174.073.48
Operating Margin %15.789.3221.343.9433.3135.7929.7630.5231.08
Net Margin %45.7141.0216.263.0825.7427.6923.3823.8924.85
Shares Outstanding million shares14.3014.35+0.1%14.34+0.2%14.31-0.8%14.43-1.0%14.57-1.8%14.84-2.0%15.14-0.6%15.23
Market Capitalization1,437.051,437.05+47.2%976.32+13.0%864.31-23.1%1,123.65-8.3%1,225.22+16.2%1,054.14-22.9%1,367.01+19.3%1,146.00

Income statement, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Interest Income109.81+12.0%105.94+13.1%102.67+14.8%100.91+12.1%98.06+10.0%93.65+9.9%89.46+7.5%90.02+11.4%
Total Interest Expense32.51-4.9%31.96-4.7%30.81-6.1%31.85-5.6%34.18-4.9%33.52-2.2%32.80+0.9%33.74+18.7%
Net Interest Income77.30+21.0%73.98+23.0%71.86+26.8%69.06+22.7%63.88+20.1%60.13+18.0%56.66+11.8%56.28+7.5%
Loan Loss Provision3.01+20.9%1.50-46.0%1.50-71.6%0.98-30.5%2.49+14.7%2.78+28.1%5.29+522.4%1.41-19.9%
Net Interest Income After Loan Loss Provision74.29+21.0%72.48+26.4%70.36+36.9%68.08+24.1%61.39+20.3%57.35+17.6%51.38+3.1%54.87+8.4%
Non-Interest Income12.55-46.9%13.13-41.7%11.83-56.1%-62.48-400.0%23.62+1.0%22.51+3.4%26.93+21.4%20.83+10.5%
Non-Interest Expense49.09-8.9%47.07-8.8%47.73-9.1%54.13+6.5%53.90+8.1%51.62+9.1%52.51+5.2%50.83-0.9%
Operating Income37.76+21.4%38.55+36.5%34.47+33.6%-48.53-295.1%31.11+26.8%28.24+21.4%25.80+16.7%24.87+37.0%
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes37.76+21.4%38.55+36.5%34.47+33.6%139.71+443.0%31.11+26.8%28.24+37.0%25.80+16.7%25.73+41.8%
Income Taxes9.10+22.5%9.24+36.5%8.39+37.1%43.46+619.5%7.43+26.8%6.77+38.2%6.12+17.7%6.04+94.2%
Consolidated Net Income28.65+21.0%29.30+36.5%26.07+32.5%96.25+388.8%23.67+26.8%21.47+36.7%19.68+16.4%19.69+31.0%
Net Income From Continuing Operations28.65+21.0%29.30+36.5%26.07+32.5%96.25+389.6%23.67+27.0%21.47+36.9%19.68+16.7%19.66+31.2%
Net Income28.65+21.0%29.30+36.5%26.07+32.5%96.25+389.6%23.67+27.0%21.47+36.9%19.68+16.7%19.66+31.2%
EPS (Recurring) per share2.00+21.2%2.04+36.0%1.82+32.8%6.70+389.1%1.65+26.9%1.50+36.4%1.37+16.1%1.37+30.5%
EPS (Basic, Before Extraordinaries) per share2.01+21.1%2.06+36.4%1.83+32.6%6.74+388.4%1.66+26.7%1.51+37.3%1.38+16.0%1.38+30.2%
EPS (Diluted) per share2.00+21.2%2.04+36.0%1.82+32.8%6.70+389.1%1.65+26.9%1.50+36.4%1.37+15.1%1.37+30.5%
Non-Operating Income (Expense)0.000.000.00188.240.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.63-12.5%0.64-8.6%0.60-18.9%0.26-72.6%0.72-6.5%0.70+20.7%0.74-5.1%0.95+4.4%
Price To Earnings Ratio ratio statement ratio, not the snapshot7.977.746.7612.3011.9312.1712.6914.60
Price To Sales Ratio ratio3.503.442.892.652.041.972.022.23
Operating Margin %30.8632.3730.10-126.2725.5624.3122.1722.44
Net Margin %23.4224.6122.77250.4419.4618.4816.9117.73
Shares Outstanding million shares14.30-0.4%14.32-0.3%14.33-0.3%14.35+0.1%14.36+0.4%14.36+0.4%14.37+0.3%14.34+0.2%
Market Capitalization1,437.05+50.4%1,359.47+50.1%1,136.72+25.0%1,046.60+7.2%955.52+14.9%905.48+28.5%909.08+25.5%976.32+13.0%

Balance sheet, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/20182017FY12/31/2017
Cash & Due from Banks50.72-5.4%53.63-20.2%67.21+261.9%18.57-19.5%23.08+8.6%21.25-85.4%145.51+70.9%85.12+9.6%77.69
Investments1,858.28+11.4%1,667.78-6.1%1,775.89-10.5%1,985.07-16.6%2,380.45+18.3%2,011.72+50.8%1,334.25-12.6%1,527.36-3.9%1,589.10
Net Loans6,388.57+7.1%5,963.43+7.4%5,554.35+6.3%5,222.98+3.8%5,032.62-3.4%5,208.66+6.8%4,877.66+1.8%4,790.53+3.5%4,629.35
Investment in Unconsolidated Affiliates0.670.0%0.67+34.0%0.50-66.7%1.50-6.3%1.60+6.7%1.500.0%1.50+7.1%1.40-17.6%1.70
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Net Property, Plant & Equipment98.62+28.7%76.63-3.8%79.69-3.0%82.14-3.8%85.42-3.7%88.71-30.6%127.86+31.5%97.20+11.7%87.00
Interest Receivables30.70+6.5%28.82+10.4%26.11+5.0%24.86+10.0%22.60-29.4%32.02+66.0%19.29-7.8%20.92+4.0%20.12
Other Intangible Assets240.72-24.3%318.12+0.7%316.00-5.8%335.56+22.4%274.22+6.2%258.31+13.2%228.14-5.6%241.61-0.7%243.33
Total Assets8,668.27+6.9%8,109.08+3.7%7,819.75+1.9%7,670.69-1.9%7,819.98+2.6%7,622.17+13.3%6,725.62-0.5%6,758.44+1.7%6,648.29
Total Deposits6,937.76+7.2%6,471.81+1.1%6,399.85-3.1%6,602.30-2.8%6,791.44+5.5%6,437.75+23.5%5,212.92+6.6%4,888.96+1.1%4,837.81
Total Debt687.73-16.9%827.28+26.7%653.10+87.9%347.58+82.2%190.79-44.5%344.06-55.4%771.40-34.3%1,174.78+1.0%1,163.61
Long Term Debt99.03-31.7%145.05+70.6%85.00+112.5%40.00-60.0%100.00-59.7%248.22-15.8%294.70+72.5%170.86-65.9%500.69
Provision for Risks Charges30.09+347.1%6.73-63.9%18.64-23.1%24.23-40.5%40.70-27.4%56.07+14.0%49.17+27.4%38.61+2.3%37.73
Other Liabilities74.32-17.3%89.82+14.8%78.23-1.2%79.19+16.3%68.11+2.3%66.60+129.0%29.08-17.4%35.22+6.9%32.94
Total Liabilities7,729.89+4.5%7,395.64+3.4%7,149.81+1.4%7,053.30-0.5%7,091.04+2.7%6,904.48+13.9%6,062.57-1.2%6,137.56+1.1%6,072.09
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity938.38+31.5%713.44+6.7%668.52+8.5%615.98-15.3%727.53+1.6%716.28+8.3%661.64+6.8%619.46+7.8%574.78
Total Shareholders Equity938.38+31.5%713.44+6.7%668.52+8.5%615.98-15.3%727.53+1.6%716.28+8.3%661.64+6.8%619.46+7.8%574.78
Accumulated Minority Interest0.000.00-100.0%1.410.0%1.410.0%1.410.0%1.410.0%1.410.0%1.41-0.7%1.42
Total Equity938.38+31.5%713.44+6.5%669.93+8.5%617.39-15.3%728.94+1.6%717.69+8.2%663.05+6.8%620.87+7.8%576.20
Total Liabilities & Stockholders Equity8,668.27+6.9%8,109.08+3.7%7,819.75+1.9%7,670.69-1.9%7,819.98+2.6%7,622.17+13.3%6,725.62-0.5%6,758.44+1.7%6,648.29
Book Value Per Share per share65.41+31.5%49.76+6.5%46.72+9.4%42.70-14.5%49.92+3.4%48.27+10.4%43.71+7.4%40.68+7.4%37.86
Tangible Book Value Per Share per share60.23+39.6%43.15+7.7%40.08+11.1%36.09-16.7%43.33+3.7%41.77+12.2%37.24+9.0%34.18+9.5%31.22
Tier 1 Capital884.66+19.8%738.27+5.5%699.52-4.2%730.33+6.1%688.42+3.2%667.36+6.9%624.33+4.0%600.32+10.5%543.51
Tier 2 Capital59.10+2.0%57.96+4.9%55.27+10.2%50.14+7.2%46.76-12.4%53.39+27.8%41.78-8.3%45.57+9.8%41.50
Full-Time Employees people813-19.6%1,011-2.0%1,032-3.7%1,072-0.2%1,074+1.6%1,057+1.0%1,047+1.2%1,035-0.6%1,041
Price to Book Ratio ratio1.531.351.411.951.671.462.091.842.09
Return on Assets %1.920.890.121.091.151.071.191.210.78
Return on Equity %19.5010.251.4712.6212.2811.1412.5513.568.99
Return on Invested Capital %15.538.251.2612.9210.717.968.4110.254.80
Current Ratio ratio0.070.060.040.040.040.210.070.040.02

Cash flow, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Funds from Operations63.718.47-89.9%83.52-15.5%98.87-9.2%108.88-8.3%118.69+8.8%109.10+3.0%105.91-0.3%106.20
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-4.7030.40+164.1%11.51-9.36-5.90-2.62-6.21-6.41-312.3%3.02
Cash from Operating Activities59.0138.87-59.1%95.02+6.2%89.51-13.1%102.98-11.3%116.07+12.8%102.89+3.4%99.50-8.9%109.22
Capital Expenditures-9.26-6.92-12.46-6.76-8.17-4.74-4.55-6.01-18.08
Net Assets From Acquisitions0.000.000.000.000.000.000.00-0.440.00
Sale of Fixed Assets and Businesses223.15223.10+76831.0%0.29+93.3%0.15-31.8%0.22+120.0%0.10+400.0%0.02-95.6%0.45-86.4%3.32
Purchase or Sale of Investments-106.75-82.41-145.2%182.47-13.5%210.84+6.7%197.56-759.39-316.96-255.1%204.42+492.9%34.48
Purchase of Investments-781.28-812.58-55.91-391.49-183.14-1,355.80-904.91-340.74-193.96
Sale Or Maturity of Investments674.52730.17+206.3%238.38-60.4%602.32+58.2%380.70-36.2%596.41+1.4%587.95+7.8%545.16+138.7%228.43
Other Uses0.000.00-1.260.00-0.43----
Other Sources0.001.02-94.3%17.99+611.1%2.53+19.9%2.11+1010.5%0.19-79.8%0.94-85.7%6.58+2890.9%0.22
Cash from Investing Activities-335.33-300.73-250.50-146.81-8.08-578.19-645.23-574.1%136.10-145.56
Cash Dividends Paid-38.69-36.09-35.05-34.51-33.56-32.41-31.36-30.64-29.63
Change in Capital Stock-7.14-2.58-1.19-10.02-14.78-26.87-9.52-32.73-1.32
Repurchase of Common Pref Stock-7.21-2.66-1.24-9.90-17.19-26.07-11.10-31.74-3.85
Sale of Common Pref Stock0.070.09+50.0%0.06-0.12-105.0%2.41-0.80-151.0%1.57-0.99-139.1%2.53
Proceedsfrom Stock Options0.160.12-29.4%0.170.000.000.00-100.0%1.820.00-100.0%3.07
Issuance or Reduction of Debt, Net14.90-167.27-196.0%174.19-43.0%305.52+94.9%156.79-158.14-391.73-439.47-4095.2%11.00
Change in Long Term Debt-38.15-225.80-220.0%188.15-39.5%310.80+85.8%167.30-159.08-397.22-417.98-9753.1%4.33
Issuance of Long Term Debt329.61367.45-54.4%804.95+78.7%450.40+3.3%435.90+3013.6%14.00-81.2%74.58-85.8%526.85+0.4%524.49
Reduction of Long Term Debt-367.77-593.25-616.80-139.60-268.60-173.08-471.81-944.83-520.16
Net Financing Active Other Cash Flow-0.310.000.000.000.000.000.000.000.00
Cash from Financing Activities324.99260.28+23.7%210.33+256.5%59.00-80.17-158.6%136.76-82.7%792.81-178.01-649.1%32.42
Net Change in Cash48.66-1.58-102.9%54.86+3108.2%1.71-88.4%14.73-325.36-229.9%250.48+334.9%57.59-3.91
Free Cash Flow49.7531.95-64.0%88.81+7.3%82.75-12.7%94.81-14.8%111.33+13.2%98.34+5.2%93.49+2.6%91.14
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow ratio124.80-18.0017.8618.2515.5115.5421.8018.46
Federal Home Loan Advances Increase (Decrease)-9.95-8.54-16.00-6.72-224.7%5.39-68.9%17.31-6.8%18.57-1.76

Balance sheet, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Cash & Due from Banks81.78+6.1%71.69-23.5%68.67-15.6%50.72-5.4%77.11-30.1%93.73+55.3%81.38+72.3%53.63-20.2%
Investments1,844.42+5.2%1,816.90+3.9%1,836.37+7.2%1,858.28+11.4%1,753.17+4.6%1,749.50+4.0%1,713.41-0.4%1,667.78-6.1%
Net Loans6,664.52+7.0%6,538.70+6.9%6,419.84+6.9%6,388.57+7.1%6,228.18+6.9%6,114.10+7.1%6,005.62+7.5%5,963.43+7.4%
Investment in Unconsolidated Affiliates0.000.000.000.670.0%0.000.000.000.67+34.0%
Net Property, Plant & Equipment70.21-4.9%71.24-4.3%71.00-6.4%98.62+28.7%73.84-4.8%74.41-3.7%75.82-3.0%76.63-3.8%
Interest Receivables32.99+10.2%32.44+6.0%32.06+11.0%30.70+6.5%29.94+6.2%30.60+3.3%28.87+0.9%28.82+10.4%
Other Intangible Assets284.60-7.1%270.55-13.1%267.83-9.1%240.72-24.3%306.48+6.1%311.48+0.2%294.55-6.7%318.12+0.7%
Total Assets8,978.52+6.0%8,801.52+5.1%8,695.76+6.1%8,668.27+6.9%8,468.73+5.8%8,373.82+6.4%8,199.65+5.4%8,109.08+3.7%
Total Deposits7,409.04+5.0%7,029.11+4.7%7,054.17+4.5%6,937.76+7.2%7,053.07+7.2%6,715.80+6.8%6,753.50+4.7%6,471.81+1.1%
Total Debt540.57+2.8%728.07-9.0%567.58-7.9%687.73-16.9%525.67-13.4%799.81-1.2%616.23+8.8%827.28+26.7%
Long Term Debt406.71+442.5%546.36+422.3%449.45-8.9%99.03-31.7%74.97-86.1%104.60-86.5%493.25-5.6%145.05+70.6%
Provision for Risks Charges0.000.000.0030.09+347.1%0.000.000.006.73-63.9%
Other Liabilities92.53-8.6%84.41-12.5%127.27+43.7%74.32-17.3%101.19+0.8%96.42-1.5%88.54-4.6%89.82+14.8%
Total Liabilities8,042.14+4.7%7,841.59+3.0%7,749.02+3.9%7,729.89+4.5%7,679.93+5.4%7,612.02+5.8%7,458.28+4.9%7,395.64+3.4%
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.00
Common Equity936.38+18.7%959.93+26.0%946.74+27.7%938.38+31.5%788.80+9.6%761.79+12.9%741.38+11.0%713.44+6.7%
Total Shareholders Equity936.38+18.7%959.93+26.0%946.74+27.7%938.38+31.5%788.80+9.6%761.79+12.9%741.38+11.0%713.44+6.7%
Accumulated Minority Interest0.000.000.000.000.00-100.0%0.00-100.0%0.00-100.0%0.00-100.0%
Total Equity936.38+18.7%959.93+26.0%946.74+27.7%938.38+31.5%788.80+9.4%761.79+12.7%741.38+10.8%713.44+6.5%
Total Liabilities & Stockholders Equity8,978.52+6.0%8,801.52+5.1%8,695.76+6.1%8,668.27+6.9%8,468.73+5.8%8,373.82+6.4%8,199.65+5.4%8,109.08+3.7%
Book Value Per Share per share65.48+19.2%67.04+26.4%66.06+28.0%65.41+31.5%54.93+9.1%53.04+12.4%51.60+10.6%49.76+6.5%
Tangible Book Value Per Share per share60.40+25.0%61.96+33.4%60.98+35.5%60.23+39.6%48.32+10.5%46.44+14.6%45.00+12.4%43.15+7.7%
Tier 1 Capital936.80+20.2%919.22+20.4%900.07+20.0%884.66+19.8%779.17+7.1%763.41+6.6%750.00+5.8%738.27+5.5%
Tier 2 Capital61.56+0.2%59.74-0.5%-59.10+2.0%61.41+4.3%60.04+4.2%62.51+11.8%57.96+4.9%
Full-Time Employees people---813-19.6%---1,011-2.0%
Price to Book Ratio ratio1.531.411.191.321.251.221.271.35
Return on Assets %2.072.041.981.921.030.980.920.89
Return on Equity %20.9020.3619.8419.5011.2011.0610.4510.25
Return on Invested Capital %2.131.951.879.282.742.481.592.29
Current Ratio ratio0.130.090.100.070.090.090.110.06

Cash flow, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Funds from Operations34.25+17.4%27.17+9.1%75.32+174.8%-73.02-443.0%29.18+28.7%24.90+30.2%27.41+34.2%21.29+9.1%
Extraordinary Item0.000.000.000.000.000.000.000.00
Changes in Working Capital3.64-36.4%-42.27-1.8935.82+2676.7%5.72-5.95-165.6%-5.19-342.5%1.29
Cash from Operating Activities37.88+8.5%-15.11-179.7%73.44+230.4%-37.20-264.7%34.90+61.0%18.95-32.8%22.23-1.5%22.58+16.6%
Capital Expenditures-1.01-2.02-2.33-3.90-1.00-0.67-1.35-2.09
Net Assets From Acquisitions0.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.00-100.0%0.05+66.7%0.05223.050.02-33.3%0.03-40.0%0.00-100.0%0.00-100.0%
Purchase or Sale of Investments3.32+336.8%-9.15-13.55-233.0%-87.38-300.7%0.76-98.6%-5.97-112.5%10.19-72.7%43.54+25.0%
Purchase of Investments-47.59-56.01-62.05-615.63-65.54-95.49-35.92-5.88
Sale Or Maturity of Investments50.91-23.2%46.87-47.6%48.50+5.2%528.25+968.9%66.31-32.3%89.51+71.8%46.11+18.3%49.42-2.6%
Other Uses0.000.000.000.000.000.000.00-0.85
Other Sources0.00-100.0%0.00-100.0%0.000.000.02-99.9%1.010.00-100.0%0.00-100.0%
Cash from Investing Activities-124.22-133.12-47.51-30.49-108.35-136.47-25.43-484.1%-124.72
Cash Dividends Paid-9.96-9.61-9.55-9.57-8.83-8.86-8.83-9.14
Preferred Dividends (Cash Flow)0.000.000.000.000.000.000.000.00
Change in Capital Stock-1.78-9000.0%-0.93-3200.0%-1.78-6033.3%-2.650.020.03-25.0%0.03-25.0%-1.27
Repurchase of Common Pref Stock-1.77-0.96-1.82-2.660.000.000.00-1.24
Sale of Common Pref Stock-0.01-150.0%0.04+33.3%0.04+33.3%0.010.020.03-25.0%0.03-25.0%-0.03
Proceedsfrom Stock Options0.04+33.3%0.04+33.3%0.04+33.3%0.03-40.0%0.03-25.0%0.03-25.0%0.03-25.0%0.05
Issuance or Reduction of Debt, Net-187.50160.49-12.6%-92.44134.34-39.1%-274.14183.57-24.6%-211.05220.45-26.6%
Change in Long Term Debt-139.6596.91-46.0%-115.00119.58-52.3%-227.83179.45-28.5%-297.00250.92-17.8%
Issuance of Long Term Debt0.00206.11-9.9%0.00-100.0%123.50-59.4%-32.83-121.9%228.78-34.8%48.00303.92-0.5%
Reduction of Long Term Debt-139.65-109.20-115.00-3.92-195.00-49.33-345.00-53.00
Net Financing Active Other Cash Flow-0.02-0.410.000.12-40.0%0.00-0.10-0.030.20-35.5%
Other Financing Activities Uses-0.02-0.410.00-0.00-0.10-0.03-
Cash from Financing Activities180.72+232.3%124.54-9.1%12.71-79.5%7.01-93.3%54.39-32.4%137.00+93.1%61.88104.22+54.8%
Net Change in Cash94.39-23.68-221.5%38.63-34.2%-60.67-3016.8%-19.06-131.0%19.49+41.5%58.672.08
Free Cash Flow36.87+8.8%-17.12-193.7%71.11+240.7%-41.10-295.7%33.90+74.5%18.28-32.8%20.87-1.5%21.00+17.3%
Price to Free Cash Flow ratio124.80146.9124.93-16.2720.3916.9718.06

Revenue breakdown

USD millions, so a column adds up to the income statement. Share is of the latest year in that split. The change is versus the older year shown, not TTM.

Product
Name20242025vs 20242025 share
Card Services Income12.0611.50-4.6%15.2%
Insurance Revenues39.1035.57-9.0%47.0%
Investment Service Income19.5920.12+2.7%26.6%
Other Non Interest Income1.301.30+0.2%1.7%
Service Charges On Deposit Accounts7.297.26-0.4%9.6%
Total79.3375.74-4.5%100.0%
Region
Name20242025vs 20242025 share
United States79.3375.74-4.5%100.0%
Total79.3375.74-4.5%100.0%

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-303.25%0.4M13.4M106.72K
2026-10-153.50%0.5M13.4M106.53K
2026-09-303.38%0.5M13.4M106.69K
2026-09-152.48%0.3M13.4M104.03K
2026-08-312.24%0.3M13.4M97.56K
2026-08-142.10%0.3M13.4M90.19K
2026-07-312.13%0.3M13.4M83.25K
2026-07-152.06%0.3M13.4M74.97K
2026-06-302.24%0.3M13.4M71.98K
2026-06-151.86%0.2M13.4M63.06K
2026-05-291.90%0.3M13.4M61.64K
2026-05-151.63%0.2M13.4M64.79K
2026-04-301.65%0.2M13.4M72.85K
2026-04-151.44%0.2M13.4M69.98K
2026-03-311.42%0.2M13.3M66.87K
2026-03-131.22%0.2M13.3M66.99K
2026-02-271.02%0.1M13.3M65.29K
2026-02-131.08%0.1M13.3M63.00K
2026-01-300.82%0.1M13.3M55.65K
2026-01-150.95%0.1M13.3M54.64K

Option chain

Expiry 2026-11-20 · underlying 100.14, quoted 12 Nov 15:59 ET · ATM 100

Option quotes 6 Nov 09:30 ET. A date on a row is older than the last session (12 Nov). 38 rows.

Implied move 4.97% into expiry (call 2.500 + put 2.475 = 4.975 on 100.14)

Put/call open interest 1.33 (8 puts / 6 calls) · Put/call volume — no calls

IV change is points against the prior close.

TypeStrikeMoneyBidAskLastChgIVOpen intVolumeLast sizeDeltaThetaVega
call 1 Jan55.00ITM42.5046.700.000.00318.6% +97.40000.977-0.1080.008
put 1 JanOTM0.004.900.000.00221.1% 0.0000-0.022-0.1090.008
call 1 Jan60.00ITM37.5041.600.000.00275.4% +82.60000.974-0.1060.009
put 1 JanOTM0.004.900.000.00192.8% 0.0000-0.025-0.1060.009
call 1 Jan65.00ITM32.5036.700.000.00245.0% +78.40000.970-0.1030.010
put 1 JanOTM0.004.900.000.00166.5% 0.0000-0.029-0.1030.010
call 1 Jan70.00ITM27.5031.500.000.00203.6% +61.70000.966-0.1000.011
put 1 JanOTM0.000.300.000.00134.4% 0.0000-0.034-0.0890.012
call 1 Jan75.00ITM22.5026.600.000.00176.8% -101.20000.819-0.6830.039
put 6 NovOTM0.004.900.050.00277.9% 0.0200-0.180-0.6820.039
call 1 Jan80.00ITM17.5021.500.000.00143.8% -95.20000.792-0.6390.042
put 9 OctOTM0.004.900.650.00239.0% 0.0100-0.207-0.6380.042
call 1 Jan85.00ITM12.5016.600.000.00118.4% -82.90000.759-0.5870.046
put 12 OctOTM0.004.902.360.00201.3% 0.0100-0.241-0.5850.046
call 1 Jan90.00ITM8.0011.500.000.0087.3% -76.80000.713-0.5230.050
put 16 OctOTM0.004.901.290.00164.0% 0.0200-0.286-0.5200.050
call 1 Jan95.00ITM3.007.000.000.0068.6% -43.50000.656-0.3870.054
put 20 OctOTM0.004.902.500.00126.1% +14.0200-0.343-0.3840.054
call 5 Oct100ATM0.104.903.100.0082.7% -1.21000.529-0.3140.058
put 1 JanATM0.054.900.000.0085.1% +1.2000-0.471-0.3100.058
call 3 Nov105OTM0.050.700.350.0038.6% -10.25000.265-0.1500.048
put 1 JanITM3.507.500.000.0078.1% +30.2000-0.739-0.1420.048
call 1 Jan110OTM0.004.900.000.0057.8% -0.40000.145-0.1240.033
put 1 JanITM8.5012.500.000.00104.5% +46.3000-0.855-0.1200.033
call 1 Jan115OTM0.004.900.000.0075.5% 0.00000.116-0.1380.029
put 1 JanITM13.5017.500.000.00127.3% +51.7000-0.883-0.1330.029
call 1 Jan120OTM0.004.900.000.0091.5% 0.00000.100-0.1500.026
put 1 JanITM18.5022.500.000.00147.5% +56.0000-0.900-0.1440.026
call 1 Jan125OTM0.004.900.000.00106.1% 0.00000.089-0.1600.024
put 1 JanITM23.3027.500.000.00166.0% +59.9000-0.911-0.1530.024
call 1 Jan130OTM0.004.900.000.00119.7% 0.00000.081-0.1680.022
put 1 JanITM28.3032.500.000.00183.0% +63.3000-0.919-0.1610.022
call 1 Jan135OTM0.004.900.000.00132.3% 0.00000.074-0.1740.021
put 1 JanITM33.5037.500.000.00198.8% +66.5000-0.925-0.1670.021
call 1 Jan140OTM0.004.900.000.00144.3% 0.00000.070-0.1800.020
put 1 JanITM38.5042.500.000.00213.7% +69.4000-0.930-0.1730.020
call 1 Jan145OTM0.004.900.000.00155.6% 0.00000.066-0.1860.019
put 1 JanITM43.5047.500.000.00227.6% +72.0000-0.934-0.1770.019

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-124Statement of changes in beneficial ownership of securities2026-11-09SEC
2026-11-124Statement of changes in beneficial ownership of securities2026-11-09SEC
2026-11-124Statement of changes in beneficial ownership of securities2026-11-09SEC
2026-11-124Statement of changes in beneficial ownership of securities2026-11-09SEC
2026-11-124Statement of changes in beneficial ownership of securities2026-11-09SEC
2026-11-124Statement of changes in beneficial ownership of securities2026-11-09SEC
2026-11-124Statement of changes in beneficial ownership of securities2026-11-09SEC
2026-11-124Statement of changes in beneficial ownership of securities2026-11-09SEC
2026-11-124Statement of changes in beneficial ownership of securities2026-11-09SEC
2026-11-124Statement of changes in beneficial ownership of securities2026-11-09SEC
2026-11-124Statement of changes in beneficial ownership of securities2026-11-09SEC
2026-11-124Statement of changes in beneficial ownership of securities2026-11-09SEC
2026-10-3010-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-238-KCurrent report2026-10-22SEC
2026-10-194Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-10-064Statement of changes in beneficial ownership of securities2026-10-02SEC
2026-10-0513F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-09-30SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-02SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-02SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-09-044Statement of changes in beneficial ownership of securities2026-09-02SEC
2026-09-01N-PXAnnual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX2026-06-30SEC
2026-08-104Statement of changes in beneficial ownership of securities2026-08-07SEC
2026-08-054Statement of changes in beneficial ownership of securities2026-08-04SEC
2026-08-034Statement of changes in beneficial ownership of securities2026-08-01SEC
2026-07-3110-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-304Statement of changes in beneficial ownership of securities2026-07-28SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110050.28K1
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-05100.00K100
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-11100.00K100

Institutional holders

Manager% owned
BlackRock, Inc.14.25%
STATE STREET CORP8.56%
TOMPKINS FINANCIAL CORP7.68%
VANGUARD PORTFOLIO MANAGEMENT LLC5.34%
DIMENSIONAL FUND ADVISORS LP4.42%
VANGUARD CAPITAL MANAGEMENT LLC3.97%
AMERICAN CENTURY COMPANIES INC3.46%
GEODE CAPITAL MANAGEMENT, LLC2.61%
Invesco Ltd.1.31%
MORGAN STANLEY1.16%

Funds

Fund% owned
iShares Core S&P Small-Cap ETF5.30%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.86%
Avantis U.S. Small Cap Value ETF2.72%
iShares Russell 2000 ETF2.50%
VANGUARD SMALL-CAP INDEX FUND2.06%
VANGUARD SMALL-CAP VALUE INDEX FUND1.31%
Fidelity Small Cap Index Fund1.05%
VANGUARD EXTENDED MARKET INDEX FUND1.01%
iShares Russell 2000 Value ETF0.91%
State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF0.81%

OakChart. TMP. Cached 15 minutes. Terms