OakChart

International Bancshares Corp

IBOCFinancial·Banks - Regional·USA·Mid·TXSE·Nov 12 • 3:59 PM ET

67.51-0.51 (-0.75%)
2026-11-13 13:02 CET
Market cap
$4.20B
Revenue, TTM
- USD m
Net income, TTM
419.36 USD m
Free cash flow, TTM
518.70 USD m
EPS diluted, TTM
6.73
10.03
Compare

Price

IBOC against its 20, 50 and 200-day averages
Terms2050200MissEarnings
Patternshover a marker to name it
RS 3EPS 1.61Price1.6165.0070.0075.00848K1.7MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26IBOCclose 67.5120-day 67.2950-day 68.71200-day 71.3167.5152w high 78.4652-week range, not 6 months

14.0% under the 52-week high of 78.46 on 26 Jun 2026. 52-week low 63.20 on 18 Nov 2025. Last 15 sessions, 6.9% high to low

Volume 0.00× normal · the session has not printed · the line is the 50-bar volume average

Setup. RS line 3
CANSLIM 2 of 6 — fails: EPS Growth Qtr Over Qtr: High (>25%); EPS Growth This Year: High (>25%); 52-Week High/Low: 0-10% below High; Performance: Year +50%
VCP 3 of 6 — fails: 200-Day Simple Moving Average: Price above SMA200; 50-Day Simple Moving Average: SMA50 above SMA200; 52-Week High/Low: 0-10% below High
Minervini 0 of 4 — fails: 200-Day Simple Moving Average: Price above SMA200; 50-Day Simple Moving Average: SMA50 above SMA200; 52-Week High/Low: 0-10% below High; Performance: Year +50%
Zanger 1 of 5 — fails: RSI (14): Not Oversold (>50); Performance: Week +10%; Relative Volume: Over 1.5; 200-Day Simple Moving Average: Price above SMA200
Leaders 0 of 5 — fails: 50-Day Simple Moving Average: Price above SMA50; 200-Day Simple Moving Average: Price above SMA200; Performance: Year +50%; Average Volume: Over 500K; 52-Week High/Low: 0-10% below High
Breakout 0 of 4 — fails: 52-Week High/Low: New High; Relative Volume: Over 2; 50-Day Simple Moving Average: Price above SMA50; 200-Day Simple Moving Average: Price above SMA200
Growth 0 of 4 — fails: EPS Growth Qtr Over Qtr: High (>25%); EPS Growth This Year: High (>25%); EPS Growth Next Year: High (>25%); Return on Equity: Over +15%
Quality 2 of 5 — fails: Return on Equity: Over +15%; Debt/Equity: Low (<0.1); Current Ratio: Over 1
Value 2 of 4 — fails: Return on Equity: Over +15%; Debt/Equity: Low (<0.1)
Income 3 of 4 — fails: Payout Ratio: Low (<20%)
Small Cap 1 of 4 — fails: Average Volume: Over 500K; 200-Day Simple Moving Average: Price above SMA200; Performance: Year +50%
Accumulation 2 of 4 — fails: 200-Day Simple Moving Average: Price above SMA200 — not on the tape: Institutional Transactions: Over +10%
Relative Strength 0 of 3 — fails: Performance: Year +100%; 200-Day Simple Moving Average: Price above SMA200; Average Volume: Over 500K

Profile

IBOC
52-week range, 28% of the way up
63.2078.46

International Bancshares Corp. is a financial holding company, which provides banking services to commercial, consumer, and international customers in South, Central, and Southeast Texas and the State of Oklahoma. It engages in banking activities, including accepting checking and savings deposits and providing commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also offers other related services, such as credit cards, travelers' checks, safety deposit facilities, collection services, notary public services, escrow services, drive-up and walk-up facilities, and other customary banking services. The company was founded in 1966 and is headquartered in Laredo, TX.

IndexRUT
Employees2319
IPOMay 30, 1996
Beta0.71
ATR, 14d1.66
Rel volume0.00
Short float2.21%
Insider own13.06%
Inst own72.23%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap$4.20B
Enterprise Value-
Income419.36M
Sales1.07B
Book / share53.70
Cash / share-
Dividend Est.-
Dividend TTM1.46 (2.16%)
Dividend Ex-DateAug 14, 2026
Dividend Gr. 3/5Y5.27% 4.94%
Payout21.14%
Employees2319
IPOMay 30, 1996

Ratios

Price / earnings10.03
Forward price / earnings10.05
Price / earnings / growth12.56
Price / sales3.91
Price / book1.26
Price / cash-
Price / free cash flow8.09
Value / cash profit-
Value / sales-
Quick Ratio-
Current Ratio0.16
Debt / equity0.24
Long-term debt / equity0.04
Options and shortYes / Yes

Earnings

Earnings / share6.73
Earnings next year6.72
Earnings next quarter1.61
Earnings this year0.30%
Earnings next year1.20%
Earnings growth, 5 years0.80%
Past earnings growth11.48% 20.37%
Past sales growth13.91% 12.78%
Earnings vs last year-0.27%
Sales vs last year2.47%
Earnings vs last quarter5.59%
Sales vs last quarter3.31%
EarningsNov 05 BMO
Surprise16.46% -

Ownership

Insiders own13.06%
Insider trades-0.12%
Institutions own72.23%
Institution trades-
Return on assets2.48%
Return on equity12.97%
Return on capital12.02%
Gross Margin-
Operating margin49.63%
Profit Margin39.13%
20-day average0.32%
50-day average-1.74%
200-day average-5.32%

Technical

Shares out62.19M
Shares floating54.03M
Short / float2.21%
Short ratio3.46
Short interest1.19M
52-week high78.46 -14.0%
52-week low63.20 +6.8%
Volatility2.15% 2.58%
Average range1.66
Strength index47.53
Market sensitivity0.71
Relative volume0.00
Avg Volume344.85K
Volume0

Performance

Perf Week-1.16%
Perf Month0.54%
Perf Quarter-8.00%
Perf Half Y-5.82%
Perf YTD1.61%
Perf Year2.94%
Perf 3Y51.71%
Perf 5Y49.46%
Perf 10Y80.75%
Recommendation1.00
Target Price82.00
Prev Close67.51
Price67.51
Change %0.00%

Analyst ratings

latest 3 of 3
DateActionAnalystRating changeTargetImplied
Oct 27, 2011DowngradeStandpoint ResearchBuy → Hold
May 12, 2011InitiatedStandpoint ResearchBuy$24-64.4%
Jun 19, 2009InitiatedSterne AgeeNeutral$10-85.2%

Peers

Mkt cap
TickerCompanyMkt cap
CFRCullen Frost Bankers Inc9.81B
PBProsperity Bancshares Inc8.67B
TCBITexas Capital Bancshares Inc4.24B
FFINFirst Financial Bankshares Inc4.33B
BOKFBOK Financial Corp7.93B
SBSISouthside Bancshares Inc1.04B
OBKOrigin Bancorp Inc1.64B
ZIONZions Bancorporation N.A9.59B
SSBSouthState Bank Corp10.09B
HTHHilltop Holdings Inc2.05B

Insider trading

4 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Norton Larry ADirectorMay 21 '26Sale72.0010,000720,000111,917May 22 04:16 PM
Norton Properties LTDBoard MemberMay 21 '26Proposed Sale72.0010,000720,000May 21 12:06 PM
WAWROSKI JUDITH ITREASURER/PAOFeb 06 '26Option Exercise32.821,17538,56412,347Feb 10 06:10 PM
SANCHEZ ANTONIO R JRDirectorNov 21 '25Proposed Sale66.39100,0006,639,000Nov 21 07:23 PM

Held by

AUM
TickerCompanyAUM
IJHiShares Core S&P Mid-Cap ETFAUM: 125.56B
AVUVAvantis U.S. Small Cap Value ETFAUM: 33.08B
VTIVanguard Morningstar Total Stock Market ETFAUM: 696.31B
IWMiShares Russell 2000 Index FundAUM: 77.86B
VBVanguard Morningstar Small-Cap ETFAUM: 80.23B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.54B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.88B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.64B
VXFVanguard Extended Market Index ETFAUM: 30.79B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.36B

Quarterly earnings

2026Q3 EPS 1.840 beat 1.580
EPS
1.84002025Q4 EPS 1.710 against 1.63025Q42026Q1 EPS 1.640 against 1.68026Q12026Q2 EPS 1.540 against 1.61026Q22026Q3 EPS 1.840 against 1.58026Q3

The outline behind the bar is the estimate. The filled bar is the print. Green beat it, red missed it.

PeriodReportedEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mSurpriseYear-ago quarterAnalystsNext session
2026Q3ended 2026-09-302026-11-05 08:301.8401.5801.580--EPS +16.5% · sales -vs 2025Q3, year-ago quarter · EPS - · sales -1Open +1.41% vs SPY -0.17%. Close -1.04% vs SPY -4.41%
2026Q2ended 2026-06-302026-08-06 08:301.5401.6101.539--EPS -4.3% · sales -vs 2025Q2, year-ago quarter · EPS - · sales -1Open +0.66% vs SPY +0.05%. Close -1.04% vs SPY -0.16%
2026Q1ended 2026-03-312026-05-07 08:301.6401.6801.642--EPS -2.4% · sales -vs 2025Q1, year-ago quarter · EPS - · sales -1Open +0.18% vs SPY +0.17%. Close +0.96% vs SPY -0.31%
2025Q4ended 2025-12-312026-03-02 16:301.7101.6301.710--EPS +4.9% · sales -vs 2024Q4, year-ago quarter · EPS - · sales -1Open -2.02% vs SPY -1.65%. Close +0.35% vs SPY -0.88%
2025Q3ended 2025-09-302025-11-06 12:00--1.741--EPS - · sales -vs 2024Q3, year-ago quarter · EPS - · sales --Open -0.22% vs SPY -0.16%. Close -1.98% vs SPY -1.07%
2025Q2ended 2025-06-302025-08-07 12:00--1.609--EPS - · sales -vs 2024Q2, year-ago quarter · EPS - · sales --Open +0.97% vs SPY +0.55%. Close -0.73% vs SPY -0.08%
2025Q1ended 2025-03-312025-05-05 12:00--1.555--EPS - · sales -vs 2024Q1, year-ago quarter · EPS - · sales --Open -0.70% vs SPY -0.74%. Close -0.05% vs SPY -0.57%
2024Q4ended 2024-12-312025-02-27 12:00--1.847--EPS - · sales -vs 2023Q4, year-ago quarter · EPS - · sales --Open -0.09% vs SPY +0.39%. Close +0.84% vs SPY -1.60%
2024Q3ended 2024-09-302024-11-07 12:00--1.601--EPS - · sales -vs 2023Q3, year-ago quarter · EPS - · sales --Open -1.34% vs SPY +0.35%. Close -3.53% vs SPY +0.77%
2024Q2ended 2024-06-302024-08-01 12:00--1.557--EPS - · sales -vs 2023Q2, year-ago quarter · EPS - · sales --Open 0.00% vs SPY +0.32%. Close -5.59% vs SPY -1.42%
2024Q1ended 2024-03-312024-05-02 12:00--1.563--EPS - · sales -vs 2023Q1, year-ago quarter · EPS - · sales --Open +0.45% vs SPY +0.76%. Close +2.12% vs SPY +0.94%
2023Q4ended 2023-12-312024-02-26 12:00--1.710--EPS - · sales -vs 2022Q4, year-ago quarter · EPS - · sales --Open -0.85% vs SPY +0.09%. Close -1.20% vs SPY -0.37%
2023Q3ended 2023-09-302023-11-02 12:00--1.648--EPS - · sales -vs 2022Q3, year-ago quarter · EPS - · sales ---
2023Q2ended 2023-06-302023-08-03 12:00--1.615--EPS - · sales ----
2023Q1ended 2023-03-312023-05-04 12:00--1.632--EPS - · sales ----
2022Q4ended 2022-12-312023-02-23 12:00--1.680--EPS - · sales ----

Annual earnings

2025FY EPS 6.620 beat 6.540. 2013FY sales 498.19, from 501.73 a year earlier
EPS
6.62002010FY EPS 1.720 against 1.69020102011FY EPS 1.690 against 1.62020112012FY EPS 1.390 against 1.41020122013FY EPS 1.88020132025FY EPS 6.620 against 6.5402025
Sales, USD millions
563.5202010FY sales 563.52 against 531.420102011FY sales 508.7 against 506.120112012FY sales 501.73 against 466.320122013FY sales 498.192013

Reported years only. The outline behind the bar is the estimate. A later year with no print stays in the table.

earnings feed, not the snapshot. Not the statement ratio.

PeriodEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mP/E, earnings feed
2029FYestimate-7.170---9.42
2028FYestimate-6.780---9.96
2027FYestimate-6.720---10.05
2026FYestimate-6.640---10.17
2025FY6.6206.5406.620--10.04
2013FY1.880-1.880498.19-35.91
2012FY1.3901.4101.390501.73466.348.57
2011FY1.6901.6201.690508.7506.139.95
2010FY1.7201.6901.720563.52531.439.25

Estimate revisions

Latest snapshot of each period and type. 2026FY E 6.64 per share.
PeriodTypeScaleDateMeanvs prior date
2026FYEper share2026-11-066.64+3.9%
2026Q4Eper share2026-11-061.61-1.2%
2026FYRper share2026-11-066.64+3.9%
2026Q4Rper share2026-11-061.61-1.2%
2026Q3Eper share2026-10-211.580.0%
2026Q3Rper share2026-10-211.580.0%
2026Q2Eper share2026-07-251.610.0%
2026Q2Rper share2026-07-251.610.0%
2026Q1Eper share2026-03-051.68-0.6%
2026Q1Rper share2026-03-051.68-0.6%

Estimate history

Annual
Metric201720182019202020212022202320242025TTMMRQ
EPS per share2.3583.2413.1232.624.004.786.6186.5686.6226.729-
Sales USD millions5666316475786207139741,0421,0541,072-
Shares million shares666665636362626262-62
Quarterly
MetricQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
EPS per share1.6011.8471.5551.6091.7411.711.6421.5391.839
Sales USD millions265263251261271271257264280
Shares million shares626262626262626262

Income statement, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Interest Income884.80886.27+2.3%865.98+8.2%800.16+52.2%525.78+32.1%398.10-6.8%427.01-13.3%492.40+5.7%465.82
Total Interest Expense202.10213.85+2.2%209.26+53.1%136.66+258.1%38.16+42.2%26.83-31.4%39.12-33.3%58.63+11.3%52.67
Net Interest Income682.69672.42+2.4%656.72-1.0%663.50+36.1%487.62+31.3%371.27-4.3%387.89-10.6%433.77+5.0%413.15
Loan Loss Provision21.2915.09-52.5%31.80-8.0%34.58+59.7%21.65+172.0%7.96-82.5%45.38+140.9%18.84+208.3%6.11
Net Interest Income After Loan Loss Provision661.40657.33+5.2%624.92-0.6%628.92+35.0%465.97+28.3%363.32+6.1%342.51-17.5%414.93+1.9%407.04
Non-Interest Income187.03167.36-4.7%175.62+1.0%173.92-7.1%187.13-15.8%222.33+47.6%150.58-2.7%154.83-6.2%165.04
Non-Interest Expense316.52304.33+4.3%291.82+4.5%279.34+3.3%270.47+2.7%263.32-6.4%281.33-9.2%309.80+3.4%299.50
Operating Income531.91520.36+2.3%508.72-2.8%523.51+36.8%382.64+18.7%322.33+52.2%211.76-18.5%259.95-4.6%272.58
Unusual Expense0.000.000.000.000.000.000.000.000.00
Net Income Before Taxes531.91520.36+2.3%508.72-2.8%523.51+36.8%382.64+18.7%322.33+52.2%211.76-18.5%259.95-4.6%272.58
Income Taxes112.56108.07+8.6%99.55-10.9%111.74+35.6%82.41+20.5%68.41+53.9%44.44-19.0%54.85-3.2%56.65
Consolidated Net Income419.36412.29+0.8%409.17-0.6%411.77+37.2%300.23+18.2%253.92+51.8%167.32-18.4%205.10-5.0%215.93
Net Income From Continuing Operations419.36412.29+0.8%409.17-0.6%411.77+37.2%300.23+18.2%253.92+51.8%167.32-18.4%205.10-5.0%215.93
Net Income419.36412.29+0.8%409.17-0.6%411.77+37.2%300.23+18.2%253.92+51.8%167.32-18.4%205.10-5.0%215.93
EPS (Recurring) per share6.746.62+0.8%6.57-0.8%6.62+38.5%4.78+19.5%4.00+52.7%2.62-16.0%3.12-3.7%3.24
EPS (Basic, Before Extraordinaries) per share6.746.63+0.8%6.58-0.8%6.63+38.4%4.79+19.5%4.01+52.5%2.63-16.0%3.13-4.3%3.27
EPS (Diluted) per share6.736.62+0.8%6.57-0.8%6.62+38.5%4.78+19.5%4.00+52.7%2.62-16.0%3.12-3.7%3.24
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.050.08-61.9%0.21-19.2%0.26-25.7%0.35-5.4%0.37-31.5%0.54-29.9%0.77+24.2%0.62
Price To Earnings Ratio ratio statement ratio, not the snapshot10.0310.03-----11.038.50
Price To Sales Ratio ratio3.983.933.783.474.034.344.144.373.63
Operating Margin %49.6349.3948.8453.7453.6751.9536.6640.1643.21
Net Margin %39.1339.1339.2842.2742.1140.9328.9731.6934.23
Shares Outstanding million shares62.1962.17-0.1%62.21+0.2%62.08-0.1%62.14-1.9%63.37+0.1%63.28-2.9%65.20-0.6%65.61
Market Capitalization4,195.644,195.64+6.8%3,928.73+16.5%3,371.02+18.6%2,842.33+5.8%2,686.14+13.4%2,369.03+5.5%2,246.36+24.4%1,805.58

Income statement, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Interest Income225.89-0.4%220.41-0.3%214.600.0%223.89+3.9%226.78+1.9%220.97+2.5%214.64+1.2%215.56+2.8%
Total Interest Expense51.41-5.8%49.31-7.8%48.97-8.3%52.41-4.1%54.55-0.3%53.47+3.9%53.42+10.2%54.63+20.9%
Net Interest Income174.49+1.3%171.10+2.1%165.63+2.7%171.47+6.5%172.23+2.6%167.50+2.0%161.22-1.5%160.94-2.2%
Loan Loss Provision1.62-11.5%11.11+152.5%3.02-9.3%5.54+282.1%1.83-78.7%4.40-49.8%3.33-74.3%1.45-78.4%
Net Interest Income After Loan Loss Provision172.86+1.4%160.00-1.9%162.60+3.0%165.94+4.0%170.40+6.9%163.10+4.9%157.89+4.8%159.49+1.0%
Non-Interest Income54.16+22.3%43.44+9.5%42.68+16.5%46.76-1.5%44.30+3.7%39.67-8.8%36.63-13.3%47.48+0.6%
Non-Interest Expense82.39+5.3%82.33+7.2%75.90+3.4%75.90+3.5%78.22+4.2%76.81+3.6%73.40+5.4%73.32+5.8%
Operating Income144.63+6.0%121.11-3.9%129.39+6.8%136.79+2.3%136.49+7.5%125.96+0.9%121.12-1.7%133.65-1.5%
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes144.63+6.0%121.11-3.9%129.39+6.8%136.79+2.3%136.49+7.5%125.96+0.9%121.12-1.7%133.65-1.5%
Income Taxes30.15+7.2%25.30-2.0%27.20+12.3%29.91+61.1%28.12+3.4%25.82-7.4%24.23-6.4%18.57-36.8%
Consolidated Net Income114.47+5.6%95.81-4.3%102.19+5.5%106.88-7.1%108.38+8.6%100.14+3.3%96.89-0.5%115.08+8.2%
Net Income From Continuing Operations114.47+5.6%95.81-4.3%102.19+5.5%106.88-7.1%108.38+8.6%100.14+3.3%96.89-0.5%115.08+8.2%
Net Income114.47+5.6%95.81-4.3%102.19+5.5%106.88-7.1%108.38+8.6%100.14+3.3%96.89-0.5%115.08+8.2%
EPS (Recurring) per share1.84+5.7%1.54-4.3%1.64+5.1%1.71-7.6%1.74+8.7%1.61+3.2%1.560.0%1.85+8.2%
EPS (Basic, Before Extraordinaries) per share1.84+5.7%1.54-4.3%1.64+5.1%1.72-7.0%1.74+8.7%1.61+3.2%1.56-0.6%1.85+8.2%
EPS (Diluted) per share1.84+5.7%1.54-4.3%1.64+5.1%1.71-7.6%1.74+8.7%1.61+3.2%1.560.0%1.85+8.2%
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.01-50.0%0.01-50.0%0.01-75.0%0.01-75.0%0.02-50.0%0.02-50.0%0.04-33.3%0.04-33.3%
Price To Earnings Ratio ratio statement ratio, not the snapshot10.03-------
Price To Sales Ratio ratio3.984.453.953.944.093.983.783.78
Operating Margin %51.6445.9050.2950.5450.3548.3348.2050.81
Net Margin %40.8836.3139.7239.4939.9838.4238.5643.75
Shares Outstanding million shares62.19+0.0%62.19+0.1%62.18-0.1%62.17-0.1%62.16-0.1%62.150.0%62.22+0.1%62.21+0.2%
Market Capitalization4,195.64-1.8%4,722.66+14.2%4,183.94+6.6%4,130.17+5.1%4,273.25+14.9%4,136.16+16.3%3,923.33+12.4%3,928.73+16.5%

Balance sheet, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/20182017FY12/31/2017
Cash & Due from Banks536.49+52.1%352.65-45.8%651.06-68.8%2,087.72-34.9%3,209.24+60.7%1,997.24+677.7%256.82-18.9%316.80+19.4%265.36
Investments5,424.57+1.3%5,354.44+3.5%5,174.61+8.1%4,785.46+13.3%4,223.40+36.7%3,090.37-8.8%3,387.42-9.8%3,755.99-20.5%4,725.89
Net Loans9,301.25+7.5%8,653.29+9.5%7,901.89+8.2%7,304.63+2.9%7,098.78-4.5%7,432.69+8.7%6,834.67+5.2%6,499.90+3.5%6,280.48
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets19.66-31.1%28.55+5.9%26.96-22.5%34.78-13.3%40.13-33.7%60.49-22.7%78.24+22.6%63.80+109.0%30.52
Net Property, Plant & Equipment422.99-1.2%428.22-2.0%437.09+1.3%431.61-3.5%447.08-6.8%479.88-5.3%506.60-0.1%506.90-1.5%514.45
Interest Receivables72.43+0.4%72.17+10.5%65.30+42.6%45.79+49.7%30.59-19.2%37.88+3.4%36.62-0.5%36.80+6.8%34.46
Deferred Tax Assets113.98-23.9%149.68+2.3%146.30-10.2%162.95+329.0%37.98+31.7%28.83+32.7%21.72-39.9%36.11+14.1%31.64
Other Intangible Assets788.29+0.0%787.96+4.5%753.71+5.7%712.85+1.8%700.13+3.5%676.50-2.5%694.11+0.3%691.76+107.4%333.54
Total Assets16,679.65+5.4%15,826.98+4.4%15,156.93-2.6%15,565.80-3.2%16,084.22+14.4%14,058.30+15.9%12,134.62+1.9%11,908.06-2.5%12,216.34
Total Deposits12,436.51+2.7%12,111.84+2.4%11,824.55-6.6%12,660.01+0.3%12,617.88+17.7%10,721.86+21.5%8,826.03+1.5%8,696.55+1.8%8,544.89
Total Debt704.74+7.6%654.73+0.7%650.03+12.7%576.78-42.9%1,010.45+1.1%999.12+0.1%997.69-9.0%1,096.07-35.9%1,709.45
Long Term Debt119.20-0.2%119.41-0.2%119.61-17.8%145.59-74.5%570.780.0%570.970.0%571.15-4.3%597.11+45.5%410.42
Provision for Risks Charges37.20+48.4%25.06-26.6%34.13-17.1%41.190.000.000.000.000.00
Deferred Tax Liabilities103.31+17.2%88.12-2.9%90.75+41.1%64.33+27.7%50.38-3.9%52.41+15.2%45.48+11.3%40.87+11.0%36.83
Other Liabilities146.25-2.8%150.51+37.2%109.71-38.6%178.74+84.2%97.03-9.2%106.92-27.4%147.36+9.2%134.99+56.6%86.19
Total Liabilities13,428.01+3.1%13,030.27+2.5%12,709.16-6.0%13,521.04-1.8%13,775.74+16.0%11,880.30+18.6%10,016.56+0.5%9,968.48-3.9%10,377.36
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity3,251.64+16.3%2,796.71+14.3%2,447.77+19.7%2,044.76-11.4%2,308.48+6.0%2,178.00+2.8%2,118.05+9.2%1,939.58+5.5%1,838.98
Total Shareholders Equity3,251.64+16.3%2,796.71+14.3%2,447.77+19.7%2,044.76-11.4%2,308.48+6.0%2,178.00+2.8%2,118.05+9.2%1,939.58+5.5%1,838.98
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity3,251.64+16.3%2,796.71+14.3%2,447.77+19.7%2,044.76-11.4%2,308.48+6.0%2,178.00+2.8%2,118.05+9.2%1,939.58+5.5%1,838.98
Total Liabilities & Stockholders Equity16,679.65+5.4%15,826.98+4.4%15,156.93-2.6%15,565.80-3.2%16,084.22+14.4%14,058.30+15.9%12,134.62+1.9%11,908.06-2.5%12,216.34
Book Value Per Share per share52.30+16.3%44.96+14.0%39.43+19.8%32.90-9.7%36.43+5.8%34.42+5.9%32.49+9.9%29.56+6.2%27.83
Tangible Book Value Per Share per share47.76+18.2%40.41+15.9%34.88+23.0%28.36-11.3%31.97+6.7%29.95+6.4%28.15+11.4%25.26+7.3%23.55
Tier 1 Capital3,289.92+10.6%2,974.88+12.6%2,642.49+13.7%2,324.90+7.1%2,170.68+8.9%1,992.40+2.0%1,953.71+5.1%1,859.54+7.2%1,734.60
Tier 2 Capital162.92+1.0%161.33+9.2%147.68+13.1%130.56+14.6%113.90+0.8%112.96+74.4%64.78-2.4%66.37-8.5%72.51
Full-Time Employees people2,319-0.7%2,336+1.9%2,292+5.7%2,169-4.1%2,261-7.9%2,456-25.9%3,314-2.2%3,390+3.6%3,273
Price to Book Ratio ratio1.26-----1.060.931.16
Return on Assets %2.542.642.681.901.681.281.711.791.31
Return on Equity %13.6315.6018.3313.7911.327.7910.1111.438.84
Return on Invested Capital %12.2314.0316.0413.718.826.097.638.517.00
Current Ratio ratio0.080.060.090.260.520.410.100.110.07

Cash flow, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Funds from Operations515.94482.85+0.6%479.88-4.5%502.66+40.8%357.03+8.8%328.05-4.3%342.72+8.4%316.10+20.3%262.77
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital20.6730.11+15.5%26.07-16.05-140.3%39.80+47.5%26.99-1.4%27.38-32.2%40.38-29.26
Cash from Operating Activities536.61512.96+1.4%505.95+4.0%486.61+22.6%396.83+11.8%355.04-4.1%370.10+3.8%356.48+52.7%233.51
Capital Expenditures-17.91-18.12-14.15-27.50-19.21-10.39-6.72-29.59-21.39
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.050.02-97.7%0.87+222.2%0.27-98.0%13.50+17.9%11.45+1172.2%0.90-51.6%1.86-58.9%4.53
Purchase or Sale of Investments-390.4669.25-191.32-419.18-766.86-1,289.88-627.6%244.47+505.6%40.37-93.8%650.78
Purchase of Investments-1,563.86-944.06-1,032.60-1,110.47-1,534.92-2,917.92-1,864.26-946.10-90.76
Sale Or Maturity of Investments1,173.401,013.32+20.5%841.27+21.7%691.29-10.0%768.06-52.8%1,628.04-22.8%2,108.73+113.8%986.47+33.0%741.54
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-726.26-613.59-1,017.07-1,079.38-1,000.91-979.25-408.56-362.98-196.6%375.77
Cash Dividends Paid-90.79-87.06-82.08-78.25-75.38-72.84-69.93-68.67-49.60
Change in Capital Stock0.59-3.14-212.5%2.79-3.44-50.51-3071.2%1.70-48.34-15.92-46.52
Repurchase of Common Pref Stock-0.73-4.61-0.96-4.61-52.05-0.72-48.88-17.84-48.05
Sale of Common Pref Stock1.321.47-60.9%3.76+221.4%1.17-24.0%1.54-36.1%2.41+346.3%0.54-71.9%1.92+26.3%1.52
Proceedsfrom Stock Options1.321.47-60.9%3.76+221.4%1.17-24.0%1.54-36.1%2.41+346.3%0.54-71.9%1.92+26.3%1.52
Issuance or Reduction of Debt, Net-8.3950.01+964.0%4.70-93.6%73.25-433.68-3924.3%11.34+693.0%1.43-98.38-613.38
Change in Long Term Debt-0.21-0.210.00-25.770.00-0.190.00-25.770.00
Issuance of Long Term Debt0.000.000.000.000.000.000.000.000.00
Reduction of Long Term Debt-0.21-0.210.00-25.770.00-0.190.00-25.770.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.000.000.000.00
Cash from Financing Activities359.36284.47+33.7%212.71-843.89-517.43-128.2%1,836.21+3.2%1,778.99-53.48-557.85
Net Change in Cash169.71183.84-298.41-1,436.67-1,121.52-192.5%1,212.00-30.4%1,740.42-59.98-216.6%51.44
Free Cash Flow518.70494.83+0.6%491.81+7.1%459.11+21.6%377.61+9.6%344.65-5.2%363.38+11.2%326.89+54.1%212.12
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow ratio9.9710.149.608.879.519.908.1510.9614.10
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Cash & Due from Banks759.03+28.8%451.16-38.4%585.94-0.6%536.49+52.1%589.32-24.4%731.92-7.6%589.46-35.1%352.65-45.8%
Investments5,542.87+3.2%5,526.70+2.4%5,418.76+0.4%5,424.57+1.3%5,370.95+0.4%5,395.41+3.3%5,396.48+5.2%5,354.44+3.5%
Net Loans9,614.08+4.0%9,693.18+7.9%9,488.10+6.4%9,301.25+7.5%9,245.46+9.7%8,983.64+10.6%8,921.51+11.9%8,653.29+9.5%
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.00
Net Property, Plant & Equipment418.37-1.7%420.94-1.7%421.50-2.0%422.99-1.2%425.60-2.3%428.36-1.4%429.99-1.8%428.22-2.0%
Interest Receivables82.95+7.1%77.75+3.9%75.32+4.6%72.43+0.4%77.46+6.3%74.84+4.3%71.98+8.5%72.17+10.5%
Deferred Tax Assets---113.98-23.9%---149.68+2.3%
Other Intangible Assets870.20+3.3%852.22+0.5%836.78-2.7%788.29+0.0%842.63+2.1%848.14-0.5%860.21+1.5%787.96+4.5%
Total Assets17,287.51+4.4%17,021.95+3.4%16,826.41+3.4%16,679.65+5.4%16,551.42+4.1%16,462.31+6.3%16,269.64+5.9%15,826.98+4.4%
Total Deposits12,883.65+3.4%12,736.04+2.1%12,622.73+1.4%12,436.51+2.7%12,455.69+2.9%12,474.66+3.7%12,452.09+3.6%12,111.84+2.4%
Total Debt805.24+2.8%731.02-6.9%724.00-0.7%704.74+7.6%783.63-5.1%785.46+7.4%729.31+3.5%654.73+0.7%
Long Term Debt149.04+25.0%119.09-29.7%119.15-14.5%119.20-0.2%119.25-0.2%169.31+41.7%139.36+16.6%119.41-0.2%
Provision for Risks Charges24.77-23.9%26.53-18.4%28.14+18.4%37.20+48.4%32.56+43.2%32.50+52.9%23.77+0.8%25.06-26.6%
Deferred Tax Liabilities---103.31+17.2%---88.12-2.9%
Other Liabilities234.37+54.5%153.06+3.7%163.49-3.5%146.25-2.8%151.73-21.5%147.62+13.2%169.38+26.9%150.51+37.2%
Total Liabilities13,948.02+3.9%13,646.65+1.5%13,538.37+1.2%13,428.01+3.1%13,423.61+2.1%13,440.25+4.1%13,374.56+3.9%13,030.27+2.5%
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.00
Common Equity3,339.48+6.8%3,375.30+11.7%3,288.04+13.6%3,251.64+16.3%3,127.81+13.8%3,022.07+17.3%2,895.08+16.6%2,796.71+14.3%
Total Shareholders Equity3,339.48+6.8%3,375.30+11.7%3,288.04+13.6%3,251.64+16.3%3,127.81+13.8%3,022.07+17.3%2,895.08+16.6%2,796.71+14.3%
Accumulated Minority Interest0.000.000.000.000.000.000.000.00
Total Equity3,339.48+6.8%3,375.30+11.7%3,288.04+13.6%3,251.64+16.3%3,127.81+13.8%3,022.07+17.3%2,895.08+16.6%2,796.71+14.3%
Total Liabilities & Stockholders Equity17,287.51+4.4%17,021.95+3.4%16,826.41+3.4%16,679.65+5.4%16,551.42+4.1%16,462.31+6.3%16,269.64+5.9%15,826.98+4.4%
Book Value Per Share per share53.70+6.7%54.28+11.6%52.88+13.6%52.30+16.3%50.32+13.8%48.62+17.3%46.53+16.5%44.96+14.0%
Tangible Book Value Per Share per share49.15+7.4%49.73+12.8%48.34+15.1%47.76+18.2%45.77+15.4%44.08+19.4%41.99+18.6%40.41+15.9%
Full-Time Employees people---2,319-0.7%---2,336+1.9%
Price to Book Ratio ratio1.26-------
Return on Assets %2.482.472.522.542.592.582.582.64
Return on Equity %12.9712.9213.5113.6314.3114.7115.2015.60
Return on Invested Capital %3.282.743.003.173.343.143.193.95
Current Ratio ratio0.160.100.130.080.130.150.120.06

Cash flow, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Funds from Operations132.30+12.9%125.49+11.6%112.84+4.6%145.31+42.2%117.18-13.6%112.47-4.8%107.89-12.9%102.21-27.1%
Extraordinary Item0.000.000.000.000.000.000.000.00
Changes in Working Capital14.18-17.328.99-72.6%14.82-4.5%-0.79-121.5%-16.7732.85+147.2%15.52
Cash from Operating Activities146.48+25.9%108.17+13.0%121.83-13.4%160.13+36.0%116.39-16.4%95.70-14.4%140.74+2.6%117.73-13.5%
Capital Expenditures-3.61-5.67-4.68-3.94-338.8%-2.93-3.86-7.381.65
Net Assets From Acquisitions0.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.00-100.0%0.03+200.0%0.02+100.0%0.00-100.0%0.010.0%0.01-98.2%0.010.29
Purchase or Sale of Investments-160.95-325.8%-141.60-421.3%-38.29-1184.7%-49.6371.29+36.5%44.073.53+76.5%-137.00-365.8%
Purchase of Investments-410.68-441.46-345.28-366.44-170.38-205.95-201.30-389.34
Sale Or Maturity of Investments249.73+3.3%299.86+19.9%307.00+49.9%316.81+25.6%241.67+0.5%250.01+31.6%204.83+29.2%252.33+61.7%
Other Uses0.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.00
Cash from Investing Activities-14.87-363.50-232.84-115.05-195.13-27.86-275.55-384.96
Cash Dividends Paid-45.400.00-45.39-0.00-43.510.00-43.550.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.000.000.00
Change in Capital Stock-0.16-134.8%0.210.38+11.8%0.16-33.3%0.46+15.0%-4.10-1238.9%0.34-81.1%0.24-38.5%
Repurchase of Common Pref Stock-0.52-0.10-0.06-0.060.00-4.550.00-0.22
Sale of Common Pref Stock0.36-21.7%0.31-31.1%0.43+26.5%0.22-52.2%0.46-29.2%0.45+25.0%0.34-85.2%0.46-9.8%
Proceedsfrom Stock Options0.36-21.7%0.31-31.1%0.43+26.5%0.22-52.2%0.46-29.2%0.45+25.0%0.34-85.2%0.46-9.8%
Issuance or Reduction of Debt, Net74.227.02-87.5%19.26-74.2%-79.05-1.83-101.9%56.15+111.3%74.58+36.8%-170.99-755.6%
Change in Long Term Debt0.000.000.00-0.210.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.00-0.210.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.000.000.00
Cash from Financing Activities176.26120.55+61.6%160.46-56.8%-97.92-63.85-151.7%74.62+73.0%371.62+80.3%-159.96
Net Change in Cash307.87-134.78-194.6%49.45-79.1%-52.83-142.60142.46236.81-8.2%-427.18
Free Cash Flow142.87+25.9%102.50+11.6%117.15-12.2%156.18+30.8%113.45-14.3%91.83-16.1%133.36+2.1%119.38-6.6%
Price to Free Cash Flow ratio9.9711.8110.7510.1811.5410.569.589.61

Revenue breakdown

USD millions, so a column adds up to the income statement. Share is of the latest year in that split. The change is versus the older year shown, not TTM.

Product
Name20242025vs 20242025 share
State Commercial Banks833.64842.17+1.0%100.0%
Total833.64842.17+1.0%100.0%
Region
Name20242025vs 20242025 share
United States833.64842.17+1.0%100.0%
Total833.64842.17+1.0%100.0%

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-302.21%1.2M54.0M352.34K
2026-10-154.41%2.4M54.1M340.03K
2026-09-304.17%2.3M54.1M326.33K
2026-09-153.88%2.1M54.1M352.77K
2026-08-313.29%1.8M54.1M352.25K
2026-08-143.38%1.8M54.1M360.68K
2026-07-313.16%1.7M54.1M346.77K
2026-07-153.12%1.7M54.1M342.48K
2026-06-303.03%1.6M54.1M366.73K
2026-06-152.86%1.5M54.1M382.01K
2026-05-292.79%1.5M54.1M389.10K
2026-05-152.96%1.6M54.1M391.69K
2026-04-302.77%1.6M56.2M398.15K
2026-04-152.45%1.4M56.2M408.01K
2026-03-312.50%1.4M56.2M373.31K
2026-03-133.28%1.8M56.2M299.87K
2026-02-272.64%1.5M56.2M287.79K
2026-02-132.86%1.6M56.2M275.11K
2026-01-302.37%1.3M56.2M269.49K
2026-01-152.18%1.2M56.2M255.37K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call35.0030.3035.000.004.4380.000.000.884-0.7080.019
call40.0025.3030.000.003.7240.000.000.861-0.6830.022
call45.0020.3025.000.003.0920.000.000.834-0.6490.025
call50.0015.2020.0023.182.5160.000.000.801-0.6060.028
call55.0010.3015.000.001.9790.000.000.759-0.5520.031
call60.005.3010.000.001.4610.000.000.701-0.4810.034
call65.000.504.900.000.9020.000.000.614-0.3310.038
call70.000.004.900.001.5120.000.000.463-0.3300.039
call75.000.005.000.100.3862600.000.034-0.0180.007
call80.000.005.000.150.5731.000.000.024-0.0210.006
call85.000.004.900.000.7410.000.000.019-0.0220.005
call90.000.004.900.000.8920.000.000.016-0.0230.004
call95.000.005.000.001.0320.000.000.015-0.0240.004
call1000.005.000.001.1610.000.000.013-0.0250.003
put35.000.005.000.005.7840.000.00-0.115-0.7080.019
put40.000.004.900.004.9060.000.00-0.138-0.6820.022
put45.000.004.900.004.1380.000.00-0.165-0.6480.025
put50.000.004.900.003.4450.000.00-0.198-0.6040.028
put55.000.004.900.002.8030.000.00-0.240-0.5490.031
put60.000.004.900.102.1896.000.00-0.298-0.4770.034
put65.000.004.902.401.5732.000.00-0.386-0.3270.038
put70.000.754.900.000.8810.000.00-0.536-0.3260.039
put75.005.509.900.001.2930.000.00-0.966-0.0140.007
put80.0010.5015.000.001.6580.000.00-0.975-0.0160.006
put85.0015.5019.700.001.8510.000.00-0.980-0.0170.005
put90.0020.5025.0018.442.2050.000.00-0.983-0.0170.004
put95.0025.5030.000.002.4370.000.00-0.985-0.0180.004
put10030.5035.000.002.6490.000.00-0.986-0.0180.003

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-058-KCurrent report2026-11-05SEC
2026-10-234Statement of changes in beneficial ownership of securities2026-10-21SEC
2026-10-1625Notification of removal from listing and/or registration from a national securities exchangeSEC
2026-10-13CERTSEC
2026-10-138-A12BSEC
2026-10-068-KCurrent report2026-10-06SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-068-KCurrent report2026-08-06SEC
2026-08-038-KCurrent report2026-08-03SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-21144Filing for proposed sale of securities under Rule 144.SEC
2026-05-208-KCurrent report2026-05-18SEC
2026-05-128-KCurrent report2026-05-12SEC
2026-05-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-05-078-KCurrent report2026-05-07SEC
2026-04-29SCHEDULE 13GSEC
2026-04-20ARSAnnual report to security holders. 2025-12-31SEC
2026-04-20DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-04-20DEF 14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342026-05-18SEC
2026-03-27SCHEDULE 13G/ASEC
2026-02-2610-KAnnual report pursuant to Section 13 or 15(d)2025-12-31SEC
2026-02-268-KCurrent report2026-02-26SEC
2026-02-13SCHEDULE 13GSEC
2026-02-104Statement of changes in beneficial ownership of securities2026-02-06SEC
2026-02-028-KCurrent report2026-02-02SEC
2025-11-21144Filing for proposed sale of securities under Rule 144.SEC
2025-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2025-09-30SEC
2025-11-068-KCurrent report2025-11-06SEC
2025-10-09SCHEDULE 13G/ASEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-0500720.00K1
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.11.33%
VANGUARD PORTFOLIO MANAGEMENT LLC5.39%
DIMENSIONAL FUND ADVISORS LP5.34%
AMERICAN CENTURY COMPANIES INC4.96%
STATE STREET CORP4.53%
VANGUARD CAPITAL MANAGEMENT LLC4.01%
GEODE CAPITAL MANAGEMENT, LLC2.53%
Boston Trust Walden Corp2.01%
T. Rowe Price Investment Management, Inc.1.87%
GOLDMAN SACHS GROUP INC1.67%

Funds

Fund% owned
iShares Core S&P Mid-Cap ETF2.97%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.86%
Avantis U.S. Small Cap Value ETF2.80%
iShares Russell 2000 ETF2.32%
VANGUARD SMALL-CAP INDEX FUND2.07%
VANGUARD SMALL-CAP VALUE INDEX FUND1.31%
First Trust SMID Cap Rising Dividend Achievers ETF1.03%
VANGUARD EXTENDED MARKET INDEX FUND1.00%
Fidelity Small Cap Index Fund0.97%
U.S. Targeted Value Portfolio0.91%

OakChart. IBOC. Cached 15 minutes. Terms