OakChart

Green Dot Corp

GDOTFinancial·Credit Services·USA·Small·NYSE·Nov 12 • 3:59 PM ET

11.54-0.25 (-2.12%)
2026-11-13 13:40 CET
Market cap
$657.88M
Revenue, TTM
2,375.83 USD m
Net income, TTM
-2.55 USD m
Free cash flow, TTM
25.50 USD m
EPS diluted, TTM
-0.08
Price / earnings
-
Compare

Price

GDOT against its 20, 50 and 200-day averages
Terms2050200BeatMiss
Patternshover a marker to name it
RS 36Sales 584Price56857911.0012.0013.00924K1.8MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26GDOTclose 11.5420-day 12.2050-day 12.56200-day 12.5111.5452w high 13.7552-week range, not 6 months

16.1% under the 52-week high of 13.75 on 12 Dec 2025. 52-week low 10.28 on 16 Mar 2026. Last 15 sessions, 18.0% high to low

Volume 0.00× normal · the session has not printed · the line is the 50-bar volume average

Setup. RS line 36
CANSLIM 3 of 6 — fails: EPS Growth This Year: High (>25%); 52-Week High/Low: 0-10% below High; Performance: Year +50%
VCP 4 of 6 — fails: 200-Day Simple Moving Average: Price above SMA200; 52-Week High/Low: 0-10% below High
Minervini 1 of 4 — fails: 200-Day Simple Moving Average: Price above SMA200; 52-Week High/Low: 0-10% below High; Performance: Year +50%
Zanger 0 of 5 — fails: RSI (14): Not Oversold (>50); Performance: Week +10%; 20-Day High/Low: 0-5% below High; Relative Volume: Over 1.5; 200-Day Simple Moving Average: Price above SMA200
Leaders 0 of 5 — fails: 50-Day Simple Moving Average: Price above SMA50; 200-Day Simple Moving Average: Price above SMA200; Performance: Year +50%; Average Volume: Over 500K; 52-Week High/Low: 0-10% below High
Breakout 0 of 4 — fails: 52-Week High/Low: New High; Relative Volume: Over 2; 50-Day Simple Moving Average: Price above SMA50; 200-Day Simple Moving Average: Price above SMA200
Growth 1 of 4 — fails: EPS Growth This Year: High (>25%); EPS Growth Next Year: High (>25%); Return on Equity: Over +15%
Quality 1 of 5 — fails: Return on Equity: Over +15%; Net Profit Margin: High (>20%); Current Ratio: Over 1 — not on the tape: P/E: Under 25
Value 2 of 4 — fails: Return on Equity: Over +15% — not on the tape: P/E: Under 15
Income 0 of 4 — fails: Dividend Growth: Growing 2+ Years — not on the tape: Dividend Yield: Over 2%; Payout Ratio: Low (<20%); P/E: Under 25
Small Cap 1 of 4 — fails: Average Volume: Over 500K; 200-Day Simple Moving Average: Price above SMA200; Performance: Year +50%
Accumulation 2 of 4 — fails: Institutional Transactions: Over +10%; 200-Day Simple Moving Average: Price above SMA200
Relative Strength 0 of 3 — fails: Performance: Year +100%; 200-Day Simple Moving Average: Price above SMA200; Average Volume: Over 500K

Profile

GDOT
52-week range, 36% of the way up
10.2813.75

Green Dot Corp. is a financial technology and registered bank holding company. It engages in providing modern banking and money movement products that are accessible for all. It operates through the following segments: Consumer Services, Business to Business (B2B) Services, Money Movement Services, and Corporate and Other. The Consumer Services segment consists of checking accounts, prepaid cards, secured credit cards, and gift cards. The B2B Services segment covers the partnerships with some of the consumer and technology companies. The Money Movement segment includes facilitating the movement of cash on behalf of consumers and businesses, such as money processing services and tax refund processing services. The company was founded by Steven W. Streit on October 1, 1999 and is headquartered in Provo, UT.

IndexRUT
Employees900
IPOJul 22, 2010
Beta0.91
ATR, 14d0.39
Rel volume0.00
Short float2.95%
Insider own4.08%
Inst own80.62%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap$657.88M
Enterprise Value-445.38M
Income-2.55M
Sales2.38B
Book / share15.87
Cash / share20.50
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout-
Employees900
IPOJul 22, 2010

Ratios

Price / earnings-
Forward price / earnings7.69
Price / earnings / growth-
Price / sales0.28
Price / book0.73
Price / cash0.56
Price / free cash flow25.80
Value / cash profit-3.00
Value / sales-0.19
Quick Ratio0.46
Current Ratio0.46
Debt / equity0.07
Long-term debt / equity0.07
Options and shortYes / Yes

Earnings

Earnings / share-0.08
Earnings next year1.50
Earnings next quarter-0.01
Earnings this year2.13%
Earnings next year4.17%
Earnings growth, 5 years-
Past earnings growth- -
Past sales growth12.80% 10.66%
Earnings vs last year94.54%
Sales vs last year18.03%
Earnings vs last quarter76.66%
Sales vs last quarter21.47%
EarningsNov 09 AMC
Surprise-33.16% 7.29%

Ownership

Insiders own4.08%
Insider trades0.00%
Institutions own80.62%
Institution trades2.60%
Return on assets-0.04%
Return on equity-0.28%
Return on capital-0.26%
Gross Margin21.95%
Operating margin2.27%
Profit Margin-0.11%
20-day average-5.44%
50-day average-8.10%
200-day average-7.78%

Technical

Shares out57.01M
Shares floating54.68M
Short / float2.95%
Short ratio4.31
Short interest1.61M
52-week high13.75 -16.1%
52-week low10.28 +12.3%
Volatility5.41% 2.89%
Average range0.39
Strength index38.37
Market sensitivity0.91
Relative volume0.00
Avg Volume373.91K
Volume0

Performance

Perf Week-7.23%
Perf Month-6.48%
Perf Quarter-14.71%
Perf Half Y-10.26%
Perf YTD-9.91%
Perf Year1.94%
Perf 3Y49.10%
Perf 5Y-73.43%
Perf 10Y-50.96%
Recommendation-
Target Price16.12
Prev Close11.54
Price11.54
Change %0.00%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Nov 25, 2025DowngradeNorthland CapitalOutperform → Market Perform$14.25+23.5%
Apr 09, 2025UpgradeNorthland CapitalMarket Perform → Outperform$12+4.0%
Mar 14, 2025UpgradeCraig HallumHold → Buy$14+21.3%
Dec 14, 2023DowngradeBarclaysEqual Weight → Underweight$8 → $7-39.3%
Nov 10, 2023DowngradeCraig HallumBuy → Hold$14+21.3%
Jun 29, 2023ResumedKeefe BruyetteMkt Perform$17 → $20+73.3%
Jun 14, 2023InitiatedBTIG ResearchNeutral
May 08, 2023DowngradeNeedhamBuy → Hold
Oct 17, 2022DowngradeWilliam BlairOutperform → Mkt Perform
Aug 15, 2022DowngradeBarclaysOverweight → Equal Weight$31 → $25+116.6%

Peers

Mkt cap
TickerCompanyMkt cap
CASHPathward Financial Inc1.56B
TBBKBancorp Inc1.92B
CCBCoastal Financial Corp661.20M
SOFISoFi Technologies Inc20.42B
WUWestern Union Company2.09B
CHYMChime Financial Inc12.55B
PYPLPayPal Holdings Inc48.54B
DAVEDave Inc3.42B
MQMarqeta Inc1.87B
EEFTEuronet Worldwide Inc2.57B

Insider trading

4 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Fanlo Saturnino SixtoDirectorNov 28 '25Sale12.6113,451169,60492,737Nov 28 05:20 PM
Brewster J ChrisDirectorNov 28 '25Sale12.377,96998,577133,215Nov 28 05:16 PM
Saturnino FanloDirectorNov 28 '25Proposed Sale12.6113,451169,604Nov 28 12:29 PM
John BrewsterDirectorNov 28 '25Proposed Sale12.377,96998,576Nov 28 12:29 PM

Held by

AUM
TickerCompanyAUM
AVUVAvantis U.S. Small Cap Value ETFAUM: 33.08B
VTIVanguard Morningstar Total Stock Market ETFAUM: 696.31B
IWMiShares Russell 2000 Index FundAUM: 77.86B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.56B
VXFVanguard Extended Market Index ETFAUM: 30.79B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.54B
IWNiShares Russell 2000 Value ETFAUM: 14.17B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.64B
VTWOVanguard Russell 2000 Index ETFAUM: 16.90B
SCHASchwab U.S. Small-Cap ETFAUM: 22.44B

News

latest 14 of 200

Quarterly earnings

2026Q3 EPS 0.050 missed 0.075, from 0.060 a year earlier. Sales 596.41 beat 555.87, from 491.85 a year earlier
EPS
1.1200-0.1002024Q4 EPS 0.400 against 0.35424Q42025Q1 EPS 1.060 against 0.70625Q12025Q2 EPS 0.400 against 0.18025Q22025Q3 EPS 0.060 against -0.09025Q32025Q4 EPS -0.080 against -0.10025Q42026Q1 EPS 1.120 against 0.88326Q12026Q2 EPS 0.260 against 0.37026Q22026Q3 EPS 0.050 against 0.07526Q3
Sales, USD millions
652.0302024Q4 sales 451.72 against 420.3924Q42025Q1 sales 555.96 against 505.5825Q12025Q2 sales 501.16 against 490.5725Q22025Q3 sales 491.85 against 483.8425Q32025Q4 sales 519.72 against 508.0925Q42026Q1 sales 652.03 against 597.3926Q12026Q2 sales 591.29 against 541.1626Q22026Q3 sales 596.41 against 555.8726Q3

The outline behind the bar is the estimate. The filled bar is the print. Green beat it, red missed it.

PeriodReportedEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mSurpriseYear-ago quarterAnalystsNext session
2026Q3ended 2026-09-302026-11-09 16:300.0500.075-0.130596.41555.87EPS -33.2% · sales +7.3%vs 2025Q3, year-ago quarter · EPS -16.7% · sales +21.3%1Open -4.69% vs SPY -0.63%. Close -9.69% vs SPY -0.37%
2026Q2ended 2026-06-302026-08-10 16:300.2600.370-0.037591.29541.16EPS -29.7% · sales +9.3%vs 2025Q2, year-ago quarter · EPS -35.0% · sales +18.0%2Open -2.94% vs SPY +0.19%. Close +1.13% vs SPY -0.32%
2026Q1ended 2026-03-312026-05-11 16:301.1200.8830.927652.03597.39EPS +26.8% · sales +9.1%vs 2025Q1, year-ago quarter · EPS +5.7% · sales +17.3%3Open +4.19% vs SPY -0.33%. Close +1.45% vs SPY -0.15%
2025Q4ended 2025-12-312026-03-16 16:30-0.080-0.100-0.844519.72508.09EPS -20.0% · sales +2.3%vs 2024Q4, year-ago quarter · EPS -120.0% · sales +15.1%3Open +5.16% vs SPY +0.50%. Close +6.29% vs SPY +0.26%
2025Q3ended 2025-09-302025-11-10 16:300.060-0.090-0.556491.85483.84EPS -166.7% · sales +1.7%vs 2024Q3, year-ago quarter · EPS -53.8% · sales +21.1%3Open -0.76% vs SPY -0.22%. Close -3.98% vs SPY +0.23%
2025Q2ended 2025-06-302025-08-11 16:300.4000.180-0.853501.16490.57EPS +122.2% · sales +2.2%vs 2024Q2, year-ago quarter · EPS +60.0% · sales +24.5%3Open +20.64% vs SPY +0.37%. Close +35.25% vs SPY +1.06%
2025Q1ended 2025-03-312025-05-08 16:301.0600.7060.466555.96505.58EPS +50.2% · sales +10.0%vs 2024Q1, year-ago quarter · EPS +79.7% · sales +24.3%5 EPS · 4 salesOpen +28.39% vs SPY +0.25%. Close +25.75% vs SPY -0.13%
2024Q4ended 2024-12-312025-02-27 16:300.4000.3540.093451.72420.39EPS +12.9% · sales +7.5%vs 2023Q4, year-ago quarter · EPS +185.7% · sales +24.9%5 EPS · 4 salesOpen -7.10% vs SPY +0.09%. Close -6.36% vs SPY +1.56%
2024Q3ended 2024-09-302024-11-07 16:300.1300.168-0.146406.02391.57EPS -22.6% · sales +3.7%vs 2023Q3, year-ago quarter · EPS -7.1% · sales +16.5%5 EPS · 4 salesOpen -4.58% vs SPY +0.09%. Close -16.79% vs SPY +0.43%
2024Q2ended 2024-06-302024-08-08 16:300.2500.226-0.537402.56381.87EPS +10.4% · sales +5.4%vs 2023Q2, year-ago quarter · EPS -32.4% · sales +11.5%4Open +5.42% vs SPY -0.16%. Close +13.56% vs SPY +0.44%
2024Q1ended 2024-03-312024-05-09 16:300.5900.6970.089447.42418.25EPS -15.3% · sales +7.0%vs 2023Q1, year-ago quarter · EPS -40.4% · sales +8.5%5Open +2.01% vs SPY +0.32%. Close -4.13% vs SPY +0.13%
2023Q4ended 2023-12-312024-02-27 16:300.1400.169-0.449361.72350.63EPS -17.3% · sales +3.2%vs 2022Q4, year-ago quarter · EPS -58.8% · sales +7.5%8 EPS · 7 salesOpen -10.92% vs SPY -0.32%. Close -5.35% vs SPY -0.13%
2023Q3ended 2023-09-302023-11-09 16:300.1400.189-0.120348.57336.26EPS -26.1% · sales +3.7%vs 2022Q3, year-ago quarter · EPS -68.2% · sales +3.4%9 EPS · 8 sales-
2023Q2ended 2023-06-302023-08-03 16:300.3700.3690.011361.14335.26EPS +0.3% · sales +7.7%vs 2022Q2, year-ago quarter · EPS -50.0% · sales +1.7%8-
2023Q1ended 2023-03-312023-05-04 16:300.9900.7960.692412.36388.36EPS +24.4% · sales +6.2%vs 2022Q1, year-ago quarter · EPS -6.6% · sales +4.5%8 EPS · 7 sales-
2022Q4ended 2022-12-312023-02-23 16:300.3400.2230.113336.63322.53EPS +52.8% · sales +4.4%vs 2021Q4, year-ago quarter · EPS +25.9% · sales +4.8%8 EPS · 7 sales-

Annual earnings

2025FY EPS 1.410 beat 1.393, from 1.370 a year earlier. Sales 2,069 beat 2,060, from 1,708 a year earlier
EPS
3.29002018FY EPS 3.290 against 3.21620182019FY EPS 2.790 against 2.73220192020FY EPS 2.110 against 1.98020202021FY EPS 2.210 against 2.24820212022FY EPS 2.590 against 2.47520222023FY EPS 1.620 against 1.65620232024FY EPS 1.370 against 1.34220242025FY EPS 1.410 against 1.3932025
Sales, USD millions
2,06902018FY sales 1,042 against 1,04020182019FY sales 1,058 against 1,06120192020FY sales 1,201 against 1,18220202021FY sales 1,388 against 1,37520212022FY sales 1,424 against 1,40720222023FY sales 1,484 against 1,47420232024FY sales 1,708 against 1,68020242025FY sales 2,069 against 2,0602025

Reported years only. The outline behind the bar is the estimate. A later year with no print stays in the table.

earnings feed, not the snapshot. Not the statement ratio.

PeriodEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mP/E, earnings feed
2027FYestimate-1.500--2,5447.69
2026FYestimate-1.440--2,3848.01
2025FY1.4101.393-1.7902,0692,0609.09
2024FY1.3701.342-0.4991,7081,6807.77
2023FY1.6201.6560.1281,4841,4746.11
2022FY2.5902.4751.1891,4241,4076.11
2021FY2.2102.2480.8531,3881,37516.40
2020FY2.1101.9800.4251,2011,18226.45
2019FY2.7902.7321.8801,0581,0618.35
2018FY3.2903.2162.1791,0421,04024.17
2017FY2.1602.1311.610890.15883.3227.90
2016FY1.4601.4240.800718.77712.2816.13
2015FY1.3501.3140.720694.7695.868.55
2014FY1.3501.3400.900601.55604.518.55
2013FY1.1501.2010.760573.62573.9710.04
2012FY1.3701.3211.070546.29541.628.42
2011FY1.5501.5501.190484.74484.457.45
2010FY1.2701.2470.980377.26372.059.09

Quarterly results

2026Q3 revenue 601.09, from 494.83 a year earlier. Operating margin -0.9%, from -2.4% a year earlier
Revenue, USD millions
656.2502024Q4 revenue 455.0224Q42025Q1 revenue 558.8725Q12025Q2 revenue 504.1825Q22025Q3 revenue 494.8325Q32025Q4 revenue 522.6225Q42026Q1 revenue 656.2526Q12026Q2 revenue 595.8826Q22026Q3 revenue 601.0926Q3
Operating margin
10.90-3.12024Q4 operating margin 3.4%24Q42025Q1 operating margin 10.9%25Q12025Q2 operating margin 2.8%25Q22025Q3 operating margin -2.4%25Q32025Q4 operating margin -3.1%25Q42026Q1 operating margin 10.8%26Q12026Q2 operating margin 0.8%26Q22026Q3 operating margin -0.9%26Q3

From the quarterly statement. Not an estimate.

Estimate revisions

Latest snapshot of each period and type. 2026Q4 E -0.01 per share.
PeriodTypeScaleDateMeanvs prior date
2026Q4Eper share2026-11-10-0.010.0%
2026Q4Rper share2026-11-10-0.390.0%
2026Q4S-2026-11-10584.450.0%
2026FYEper share2026-11-021.44+0.1%
2026Q3Eper share2026-10-210.07+6.9%
2026FYSUSD millions2026-10-212,384+0.0%
2026Q3S-2026-10-21555.870.0%
2026FYRper share2026-10-070.210.0%
2026Q3Rper share2026-10-07-0.300.0%
2026Q2Eper share2026-07-260.370.0%
2026Q2Rper share2026-07-260.230.0%
2026Q2S-2026-07-26541.160.0%
2026Q1Eper share2026-03-170.88+1.2%
2026Q1Rper share2026-03-170.63+14.1%
2026Q1S-2026-03-17597.39-1.9%
2025FYRper share2026-02-27-1.240.0%
2025Q4Rper share2026-02-27-0.290.0%
2025FYEper share2026-01-251.390.0%
2025Q4Eper share2026-01-25-0.100.0%
2025FYSUSD millions2025-11-242,060+0.2%
2025Q4S-2025-11-24508.09+0.2%
2025Q3Eper share2025-10-26-0.090.0%
2025Q3Rper share2025-10-26-0.260.0%
2025Q3S-2025-08-12483.84-0.2%
2025Q2Eper share2025-08-070.18-8.9%
2025Q2Rper share2025-08-01-0.24+57.0%
2025Q2S-2025-08-01490.57-1.3%
2025Q1Eper share2025-04-020.710.0%
2025Q1S-2025-03-14505.58+0.0%
2025Q1Rper share2025-02-280.36-17.6%
2024FYEper share2025-01-221.340.0%
2024Q4Eper share2025-01-220.35+0.1%
2024FYRper share2025-01-22-0.450.0%
2024Q4Rper share2025-01-220.100.0%
2024FYSUSD millions2025-01-221,680+0.0%
2024Q4S-2025-01-22420.39+0.0%
2024Q3Eper share2024-10-290.17-1.6%
2024Q3Rper share2024-10-29-0.04+6.7%
2024Q3S-2024-10-23391.570.0%
2024Q2Eper share2024-07-250.23-1.2%
2024Q2S-2024-07-25381.87-0.2%
2024Q2Rper share2024-07-24-0.020.0%
2024Q1Eper share2024-04-120.70-1.3%
2024Q1Rper share2024-04-120.42-5.4%
2024Q1S-2024-04-12418.25-0.4%
2023FYEper share2024-02-261.660.0%
2023FYRper share2024-01-240.550.0%
2023FYSUSD millions2024-01-241,4740.0%

Estimate history

Annual
Metric201720182019202020212022202320242025TTMMRQ
EPS per share1.612.1791.880.4250.8531.1890.128-0.499-1.794-0.0837-
Sales USD millions8901,0661,1091,2541,4331,4501,5011,7242,0802,376-
Shares million shares515352545552535456-57
Quarterly
MetricQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
EPS per share-0.1460.0930.466-0.853-0.556-0.8440.927-0.037-0.13
Sales USD millions410455559504495523656596601
Shares million shares545455555556575757

Income statement, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Total Revenue2,375.832,080.49+20.7%1,723.88+14.8%1,501.33+3.6%1,449.57+1.1%1,433.20+14.3%1,253.76+13.1%1,108.60+4.0%1,065.58
Cost of Goods Sold Incl. D&A1,854.341,570.34+28.4%1,222.99+27.3%960.73+19.2%806.01+9.1%738.77+20.5%612.99+27.4%481.19+1.5%474.13
Gross Profit521.49510.15+1.9%500.88-7.3%540.60-16.0%643.56-7.3%694.43+8.4%640.77+2.1%627.40+6.1%591.45
Selling, General and Administrative Excl. Other467.57454.94-0.7%457.99-7.6%495.69-9.0%544.62-13.3%627.91+6.6%588.98+16.5%505.77+10.7%456.81
Other Operating Expense0.000.000.000.000.000.000.000.000.00
Operating Income53.9255.21+28.7%42.89-4.5%44.92-54.6%98.94+48.7%66.52+28.4%51.79-57.4%121.63-9.7%134.63
Interest Expense6.276.15+11.6%5.51+81.8%3.03+1065.4%0.26+73.3%0.15-80.3%0.76-58.7%1.84-72.1%6.60
Unusual Expense29.5341.55-6.8%44.56+100.3%22.25+387.9%4.56+9020.0%0.05-99.8%21.72-1.29-130.6%4.22
Net Income Before Taxes23.01-97.27-22.54-254.1%14.63-82.6%83.92+31.7%63.70+126.8%28.09-76.8%121.08-2.2%123.82
Income Taxes25.561.59-61.8%4.16-47.4%7.91-59.9%19.71+21.5%16.22+227.0%4.96-76.6%21.18+314.5%5.11
Consolidated Net Income-2.55-98.87-26.70-497.3%6.72-89.5%64.03+36.0%47.07+106.5%22.79-77.2%99.90-15.8%118.70
Net Income From Continuing Operations-2.55-98.87-26.70-497.3%6.72-89.5%64.03+36.0%47.07+106.5%22.79-77.2%99.90-15.8%118.70
Net Income-2.55-98.87-26.70-497.3%6.72-89.5%64.03+36.0%47.07+106.5%22.79-77.2%99.90-15.8%118.70
EPS (Recurring) per share0.32-1.27-1687.5%0.08-81.0%0.42-66.4%1.25+47.1%0.85+19.7%0.71-61.8%1.86-16.6%2.23
EPS (Basic, Before Extraordinaries) per share-0.05-1.79-0.50-484.6%0.13-89.2%1.20+37.9%0.87+102.3%0.43-77.5%1.91-15.9%2.27
EPS (Diluted) per share-0.08-1.79-0.50-484.6%0.13-89.1%1.19+40.0%0.85+102.4%0.42-77.7%1.88-13.8%2.18
EBITDA148.55140.73+10.3%127.59-0.2%127.89-28.8%179.55+18.7%151.32+9.7%137.92-32.3%203.74-1.1%205.98
Non-Operating Income (Expense)4.89-104.78-15.37-5.01-10.20-2.62-1.220.000.00
Other After Tax Adjustments0.000.000.000.00-0.18-0.41-0.350.000.00
Stock Option Compensation Expense11.9616.58-41.8%28.50+1.9%27.98-7.9%30.39-36.7%48.04+2.0%47.12+92.8%24.44-47.2%46.31
Price To Earnings Ratio ratio statement ratio, not the snapshot---14.2118.4443.07124.5512.6636.42
Price To Sales Ratio ratio0.300.340.330.350.591.402.391.124.07
Gross Margin %21.9524.5229.0636.0144.4048.4551.1156.5955.50
Operating Margin %2.272.652.492.996.834.644.1310.9712.63
Net Margin %-0.11-4.75-1.550.454.423.281.829.0111.14
Shares Outstanding million shares57.0155.56+2.5%54.23+2.7%52.82+2.2%51.67-5.8%54.87+1.6%54.03+4.3%51.81-2.1%52.92
Market Capitalization657.88657.88+15.0%572.29+10.2%519.28-37.6%831.64-58.0%1,981.72-33.6%2,984.17+148.7%1,199.88-71.4%4,190.86

Income statement, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Total Revenue601.09+21.5%595.88+18.2%656.25+17.4%522.62+14.9%494.83+20.8%504.18+23.8%558.87+23.6%455.02+24.3%
Cost of Goods Sold Incl. D&A493.31+25.1%477.49+26.2%457.65+23.1%425.90+26.3%394.19+26.9%378.34+30.3%371.92+30.7%337.21+36.9%
Gross Profit107.78+7.1%118.39-5.9%198.60+6.2%96.72-17.9%100.64+1.7%125.84+7.9%186.96+11.7%117.81-1.6%
Selling, General and Administrative Excl. Other113.22+0.7%113.48+1.6%127.74+1.2%113.13+10.3%112.41+10.3%111.64-20.4%126.21-19.5%102.55-17.7%
Other Operating Expense0.000.000.000.000.000.000.000.00
Operating Income-5.444.92-65.4%70.86+16.7%-16.42-207.5%-11.7714.2060.74+475.7%15.27
Interest Expense1.53-1.3%1.58-3.1%1.58+13.7%1.58+31.7%1.55-1.9%1.63+28.3%1.39-4.8%1.20+31.9%
Unusual Expense3.46-85.2%12.00+482.5%2.8311.24+1162.9%23.422.060.000.89-95.8%
Net Income Before Taxes-9.99-2.3567.64+101.0%-32.28-510.7%-35.72-62.9233.66+361.7%7.86
Income Taxes-2.60-0.2713.89+76.3%14.54+428.7%-4.93-15.907.88+210.2%2.75
Consolidated Net Income-7.39-2.0953.75+108.6%-46.82-1018.0%-30.79-47.0225.77+442.5%5.10
Net Income From Continuing Operations-7.39-2.0953.75+108.6%-46.82-1018.0%-30.79-47.0225.77+442.5%5.10
Net Income-7.39-2.0953.75+108.6%-46.82-1018.0%-30.79-47.0225.77+442.5%5.10
EPS (Recurring) per share-0.090.110.96+104.3%-0.70-800.0%-0.26-0.830.47+422.2%0.10
EPS (Basic, Before Extraordinaries) per share-0.13-0.040.96+104.3%-0.84-1033.3%-0.56-0.850.47+422.2%0.09
EPS (Diluted) per share-0.13-0.040.93+97.9%-0.84-1033.3%-0.56-0.850.47+422.2%0.09
EBITDA19.72+103.3%28.71-19.1%94.15+16.0%5.97-83.4%9.70-45.5%35.4881.13+148.5%35.94+109.1%
Non-Operating Income (Expense)0.45-55.9%6.311.18-3.051.02-73.44-25.70-5.32-611.5%
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense2.06-50.5%2.63-41.9%3.55+48.5%3.71-20.7%4.16-35.7%4.53-20.9%2.39-64.9%4.68-1.9%
Price To Sales Ratio ratio0.300.340.300.340.370.310.250.34
Gross Margin %17.9319.8730.2618.5120.3424.9633.4525.89
Operating Margin %-0.910.8210.80-3.14-2.382.8210.873.36
Net Margin %-1.23-0.358.19-8.96-6.22-9.334.611.12
Shares Outstanding million shares57.01+2.9%56.98+2.9%56.66+3.3%55.56+2.5%55.42+3.1%55.39+3.1%54.87+3.2%54.23+2.7%
Market Capitalization657.88-11.6%765.75+29.4%623.47+36.2%711.58+24.3%743.92+18.3%591.72+17.7%457.70-7.1%572.29+10.2%

Balance sheet, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/20182017FY12/31/2017
Cash & Short Term Investments1,421.73-12.1%1,616.59+124.4%720.36-12.1%819.85-38.2%1,325.64-11.4%1,496.70+39.1%1,076.17-3.5%1,115.18+9.1%1,021.98
Short Term Receivables197.84+49.9%132.01+19.9%110.14+48.0%74.44-8.9%81.75+20.7%67.75+12.2%60.41+21.5%49.71+16.3%42.74
Inventories0.000.000.000.000.000.000.000.000.00
Other Current Assets1,020.77+50.2%679.60-15.8%807.41+41.3%571.55+42.3%401.76-52.7%848.97+178.0%305.40+44.7%211.06-17.7%256.49
Total Current Assets2,640.34+8.7%2,428.19+48.2%1,637.91+11.7%1,465.83-19.0%1,809.15-25.0%2,413.42+67.4%1,441.99+4.8%1,375.95+4.1%1,321.20
Net Property, Plant & Equipment199.41+0.1%199.19+7.8%184.72+9.6%168.54+15.2%146.31-0.2%146.53-14.7%171.85+42.9%120.27+23.6%97.28
Total Investments and Advances2,509.64+17.4%2,137.05-7.6%2,312.64-2.2%2,363.69+11.7%2,115.50+111.6%999.77+273.9%267.42+47.6%181.22+28.0%141.62
Long-Term Note Receivable55.70+74.3%31.96+4.7%30.53+42.5%21.42+11.2%19.27-8.3%21.01-1.9%21.42+0.3%21.36+15.0%18.57
Intangible Assets374.40-5.9%397.94-5.4%420.48-5.5%445.08-4.7%466.94-5.1%491.78-5.6%520.99-5.5%551.12-5.4%582.38
Deferred Tax Assets124.55+0.1%124.41+6.2%117.140.0%117.17+678.5%15.05+18.1%12.74+40.9%9.04+14.9%7.87+20.9%6.51
Other Assets113.56-1.7%115.55+1.6%113.70-45.2%207.45+35.4%153.25+410.7%30.01+7.6%27.88-4.9%29.33-2.1%29.97
Total Assets6,017.59+10.7%5,434.28+12.8%4,817.12+0.6%4,789.18+1.3%4,725.48+14.8%4,115.27+67.2%2,460.59+7.6%2,287.12+4.1%2,197.53
Short Term Debt Incl. Current Port. of LT Debt0.33-86.8%2.50-96.1%64.59+1745.4%3.50-52.9%7.43-11.7%8.41-80.9%44.14-26.9%60.39+171.1%22.28
Accounts Payable114.71+10.5%103.77-13.4%119.87+5.3%113.89+121.8%51.35+47.5%34.82-8.1%37.88-1.9%38.63+10.8%34.86
Income Tax Payable2.37-64.4%6.65+6.2%6.26-46.2%11.64+3913.8%0.29-97.6%12.15+207.6%3.95+5542.9%0.070.0%0.07
Other Current Liabilities4,912.16+11.9%4,389.57+16.7%3,762.46-1.8%3,832.64+6.9%3,583.99+18.6%3,022.19+116.8%1,394.17+12.6%1,238.25-3.2%1,278.76
Total Current Liabilities5,029.57+11.7%4,502.48+13.9%3,953.19-0.2%3,961.67+8.7%3,643.06+18.4%3,077.57+107.9%1,480.13+10.7%1,337.33+0.1%1,335.98
Long Term Debt65.14+13.9%57.17+2025.3%2.69-93.3%40.25+390.3%8.21-49.9%16.40-32.9%24.450.00-100.0%58.70
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities32.36----7.19-59.5%17.77+96.6%9.04+16.2%7.78
Other Liabilities0.28-73.1%1.04-45.3%1.90-67.1%5.78+63.7%3.53-17.5%4.28-60.7%10.88-64.8%30.93+1.3%30.52
Total Liabilities5,127.35+12.4%4,560.70+15.2%3,957.77-1.2%4,007.70+9.7%3,654.80+17.7%3,105.43+102.5%1,533.23+11.3%1,377.31-3.9%1,432.98
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity890.25+1.9%873.59+1.7%859.35+10.0%781.48-27.0%1,070.67+6.0%1,009.83+8.9%927.36+1.9%909.81+19.0%764.55
Total Shareholders Equity890.25+1.9%873.59+1.7%859.35+10.0%781.48-27.0%1,070.67+6.0%1,009.83+8.9%927.36+1.9%909.81+19.0%764.55
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity890.25+1.9%873.59+1.7%859.35+10.0%781.48-27.0%1,070.67+6.0%1,009.83+8.9%927.36+1.9%909.81+19.0%764.55
Total Liabilities & Stockholders Equity6,017.59+10.7%5,434.28+12.8%4,817.12+0.6%4,789.18+1.3%4,725.48+14.8%4,115.27+67.2%2,460.59+7.6%2,287.12+4.1%2,197.53
Book Value Per Share per share16.02-0.6%16.11-1.0%16.27+7.6%15.12-22.5%19.51+4.4%18.69+4.4%17.90+4.1%17.19+15.0%14.95
Tangible Book Value Per Share per share9.28+5.8%8.77+5.5%8.31+27.6%6.51-40.8%11.00+14.7%9.59+22.3%7.84+15.6%6.78+90.4%3.56
Full-Time Employees people900-21.7%1,150-4.2%1,2000.0%1,2000.0%1,2000.0%1,2000.0%1,200+9.1%1,100-4.5%1,152
Price to Book Ratio ratio0.730.610.651.061.862.991.304.634.13
Return on Assets %-1.73-0.520.141.351.060.694.215.294.36
Return on Equity %-11.21-3.080.826.914.522.3510.8814.1811.86
Return on Invested Capital %-10.35-2.870.787.794.362.2210.5013.0510.43
Quick Ratio ratio0.520.540.410.370.500.780.971.030.99
Current Ratio ratio0.520.540.410.370.500.780.971.030.99

Cash flow, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Net Income-2.55-98.87-26.70-497.3%6.72-89.5%64.21+35.2%47.48+105.3%23.13-76.8%99.90-15.8%118.70
Depreciation94.6385.52+1.0%84.70+2.1%82.97+2.9%80.61-4.9%84.80-1.5%86.12+4.9%82.11+15.1%71.34
Other Funds (Non Cash)82.18172.59+79.9%95.92+9.3%87.76-7.4%94.75-2.7%97.35+13.9%85.48-26.3%115.96-15.2%136.74
Funds from Operations174.62159.61+11.2%143.56-13.3%165.59-28.9%232.90+0.2%232.35+29.3%179.73-41.0%304.84-6.6%326.55
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-78.91-21.05-62.18-68.07-252.0%44.79-69.81-337.1%29.44-114.93-75.50
Cash from Operating Activities95.71138.56+70.3%81.38-16.6%97.52-64.9%277.69+70.9%162.53-22.3%209.18+10.1%189.91-24.4%251.05
Capital Expenditures-70.21-72.54-74.29-75.94-84.33-57.43-59.03-78.21-61.03
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.000.00
Purchase or Sale of Investments-645.33-332.53-278.7%186.12+31.2%141.85-669.31-1,226.82-722.81-73.18-48.05
Purchase of Investments-868.90-1,280.91-46.84-35.00-966.55-1,430.60-1,029.43-189.07-186.88
Sale Or Maturity of Investments223.57948.38+307.1%232.96+31.7%176.85-40.5%297.24+45.9%203.78-33.5%306.62+164.6%115.89-16.5%138.83
Other Uses-37.68-45.46-30.43-32.75-66.55-84.24-3.99-2.46-5.89
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-753.22-450.53-653.5%81.40+145.5%33.16-820.19-1,368.49-785.83-153.85-114.97
Cash Dividends Paid0.000.000.000.000.000.000.000.000.00
Change in Capital Stock1.863.68-26.4%5.00-10.2%5.57-89.35-1211.3%8.04-52.7%17.00-92.77-524.0%21.88
Repurchase of Common Pref Stock0.000.000.000.00-95.530.000.00-100.000.00
Sale of Common Pref Stock1.863.68-26.4%5.00-10.2%5.57-9.9%6.18-23.1%8.04-52.7%17.00+135.1%7.23-67.0%21.88
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net0.0014.24-12.57-148.3%26.00-25.7%35.000.00-35.00-25.72-22.50
Change in Long Term Debt0.0014.24-12.57-148.3%26.00-25.7%35.000.00-35.00-25.72-22.50
Issuance of Long Term Debt0.0014.24-95.0%286.43+1.6%282.00+182.0%100.000.00-100.0%100.00+191.7%34.280.00
Reduction of Long Term Debt0.000.00-299.00-256.00-65.000.00-135.00-60.00-22.50
Net Financing Active Other Cash Flow187.04123.36-83.6%750.73-295.58-424.6%91.06-91.1%1,026.85+0.2%1,025.20+1820.9%53.37-50.34
Other Financing Activities Uses-197.20-281.44-2.89-295.58-12.09-16.86-528.99-92.73-67.60
Cash from Financing Activities188.90141.28-81.0%743.15-264.02-819.2%36.71-96.5%1,034.89+2.7%1,007.20-65.12-50.96
Net Change in Cash-468.61-170.70-118.8%905.93-133.34-505.80-171.06-139.7%430.55-29.06-134.1%85.12
Free Cash Flow25.5066.02+829.9%7.10-67.1%21.58-88.8%193.36+84.0%105.10-30.0%150.14+34.4%111.70-41.2%190.02
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow ratio27.4910.6980.2624.094.4119.0419.9511.0822.80
Deferred Taxes & Investment Tax Credit-0.37-10.36-11.87-6.67-345.2%2.72-15.00-318.0%6.88-0.23

Balance sheet, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Cash & Short Term Investments1,168.76-28.6%1,143.43-50.6%1,646.41-12.2%1,421.73-12.1%1,637.37+9.4%2,312.56+67.6%1,874.92+59.0%1,616.59+124.4%
Short Term Receivables155.98-1.6%139.38+26.1%196.76+53.0%197.84+49.9%158.48+84.4%110.52+42.2%128.64+44.0%132.01+19.9%
Inventories0.000.000.000.000.000.000.000.00
Other Current Assets1,125.52+45.5%1,034.31+41.3%986.41+32.8%1,020.77+50.2%773.68+21.5%731.92-24.4%742.71-22.3%679.60-15.8%
Total Current Assets2,450.25-4.6%2,317.12-26.6%2,829.59+3.0%2,640.34+8.7%2,569.53+15.8%3,155.00+30.1%2,746.28+23.5%2,428.19+48.2%
Net Property, Plant & Equipment199.88-1.8%201.14-3.1%199.98-2.3%199.41+0.1%203.59+9.9%207.56+15.9%204.69+13.9%199.19+7.8%
Total Investments and Advances2,972.66+25.3%3,071.64+93.5%3,010.05+41.5%2,509.64+17.4%2,372.99+5.3%1,587.56-28.0%2,127.85-5.9%2,137.05-7.6%
Intangible Assets357.66-6.0%363.34-5.9%369.00-5.9%374.40-5.9%380.45-5.7%385.94-5.4%392.07-5.3%397.94-5.4%
Deferred Tax Assets122.83+35.7%80.66-16.1%79.58-22.5%124.55+0.1%90.51-29.4%96.16-35.2%102.64-20.6%124.41+6.2%
Other Assets115.14+1.9%113.90-2.3%114.95-0.6%113.56-1.7%113.00+79.6%116.64-1.5%115.64+56.9%115.55+1.6%
Total Assets6,259.10+8.5%6,192.06+10.9%6,650.61+16.1%6,017.59+10.7%5,767.20+9.1%5,583.46+1.2%5,727.89+7.6%5,434.28+12.8%
Short Term Debt Incl. Current Port. of LT Debt0.18-87.3%0.36-87.5%500.38+22040.7%0.33-86.8%1.42-35.5%2.88-95.6%2.26-95.3%2.50-96.1%
Accounts Payable51.73-51.7%59.04-47.1%101.43-12.9%114.71+10.5%107.10+12.7%111.56+12.2%116.45+8.0%103.77-13.4%
Income Tax Payable0.00-100.0%0.00-100.0%2.43-83.1%2.37-64.4%0.22-91.2%0.36-95.7%14.34+68.5%6.65+6.2%
Other Current Liabilities5,237.14+11.9%5,127.97+14.5%5,040.52+10.2%4,912.16+11.9%4,679.64+11.3%4,476.66+0.1%4,575.22+6.8%4,389.57+16.7%
Total Current Liabilities5,289.06+10.5%5,187.37+13.0%5,644.76+19.9%5,029.57+11.7%4,788.38+11.2%4,591.45-1.1%4,708.26+5.9%4,502.48+13.9%
Long Term Debt65.32+0.3%65.16-7.6%65.15-8.4%65.14+13.9%65.12+42.4%70.51+4097.0%71.13+3808.2%57.17+2025.3%
Provision for Risks Charges0.000.000.000.000.000.000.000.00
Deferred Tax Liabilities---32.36----
Other Liabilities0.07-82.5%0.13-79.0%0.20-75.9%0.28-73.1%0.40-67.2%0.62-55.4%0.83-50.6%1.04-45.3%
Total Liabilities5,354.45+10.3%5,252.65+12.7%5,710.11+19.5%5,127.35+12.4%4,853.91+11.5%4,662.58+0.3%4,780.22+7.4%4,560.70+15.2%
Non-Equity Reserves0.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.00
Common Equity904.65-0.9%939.40+2.0%940.50-0.8%890.25+1.9%913.29-2.0%920.88+5.9%947.66+8.8%873.59+1.7%
Total Shareholders Equity904.65-0.9%939.40+2.0%940.50-0.8%890.25+1.9%913.29-2.0%920.88+5.9%947.66+8.8%873.59+1.7%
Accumulated Minority Interest0.000.000.000.000.000.000.000.00
Total Equity904.65-0.9%939.40+2.0%940.50-0.8%890.25+1.9%913.29-2.0%920.88+5.9%947.66+8.8%873.59+1.7%
Total Liabilities & Stockholders Equity6,259.10+8.5%6,192.06+10.9%6,650.61+16.1%6,017.59+10.7%5,767.20+9.1%5,583.46+1.2%5,727.89+7.6%5,434.28+12.8%
Book Value Per Share per share15.87-3.7%16.49-0.8%16.60-3.9%16.02-0.6%16.48-5.0%16.63+2.7%17.27+5.4%16.11-1.0%
Tangible Book Value Per Share per share9.60-0.1%10.11+4.7%10.09-0.4%9.28+5.8%9.61-2.3%9.66+12.3%10.13+17.9%8.77+5.5%
Full-Time Employees people---900-21.7%---1,150-4.2%
Price to Book Ratio ratio0.730.810.700.780.810.620.520.61
Return on Assets %-0.04-0.44-1.15-1.73-0.85-0.43-0.10-0.52
Return on Equity %-0.28-2.79-7.51-11.21-5.09-2.68-0.62-3.08
Return on Invested Capital %-0.76-0.215.35-4.90-3.15-4.742.530.55
Quick Ratio ratio0.460.450.500.520.540.690.580.54
Current Ratio ratio0.460.450.500.520.540.690.580.54

Cash flow, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Net Income-7.39-2.0953.75+108.6%-46.82-1018.0%-30.79-47.0225.77+442.5%5.10
Depreciation25.16+17.2%23.80+11.8%23.28+14.2%22.39+8.3%21.47+3.6%21.28+0.3%20.38-7.8%20.67-6.3%
Other Funds (Non Cash)18.13+7.3%12.95-85.5%26.88-36.6%24.21+18.5%16.90-21.0%89.07+207.6%42.40+68.7%20.43-23.9%
Funds from Operations35.90+373.6%34.66-45.3%103.92+17.3%0.15-99.6%7.58-77.9%63.33+195.1%88.56+70.3%35.85+166.7%
Extraordinary Item0.000.000.000.000.000.000.000.00
Changes in Working Capital-72.40-559.7%64.96+1047.7%-8.86-143.9%-62.6215.755.66-43.6%20.16-45.8%-58.86
Cash from Operating Activities-36.50-256.5%99.62+44.4%95.06-12.6%-62.4723.3368.98+119.0%108.72+21.9%-23.01
Capital Expenditures-17.49-19.85-19.03-13.84-19.78-19.49-19.42-22.12
Net Assets From Acquisitions0.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.00
Purchase or Sale of Investments56.41-67.36-111.5%-508.27-126.11-261.7%-765.34-1684.6%584.84+5855.6%-25.93-151.9%78.01+73.0%
Purchase of Investments0.00-121.80-549.77-197.33-808.76-194.08-80.740.00
Sale Or Maturity of Investments56.41+29.9%54.43-93.0%41.49-24.3%71.22-8.7%43.43-27.8%778.92+7832.0%54.81-35.5%78.01+73.0%
Other Uses-1.2826.02-39.29-23.12-4.00-0.23-101.2%-18.11-5.22
Other Sources0.000.000.000.000.00-100.0%0.000.00-55.09
Cash from Investing Activities37.64-61.19-110.8%-566.60-163.08-789.12-1111.3%565.12+4490.7%-63.46-4.42-130.0%
Cash Dividends Paid0.000.000.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.000.000.00
Change in Capital Stock0.000.00-100.0%0.821.04-54.4%0.002.63-3.3%0.002.28+6.0%
Repurchase of Common Pref Stock0.000.000.000.000.000.000.000.00
Sale of Common Pref Stock0.000.00-100.0%0.821.04-54.4%0.002.63-3.3%0.002.28+6.0%
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net0.00-500.00500.00+3264.7%0.00-100.0%-0.20-0.42-102.5%14.863.88-88.6%
Change in Long Term Debt0.00-500.00500.00+3264.7%0.00-100.0%-0.20-0.42-102.5%14.863.88-88.6%
Issuance of Long Term Debt0.00-500.00500.00+3264.7%0.00-100.0%-0.20-100.2%-0.42-100.4%14.86-76.8%3.88-97.0%
Reduction of Long Term Debt0.000.000.000.000.000.000.000.00
Net Financing Active Other Cash Flow24.19-73.4%-41.42195.40+62.4%8.87-94.5%90.80-1.4%-96.64-171.8%120.33-66.9%160.12
Other Financing Activities Uses-0.12-0.28-4.88-191.93-26.91-124.1%-23.17-39.44-0.01
Cash from Financing Activities24.19-73.3%-541.42696.22+415.0%9.91-94.0%90.60+21.4%-94.43-161.2%135.19-61.1%166.27
Net Change in Cash25.33-502.99-193.2%224.68+24.5%-215.63-255.3%-675.20-595.1%539.67+172.3%180.45-58.3%138.84
Free Cash Flow-53.99-1625.1%79.78+61.2%76.03-14.9%-76.313.5449.49+241.3%89.30+19.6%-45.13
Price to Free Cash Flow ratio27.499.2412.3410.777.6510.4821.4882.70

Revenue breakdown

USD millions, so a column adds up to the income statement. Share is of the latest year in that split. The change is versus the older year shown, not TTM.

Product
Name20242025vs 20242025 share
Total Finance Services revenue1,723.882,080.49+20.7%100.0%
Total1,723.882,080.49+20.7%100.0%
Region
Name20242025vs 20242025 share
United States1,723.882,080.49+20.7%100.0%
Total1,723.882,080.49+20.7%100.0%
Segment
Name20242025vs 20242025 share
B2B Services1,037.711,396.62+34.6%67.1%
Consolidation, Policy62.3789.78+44.0%4.3%
Consumer Services392.42356.41-9.2%17.1%
Money Movement Services231.38237.69+2.7%11.4%
Total1,723.882,080.49+20.7%100.0%

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-302.95%1.6M54.7M365.49K
2026-10-153.05%1.7M54.7M373.37K
2026-09-303.45%1.9M54.7M369.91K
2026-09-153.04%1.7M54.7M390.00K
2026-08-312.85%1.6M54.7M424.85K
2026-08-142.53%1.4M54.6M450.73K
2026-07-312.37%1.3M53.1M434.11K
2026-07-153.09%1.6M53.1M448.89K
2026-06-303.03%1.6M53.1M478.29K
2026-06-153.56%1.9M53.1M505.97K
2026-05-293.61%1.9M53.1M511.99K
2026-05-153.37%1.8M53.7M516.07K
2026-04-303.19%1.6M50.5M588.44K
2026-04-154.14%2.0M49.5M646.92K
2026-03-314.46%2.2M49.5M694.09K
2026-03-134.29%2.1M49.5M655.29K
2026-02-274.22%2.1M49.5M750.66K
2026-02-134.26%2.1M49.4M892.51K
2026-01-302.60%1.3M49.5M871.26K
2026-01-152.30%1.1M48.8M825.21K

Option chain

Expiry 2026-11-20 · underlying 11.54, quoted 12 Nov 15:59 ET · ATM 12.50

Option quotes 10 Nov 11:00 ET. A date on a row is older than the last session (12 Nov). 20 rows.

Implied move 19.06% into expiry (call 0.875 + put 1.325 = 2.200 on 11.54)

Put/call open interest 5.67 (51 puts / 9 calls) · Put/call volume — no calls

IV change is points against the prior close.

TypeStrikeMoneyBidAskLastChgIVOpen intVolumeLast sizeDeltaThetaVega
call 1 Jan2.50ITM7.4010.900.000.001979.5% +1278.20000.978-0.0410.001
put 1 JanOTM0.001.750.000.00700.3% 0.0000-0.022-0.0400.001
call 1 Jan5.00ITM4.908.400.000.001024.1% +621.70000.958-0.0400.002
put 1 JanOTM0.001.750.000.00401.7% 0.0000-0.042-0.0390.002
call 1 Jan7.50ITM2.355.900.000.00766.1% +533.30000.927-0.0360.002
put 20 OctOTM0.001.750.050.00231.3% 0.05000-0.074-0.0350.002
call 26 Oct10.00ITM1.402.404.700.00241.3% +126.02000.824-0.0330.004
put 1 JanOTM0.000.200.000.00131.8% 0.0000-0.184-0.0380.005
call 20 Oct12.50ATM0.001.751.650.00315.7% +0.72000.523-0.1360.007
put 10 NovATM0.002.651.400.00307.0% -8.0100-0.477-0.1340.007
call 30 Sep15.00OTM0.000.200.100.00140.8% 0.02000.162-0.0360.004
put 1 JanITM2.303.900.000.00210.6% +51.3000-0.843-0.0400.004
call 21 Sep17.50OTM0.000.800.050.00196.1% 0.03000.127-0.0430.004
put 1 JanITM4.806.400.000.00275.8% +58.7000-0.875-0.0460.003
call 1 Jan20.00OTM0.001.750.000.00259.7% 0.00000.109-0.0530.003
put 1 JanITM7.209.100.000.00369.2% +106.0000-0.891-0.0510.003
call 1 Jan22.50OTM0.001.750.000.00298.1% 0.00000.099-0.0560.003
put 1 JanITM9.8011.600.000.00414.1% +112.4000-0.901-0.0540.003
call 1 Jan25.00OTM0.001.750.000.00331.1% 0.00000.092-0.0590.003
put 1 JanITM12.1014.500.000.00529.3% +194.6000-0.908-0.0570.003

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0910-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-098-KCurrent report2026-11-09SEC
2026-10-148-KCurrent report2026-10-08SEC
2026-08-1010-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-108-KCurrent report2026-08-10SEC
2026-06-248-KCurrent report2026-06-23SEC
2026-06-16425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-06-168-KCurrent report2026-06-16SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-12425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-05-1110-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-05-118-KCurrent report2026-05-11SEC
2026-05-11SCHEDULE 13G/ASEC
2026-05-08DEFM14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-05-05SCHEDULE 13GSEC
2026-05-05UPLOADUpload SubmissionSEC
2026-05-04CORRESPSEC
2026-04-3010-K/A2025-12-31SEC
2026-04-22UPLOADUpload SubmissionSEC
2026-04-078-KCurrent report2026-04-06SEC
2026-03-30SCHEDULE 13G/ASEC
2026-03-27SCHEDULE 13G/ASEC
2026-03-244Statement of changes in beneficial ownership of securities2026-03-21SEC
2026-03-244Statement of changes in beneficial ownership of securities2026-03-21SEC
2026-03-244Statement of changes in beneficial ownership of securities2026-03-21SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-1100268.18K2

Institutional holders

Manager% owned
No Street GP LP7.50%
BlackRock, Inc.7.44%
Western Standard LLC5.92%
DIMENSIONAL FUND ADVISORS LP5.42%
AMERICAN CENTURY COMPANIES INC4.77%
BALYASNY ASSET MANAGEMENT L.P.4.24%
VANGUARD CAPITAL MANAGEMENT LLC4.14%
M3F, Inc.2.54%
GEODE CAPITAL MANAGEMENT, LLC2.23%
MARSHALL WACE, LLP2.14%

Funds

Fund% owned
Intrepid Income Fund14.64%
Avantis U.S. Small Cap Value ETF3.91%
Angel Oak Financial Strategies Income Term Trust3.53%
ICON FLEXIBLE BOND FUND3.53%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.98%
iShares Russell 2000 ETF2.61%
U.S. SMALL CAP VALUE PORTFOLIO1.36%
VANGUARD EXTENDED MARKET INDEX FUND1.06%
Fidelity Small Cap Index Fund1.05%
Nuveen Quant Small Cap Equity Fund1.01%

OakChart. GDOT. Cached 15 minutes. Terms