OakChart

First US Bancshares Inc

FUSBFinancial·Banks - Regional·USA·Micro·NASD·Nov 12 • 3:59 PM ET

16.74+0.19 (1.15%)
2026-11-13 13:20 CET
Market cap
$85.33M
Revenue, TTM
- USD m
Net income, TTM
7.79 USD m
Free cash flow, TTM
8.84 USD m
EPS diluted, TTM
1.35
Price / earnings
12.39
Compare

Price

FUSB against its 20, 50 and 200-day averages
Terms2050200
Patternshover a marker to name it
RS 5914.0015.0016.0017.00171K343KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26FUSBclose 16.7420-day 16.5250-day 16.48200-day 16.0416.7452w high 16.9952-week range, not 6 months

1.5% under the 52-week high of 16.99 on 1 Jul 2026. 52-week low 12.81 on 16 Dec 2025. Last 15 sessions, 2.1% high to low

Volume 0.00× normal · the session has not printed · the line is the 50-bar volume average

Setup. RS line 59
CANSLIM 1 of 6 — fails: EPS Growth Qtr Over Qtr: High (>25%); Performance: Year +50%; Institutional Ownership: Over 50%; Average Volume: Over 200K — not on the tape: EPS Growth This Year: High (>25%)
VCP 6 of 6
Minervini 3 of 4 — fails: Performance: Year +50%
Zanger 3 of 5 — fails: Performance: Week +10%; Relative Volume: Over 1.5
Leaders 3 of 5 — fails: Performance: Year +50%; Average Volume: Over 500K
Breakout 2 of 4 — fails: 52-Week High/Low: New High; Relative Volume: Over 2
Growth 0 of 4 — fails: EPS Growth Qtr Over Qtr: High (>25%); Return on Equity: Over +15% — not on the tape: EPS Growth This Year: High (>25%); EPS Growth Next Year: High (>25%)
Quality 1 of 5 — fails: Return on Equity: Over +15%; Net Profit Margin: High (>20%); Debt/Equity: Low (<0.1); Current Ratio: Over 1
Value 2 of 4 — fails: Return on Equity: Over +15%; Debt/Equity: Low (<0.1)
Income 2 of 4 — fails: Dividend Yield: Over 2%; Payout Ratio: Low (<20%)
Small Cap 2 of 4 — fails: Average Volume: Over 500K; Performance: Year +50%
Accumulation 2 of 4 — fails: Institutional Ownership: Over 30%; Institutional Transactions: Over +10%
Relative Strength 1 of 3 — fails: Performance: Year +100%; Average Volume: Over 500K

Profile

FUSB
52-week range, 94% of the way up
12.8116.99

First US Bancshares, Inc. operates as a holding company for First U.S. Bank. It provides services including receipt of demand, savings, individual retirement account and time deposits, personal and commercial loans, safe deposit box services and remote deposit capture through its subsidiary. The company was founded in 1981 and is headquartered in Birmingham, AL.

Employees152
IPOJul 09, 1997
Beta0.24
ATR, 14d0.19
Rel volume0.00
Short float0.18%
Insider own14.76%
Inst own20.10%

Snapshot

6 groups

Valuation

Index-
Market Cap$85.33M
Enterprise Value-
Income7.79M
Sales64.11M
Book / share18.82
Cash / share-
Dividend Est.-
Dividend TTM0.28 (1.67%)
Dividend Ex-DateSep 11, 2026
Dividend Gr. 3/5Y25.99% 18.47%
Payout28.05%
Employees152
IPOJul 09, 1997

Ratios

Price / earnings12.39
Forward price / earnings-
Price / earnings / growth-
Price / sales1.33
Price / book0.89
Price / cash-
Price / free cash flow9.65
Value / cash profit-
Value / sales-
Quick Ratio-
Current Ratio0.18
Debt / equity0.44
Long-term debt / equity0.13
Options and shortNo / Yes

Earnings

Earnings / share1.35
Earnings next year-
Earnings next quarter-
Earnings this year-
Earnings next year-
Earnings growth, 5 years-
Past earnings growth-1.84% 19.84%
Past sales growth11.97% 6.87%
Earnings vs last year43.52%
Sales vs last year3.74%
Earnings vs last quarter11.54%
Sales vs last quarter0.28%
EarningsJul 29 AMC
Surprise- -

Ownership

Insiders own14.76%
Insider trades0.96%
Institutions own20.10%
Institution trades0.41%
Return on assets0.67%
Return on equity7.75%
Return on capital7.14%
Gross Margin-
Operating margin15.82%
Profit Margin12.15%
20-day average1.35%
50-day average1.55%
200-day average4.33%

Technical

Shares out5.13M
Shares floating4.35M
Short / float0.18%
Short ratio0.49
Short interest0.01M
52-week high16.99 -1.5%
52-week low12.81 +30.7%
Volatility0.98% 0.89%
Average range0.19
Strength index58.49
Market sensitivity0.24
Relative volume0.00
Avg Volume16.04K
Volume0

Performance

Perf Week1.76%
Perf Month2.07%
Perf Quarter1.70%
Perf Half Y3.65%
Perf YTD19.83%
Perf Year24.00%
Perf 3Y95.79%
Perf 5Y47.57%
Perf 10Y64.60%
Recommendation3.00
Target Price32.00
Prev Close16.74
Price16.74
Change %0.00%

Peers

Mkt cap
TickerCompanyMkt cap
AUBNAuburn National Bancorp Inc90.22M
SFBSServisFirst Bancshares Inc4.49B
SMBKSmartFinancial Inc821.29M
FGBIFirst Guaranty Bancshares Inc214.97M
HFBLHome Federal Bancorp Inc (Louisiana)67.77M
CCBGCapital City Bank Group Inc873.12M
BOTJBank of the James Financial Group Inc112.54M
CLSTCatalyst Bancorp Inc71.09M
RNSTRenasant Corp3.58B
CBKCommercial Bancgroup Inc449.83M

Insider trading

latest 14 of 37
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
FIELD Robert CDirectorSep 10 '26Buy16.4666911,01213,943Sep 11 04:55 PM
FIELD Robert CDirectorSep 11 '26Buy16.452383,91514,181Sep 11 04:55 PM
FIELD Robert CDirectorSep 09 '26Buy16.4787714,44413,274Sep 10 11:34 AM
FIELD Robert CDirectorSep 08 '26Buy16.472844,67712,397Sep 10 11:34 AM
FIELD Robert CDirectorSep 04 '26Buy16.451131,85912,113Sep 04 05:05 PM
FIELD Robert CDirectorSep 03 '26Buy16.404126,75712,000Sep 04 02:14 PM
FIELD Robert CDirectorSep 01 '26Buy16.393,30054,08711,300Sep 03 11:02 AM
FIELD Robert CDirectorSep 02 '26Buy16.402884,72311,588Sep 03 11:02 AM
Pierce StaciDirectorAug 07 '26Buy16.512454,04510,850Aug 07 04:44 PM
Pierce StaciDirectorAug 04 '26Buy16.4861910,20110,605Aug 05 10:41 AM
Pierce StaciDirectorAug 03 '26Buy16.531362,2489,986Aug 05 10:41 AM
Mabowitz Eric HSEVP, CRO, CCO, & CRA OfficerJul 08 '26Option Exercise12.3011,600142,73623,710Jul 09 01:25 PM
Dozier Beverly JSVP,Secr,Ast Trs-FUSB;SVP-BankJul 08 '26Option Exercise12.068,10097,71610,619Jul 09 12:20 PM
Elley Thomas SSEVP,CFO,Trea,Ast Sec-FUSBJul 08 '26Option Exercise11.716,30073,77343,080Jul 09 12:16 PM

Held by

AUM
TickerCompanyAUM
VXFVanguard Extended Market Index ETFAUM: 30.79B
VTIVanguard Morningstar Total Stock Market ETFAUM: 696.31B
IWCiShares Micro-Cap ETFAUM: 1.23B
DFACU.S. Core Equity 2 Portfolio-ETF Class SharesAUM: 49.67B
BSVOEA Bridgeway Omni Small-Cap Value ETFAUM: 2.45B
DCORUS Core Equity 1 Portfolio ETF Class SharesAUM: 3.69B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.64B
DXUVUS Vector Equity Portfolio ETF Class SharesAUM: 671.26M
DFSUDimensional US Sustainability Core 1 ETFAUM: 2.40B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.56B

News

latest 14 of 104
  • First US Bancshares, Inc. Reports Third Quarter and Year-to-Date 2026 Results: Year-to-Date Diluted EPS Improves by 56% (PR Newswire)
  • First US Bancshares, Inc. Declares Cash Dividend (PR Newswire)
  • First US Bancshares, Inc. Reports Second Quarter 2026 Results (PR Newswire)
  • First US Bancshares, Inc. Declares Cash Dividend (PR Newswire)
  • First US Bancshares, Inc. Reports First Quarter 2026 Results (PR Newswire)
  • FIRST US BANCSHARES, INC. DECLARES CASH DIVIDEND (PR Newswire)
  • First US Bancshares, Inc. Reports Fourth Quarter and 2025 Results: Quarter-over-Quarter Net Income Improvement of 10% (PR Newswire)
  • First US Bancshares, Inc. Announces Expansion of Share Repurchase Program (PR Newswire)
  • FIRST US BANCSHARES, INC. DECLARES CASH DIVIDEND (PR Newswire)
  • First US Bancshares, Inc. Reports Third Quarter 2025 Results (PR Newswire) +7.49%
  • FIRST US BANCSHARES, INC. ELECTS NEW DIRECTOR (PR Newswire)
  • FIRST US BANCSHARES, INC. DECLARES CASH DIVIDEND (PR Newswire) -6.66%
  • First US Bank Welcomes Mac Greene (PR Newswire)
  • Warren Giardina Joins First US Bank as Birmingham Market Executive (PR Newswire)

Quarterly earnings

2026Q1 sales 10.06, from 9.77 a year earlier
Sales, USD millions
10.5202024Q2 sales 10.0124Q22024Q3 sales 10.0924Q32024Q4 sales 9.7324Q42025Q1 sales 9.7725Q12025Q2 sales 10.3325Q22025Q3 sales 10.5225Q32025Q4 sales 10.4225Q42026Q1 sales 10.0626Q1

The outline behind the bar is the estimate. The filled bar is the print. Green beat it, red missed it.

PeriodReportedEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mSurpriseYear-ago quarterAnalystsNext session
2026Q1ended 2026-03-312026-04-29 16:30--0.33110.06-EPS - · sales -vs 2025Q1, year-ago quarter · EPS - · sales +2.9%-Open +1.29% vs SPY +0.43%. Close +1.29% vs SPY +0.99%
2025Q4ended 2025-12-312026-01-28 16:30--0.36010.42-EPS - · sales -vs 2024Q4, year-ago quarter · EPS - · sales +7.1%-Open -1.10% vs SPY +0.14%. Close +2.14% vs SPY -0.20%
2025Q3ended 2025-09-302025-10-29 16:30--0.31910.52-EPS - · sales -vs 2024Q3, year-ago quarter · EPS - · sales +4.3%-Open +3.33% vs SPY -0.51%. Close +7.49% vs SPY -1.10%
2025Q2ended 2025-06-302025-07-30 16:30--0.02610.33-EPS - · sales -vs 2024Q2, year-ago quarter · EPS - · sales +3.1%-Open +0.70% vs SPY +0.79%. Close -0.15% vs SPY -0.38%
2025Q1ended 2025-03-312025-04-30 16:30--0.2929.77-EPS - · sales -vs 2024Q1, year-ago quarter · EPS - · sales -1.3%-Open +0.56% vs SPY +1.05%. Close +0.72% vs SPY +0.71%
2024Q4ended 2024-12-312025-01-27 16:30--0.2909.73-EPS - · sales -vs 2023Q4, year-ago quarter · EPS - · sales -3.0%-Open +2.48% vs SPY +0.21%. Close +2.08% vs SPY +0.86%
2024Q3ended 2024-09-302024-10-24 16:30--0.36110.09-EPS - · sales -vs 2023Q3, year-ago quarter · EPS - · sales -2.3%-Open -2.22% vs SPY +0.39%. Close -0.10% vs SPY -0.03%
2024Q2ended 2024-06-302024-07-24 16:30--0.34310.01-EPS - · sales -vs 2023Q2, year-ago quarter · EPS - · sales -1.1%-Open -3.29% vs SPY +0.02%. Close -3.29% vs SPY -0.52%
2024Q1ended 2024-03-312024-04-24 16:30--0.3369.91-EPS - · sales -vs 2023Q1, year-ago quarter · EPS - · sales -3.5%-Open +0.20% vs SPY -1.23%. Close +1.02% vs SPY -0.38%
2023Q4ended 2023-12-312024-01-25 16:30--0.36010.03-EPS - · sales -vs 2022Q4, year-ago quarter · EPS - · sales -5.4%-Open -1.43% vs SPY -0.09%. Close +0.72% vs SPY -0.13%
2023Q3ended 2023-09-302023-10-25 16:30--0.33010.32-EPS - · sales -vs 2022Q3, year-ago quarter · EPS - · sales -2.7%-Open +6.71% vs SPY -0.26%. Close +5.34% vs SPY -1.20%
2023Q2ended 2023-06-302023-07-26 16:30--0.31610.12-EPS - · sales -vs 2022Q2, year-ago quarter · EPS - · sales --Open -2.19% vs SPY +0.77%. Close -1.04% vs SPY -0.66%
2023Q1ended 2023-03-312023-04-26 16:30--0.32510.26-EPS - · sales -vs 2022Q1, year-ago quarter · EPS - · sales ---
2022Q4ended 2022-12-312023-01-25 16:30--0.35010.60-EPS - · sales -vs 2021Q4, year-ago quarter · EPS - · sales +3.9%--
2022Q3ended 2022-09-302022-10-26 16:30--0.29210.60-EPS - · sales -vs 2021Q3, year-ago quarter · EPS - · sales ---
2022Q2ended 2022-06-302022-07-27 16:30--0.215--EPS - · sales -vs 2021Q2, year-ago quarter · EPS - · sales ---

Annual earnings

2013FY EPS 0.650. Sales 35.60
EPS
0.74302010FY EPS 0.340 against 0.74320102013FY EPS 0.6502013
Sales, USD millions
44.3702010FY sales 43.25 against 44.3720102013FY sales 35.602013

Reported years only. The outline behind the bar is the estimate. A later year with no print stays in the table.

earnings feed, not the snapshot. Not the statement ratio.

PeriodEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mP/E, earnings feed
2013FY0.650-0.65035.60-25.75
2010FY0.3400.7430.34043.2544.3749.24

Estimate revisions

Latest snapshot of each period and type.

No estimate revisions.

Estimate history

Annual
Metric201720182019202020212022202320242025TTMMRQ
EPS per share-0.0670.3740.6720.4040.661.0551.3311.3350.9981.351-
Sales USD millions36434945444556626364-
Shares million shares666666666-5
Quarterly
MetricQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
EPS per share0.3610.290.2920.0260.3190.360.3310.3040.356
Sales USD millions161515161616161616
Shares million shares666666665

Income statement, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Interest Income59.9759.41+2.0%58.26+10.3%52.81+28.2%41.20+3.2%39.92-1.1%40.38-7.4%43.59+17.4%37.14
Total Interest Expense21.9821.96-0.7%22.11+43.0%15.46+262.9%4.26+44.4%2.95-36.0%4.61-30.7%6.65+52.9%4.35
Net Interest Income37.9937.46+3.6%36.15-3.2%37.35+1.1%36.94-0.1%36.97+3.4%35.77-3.2%36.94+12.7%32.79
Loan Loss Provision2.004.03+550.0%0.62+93.8%0.32-90.3%3.31+64.7%2.01-31.6%2.94+8.5%2.71+3.4%2.62
Net Interest Income After Loan Loss Provision35.9933.43-5.9%35.53-4.1%37.03+10.1%33.63-3.8%34.96+6.5%32.82-4.1%34.23+13.5%30.17
Non-Interest Income4.153.31-1.2%3.35+1.5%3.30-5.2%3.48-10.1%3.87-16.2%4.62-13.3%5.33-6.5%5.70
Non-Interest Expense30.0028.80+2.4%28.13-3.2%29.07+2.6%28.33-14.1%32.98-2.3%33.77+1.3%33.34+8.1%30.83
Operating Income10.147.94-26.1%10.75-4.4%11.25+28.1%8.78+49.8%5.86+59.7%3.67-41.0%6.22+23.7%5.03
Unusual Expense0.000.000.000.000.000.000.000.00-100.0%1.64
Net Income Before Taxes10.147.94-26.1%10.75-4.6%11.27+25.1%9.01+57.2%5.73+62.3%3.53-39.2%5.81+71.4%3.39
Income Taxes2.351.94-24.8%2.58-7.5%2.79+29.8%2.15+69.3%1.27+54.9%0.82-34.4%1.25+38.9%0.90
Consolidated Net Income7.795.99-26.7%8.17-3.7%8.48+23.6%6.86+54.2%4.45+64.2%2.71-40.7%4.57+83.5%2.49
Net Income From Continuing Operations7.795.99-26.7%8.17-3.7%8.48+23.6%6.86+54.2%4.45+64.2%2.71-40.7%4.57+83.5%2.49
Net Income7.795.99-26.7%8.17-3.7%8.48+23.6%6.86+54.2%4.45+64.2%2.71-40.7%4.57+83.5%2.49
EPS (Recurring) per share1.411.00-25.4%1.34+0.8%1.33+25.5%1.06+60.6%0.66+65.0%0.40-40.3%0.67+21.8%0.55
EPS (Basic, Before Extraordinaries) per share1.381.03-26.4%1.40-1.4%1.42+25.7%1.13+61.4%0.70+62.8%0.43-39.4%0.71+77.5%0.40
EPS (Diluted) per share1.351.00-25.4%1.34+0.8%1.33+25.5%1.06+60.6%0.66+65.0%0.40-40.3%0.67+81.1%0.37
Non-Operating Income (Expense)0.000.000.00-100.0%0.02-91.3%0.23-0.13-0.14-0.410.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.580.59+20.4%0.49-18.3%0.60+57.9%0.38+18.8%0.32+3.2%0.31+19.2%0.26-25.7%0.35
Price To Earnings Ratio ratio statement ratio, not the snapshot12.3912.399.007.809.0416.1022.6517.3221.29
Price To Sales Ratio ratio1.421.341.251.171.261.631.341.611.24
Operating Margin %15.8212.6517.4520.0619.6513.378.1612.7211.75
Net Margin %12.159.5513.2615.1215.3610.166.029.335.81
Shares Outstanding million shares5.135.700.0%5.70-0.7%5.74-1.2%5.81-5.8%6.17-0.2%6.18+0.3%6.16-2.2%6.30
Market Capitalization85.3385.33+18.6%71.96+18.8%60.57+20.1%50.45-23.2%65.73+18.0%55.68-22.9%72.24+44.3%50.06

Income statement, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Interest Income15.11-1.1%14.66-1.3%14.94+6.6%15.26+5.8%15.28+1.7%14.85+2.1%14.02-1.8%14.42+3.4%
Total Interest Expense5.26-6.4%5.16-4.1%5.72+11.7%5.84+3.0%5.62-3.6%5.38+0.2%5.12-2.3%5.67+17.4%
Net Interest Income9.85+2.0%9.50+0.2%9.21+3.5%9.42+7.7%9.66+5.1%9.48+3.3%8.90-1.5%8.75-4.0%
Loan Loss Provision0.59+3.5%0.94-65.4%0.25-52.8%0.22-53.2%0.57+280.0%2.720.530.47
Net Interest Income After Loan Loss Provision9.26+1.8%8.56+26.6%8.96+7.0%9.20+11.1%9.10+0.8%6.76-26.4%8.37-7.4%8.28-13.2%
Non-Interest Income0.93+31.0%1.27+53.0%0.79-7.1%1.16+38.1%0.71-18.4%0.83+2.5%0.85+2.4%0.84-4.5%
Non-Interest Expense7.67+5.4%7.60+2.4%7.29+5.7%7.43+9.1%7.28+4.6%7.42+2.5%6.90-3.1%6.81-7.5%
Operating Income2.520.0%2.24+1300.0%2.46+5.6%2.93+26.8%2.52-14.3%0.16-94.2%2.33-15.6%2.31-24.5%
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes2.520.0%2.24+1300.0%2.46+5.6%2.93+26.8%2.52-14.3%0.16-94.2%2.33-15.6%2.31-24.5%
Income Taxes0.56-3.4%0.48+4700.0%0.52-5.5%0.80+33.3%0.58-19.4%0.01-98.4%0.55-15.4%0.60-23.1%
Consolidated Net Income1.96+1.0%1.75+1066.7%1.95+10.2%2.13+24.6%1.94-12.6%0.15-93.0%1.77-16.1%1.71-25.0%
Net Income From Continuing Operations1.96+1.0%1.75+1066.7%1.95+10.2%2.13+24.6%1.94-12.6%0.15-93.0%1.77-16.1%1.71-25.0%
Net Income1.96+1.0%1.75+1066.7%1.95+10.2%2.13+24.6%1.94-12.6%0.15-93.0%1.77-16.1%1.71-25.0%
EPS (Recurring) per share0.36+12.5%0.30+900.0%0.33+13.8%0.36+24.1%0.32-11.1%0.03-91.2%0.29-14.7%0.29-19.4%
EPS (Basic, Before Extraordinaries) per share0.36+9.1%0.31+933.3%0.34+13.3%0.37+23.3%0.33-13.2%0.03-91.7%0.30-16.7%0.30-25.0%
EPS (Diluted) per share0.36+12.5%0.30+900.0%0.33+13.8%0.36+24.1%0.32-11.1%0.03-91.2%0.29-14.7%0.29-19.4%
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.120.0%0.16-33.3%0.15-11.8%0.15+25.0%0.120.0%0.24+84.6%0.17+41.7%0.12-14.3%
Price To Earnings Ratio ratio statement ratio, not the snapshot12.3915.9815.3415.0712.4110.0310.059.00
Price To Sales Ratio ratio1.421.491.411.311.181.271.321.21
Operating Margin %15.7114.0415.6417.8215.761.0515.6415.15
Net Margin %12.2211.0012.3712.9712.110.9911.9111.23
Shares Outstanding million shares5.13-11.1%5.52-4.2%5.60-2.4%5.700.0%5.77+0.9%5.76+0.3%5.74-0.9%5.70-0.7%
Market Capitalization85.33+23.3%92.14+24.5%86.45+12.3%80.56+12.0%69.23+9.1%74.02+38.2%76.98+43.6%71.96+18.8%

Balance sheet, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/20182017FY12/31/2017
Cash & Due from Banks9.40-11.6%10.63-18.2%12.99+9.7%11.84+9.2%10.84-11.4%12.23+2.4%11.94+21.8%9.80+29.3%7.58
Investments239.29+12.4%212.81+15.3%184.64+18.1%156.40-15.8%185.67+6.2%174.82+6.0%164.97-18.7%202.81-6.4%216.75
Net Loans842.31+3.6%812.86+0.2%811.28+6.1%764.45+9.2%700.03+9.7%638.37+17.1%545.24+5.9%514.87+48.8%346.12
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets0.86-43.0%1.51+71.6%0.88+14.3%0.77-64.2%2.15+126.3%0.95-12.0%1.08-28.0%1.50-60.4%3.79
Net Property, Plant & Equipment27.86+4.3%26.72+1.1%26.42+0.4%26.32-3.8%27.37-12.5%31.28-4.5%32.76+18.5%27.64+4.6%26.43
Interest Receivables3.92+9.2%3.59-9.8%3.98+32.2%3.01+17.6%2.56-8.9%2.81+12.9%2.49-11.7%2.82+36.9%2.06
Deferred Tax Assets4.44-26.0%6.00-17.1%7.24-0.1%7.25+70.2%4.26-1.6%4.33-4.2%4.52-26.0%6.11+1.5%6.02
Other Intangible Assets28.32-2.0%28.90+5.4%27.42+2.6%26.73-1.8%27.23-3.0%28.07+2.0%27.52-1.3%27.89+61.6%17.26
Total Assets1,156.40+4.8%1,103.03+2.6%1,074.84+7.8%996.78+3.8%960.11+7.5%892.86+12.9%790.50-0.4%793.44+26.7%626.01
Total Deposits1,027.96+5.7%972.56+2.4%950.19+9.2%870.02+3.8%838.13+7.1%782.21+14.4%683.66-3.0%704.73+36.3%517.08
Total Debt12.59-44.9%22.840.0%22.85-30.2%32.73+42.2%23.02+70.6%13.49-0.8%13.60+2466.0%0.53-97.9%25.59
Long Term Debt11.78-2.2%12.05-0.2%12.07-1.5%12.26-2.2%12.54+349.5%2.79-2.4%2.860.000.00
Provision for Risks Charges0.400.0%0.40-33.3%0.600.000.000.000.000.000.00
Deferred Tax Liabilities1.61-17.0%1.94+2.1%1.90-10.4%2.12+17.1%1.81-23.0%2.35+32.8%1.77+18.0%1.50+248.8%0.43
Other Liabilities8.19+23.0%6.66-23.4%8.70+28.3%6.78-4.5%7.10-12.7%8.13+20.8%6.73-7.2%7.25+8.2%6.70
Total Liabilities1,050.75+4.6%1,004.40+2.0%984.25+8.0%911.65+4.8%870.05+7.9%806.18+14.2%705.76-1.2%714.01+29.9%549.80
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity105.65+7.1%98.62+8.9%90.59+6.4%85.14-5.5%90.06+3.9%86.68+2.3%84.75+6.7%79.45+4.2%76.22
Total Shareholders Equity105.65+7.1%98.62+8.9%90.59+6.4%85.14-5.5%90.06+3.9%86.68+2.3%84.75+6.7%79.45+4.2%76.22
Accumulated Minority Interest0.000.000.000.000.000.000.00-0.01-0.01
Total Equity105.65+7.1%98.62+8.9%90.59+6.4%85.14-5.5%90.06+3.9%86.68+2.3%84.75+6.7%79.44+4.2%76.21
Total Liabilities & Stockholders Equity1,156.40+4.8%1,103.03+2.6%1,074.84+7.8%996.78+3.8%960.11+7.5%892.86+12.9%790.50-0.4%793.44+26.7%626.01
Book Value Per Share per share18.54+7.1%17.31+9.6%15.80+7.8%14.65+0.4%14.59+4.0%14.03+2.0%13.76+9.1%12.61+0.6%12.53
Tangible Book Value Per Share per share17.23+7.7%16.00+10.6%14.47+8.7%13.31+0.2%13.28+4.8%12.67+2.8%12.33+10.7%11.14-11.1%12.53
Tier 1 Capital102.95-0.1%103.03+4.9%98.22+5.8%92.85+6.3%87.38+12.7%77.51+4.2%74.38+6.0%70.18-5.6%74.38
Tier 2 Capital11.11+5.2%10.56-4.7%11.08+17.6%9.42+13.2%8.32+11.4%7.47+29.7%5.76+14.1%5.05+5.9%4.77
Full-Time Employees people152+0.7%151-1.3%153+2.7%149-14.9%175-7.4%189-32.5%280+3.7%270+8.4%249
Price to Book Ratio ratio0.890.730.690.610.720.640.840.630.99
Return on Assets %0.530.750.820.700.480.320.580.35-0.07
Return on Equity %5.878.649.667.845.043.165.563.20-0.54
Return on Invested Capital %5.107.388.267.054.343.035.213.13-0.54
Current Ratio ratio0.180.130.190.120.360.600.570.570.43

Cash flow, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Funds from Operations10.8111.49+10.9%10.36-20.1%12.96+3.1%12.57+43.0%8.79-3.8%9.14-22.7%11.82+20.2%9.83
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital0.320.84-2.60-2700.0%0.10-0.04-103.9%1.03-3.04-0.51-1.76
Cash from Operating Activities11.1212.32+58.8%7.76-40.6%13.07+4.3%12.53+27.6%9.82+61.2%6.09-46.2%11.31+40.3%8.06
Capital Expenditures-2.28-3.24-2.10-1.46-1.26-0.82-0.95-3.18-1.55
Net Assets From Acquisitions0.000.000.000.000.000.000.000.00-19.01
Sale of Fixed Assets and Businesses1.931.97+126.4%0.87+74.0%0.50-83.8%3.08+49.5%2.06-21.4%2.62+107.9%1.26-59.4%3.10
Purchase or Sale of Investments-34.707.40-25.25-9.99-11.60-44.71-256.4%28.59-38.5%46.51+27.3%36.55
Purchase of Investments-81.02-43.62-57.96-22.60-40.94-86.64-36.33-10.82-19.68
Sale Or Maturity of Investments46.3251.03+56.1%32.70+159.3%12.61-57.0%29.34-30.0%41.94-35.4%64.92+13.2%57.33+2.0%56.23
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-16.13-28.12-30.35-60.45-80.20-108.31-66.06-779.6%9.72+260.0%2.70
Cash Dividends Paid-1.54-1.61-1.26-1.18-0.83-0.74-0.74-0.56-0.49
Change in Capital Stock-11.28-1.76-1.64-1.42-4.48-0.53-0.45-1.480.00
Repurchase of Common Pref Stock-11.28-1.76-1.64-1.42-4.48-0.53-0.45-1.480.00
Sale of Common Pref Stock0.000.000.000.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net10.00-10.000.00-10.04-200.5%9.99-6.5%10.68-0.01-100.1%9.50-35.07
Change in Long Term Debt0.000.000.000.000.00-100.0%10.650.000.00-10.00
Issuance of Long Term Debt0.000.000.000.000.00-100.0%10.650.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.000.000.00-10.00
Net Financing Active Other Cash Flow2.120.09+50.0%0.06-0.030.00-0.010.000.000.00
Other Financing Activities Uses----0.030.00-0.010.000.000.00
Cash from Financing Activities11.9042.13+115.8%19.52-71.1%67.51+84.6%36.58-44.0%65.32-32.9%97.35-13.61-216.2%11.71
Net Change in Cash6.8926.33-3.06-115.2%20.13-31.09-33.17-188.7%37.38+403.1%7.43-66.9%22.48
Free Cash Flow8.849.08+60.4%5.66-51.2%11.60+2.9%11.27+25.2%9.00+75.1%5.14-36.8%8.13+24.9%6.51
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow ratio12.4511.2217.526.305.418.6313.7410.438.79
Federal Home Loan Advances Increase (Decrease)-0.47-0.06-137.5%0.16-0.49-281.5%0.270.00-0.43-129.3%1.47

Balance sheet, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Cash & Due from Banks10.86+1.6%11.71+24.8%9.74-7.7%9.40-11.6%10.69-1.7%9.38-19.1%10.55-43.2%10.63-18.2%
Investments254.96+18.7%221.38+6.1%260.77+21.1%239.29+12.4%214.78-7.8%208.61+4.9%215.36+23.0%212.81+15.3%
Net Loans834.05-2.7%849.75-1.2%833.16-0.6%842.31+3.6%856.82+8.0%860.04+6.3%837.93+3.1%812.86+0.2%
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.00
Net Property, Plant & Equipment28.47+1.1%28.74+1.8%27.76+5.2%27.86+4.3%28.17+4.1%28.23+5.5%26.40-2.1%26.72+1.1%
Interest Receivables3.90-0.8%3.98+2.8%3.96+5.3%3.92+9.2%3.93+7.1%3.87+2.1%3.76-9.4%3.59-9.8%
Deferred Tax Assets3.90+34.5%2.90-9.4%2.70-10.0%4.44-26.0%2.90-23.7%3.20-33.3%3.00-40.0%6.00-17.1%
Other Intangible Assets27.98-0.9%28.03-0.8%26.53-6.7%28.32-2.0%28.230.0%28.25+1.3%28.44+3.3%28.90+5.4%
Total Assets1,164.84+1.5%1,147.62+0.4%1,165.24+3.4%1,156.40+4.8%1,147.17+4.3%1,143.38+5.5%1,126.97+5.3%1,103.03+2.6%
Total Deposits1,015.07+1.3%997.96+1.1%1,038.85+8.0%1,027.96+5.7%1,002.47+2.2%986.85+3.4%961.95+2.0%972.56+2.4%
Total Debt42.50+30.1%37.57-21.3%12.52-78.3%12.59-44.9%32.66+153.0%47.72+72.0%57.78+107.8%22.840.0%
Long Term Debt12.38-1.4%12.35-1.3%12.21-2.1%11.78-2.2%12.55-2.0%12.51-0.2%12.47-0.2%12.05-0.2%
Provision for Risks Charges0.30-18.9%0.460.0%0.33-19.5%0.400.0%0.37-26.0%0.46-8.0%0.41-18.0%0.40-33.3%
Deferred Tax Liabilities---1.61-17.0%---1.94+2.1%
Other Liabilities10.35+39.1%7.35+13.6%8.90+59.2%8.19+23.0%7.44+3.5%6.47-4.6%5.59-15.9%6.66-23.4%
Total Liabilities1,068.22+2.4%1,043.33+0.2%1,060.60+3.4%1,050.75+4.6%1,042.94+4.1%1,041.49+5.3%1,025.74+4.9%1,004.40+2.0%
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.00
Common Equity96.62-7.3%104.28+2.3%104.63+3.4%105.65+7.1%104.24+5.8%101.89+8.6%101.23+9.6%98.62+8.9%
Total Shareholders Equity96.62-7.3%104.28+2.3%104.63+3.4%105.65+7.1%104.24+5.8%101.89+8.6%101.23+9.6%98.62+8.9%
Accumulated Minority Interest0.000.000.000.000.000.000.000.00
Total Equity96.62-7.3%104.28+2.3%104.63+3.4%105.65+7.1%104.24+5.8%101.89+8.6%101.23+9.6%98.62+8.9%
Total Liabilities & Stockholders Equity1,164.84+1.5%1,147.62+0.4%1,165.24+3.4%1,156.40+4.8%1,147.17+4.3%1,143.38+5.5%1,126.97+5.3%1,103.03+2.6%
Book Value Per Share per share18.82+4.1%18.88+6.7%18.67+5.8%18.54+7.1%18.08+4.9%17.70+8.3%17.64+10.6%17.31+9.6%
Tangible Book Value Per Share per share17.37+3.5%17.54+6.9%17.34+6.1%17.23+7.7%16.79+5.5%16.41+9.3%16.34+11.6%16.00+10.6%
Tier 1 Capital---102.95-0.1%---103.03
Tier 2 Capital-------10.56
Full-Time Employees people152+0.7%152+2.7%153+4.1%152+0.7%151-1.9%148-4.5%147-4.5%151-1.3%
Price to Book Ratio ratio0.890.890.830.770.680.730.770.73
Return on Assets %0.670.680.540.530.500.530.710.75
Return on Equity %7.757.535.995.875.505.998.108.64
Return on Invested Capital %1.801.501.661.811.660.141.561.55
Current Ratio ratio0.180.180.250.180.170.170.330.13

Cash flow, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Funds from Operations2.84-4.1%2.62-8.1%2.82-10.8%2.520.0%2.96+40.3%2.85+5.2%3.16+4.3%2.52-10.3%
Extraordinary Item0.000.000.000.000.000.000.000.00
Changes in Working Capital1.04-17.5%-1.93-283.8%1.28-0.071.261.05-1.41-0.07
Cash from Operating Activities3.88-8.1%0.70-82.1%4.10+134.3%2.44-0.4%4.22+117.5%3.90+52.9%1.75+113.4%2.45+18.9%
Capital Expenditures-0.17-1.34-0.47-0.30-0.62-2.25-0.07-0.27
Net Assets From Acquisitions0.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.34+17.2%0.30+50.0%0.24-44.2%1.05+517.6%0.29+31.8%0.20+5.3%0.43+48.3%0.17+1600.0%
Purchase or Sale of Investments-33.5329.46+345.7%-27.82-385.6%-2.80-6.146.619.74-31.4%-15.59
Purchase of Investments-45.919.04-34.47-9.67-24.31-9.640.00-24.38
Sale Or Maturity of Investments12.38-31.9%20.42+25.7%6.64-31.8%6.87-21.8%18.17+12878.6%16.25+328.8%9.74-51.3%8.79+312.7%
Other Uses0.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.00
Cash from Investing Activities-18.709.41-19.2912.45-3.68-133.3%-20.57-16.32-243.2%-38.09
Cash Dividends Paid-0.36-0.39-0.40-0.40-0.40-0.40-0.40-0.40
Preferred Dividends (Cash Flow)0.000.000.000.000.000.000.000.00
Change in Capital Stock-6.41-1.44-2.20-1.230.000.00-0.54-0.51
Repurchase of Common Pref Stock-6.41-1.44-2.20-1.230.000.00-0.54-0.51
Sale of Common Pref Stock0.000.000.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net5.0025.000.00-100.0%-20.00-300.0%-15.00-10.0035.00+600.0%10.00
Change in Long Term Debt0.000.000.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.000.000.00
Net Financing Active Other Cash Flow2.13-0.04-144.4%-0.070.10+150.0%-0.030.09+28.6%-0.070.04
Other Financing Activities Uses-0.04-0.04-0.07----0.07-
Cash from Financing Activities17.47+9094.7%-17.76-221.8%8.22-64.9%3.97+635.2%0.19-98.3%14.58+43.6%23.390.54-62.5%
Net Change in Cash2.64+261.6%-7.65-6.96-178.9%18.860.73-97.0%-2.098.82-11.4%-35.09
Free Cash Flow3.71+3.1%-0.64-138.8%3.63+114.8%2.15-1.4%3.60+181.3%1.65-29.8%1.692.18+38.9%
Price to Free Cash Flow ratio12.4513.339.5411.059.7214.7413.2516.92

Revenue breakdown

USD millions, so a column adds up to the income statement. Share is of the latest year in that split. The change is versus the older year shown, not TTM.

Product
Name20242025vs 20242025 share
State Commercial Banks1.231.14-7.5%100.0%
Total1.231.14-7.5%100.0%
Region
Name20242025vs 20242025 share
United States1.231.14-7.5%100.0%
Total1.231.14-7.5%100.0%

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-300.18%0.0M4.4M15.93K
2026-10-150.17%0.0M4.7M16.49K
2026-09-300.17%0.0M4.7M15.98K
2026-09-150.22%0.0M4.7M14.93K
2026-08-310.20%0.0M4.7M14.33K
2026-08-140.19%0.0M4.4M4.79K
2026-07-310.23%0.0M4.4M4.67K
2026-07-150.21%0.0M4.5M4.20K
2026-06-300.24%0.0M4.5M5.28K
2026-06-150.18%0.0M4.5M6.19K
2026-05-290.17%0.0M4.5M6.52K
2026-05-150.15%0.0M4.5M6.18K
2026-04-300.16%0.0M4.5M6.85K
2026-04-150.18%0.0M4.6M7.41K
2026-03-310.16%0.0M4.6M7.36K
2026-03-130.17%0.0M4.6M7.09K
2026-02-270.16%0.0M4.7M8.13K
2026-02-130.11%0.0M4.7M9.16K
2026-01-300.13%0.0M4.7M8.90K
2026-01-150.11%0.0M4.7M8.13K

Option chain

expiry 2026-11-13
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-288-KCurrent report2026-10-28SEC
2026-10-288-KCurrent report2026-10-28SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-114Statement of changes in beneficial ownership of securities2026-09-10SEC
2026-09-104Statement of changes in beneficial ownership of securities2026-09-08SEC
2026-09-044Statement of changes in beneficial ownership of securities2026-09-04SEC
2026-09-044Statement of changes in beneficial ownership of securities2026-09-03SEC
2026-09-034Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-08-28SCHEDULE 13D/ASEC
2026-08-074Statement of changes in beneficial ownership of securities2026-08-07SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-054Statement of changes in beneficial ownership of securities2026-08-03SEC
2026-07-298-KCurrent report2026-07-29SEC
2026-07-298-KCurrent report2026-07-29SEC
2026-07-094Statement of changes in beneficial ownership of securities2026-07-08SEC
2026-07-093/A2020-02-26SEC
2026-07-094Statement of changes in beneficial ownership of securities2026-07-08SEC
2026-07-094Statement of changes in beneficial ownership of securities2026-07-08SEC
2026-07-014Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-014Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-014Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-014Statement of changes in beneficial ownership of securities2026-06-30SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-09101.47K800
2026-0816.49K300
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-0212.45K112.45K1
2026-010000
2025-1223.92K200
2025-11287.76K1400

Institutional holders

Manager% owned
GENDELL JEFFREY L7.14%
VANGUARD CAPITAL MANAGEMENT LLC1.91%
RENAISSANCE TECHNOLOGIES LLC1.05%
GEODE CAPITAL MANAGEMENT, LLC0.99%
Pinnacle Holdings, LLC0.96%
REGIONS FINANCIAL CORP0.73%
NORTHERN TRUST CORP0.62%
DIMENSIONAL FUND ADVISORS LP0.60%
VANGUARD FIDUCIARY TRUST CO0.56%
BlackRock, Inc.0.53%

Funds

Fund% owned
VANGUARD EXTENDED MARKET INDEX FUND1.04%
VANGUARD TOTAL STOCK MARKET INDEX FUND0.74%
Fidelity Extended Market Index Fund0.47%
iShares Micro-Cap ETF0.30%
U.S. CORE EQUITY 2 PORTFOLIO0.20%
EA Bridgeway Omni Small-Cap Value ETF0.19%
Fidelity Total Market Index Fund0.17%
Fidelity Series Total Market Index Fund0.14%
Small Cap Core Fund0.13%
Omni Small-Cap Value Fund0.12%

OakChart. FUSB. Cached 15 minutes. Terms

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