OakChart

Wells Fargo & Co

WFCFinancial·Banks - Diversified·USA·Mega·NYSE·Nov 13 • 7:12 AM ET

86.18+0.42 (0.49%)
2026-11-13 13:18 CET
Market cap
$258.70B
Revenue, TTM
- USD m
Net income, TTM
21,977.00 USD m
Free cash flow, TTM
-18,235.00 USD m
EPS diluted, TTM
7.09
Price / earnings
12.15
Compare

Price

WFC against its 20, 50 and 200-day averages
Terms2050200Beat
Patternshover a marker to name it
RS 24Sales 22,374Price22,37422,40275.0080.0085.0090.0019.5M38.9MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26WFCclose 86.1820-day 84.2850-day 84.21200-day 83.4686.1852w low 72.7852-week range, not 6 months

11.8% under the 52-week high of 97.76 on 5 Jan 2026. 52-week low 72.78 on 15 May 2026. Last 15 sessions, 9.0% high to low

Volume 0.00× normal · the line is the 50-bar volume average

Setup. RS line 24
CANSLIM 2 of 6 — fails: EPS Growth Qtr Over Qtr: High (>25%); EPS Growth This Year: High (>25%); 52-Week High/Low: 0-10% below High; Performance: Year +50%
VCP 5 of 6 — fails: 52-Week High/Low: 0-10% below High
Minervini 2 of 4 — fails: 52-Week High/Low: 0-10% below High; Performance: Year +50%
Zanger 3 of 5 — fails: Performance: Week +10%; Relative Volume: Over 1.5
Leaders 3 of 5 — fails: Performance: Year +50%; 52-Week High/Low: 0-10% below High
Breakout 2 of 4 — fails: 52-Week High/Low: New High; Relative Volume: Over 2
Growth 0 of 4 — fails: EPS Growth Qtr Over Qtr: High (>25%); EPS Growth This Year: High (>25%); EPS Growth Next Year: High (>25%); Return on Equity: Over +15%
Quality 1 of 5 — fails: Return on Equity: Over +15%; Net Profit Margin: High (>20%); Debt/Equity: Low (<0.1); Current Ratio: Over 1
Value 2 of 4 — fails: Return on Equity: Over +15%; Debt/Equity: Low (<0.1)
Income 3 of 4 — fails: Payout Ratio: Low (<20%)
Small Cap 2 of 4 — fails: Float: Under 100M; Performance: Year +50%
Accumulation 3 of 4 — fails: Institutional Transactions: Over +10%
Relative Strength 2 of 3 — fails: Performance: Year +100%

Profile

WFC
52-week range, 54% of the way up
72.7897.76

Wells Fargo & Co. is a diversified and community-based financial services company, which engages in the provision of banking, insurance, investments, mortgage, and consumer and commercial finance products and services. It operates through the following segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management. The Consumer Banking and Lending segment offers consumer and small business banking, home lending, credit cards, auto, and personal lending. The Commercial Banking segment provides banking and credit products across industry sectors and municipalities, secured lending and lease products, and treasury management. The Corporate and Investment Banking segment is composed of corporate banking, investment banking, treasury management, commercial real estate lending and servicing, and equity and fixed income solutions, as well as sales, trading, and research capabilities. The Wealth and Investment Management segment refers to personalized wealth management, brokerage, financial planning, lending, private banking, trust, and fiduciary products and services. The company was founded by Henry Wells and William G. Fargo on March 18, 1852 and is headquartered in San Francisco, CA.

IndexS&P 500, RUI
Employees205000
IPODec 10, 1962
Beta0.92
ATR, 14d1.84
Rel volume0.00
Short float1.07%
Insider own0.20%
Inst own80.60%

Snapshot

6 groups

Valuation

IndexS&P 500, RUI
Market Cap$258.70B
Enterprise Value-
Income21.98B
Sales130.92B
Book / share52.86
Cash / share-
Dividend Est.1.90 (2.20%)
Dividend TTM1.90 (2.20%)
Dividend Ex-DateNov 06, 2026
Dividend Gr. 3/5Y15.62% 6.86%
Payout27.17%
Employees205000
IPODec 10, 1962

Ratios

Price / earnings12.15
Forward price / earnings10.71
Price / earnings / growth0.80
Price / sales1.98
Price / book1.63
Price / cash-
Price / free cash flow-
Value / cash profit-
Value / sales-
Quick Ratio-
Current Ratio0.92
Debt / equity2.54
Long-term debt / equity1.01
Options and shortYes / Yes

Earnings

Earnings / share7.09
Earnings next year8.05
Earnings next quarter1.86
Earnings this year17.14%
Earnings next year9.78%
Earnings growth, 5 years13.37%
Past earnings growth25.77% 70.67%
Past sales growth16.87% 8.60%
Earnings vs last year16.80%
Sales vs last year6.38%
Earnings vs last quarter12.79%
Sales vs last quarter7.84%
EarningsOct 13 BMO
Surprise1.17% -1.94%

Ownership

Insiders own0.20%
Insider trades0.00%
Institutions own80.60%
Institution trades-0.30%
Return on assets1.06%
Return on equity12.87%
Return on capital6.50%
Gross Margin-
Operating margin21.59%
Profit Margin16.79%
20-day average2.25%
50-day average2.34%
200-day average3.25%

Technical

Shares out3.00B
Shares floating3.00B
Short / float1.07%
Short ratio2.29
Short interest32.02M
52-week high97.76 -11.8%
52-week low72.78 +18.4%
Volatility1.62% 2.19%
Average range1.84
Strength index57.21
Market sensitivity0.92
Relative volume0.00
Avg Volume13.98M
Volume3,221

Performance

Perf Week2.67%
Perf Month4.15%
Perf Quarter-1.55%
Perf Half Y17.38%
Perf YTD-7.53%
Perf Year1.75%
Perf 3Y111.38%
Perf 5Y69.11%
Perf 10Y66.60%
Recommendation1.76
Target Price97.33
Prev Close85.76
Price86.18
Change %0.49%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 08, 2026ResumedTD CowenBuy$95+10.2%
Oct 05, 2026UpgradeMorgan StanleyEqual-Weight → Overweight$102+18.4%
Sep 28, 2026ResumedHSBC SecuritiesBuy$108+25.3%
Jul 08, 2026ResumedRaymond JamesMkt Perform
Apr 01, 2026UpgradeHSBC SecuritiesHold → Buy$94+9.1%
Mar 26, 2026InitiatedJefferiesBuy$100+16.0%
Feb 13, 2026UpgradeRobert W. BairdUnderperform → Neutral$85-1.4%
Jan 06, 2026DowngradeRobert W. BairdNeutral → Underperform$90+4.4%
Sep 29, 2025DowngradeMorgan StanleyOverweight → Equal-Weight$90+4.4%
Jul 07, 2025DowngradeRaymond JamesStrong Buy → Mkt Perform

Peers

Mkt cap
TickerCompanyMkt cap
BACBank Of America Corp349.84B
JPMJPMorgan Chase & Co914.70B
CCitigroup Inc206.80B
PNCPNC Financial Services Group Inc91.67B
USBU.S. Bancorp94.61B
MUFGMitsubishi UFJ Financial Group Inc ADR245.94B
TFCTruist Financial Corp58.82B
MSMorgan Stanley297.76B
GSGoldman Sachs Group Inc265.36B
SCHWCharles Schwab Corp158.24B

Insider trading

latest 14 of 41
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Rosenberg Jason M.SEVP & Head of Public AffairsJun 15 '26Option Exercise0.0017,218029,649Jun 17 01:00 PM
Van Beurden SaulSr. Executive Vice PresidentMar 05 '26Option Exercise0.0088,1760304,283Mar 09 04:53 PM
Sommers BarrySr. Executive Vice PresidentMar 05 '26Option Exercise0.00101,0350285,941Mar 09 04:51 PM
SCHARF CHARLES WChairman and CEOMar 05 '26Option Exercise0.00379,76701,498,288Mar 09 04:49 PM
Santomassimo Michael P.Sr. EVP & CFOMar 05 '26Option Exercise0.00125,4810569,156Mar 09 04:47 PM
Santos KleberSr. Executive Vice PresidentMar 05 '26Option Exercise0.0060,9150140,790Mar 09 04:45 PM
Powell ScottSEVP & Chief Operating OfficerMar 05 '26Option Exercise0.0098,6780451,132Mar 09 04:42 PM
Patterson Ellen RSr. EVP and General CounselMar 05 '26Option Exercise0.0097,2590266,755Mar 09 04:40 PM
Ling BeiSr. Executive Vice PresidentMar 05 '26Option Exercise0.0047,480065,448Mar 09 04:37 PM
Hranicky Kyle GSr. Executive Vice PresidentMar 05 '26Option Exercise0.0058,1410154,909Mar 09 04:34 PM
Flowers Derek A.Sr. EVP and Chief Risk OfficerMar 05 '26Option Exercise0.0066,453097,097Mar 09 04:32 PM
Fercho KristySr. Executive Vice PresidentMar 05 '26Option Exercise0.0025,8240104,906Mar 09 04:26 PM
Patterson Ellen RSr. EVP and General CounselFeb 26 '26Sale87.4060,0005,244,000169,496Feb 27 04:46 PM
Engle Bridget E.Sr. Executive Vice PresidentFeb 26 '26Sale87.1030,0002,613,00083,478Feb 27 04:23 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 696.31B
VOOVanguard S&P 500 ETFAUM: 1070.75B
IVViShares Core S&P 500 ETFAUM: 882.14B
SPYSPDR S&P 500 ETF TrustAUM: 805.69B
VTVVanguard Morningstar Value ETFAUM: 198.14B
XLFState Street Financial Select Sector SPDR ETFAUM: 54.23B
VYMVanguard High Dividend Yield Indx ETFAUM: 83.97B
SPYMState Street SPDR Portfolio S&P 500 ETFAUM: 186.08B
IWDiShares Russell 1000 Value Index FundAUM: 85.05B
KBWBInvesco KBW Bank ETFAUM: 6.76B

News

latest 14 of 200

Quarterly earnings

2026Q3 EPS 1.870 beat 1.848, from 1.660 a year earlier. Sales 21,870 missed 22,303, from 21,436 a year earlier
EPS
2.00002024Q4 EPS 1.430 against 1.35224Q42025Q1 EPS 1.390 against 1.22625Q12025Q2 EPS 1.600 against 1.40925Q22025Q3 EPS 1.660 against 1.54725Q32025Q4 EPS 1.620 against 1.66325Q42026Q1 EPS 1.600 against 1.58026Q12026Q2 EPS 2.000 against 1.71626Q22026Q3 EPS 1.870 against 1.84826Q3
Sales, USD millions
22,62202024Q4 sales 20,378 against 20,58924Q42025Q1 sales 20,149 against 20,72125Q12025Q2 sales 20,822 against 20,75625Q22025Q3 sales 21,436 against 21,14625Q32025Q4 sales 21,292 against 21,64925Q42026Q1 sales 21,446 against 21,79226Q12026Q2 sales 22,622 against 21,86126Q22026Q3 sales 21,870 against 22,30326Q3

The outline behind the bar is the estimate. The filled bar is the print. Green beat it, red missed it.

PeriodReportedEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mSurpriseYear-ago quarterAnalystsNext session
2026Q3ended 2026-09-302026-10-13 08:301.8701.8481.87021,87022,303EPS +1.2% · sales -1.9%vs 2025Q3, year-ago quarter · EPS +12.7% · sales +2.0%22 EPS · 17 salesOpen -3.30% vs SPY -0.10%. Close -3.10% vs SPY -0.01%
2026Q2ended 2026-06-302026-07-14 08:302.0001.7162.00422,62221,861EPS +16.6% · sales +3.5%vs 2025Q2, year-ago quarter · EPS +25.0% · sales +8.6%20 EPS · 16 salesOpen -3.22% vs SPY +0.23%. Close -2.71% vs SPY +0.36%
2026Q1ended 2026-03-312026-04-14 08:301.6001.5801.60421,44621,792EPS +1.3% · sales -1.6%vs 2025Q1, year-ago quarter · EPS +15.1% · sales +6.4%19 EPS · 16 salesOpen -4.18% vs SPY +0.23%. Close -5.70% vs SPY +1.22%
2025Q4ended 2025-12-312026-01-14 08:301.6201.6631.61921,29221,649EPS -2.6% · sales -1.7%vs 2024Q4, year-ago quarter · EPS +13.3% · sales +4.5%22 EPS · 16 salesOpen -3.00% vs SPY -0.40%. Close -4.61% vs SPY -0.49%
2025Q3ended 2025-09-302025-10-14 08:301.6601.5471.65721,43621,146EPS +7.3% · sales +1.4%vs 2024Q3, year-ago quarter · EPS +16.9% · sales +5.3%21 EPS · 17 salesOpen +4.56% vs SPY -0.89%. Close +7.15% vs SPY -0.12%
2025Q2ended 2025-06-302025-07-15 08:301.6001.4091.59620,82220,756EPS +13.6% · sales +0.3%vs 2024Q2, year-ago quarter · EPS +20.3% · sales +0.6%21 EPS · 16 salesOpen -3.21% vs SPY +0.43%. Close -5.48% vs SPY -0.43%
2025Q1ended 2025-03-312025-04-11 08:301.3901.2261.39020,14920,721EPS +13.4% · sales -2.8%vs 2024Q1, year-ago quarter · EPS +15.8% · sales -3.4%19 EPS · 16 salesOpen -2.49% vs SPY -0.30%. Close -0.95% vs SPY +1.78%
2024Q4ended 2024-12-312025-01-15 08:301.4301.3521.42920,37820,589EPS +5.7% · sales -1.0%vs 2023Q4, year-ago quarter · EPS +66.3% · sales -0.5%20 EPS · 17 salesOpen +5.86% vs SPY +1.40%. Close +6.69% vs SPY +1.82%
2024Q3ended 2024-09-302024-10-11 08:301.4201.2831.41720,36620,403EPS +10.7% · sales -0.2%vs 2023Q3, year-ago quarter · EPS -4.1% · sales -2.4%19 EPS · 16 salesOpen +3.82% vs SPY -0.01%. Close +5.61% vs SPY +0.60%
2024Q2ended 2024-06-302024-07-12 08:301.3301.2891.33120,68920,303EPS +3.2% · sales +1.9%vs 2023Q2, year-ago quarter · EPS +6.4% · sales +0.8%21 EPS · 18 salesOpen -6.58% vs SPY +0.21%. Close -6.02% vs SPY +0.63%
2024Q1ended 2024-03-312024-04-12 08:301.2001.0661.19820,86320,210EPS +12.6% · sales +3.2%vs 2023Q1, year-ago quarter · EPS -2.4% · sales +0.6%23 EPS · 19 salesOpen -1.27% vs SPY -0.70%. Close -0.39% vs SPY -1.38%
2023Q4ended 2023-12-312024-01-12 08:300.8600.8560.86420,47820,297EPS +0.5% · sales +0.9%vs 2022Q4, year-ago quarter · EPS +28.4% · sales +4.2%22 EPS · 18 salesOpen -2.22% vs SPY +0.31%. Close -3.34% vs SPY +0.07%
2023Q3ended 2023-09-302023-10-13 08:301.4801.2421.48120,85720,086EPS +19.1% · sales +3.8%vs 2022Q3, year-ago quarter · EPS +74.1% · sales +6.9%23 EPS · 17 sales-
2023Q2ended 2023-06-302023-07-14 08:301.2501.1551.25120,53320,167EPS +8.2% · sales +1.8%vs 2022Q2, year-ago quarter · EPS +68.9% · sales +20.6%25 EPS · 20 sales-
2023Q1ended 2023-03-312023-04-14 08:301.2301.1391.23420,72920,093EPS +8.0% · sales +3.2%vs 2022Q1, year-ago quarter · EPS +39.8% · sales +17.8%25 EPS · 20 sales-
2022Q4ended 2022-12-312023-01-13 08:300.6700.5870.67519,66019,992EPS +14.1% · sales -1.7%vs 2021Q4, year-ago quarter · EPS -51.4% · sales -5.7%16 EPS · 20 sales-

Annual earnings

2025FY EPS 6.260 missed 6.316, from 5.370 a year earlier. Sales 83,699 missed 84,028, from 82,296 a year earlier
EPS
6.31602018FY EPS 4.280 against 4.30520182019FY EPS 4.050 against 4.54920192020FY EPS 0.410 against 0.37120202021FY EPS 4.950 against 4.63120212022FY EPS 3.140 against 3.06620222023FY EPS 4.830 against 4.84820232024FY EPS 5.370 against 5.33320242025FY EPS 6.260 against 6.3162025
Sales, USD millions
86,72802018FY sales 86,408 against 86,72820182019FY sales 85,063 against 84,27220192020FY sales 72,340 against 72,61220202021FY sales 78,492 against 75,92720212022FY sales 73,785 against 74,22720222023FY sales 82,597 against 82,53020232024FY sales 82,296 against 82,61720242025FY sales 83,699 against 84,0282025

Reported years only. The outline behind the bar is the estimate. A later year with no print stays in the table.

earnings feed, not the snapshot. Not the statement ratio.

PeriodEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mP/E, earnings feed
2029FYestimate-9.940---8.67
2028FYestimate-9.122--97,9879.45
2027FYestimate-8.050--93,06310.71
2026FYestimate-7.333--88,35411.75
2025FY6.2606.3166.26083,69984,02814.89
2024FY5.3705.3335.36682,29682,61713.08
2023FY4.8304.8484.83382,59782,53010.19
2022FY3.1403.0663.14573,78574,22713.15
2021FY4.9504.6314.94578,49275,9279.69
2020FY0.4100.3710.43272,34072,61273.61
2019FY4.0504.5494.05385,06384,27213.28
2018FY4.2804.3054.27686,40886,72810.77
2017FY4.1004.1344.09788,38988,97414.80
2016FY3.9904.0273.98888,26789,69513.81
2015FY4.1504.1434.12186,05786,59920.77
2014FY4.1004.0934.10084,34784,20721.02
2013FY3.8903.8673.89083,78083,96222.15
2012FY3.3603.3293.36086,08685,65825.65
2011FY2.8202.8122.82080,94880,36930.56
2010FY2.2102.2292.21085,21084,75939.00

Estimate revisions

Latest snapshot of each period and type. 2026FY E 7.33 per share.
PeriodTypeScaleDateMeanvs prior date
2026FYEper share2026-11-107.330.0%
2026Q4Eper share2026-11-101.860.0%
2026FYRper share2026-11-107.330.0%
2026Q4Rper share2026-11-101.860.0%
2026FYSUSD millions2026-11-1088,3540.0%
2026Q4SUSD millions2026-11-1022,3740.0%
2026Q3Eper share2026-10-111.850.0%
2026Q3Rper share2026-10-111.850.0%
2026Q3SUSD millions2026-10-0722,3120.0%
2026Q2Eper share2026-07-081.72-0.2%
2026Q2Rper share2026-07-081.72-0.2%
2026Q2SUSD millions2026-07-0821,861-0.1%
2026Q1Eper share2026-04-091.58+0.1%
2026Q1Rper share2026-04-091.58+0.1%
2026Q1SUSD millions2026-04-0921,792+0.1%
2025FYEper share2026-01-136.32+0.1%
2025FYRper share2026-01-136.32+0.1%
2025FYSUSD millions2026-01-1384,028+0.0%
2025Q4SUSD millions2026-01-1321,6490.0%
2025Q4Eper share2026-01-081.660.0%
2025Q4Rper share2026-01-081.660.0%
2025Q3Eper share2025-10-091.55+0.1%
2025Q3Rper share2025-10-091.55+0.1%
2025Q3SUSD millions2025-10-0921,146+0.0%
2025Q2Eper share2025-07-121.410.0%
2025Q2Rper share2025-07-121.410.0%
2025Q2SUSD millions2025-07-1220,7470.0%
2025Q1Eper share2025-04-071.230.0%
2025Q1Rper share2025-04-071.230.0%
2025Q1SUSD millions2025-04-0720,721-0.1%
2024FYEper share2025-01-135.330.0%
2024FYRper share2025-01-135.330.0%
2024Q4Eper share2025-01-101.350.0%
2024Q4Rper share2025-01-101.350.0%
2024FYSUSD millions2025-01-1082,6340.0%
2024Q4SUSD millions2025-01-1020,5770.0%
2024Q3Eper share2024-10-071.28+0.2%
2024Q3Rper share2024-10-071.28+0.2%
2024Q3SUSD millions2024-10-0720,403+0.0%
2024Q2Eper share2024-07-091.290.0%
2024Q2Rper share2024-07-091.290.0%
2024Q2SUSD millions2024-07-0920,289+0.1%
2024Q1Eper share2024-04-081.07-0.4%
2024Q1Rper share2024-04-081.07-0.4%
2024Q1SUSD millions2024-04-0820,210+0.0%
2023FYEper share2024-01-104.85-0.2%
2023FYRper share2024-01-104.85-0.2%
2023FYSUSD millions2024-01-0882,530+0.1%

Estimate history

Annual
Metric201720182019202020212022202320242025TTMMRQ
EPS per share4.0974.2764.0530.4324.9453.1454.8335.3666.2567.095-
Sales USD millions103,31596,249105,41382,25285,42477,834116,219126,275124,235130,924-
Shares million shares4,8924,5814,1344,1443,8863,8343,5993,2893,093-3,002
Quarterly
MetricQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
EPS per share1.4171.4291.391.5961.6571.6191.6042.0041.869
Sales USD millions31,80430,81729,97530,62031,65532,23931,43433,11534,136
Shares million shares3,3453,2893,2623,2203,1493,0933,0643,0293,002

Income statement, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Interest Income92,239.0087,314.00-3.8%90,777.00+6.6%85,118.00+57.6%54,024.00+36.1%39,694.00-17.2%47,919.00-27.5%66,083.00+2.2%64,647.00
Total Interest Expense42,978.0039,830.00-7.6%43,101.00+31.6%32,743.00+260.8%9,074.00+131.8%3,915.00-50.8%7,963.00-57.8%18,852.00+28.7%14,652.00
Net Interest Income49,261.0047,484.00-0.4%47,676.00-9.0%52,375.00+16.5%44,950.00+25.6%35,779.00-10.5%39,956.00-15.4%47,231.00-5.5%49,995.00
Loan Loss Provision4,118.003,658.00-15.6%4,334.00-19.7%5,399.00+252.0%1,534.00-4,155.00-129.4%14,129.00+425.8%2,687.00+54.1%1,744.00
Net Interest Income After Loan Loss Provision45,143.0043,826.00+1.1%43,342.00-7.7%46,976.00+8.2%43,416.00+8.7%39,934.00+54.6%25,827.00-42.0%44,544.00-7.7%48,251.00
Non-Interest Income38,685.0036,921.00+4.0%35,498.00+14.1%31,101.00+30.6%23,810.00-47.9%45,730.00+33.2%34,333.00-12.7%39,330.00+24.5%31,602.00
Non-Interest Expense55,564.0055,025.00+0.6%54,703.00-0.8%55,134.00+10.7%49,800.00-12.1%56,643.00+7.5%52,709.00-11.2%59,367.00+16.5%50,946.00
Operating Income28,264.0025,722.00+6.6%24,137.00+5.2%22,943.00+31.7%17,426.00-40.0%29,021.00+289.5%7,451.00-69.6%24,507.00-15.2%28,907.00
Unusual Expense612.00523.00-32.3%773.00-40.9%1,307.00-46.8%2,457.00+1098.5%205.00-93.5%3,169.00+925.6%309.00-16.3%369.00
Net Income Before Taxes27,652.0025,199.00+7.9%23,364.00+8.0%21,636.00+44.5%14,969.00-48.1%28,816.00+1050.3%2,505.00-89.6%24,198.00-15.2%28,538.00
Income Taxes4,357.003,841.00+13.0%3,399.00+30.4%2,607.00+24.9%2,087.00-62.6%5,578.00-1,157.00-127.8%4,157.00-26.6%5,662.00
Consolidated Net Income23,295.0021,358.00+7.0%19,965.00+4.9%19,029.00+47.7%12,882.00-44.6%23,238.00+534.6%3,662.00-81.7%20,041.00-12.4%22,876.00
Net Income From Continuing Operations22,972.0021,338.00+8.2%19,722.00+3.0%19,142.00+45.2%13,182.00-38.8%21,548.00+538.1%3,377.00-82.7%19,549.00-12.7%22,393.00
Net Income21,977.0020,285.00+9.0%18,606.00+3.5%17,982.00+49.0%12,067.00-40.4%20,256.00+1034.2%1,786.00-90.0%17,938.00-13.3%20,689.00
EPS (Recurring) per share7.346.37+15.4%5.52+8.7%5.08+41.5%3.59-27.9%4.98+413.4%0.97-76.3%4.10-5.3%4.33
EPS (Basic, Before Extraordinaries) per share7.186.34+16.8%5.43+11.3%4.88+53.9%3.17-36.5%4.99+1060.5%0.43-89.5%4.08-5.3%4.31
EPS (Diluted) per share7.096.26+16.6%5.37+11.2%4.83+53.8%3.14-36.6%4.95+1051.2%0.43-89.4%4.05-5.4%4.28
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense1,892.351,841.00+15.2%1,598.00+14.2%1,399.00+14.7%1,220.00-2.6%1,253.00+61.5%776.00-48.9%1,518.00+19.2%1,274.00
Price To Earnings Ratio ratio statement ratio, not the snapshot12.0912.0914.6010.6110.739.6474.2313.3710.76
Price To Sales Ratio ratio1.872.431.931.582.042.301.522.262.32
Operating Margin %21.5920.7019.1119.7422.3933.979.0623.2530.03
Net Margin %16.7916.3314.7315.4715.5023.712.1717.0221.50
Shares Outstanding million shares3,001.643,092.62-6.0%3,288.94-8.6%3,598.86-6.1%3,833.80-1.3%3,885.80-6.2%4,144.01+0.2%4,134.43-9.8%4,581.25
Market Capitalization257,438.66257,438.66+10.1%233,863.38+30.8%178,749.32+13.6%157,335.13-17.8%191,307.30+53.3%124,778.91-45.2%227,539.57+4.9%216,909.62

Income statement, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Interest Income23,908.00+6.6%23,284.00+9.2%22,445.00+7.0%22,602.00+2.5%22,419.00-2.5%21,320.00-6.8%20,973.00-8.2%22,055.00-3.4%
Total Interest Expense11,391.00+8.8%10,967.00+14.1%10,349.00+9.2%10,271.00+0.5%10,469.00-7.4%9,612.00-12.3%9,478.00-10.7%10,219.00+1.5%
Net Interest Income12,517.00+4.7%12,317.00+5.2%12,096.00+5.2%12,331.00+4.2%11,950.00+2.2%11,708.00-1.8%11,495.00-6.0%11,836.00-7.3%
Loan Loss Provision1,029.00+51.1%914.00-9.1%1,135.00+21.8%1,040.00-5.0%681.00-36.1%1,005.00-18.7%932.00-0.6%1,095.00-14.6%
Net Interest Income After Loan Loss Provision11,488.00+1.9%11,403.00+6.5%10,961.00+3.8%11,291.00+5.1%11,269.00+6.1%10,703.00+0.1%10,563.00-6.4%10,741.00-6.5%
Non-Interest Income10,228.00+10.7%9,831.00+5.7%8,989.00-0.1%9,637.00+10.0%9,236.00+4.9%9,300.00+4.8%9,002.00-0.6%8,762.00-15.7%
Non-Interest Expense14,586.00+8.1%12,819.00-4.6%13,854.00-1.4%14,305.00+2.8%13,488.00+3.6%13,441.00+1.8%14,045.00-3.6%13,915.00-22.1%
Operating Income7,130.00+1.6%8,415.00+28.2%6,096.00+10.4%6,623.00+18.5%7,017.00+9.4%6,562.00+3.3%5,520.00-4.6%5,588.00+39.1%
Unusual Expense32.00-70.4%368.00+196.8%115.00-40.7%97.00-52.7%108.00-39.3%124.00-35.8%194.00-1.5%205.00
Net Income Before Taxes7,098.00+2.7%8,047.00+25.0%5,981.00+12.3%6,526.00+21.2%6,909.00+10.8%6,438.00+4.5%5,326.00-4.7%5,383.00+57.9%
Income Taxes1,161.00-10.7%1,402.00+53.1%691.00+32.4%1,103.00+819.2%1,300.00+22.2%916.00-26.8%522.00-45.9%120.00
Consolidated Net Income5,937.00+5.8%6,645.00+20.3%5,290.00+10.1%5,423.00+3.0%5,609.00+8.5%5,522.00+12.5%4,804.00+3.9%5,263.00+49.9%
Net Income From Continuing Operations5,951.00+6.5%6,407.00+16.6%5,253.00+7.3%5,361.00+5.6%5,589.00+9.3%5,494.00+11.9%4,894.00+6.0%5,079.00+47.4%
Net Income5,703.00+6.8%6,160.00+18.1%5,000.00+8.3%5,114.00+6.5%5,341.00+10.1%5,214.00+12.4%4,616.00+7.0%4,801.00+51.9%
EPS (Recurring) per share1.88+11.9%2.09+29.0%1.63+14.0%1.64+11.6%1.68+15.9%1.62+18.2%1.43+15.3%1.47+70.9%
EPS (Basic, Before Extraordinaries) per share1.89+12.5%2.02+25.5%1.62+14.9%1.64+13.1%1.68+17.5%1.61+19.3%1.41+16.5%1.45+66.7%
EPS (Diluted) per share1.87+12.7%2.00+25.0%1.60+15.1%1.62+13.3%1.66+16.9%1.60+20.3%1.39+15.8%1.43+66.3%
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense213.30-1.1%251.22-9.7%564.85+16.6%862.98+14.2%215.67+13.7%278.08+39.7%484.27+6.8%755.86+11.1%
Price To Earnings Ratio ratio statement ratio, not the snapshot12.0912.7612.7115.3514.3814.4013.3614.60
Price To Sales Ratio ratio1.871.981.972.372.202.121.921.87
Operating Margin %20.8925.4119.3920.5422.1721.4318.4218.13
Net Margin %16.7118.6015.9115.8616.8717.0315.4015.58
Shares Outstanding million shares3,001.64-4.7%3,028.52-6.0%3,064.34-6.1%3,092.62-6.0%3,148.94-5.9%3,220.37-5.4%3,261.68-6.9%3,288.94-8.6%
Market Capitalization257,438.66-4.1%252,894.10-3.0%245,647.80+4.8%292,562.26+25.1%268,512.34+39.6%260,724.90+25.9%234,405.84+13.0%233,863.38+30.8%

Balance sheet, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/20182017FY12/31/2017
Cash & Due from Banks39,182.00+5.7%37,080.00+12.3%33,026.00-4.5%34,596.00+40.5%24,616.00-12.8%28,236.00+29.8%21,757.00-7.6%23,551.00+0.8%23,367.00
Investments999,101.00+17.2%852,418.00+2.4%832,456.00+9.3%761,842.00-16.4%910,839.00+0.4%907,290.00+12.5%806,521.00+3.5%779,502.00+0.0%779,400.00
Net Loans972,370.00+8.2%898,562.00-2.6%922,076.00-2.2%942,886.00+6.8%882,904.00+1.6%869,121.00-8.8%952,714.00+1.0%943,335.00-0.3%945,766.00
Investment in Unconsolidated Affiliates24,801.00-1.7%25,240.00+9.0%23,146.00+5.9%21,855.00+6.6%20,510.00+12.7%18,203.00-4.2%19,000.00+4.3%18,215.000.00
Customer Liability on Acceptances0.000.000.000.00-100.0%155.00-42.2%268.00+5.9%253.00-1.9%258.00+45.8%177.00
Real Estate Assets302.00+46.6%206.00+26.4%163.00-40.5%274.00+144.6%112.00-29.6%159.00-47.5%303.00-32.8%451.00-29.8%642.00
Net Property, Plant & Equipment20,035.00+3.1%19,433.00+6.6%18,236.00+1.4%17,977.00-3.1%18,558.00-9.9%20,592.00-7.5%22,254.00+23.9%17,956.00-3.0%18,513.00
Interest Receivables6,862.00+8.3%6,335.00-6.3%6,760.00+16.4%5,809.00+60.7%3,615.00-21.8%4,621.00-17.3%5,586.00-8.2%6,084.00+7.0%5,688.00
Deferred Tax Assets19,279.00-3.4%19,948.00+7.5%18,558.00-5.7%19,685.00+84.4%10,678.00-14.4%12,481.00+47.7%8,453.00-7.8%9,164.00-8,299.00
Other Intangible Assets84,828.00+20.1%70,623.00-26.0%95,488.00-0.3%95,777.00+10.4%86,759.00-16.9%104,421.00+5.3%99,167.00-6.9%106,531.00-9.0%117,131.00
Total Assets2,166,760.00+12.3%1,929,845.00-1.1%1,951,026.00+2.6%1,900,701.00-3.0%1,958,746.00-0.3%1,965,392.00+1.5%1,936,008.00+1.6%1,905,047.00-2.0%1,943,458.00
Total Deposits1,426,207.00+4.0%1,371,804.00+1.0%1,358,173.00-1.9%1,383,985.00-6.6%1,482,479.00+5.6%1,404,381.00+6.2%1,322,626.00+2.8%1,286,170.00-3.7%1,335,991.00
Total Debt429,884.00+50.1%286,307.00-4.9%301,207.00+30.7%230,480.00+15.5%199,574.00-27.9%276,911.00-18.1%338,000.00+0.9%334,831.00+2.0%328,276.00
Long Term Debt154,502.00-2.5%158,438.00-10.6%177,270.00+12.2%157,945.00+6.4%148,446.00-31.9%217,912.00+13.0%192,836.00+5.7%182,497.00-18.9%225,020.00
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities18,129.00-3.7%18,829.00-1.9%19,189.00-3.2%19,815.00+53.2%12,931.00-21.9%16,551.00+5.2%15,731.00-13.4%18,155.00-16,063.00
Other Liabilities109,502.00+52.4%71,839.00-15.5%85,014.00+0.6%84,546.00+14.8%73,652.00-10.0%81,837.00+14.2%71,667.00+4.1%68,825.00-3.4%71,250.00
Total Liabilities1,983,722.00+13.4%1,748,779.00-0.8%1,763,583.00+2.6%1,718,826.00-2.8%1,768,636.00-0.6%1,779,680.00+1.8%1,748,024.00+2.3%1,707,981.00-0.7%1,719,454.00
Preferred Stock - Carrying Value16,608.00-10.7%18,608.00-4.3%19,448.000.0%19,448.00-3.0%20,057.00-5.1%21,136.00-1.9%21,549.00-7.2%23,214.00-8.5%25,358.00
Common Equity164,509.00+2.5%160,512.00-3.5%166,287.00+3.6%160,441.00-4.2%167,549.00+2.4%163,544.00-1.2%165,597.00-4.3%172,952.00-4.8%181,578.00
Total Shareholders Equity181,117.00+1.1%179,120.00-3.6%185,735.00+3.2%179,889.00-4.1%187,606.00+1.6%184,680.00-1.3%187,146.00-4.6%196,166.00-5.2%206,936.00
Accumulated Minority Interest1,921.00-1.3%1,946.00+13.9%1,708.00-14.0%1,986.00-20.7%2,504.00+142.6%1,032.00+23.2%838.00-6.9%900.00-21.3%1,143.00
Total Equity183,038.00+1.1%181,066.00-3.4%187,443.00+3.1%181,875.00-4.3%190,110.00+2.4%185,712.00-1.2%187,984.00-4.6%197,066.00-5.3%208,079.00
Total Liabilities & Stockholders Equity2,166,760.00+12.3%1,929,845.00-1.1%1,951,026.00+2.6%1,900,701.00-3.0%1,958,746.00-0.3%1,965,392.00+1.5%1,936,008.00+1.6%1,905,047.00-1.2%1,927,533.00
Book Value Per Share per share53.19+9.0%48.80+5.6%46.21+10.4%41.85-2.9%43.12+9.2%39.47-1.4%40.05+6.1%37.75+1.7%37.12
Tangible Book Value Per Share per share44.85+9.0%41.13+4.9%39.21+12.2%34.94-3.6%36.26+10.9%32.70-2.6%33.57+5.3%31.87+1.6%31.36
Tier 1 Capital153,567.00+0.5%152,836.00-4.3%159,736.00+4.8%152,444.00-4.5%159,671.00+0.9%158,196.00-0.5%158,949.00-5.3%167,866.00-5.4%177,466.00
Tier 2 Capital21,050.00-2.5%21,580.00-5.8%22,903.00-7.2%24,690.00-8.2%26,882.00-6.0%28,607.00-0.9%28,864.00-4.5%30,237.00-2.2%30,929.00
Full-Time Employees people205,000-5.5%217,000-4.0%226,000-5.0%238,000-4.0%247,848-7.7%268,531+3.4%259,800+0.4%258,700-1.5%262,700
Price to Book Ratio ratio1.621.431.111.001.110.761.341.221.66
Return on Assets %1.041.020.990.681.100.171.021.161.14
Return on Equity %11.8510.8110.477.1711.571.8210.2011.1110.72
Return on Invested Capital %6.365.845.273.906.410.845.145.915.14
Current Ratio ratio0.910.430.430.700.760.901.651.590.84

Cash flow, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Funds from Operations31,318.0037,475.00+27.1%29,474.00-23.7%38,649.00+616.0%5,398.00-60.3%13,591.00-63.6%37,355.00+23.4%30,279.00+19.7%25,291.00
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-49,553.00-51,961.00-23718.6%220.00-88.6%1,932.00-437.00-103.3%13,180.00-19,149.00-448.00-104.3%10,423.00
Cash from Operating Activities-18,235.00-14,486.00-148.8%29,694.00-26.8%40,581.00+718.0%4,961.00-81.5%26,771.00+47.0%18,206.00-39.0%29,831.00-16.5%35,714.00
Capital Expenditures0.000.000.000.000.000.000.000.000.00
Net Assets From Acquisitions0.000.000.000.000.000.000.00-513.00-472.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.000.00
Purchase or Sale of Investments-39,760.00-110,463.00-57,400.00-1328.6%4,672.00-90.7%50,105.00+564.9%7,536.00-93.0%108,345.00+1698.3%6,025.00-81.3%32,183.00
Purchase of Investments-116,493.00-170,105.00-151,340.00-48,816.00-50,152.00-189,907.00-146,977.00-94,462.00-67,684.00
Sale Or Maturity of Investments76,733.0059,642.00-36.5%93,940.00+75.6%53,488.00-46.6%100,257.00-49.2%197,443.00-22.7%255,322.00+154.1%100,487.00+0.6%99,867.00
Other Uses---193.00----363.00--769.00
Other Sources5,860.001,283.00-391.00-51.4%805.00-78.7%3,782.00+382.4%784.00-46.5%1,465.00-
Cash from Investing Activities-142,329.00-192,410.00-42,310.00-367.4%15,820.00-20,389.00-45,915.00-127.7%165,768.00-53,245.00-7,857.00
Cash Dividends Paid-6,650.00-6,484.00-6,232.00-5,930.00-5,293.00-3,627.00-6,142.00-9,589.00-9,314.00
Change in Capital Stock-14,032.00-19,516.00-20,291.00-11,854.00-6,033.00-15,383.00-3,901.00-25,703.00-22,151.00
Repurchase of Common Pref Stock-18,025.00-19,516.00-22,288.00-13,576.00-6,033.00-21,139.00-7,017.00-26,083.00-22,783.00
Sale of Common Pref Stock3,993.000.00-100.0%1,997.00+16.0%1,722.000.00-100.0%5,756.00+84.7%3,116.00+720.0%380.00-39.9%632.00
Proceedsfrom Stock Options3,993.000.00-100.0%1,997.00+16.0%1,722.000.00-100.0%5,756.00+84.7%3,116.00+720.0%380.00-39.9%632.00
Issuance or Reduction of Debt, Net53,687.00149,941.00-7,858.00-112.2%64,599.00+27.4%50,714.00-70,449.00-72,724.00-8,890.00-193.0%9,561.00
Change in Long Term Debt14,758.00-3,130.00-26,568.00-201.5%26,185.00-23.3%34,150.00-45,859.00-27,211.00-7,615.00-208.3%7,030.00
Issuance of Long Term Debt35,236.0031,340.00+8.0%29,014.00-40.9%49,071.00-8.7%53,737.00+4114.7%1,275.00-96.7%38,136.00-28.6%53,381.00+12.2%47,595.00
Reduction of Long Term Debt-20,478.00-34,470.00-55,582.00-22,886.00-19,587.00-47,134.00-65,347.00-60,996.00-40,565.00
Net Financing Active Other Cash Flow-997.00-861.00-784.00-509.00-539.00-361.00-231.00-578.00-579.00
Other Financing Activities Uses-997.00-861.00-784.00-509.00-539.00-361.00-231.00-578.00-579.00
Cash from Financing Activities167,408.00177,587.00-21,534.00-205.1%20,494.00-59,645.00-11,238.00-1,243.00-8,623.00-70,517.00
Net Change in Cash6,844.00-29,309.00-34,150.00-144.4%76,895.00-75,073.00-30,382.00-124.6%123,362.00-32,037.00-42,660.00
Free Cash Flow-18,235.00-14,486.00-148.8%29,694.00-26.8%40,581.00+718.0%4,961.00-81.5%26,771.00+47.0%18,206.00-39.0%29,831.00-16.5%35,714.00
Preferred Dividends (Cash Flow)--1,050.00-1,099.00-1,141.00-1,115.00-1,205.00-1,290.00-1,391.00-1,622.00
Price to Free Cash Flow ratio--10.385.28-8.4910.3411.768.45
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Cash & Due from Banks40,556.00+16.5%42,161.00+20.2%33,543.00-4.9%39,182.00+5.7%34,801.00+3.8%35,081.00+7.3%35,256.00+16.8%37,080.00+12.3%
Investments1,030,032.00+8.2%1,078,544.00+23.4%1,026,675.00+19.2%999,101.00+17.2%951,987.00+14.8%873,990.00+1.2%861,498.00-1.3%852,418.00+2.4%
Net Loans1,034,294.00+11.3%1,017,210.00+11.7%1,002,923.00+11.5%972,370.00+8.2%929,358.00+3.8%910,457.00+0.8%899,813.00-0.9%898,562.00-2.6%
Investment in Unconsolidated Affiliates24,970.00+4.3%25,263.00+3.8%24,606.00-0.3%24,801.00-1.7%23,945.00-1.8%24,339.00-2.2%24,684.00+1.4%25,240.00+9.0%
Net Property, Plant & Equipment16,056.00-18.9%15,975.00-18.6%15,840.00-18.0%20,035.00+3.1%19,797.00+4.3%19,622.00+4.0%19,311.00+5.0%19,433.00+6.6%
Interest Receivables7,357.00+7.6%7,083.00+13.0%6,807.00+7.4%6,862.00+8.3%6,839.00+390.3%6,270.00-3.6%6,340.00-7.2%6,335.00-6.3%
Deferred Tax Assets---19,279.00-3.4%---19,948.00+7.5%
Other Intangible Assets99,727.00+3.9%95,664.00-14.1%95,059.00-7.9%84,828.00+20.1%95,981.00+0.6%111,303.00+24.2%103,162.00+5.2%70,623.00-26.0%
Total Assets2,253,291.00+9.2%2,282,201.00+15.2%2,205,752.00+13.1%2,166,760.00+12.3%2,062,926.00+7.3%1,981,269.00+2.1%1,950,311.00-0.5%1,929,845.00-1.1%
Total Deposits1,502,652.00+9.9%1,501,405.00+12.0%1,454,939.00+6.8%1,426,207.00+4.0%1,367,361.00+1.3%1,340,703.00-1.8%1,361,728.00-1.5%1,371,804.00+1.0%
Total Debt445,734.00+8.0%463,249.00+25.7%454,738.00+43.1%429,884.00+50.1%412,612.00+38.4%368,462.00+21.9%317,755.00+5.6%286,307.00-4.9%
Long Term Debt177,674.00-1.9%173,393.00+0.5%165,797.00-0.2%154,502.00-2.5%181,180.00-1.0%172,480.000.0%166,195.00-5.1%158,438.00-10.6%
Provision for Risks Charges0.000.000.000.000.000.000.000.00
Deferred Tax Liabilities---18,129.00-3.7%---18,829.00-1.9%
Other Liabilities127,028.00+27.1%135,224.00+51.7%115,762.00+31.7%109,502.00+52.4%99,941.00+11.9%89,150.00-4.8%87,922.00-4.9%71,839.00-15.5%
Total Liabilities2,075,414.00+10.4%2,099,878.00+16.8%2,025,439.00+14.6%1,983,722.00+13.4%1,879,914.00+8.2%1,798,315.00+2.1%1,767,405.00-0.5%1,748,779.00-0.8%
Preferred Stock - Carrying Value17,098.00+3.0%15,348.00-7.6%15,348.00-17.5%16,608.00-10.7%16,608.00-10.7%16,608.000.0%18,608.000.0%18,608.00-4.3%
Common Equity158,662.00-3.6%164,842.00+0.2%163,048.00+0.3%164,509.00+2.5%164,546.00-0.1%164,503.00+2.9%162,482.00+0.1%160,512.00-3.5%
Total Shareholders Equity175,760.00-3.0%180,190.00-0.5%178,396.00-1.5%181,117.00+1.1%181,154.00-1.2%181,111.00+2.7%181,090.00+0.1%179,120.00-3.6%
Accumulated Minority Interest2,117.00+13.9%2,133.00+15.7%1,917.00+5.6%1,921.00-1.3%1,858.00+6.4%1,843.00+7.3%1,816.00+4.9%1,946.00+13.9%
Total Equity177,877.00-2.8%182,323.00-0.3%180,313.00-1.4%183,038.00+1.1%183,012.00-1.1%182,954.00+2.7%182,906.00+0.1%181,066.00-3.4%
Total Liabilities & Stockholders Equity2,253,291.00+9.2%2,282,201.00+15.2%2,205,752.00+13.1%2,166,760.00+12.3%2,062,926.00+7.3%1,981,269.00+2.1%1,950,311.00-0.5%1,929,845.00-1.1%
Book Value Per Share per share52.86+1.2%54.43+6.6%53.21+6.8%53.19+9.0%52.25+6.2%51.08+8.8%49.82+7.5%48.80+5.6%
Tangible Book Value Per Share per share44.54+1.2%46.19+7.4%44.81+6.4%44.85+9.0%44.02+5.6%43.02+8.8%42.11+7.6%41.13+4.9%
Tier 1 Capital151,246.00-1.0%152,737.00+0.0%150,430.00-2.2%153,567.00+0.5%152,817.00-2.4%152,662.00+1.4%153,855.00-0.7%152,836.00-4.3%
Tier 2 Capital20,868.00+0.8%21,471.00+1.2%21,311.00-0.9%21,050.00-2.5%20,704.00-4.1%21,225.00-5.2%21,504.00-6.2%21,580.00-5.8%
Full-Time Employees people---205,000-5.5%---217,000-4.0%
Price to Book Ratio ratio1.621.551.501.781.641.611.471.43
Return on Assets %1.061.061.041.041.061.051.021.02
Return on Equity %12.8712.5212.0711.8511.5611.5111.0510.81
Return on Invested Capital %1.681.811.531.601.541.551.411.50
Current Ratio ratio0.920.960.910.910.500.470.480.43

Cash flow, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Funds from Operations7,375.00-9.0%9,816.00-5.4%5,921.00-45.1%8,206.00+167.2%8,106.00-40.0%10,381.00+43.5%10,782.00+90.5%3,071.00-77.0%
Extraordinary Item0.000.000.000.000.000.000.000.00
Changes in Working Capital1,492.00-94.2%-3,041.003,222.00-51,226.00-1315.9%25,853.00-12,817.00-234.5%-13,771.004,213.00-16.5%
Cash from Operating Activities8,867.00-73.9%6,775.009,143.00-43,020.00-690.6%33,959.00+689.0%-2,436.00-114.5%-2,989.00-322.7%7,284.00-60.4%
Capital Expenditures0.000.000.000.000.000.000.000.00
Net Assets From Acquisitions0.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.00
Purchase or Sale of Investments34.00-13,346.00-195.5%-29,185.002,737.00-19.2%-92,835.0013,979.00-34,344.003,389.00
Purchase of Investments-24,020.00-29,688.00-50,172.00-12,613.00-108,046.00-1,781.00-47,665.00-26,476.00
Sale Or Maturity of Investments24,054.00+58.1%16,342.00+3.7%20,987.00+57.5%15,350.00-48.6%15,211.00-48.8%15,760.00+196.5%13,321.00-54.1%29,865.00+183.1%
Other Uses-------224.00
Other Sources118.00-453.005,404.00+220.3%791.00-480.00-715.001,687.00+384.8%-
Cash from Investing Activities-18,463.00-29,870.00-55,567.00-38,429.00-7011.7%-117,693.00-732.00-35,556.00-566.1%556.00
Cash Dividends Paid-1,756.00-1,613.00-1,635.00-1,646.00-1,679.00-1,592.00-1,567.00-1,632.00
Preferred Dividends (Cash Flow)-248.00-247.00-248.00-248.00-248.00-305.00-249.00-307.00
Change in Capital Stock-753.00-3,015.00-5,264.00-5,000.00-6,000.00-5,016.00-3,500.00-4,000.00
Repurchase of Common Pref Stock-2,500.00-3,015.00-7,510.00-5,000.00-6,000.00-5,016.00-3,500.00-4,000.00
Sale of Common Pref Stock1,747.000.002,246.000.000.00-100.0%0.000.000.00
Proceedsfrom Stock Options1,747.000.002,246.000.000.00-100.0%0.000.000.00
Issuance or Reduction of Debt, Net-11,190.00-125.4%9,634.00-79.9%25,970.00-9.5%29,273.0044,066.0047,910.00+2915.1%28,692.00+285.5%-6,291.00-220.6%
Change in Long Term Debt7,071.00+400.8%-685.0010,327.00-1,955.001,412.00-309.00-2,278.00-2,666.00-129.7%
Issuance of Long Term Debt11,044.00+2.7%11,310.00-5.9%11,653.00+58.8%1,229.00-70.3%10,756.00+157.4%12,015.00+96.8%7,340.00-49.7%4,140.00-73.5%
Reduction of Long Term Debt-3,973.00-11,995.00-1,326.00-3,184.00-9,344.00-12,324.00-9,618.00-6,806.00
Net Financing Active Other Cash Flow-53.00-173.6%-189.00-704.00-51.0072.00-36.8%-154.00-728.00-301.00
Other Financing Activities Uses-53.00-173.6%-189.00-704.00-51.0072.00-36.8%-154.00-728.00-301.00
Cash from Financing Activities-12,505.00-119.8%51,283.00+154.8%47,104.00+267.4%81,526.00+720.7%63,117.0020,123.0012,821.00-45.6%9,934.00+85.2%
Net Change in Cash-22,101.0028,188.00+66.3%680.0077.00-99.6%-20,617.0016,955.00-25,724.00-179.0%17,774.00-8.1%
Free Cash Flow8,867.00-73.9%6,775.009,143.00-43,020.00-690.6%33,959.00+689.0%-2,436.00-114.5%-2,989.00-322.7%7,284.00-60.4%
Price to Free Cash Flow ratio-894.67--9.21-12.5310.06

Revenue breakdown

USD millions, so a column adds up to the income statement. Share is of the latest year in that split. The change is versus the older year shown, not TTM.

Region
Name20242025vs 20242025 share
United States82,296.0083,699.00+1.7%100.0%
Total82,296.0083,699.00+1.7%100.0%
Segment
Name20242025vs 20242025 share
Commercial Banking12,778.0011,978.00-6.3%14.3%
Consolidation, Policy-1,463.00-1,201.00-17.9%-1.4%
Consumer Banking and Lending36,201.0037,362.00+3.2%44.6%
Corporate and Investment Banking19,344.0019,232.00-0.6%23.0%
Wealth And Investment Management15,436.0016,328.00+5.8%19.5%
Total82,296.0083,699.00+1.7%100.0%

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-301.07%32.0M2995.8M13.85M
2026-10-150.89%26.7M2995.6M14.26M
2026-09-300.81%24.5M3017.9M14.09M
2026-09-151.05%31.5M3017.7M14.63M
2026-08-311.12%33.9M3017.3M14.67M
2026-08-140.93%28.1M3017.3M15.37M
2026-07-310.94%28.5M3017.8M16.48M
2026-07-150.95%29.0M3053.9M16.69M
2026-06-300.94%28.6M3053.9M16.53M
2026-06-151.14%34.8M3050.9M16.69M
2026-05-291.06%32.5M3053.9M17.55M
2026-05-151.14%34.9M3053.9M17.66M
2026-04-300.97%29.6M3053.5M17.20M
2026-04-150.90%27.7M3057.6M17.40M
2026-03-310.94%28.8M3079.0M17.62M
2026-03-130.98%30.3M3079.0M16.32M
2026-02-270.89%27.3M3079.0M15.22M
2026-02-130.87%26.7M3079.0M14.97M
2026-01-301.04%32.0M3086.8M14.90M
2026-01-151.09%33.7M3086.8M14.63M

Option chain

expiry 2026-11-13
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call50.0035.5036.1536.23-1.000.000.998-0.0620.000
call55.0030.5031.5531.28-1.000.000.998-0.0620.000
call60.0025.4027.000.00-0.000.000.997-0.0600.000
call65.0020.5022.000.00-0.000.000.996-0.0590.000
call68.0017.5018.8018.20-2.0012.000.996-0.0580.000
call69.0016.5017.8517.22415.7%3.0012.000.996-0.0570.001
call70.0015.5016.9516.72408.5%2.001.000.995-0.0570.001
call71.0014.5515.9515.81391.4%2.001.000.995-0.0570.001
call72.0013.5015.0514.17382.0%3.000.000.995-0.0560.001
call73.0012.5013.9012.76345.8%3.000.000.994-0.0560.001
call74.0011.5013.0511.82341.1%2.000.000.994-0.0550.001
call75.0010.5012.0510.91320.7%1.000.000.993-0.0540.001
call76.009.5011.058.90297.3%0.000.000.993-0.0530.001
call77.008.5010.050.00277.4%0.000.000.992-0.0530.001
call78.007.258.906.61245.9%0.000.000.986-0.0860.001
call79.006.557.107.11146.0%14.0012.000.969-0.1610.003
call80.005.506.156.02135.6%67.000.000.958-0.1900.004
call81.003.905.854.95178.2%1411.000.914-0.3470.006
call82.003.554.604.50139.7%2614.000.887-0.3750.008
call83.002.563.553.50115.0%1,6428.000.850-0.3900.010
call84.001.661.971.9149.2%5815.000.844-0.2580.010
call85.000.871.100.9939.8%9693050.688-0.3410.014
call86.000.330.500.4537.3%1,7622360.444-0.3770.016
call87.000.120.140.1233.5%2,2096760.221-0.2820.012
call88.000.010.040.0235.2%1,4571270.108-0.1970.008
call89.000.000.010.0234.9%1,1581240.055-0.1220.005
call90.000.000.030.0146.3%1,26322.000.062-0.1950.005
call91.000.000.040.0655.3%1,0641.000.042-0.1560.004
call92.000.000.030.03-3380.00---
call93.000.000.080.0172.4%1811.000.015-0.0700.002
call94.000.000.110.0280.7%4190.000.010-0.0540.001
call95.000.000.080.0188.7%92.000.000.008-0.0500.001
call96.000.000.080.0196.6%62.000.000.008-0.0510.001
call97.000.000.160.00104.4%0.000.000.007-0.0520.001
call98.000.000.730.00112.0%0.000.000.007-0.0520.001
call99.000.000.750.00119.4%0.000.000.006-0.0530.001
call1000.000.120.01126.7%21.000.000.006-0.0540.001
call1050.000.310.06161.6%3.000.000.005-0.0560.001
call1100.002.130.00193.7%0.000.000.004-0.0580.001
put50.000.000.010.00-0.000.00-0.003-0.0850.000
put55.000.002.130.00-0.000.00-0.002-0.0610.000
put60.000.002.130.00-0.000.00-0.003-0.0590.000
put65.000.000.140.01-14.000.00-0.003-0.0450.000
put68.000.002.131.05-34.001.00-0.004-0.0560.000
put69.000.002.131.09176.3%2401.00-0.004-0.0550.001
put70.000.000.070.04165.7%39.002.00-0.005-0.0550.001
put71.000.000.200.05155.5%34.002.00-0.005-0.0540.001
put72.000.000.500.10139.3%3172.00-0.005-0.0490.001
put73.000.001.140.10134.8%1432.00-0.006-0.0530.001
put74.000.002.130.08124.4%2410.00-0.006-0.0520.001
put75.000.000.200.01-1420.00---
put76.000.000.220.01104.2%6496.00-0.007-0.0500.001
put77.000.000.200.2694.1%6301.00-0.008-0.0490.001
put78.000.000.010.0183.0%28875.00-0.019-0.0890.002
put79.000.000.030.0286.6%26616.00-0.030-0.1570.003
put80.000.000.050.03122.6%7910.00-0.131-0.5930.010
put81.000.000.030.0160.0%3163.00-0.071-0.2720.006
put82.000.000.040.0255.1%1,120515-0.113-0.3720.008
put83.000.010.040.0342.8%61356.00-0.150-0.3860.010
put84.000.080.110.0840.0%1,79866.00-0.144-0.2330.009
put85.000.200.310.2738.0%2,375872-0.312-0.3360.014
put86.000.570.780.6040.0%89.0039.00-0.556-0.3730.016
put87.001.151.521.2045.2%43211.00-0.779-0.2780.012
put88.001.772.452.2156.6%21.000.00-0.892-0.1920.008
put89.003.003.653.1090.8%8.007.00-0.924-0.1850.006
put90.003.054.806.15120.1%0.000.00-0.938-0.1910.005
put91.004.305.805.45136.1%0.000.00-0.958-0.1510.004
put92.005.706.555.95125.2%0.006.00-0.978-0.0880.002
put93.006.307.506.92132.0%0.003.00-0.985-0.0650.002
put94.007.258.507.79144.4%0.001.00-0.990-0.0490.001
put95.008.259.508.89156.4%0.004.00-0.992-0.0450.001
put96.009.0511.000.00227.6%0.000.00-0.992-0.0450.001
put97.0010.2511.6510.87201.2%0.002.00-0.993-0.0460.001
put98.0011.2013.5512.57306.2%0.000.00-0.993-0.0470.001
put99.0012.1014.5513.03320.1%0.000.00-0.994-0.0470.001
put10013.1014.7013.85243.0%0.004.00-0.994-0.0480.001
put10518.5519.7518.88308.4%0.004.00-0.995-0.0500.001
put11023.5024.6523.87337.9%0.004.00-0.996-0.0520.001

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-12424B2SEC
2026-11-12424B2SEC
2026-11-12424B2SEC
2026-11-12424B2SEC
2026-11-12424B2SEC
2026-11-12424B2SEC
2026-11-12424B2SEC
2026-11-12424B2SEC
2026-11-12424B2SEC
2026-11-12424B2SEC
2026-11-12424B2SEC
2026-11-12424B2SEC
2026-11-12424B2SEC
2026-11-124Statement of changes in beneficial ownership of securities2026-11-10SEC
2026-11-10FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-11-10424B2SEC
2026-11-10FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-09FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-11-09424B2SEC
2026-11-09424B2SEC
2026-11-09424B2SEC
2026-11-09424B2SEC
2026-11-09424B2SEC
2026-11-09424B2SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020010.05M3
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.8.19%
VANGUARD CAPITAL MANAGEMENT LLC6.53%
FMR LLC4.66%
STATE STREET CORP4.47%
JPMORGAN CHASE & CO3.69%
GEODE CAPITAL MANAGEMENT, LLC2.47%
VANGUARD PORTFOLIO MANAGEMENT LLC2.03%
Capital Research Global Investors1.95%
NORGES BANK1.81%
MORGAN STANLEY1.74%

Funds

Fund% owned
Dodge & Cox Income Fund5.10%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.17%
VANGUARD INTERMEDIATE-TERM INVESTMENT-GRADE FUND3.06%
VANGUARD 500 INDEX FUND2.59%
Invesco BulletShares 2026 Corporate Bond ETF2.00%
JPMorgan Core Plus Bond Fund1.57%
MFS Total Return Bond Fund1.50%
iShares Core S&P 500 ETF1.38%
VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND1.36%
Fidelity 500 Index Fund1.31%

OakChart. WFC. Cached 15 minutes. Terms