Usio Inc
USIOTechnology·Software - Infrastructure·USA·Micro·NASD·Nov 12 • 3:59 PM ET
2.05-0.14 (-6.39%)
2026-11-13 13:30 CET
Market cap
$58.46M
Revenue, TTM
95.15 USD m
Net income, TTM
-0.88 USD m
Free cash flow, TTM
0.14 USD m
EPS diluted, TTM
-0.03
Price
USIO against its 20, 50 and 200-day averagesPatternshover a marker to name it
37.7% under the 52-week high of 3.29 on 22 Oct 2026. 52-week low 1.03 on 19 Mar 2026. Last 15 sessions, 61.5% high to low
Volume 0.00× normal · the session has not printed · the line is the 50-bar volume average
Setup. RS line 97
CANSLIM 3 of 6 — fails: 52-Week High/Low: 0-10% below High; Performance: Year +50%; Institutional Ownership: Over 50%
VCP 5 of 6 — fails: 52-Week High/Low: 0-10% below High
Minervini 2 of 4 — fails: 52-Week High/Low: 0-10% below High; Performance: Year +50%
Zanger 1 of 5 — fails: RSI (14): Not Oversold (>50); Performance: Week +10%; 20-Day High/Low: 0-5% below High; Relative Volume: Over 1.5
Leaders 1 of 5 — fails: 50-Day Simple Moving Average: Price above SMA50; Performance: Year +50%; Average Volume: Over 500K; 52-Week High/Low: 0-10% below High
Breakout 1 of 4 — fails: 52-Week High/Low: New High; Relative Volume: Over 2; 50-Day Simple Moving Average: Price above SMA50
Growth 3 of 4 — fails: Return on Equity: Over +15%
Quality 1 of 5 — fails: Return on Equity: Over +15%; Net Profit Margin: High (>20%); Debt/Equity: Low (<0.1) — not on the tape: P/E: Under 25
Value 0 of 4 — fails: P/B: Under 2; Return on Equity: Over +15%; Debt/Equity: Low (<0.1) — not on the tape: P/E: Under 15
Income 0 of 4 — fails: Dividend Growth: Growing 2+ Years — not on the tape: Dividend Yield: Over 2%; Payout Ratio: Low (<20%); P/E: Under 25
Small Cap 2 of 4 — fails: Average Volume: Over 500K; Performance: Year +50%
Accumulation 2 of 4 — fails: Institutional Ownership: Over 30%; Institutional Transactions: Over +10%
Relative Strength 1 of 3 — fails: Performance: Year +100%; Average Volume: Over 500K
Profile
USIO52-week range, 45% of the way up
1.033.29
USIO, Inc. operates as an integrated electronic payment solutions provider. The firm provides payment acceptance, card-based processing, prepaid cards, and payment facilitation and electronic billing products and services to businesses, merchants and consumers. It operates through the following segments: Output Solutions and Merchant Services. The Output Solutions segment offers electronic bill presentment, document composition, document decomposition and printing and mailing services serving hundreds of customers representing a wide range of industry verticals, including utilities and financial institutions. The Merchant Services segment offers integrated electronic payment processing services to merchants and businesses, including credit and debit card-based processing services and electronic funds transfer via the ACH network. The company was founded by Louis A. Hoch and Michael R. Long in 1998 and is headquartered in San Antonio, TX.
| Employees | 107 |
|---|---|
| IPO | Dec 09, 1999 |
| Beta | 1.40 |
| ATR, 14d | 0.24 |
| Rel volume | 0.00 |
| Short float | 0.23% |
| Insider own | 37.02% |
| Inst own | 21.05% |
Snapshot
6 groupsValuation
| Index | - |
|---|---|
| Market Cap | $58.46M |
| Enterprise Value | 55.77M |
| Income | -0.88M |
| Sales | 95.15M |
| Book / share | 0.68 |
| Cash / share | 0.26 |
| Dividend Est. | - |
| Dividend TTM | - |
| Dividend Ex-Date | - |
| Dividend Gr. 3/5Y | - - |
| Payout | - |
| Employees | 107 |
| IPO | Dec 09, 1999 |
Ratios
| Price / earnings | - |
|---|---|
| Forward price / earnings | 19.84 |
| Price / earnings / growth | - |
| Price / sales | 0.61 |
| Price / book | 2.99 |
| Price / cash | 7.96 |
| Price / free cash flow | 417.57 |
| Value / cash profit | 54.68 |
| Value / sales | 0.59 |
| Quick Ratio | 1.09 |
| Current Ratio | 1.10 |
| Debt / equity | 0.24 |
| Long-term debt / equity | 0.18 |
| Options and short | Yes / Yes |
Earnings
| Earnings / share | -0.03 |
|---|---|
| Earnings next year | 0.10 |
| Earnings next quarter | 0.01 |
| Earnings this year | 137.04% |
| Earnings next year | 210.00% |
| Earnings growth, 5 years | - |
| Past earnings growth | 29.75% 13.11% |
| Past sales growth | 7.14% 21.50% |
| Earnings vs last year | -115.33% |
| Sales vs last year | 13.67% |
| Earnings vs last quarter | 149.35% |
| Sales vs last quarter | 12.20% |
| Earnings | Nov 10 AMC |
| Surprise | 0.00% -0.90% |
Ownership
| Insiders own | 37.02% |
|---|---|
| Insider trades | 0.00% |
| Institutions own | 21.05% |
| Institution trades | 6.60% |
| Return on assets | -0.81% |
| Return on equity | -4.58% |
| Return on capital | -3.79% |
| Gross Margin | 21.10% |
| Operating margin | -0.40% |
| Profit Margin | -0.92% |
| 20-day average | -29.94% |
| 50-day average | -24.55% |
| 200-day average | 5.23% |
Technical
| Shares out | 28.51M |
|---|---|
| Shares floating | 17.96M |
| Short / float | 0.23% |
| Short ratio | 0.14 |
| Short interest | 0.04M |
| 52-week high | 3.29 -37.7% |
| 52-week low | 1.03 +99.0% |
| Volatility | 13.45% 8.29% |
| Average range | 0.24 |
| Strength index | 28.73 |
| Market sensitivity | 1.40 |
| Relative volume | 0.00 |
| Avg Volume | 300.58K |
| Volume | 0 |
Performance
| Perf Week | -30.03% |
|---|---|
| Perf Month | -25.72% |
| Perf Quarter | -25.72% |
| Perf Half Y | 28.93% |
| Perf YTD | 50.74% |
| Perf Year | 43.36% |
| Perf 3Y | 17.14% |
| Perf 5Y | -66.17% |
| Perf 10Y | 18.50% |
| Recommendation | 1.00 |
| Target Price | 5.92 |
| Prev Close | 2.05 |
| Price | 2.05 |
| Change % | 0.00% |
Peers
Mkt cap| Ticker | Company | Mkt cap |
|---|---|---|
| PAYS | PaySign Inc | 561.15M |
| RPAY | Repay Holdings Corp | 389.58M |
| PRTH | Priority Technology Holdings Inc | 653.16M |
| IIIV | i3 Verticals Inc | 490.64M |
| XBP | XBP Global Holdings Inc | 42.48M |
| PAY | Paymentus Holdings Inc | 4.26B |
| EVTC | Evertec Inc | 1.90B |
| IMXI | International Money Express Inc | 189.78M |
| FLYW | Flywire Corp | 2.63B |
| PSFE | Paysafe Limited | 202.06M |
Insider trading
latest 14 of 37| Insider | Relationship | Date | Transaction | Cost | Shares | Value | Total held | Form |
|---|---|---|---|---|---|---|---|---|
| Miller Elizabeth Michelle | Director | Aug 21 '26 | Option Exercise | 2.81 | 7,000 | 19,670 | 78,194 | Sep 03 05:17 PM |
| Rollins Brad | Director | Aug 21 '26 | Option Exercise | 2.81 | 7,000 | 19,670 | 150,667 | Aug 25 06:07 PM |
| Beyer del la Garza Ernesto R | Director | Aug 21 '26 | Option Exercise | 2.81 | 7,000 | 19,670 | 102,222 | Aug 25 06:05 PM |
| HOCH LOUIS A | Chairman, President and CEO | Aug 21 '26 | Option Exercise | 2.81 | 7,000 | 19,670 | 3,513,334 | Aug 25 04:36 PM |
| Uffner Jerry | Head of Card Issuing | Aug 21 '26 | Option Exercise | 2.81 | 6,000 | 16,860 | 251,270 | Aug 25 04:16 PM |
| Frost Houston Korth | SVP, Chief Product Officer | Aug 21 '26 | Option Exercise | 2.81 | 6,000 | 16,860 | 781,108 | Aug 25 03:38 PM |
| White Michael Joseph | SVP, Chief Accounting Officer | Aug 21 '26 | Option Exercise | 2.81 | 6,000 | 16,860 | 327,958 | Aug 25 03:34 PM |
| Beyer del la Garza Ernesto R | Director | Jun 21 '26 | Option Exercise | 1.82 | 7,000 | 12,740 | 99,666 | Jun 23 02:06 PM |
| Miller Elizabeth Michelle | Director | Jun 21 '26 | Option Exercise | 1.82 | 7,000 | 12,740 | 71,194 | Jun 23 02:05 PM |
| Rollins Brad | Director | Jun 21 '26 | Option Exercise | 1.82 | 7,000 | 12,740 | 143,667 | Jun 23 02:04 PM |
| Frost Houston Korth | SVP, Chief Product Officer | Jun 21 '26 | Option Exercise | 1.82 | 4,000 | 7,280 | 775,108 | Jun 22 05:56 PM |
| Uffner Jerry | SVP, Head of Card Issuing | Jun 21 '26 | Option Exercise | 1.82 | 4,000 | 7,280 | 246,638 | Jun 22 05:49 PM |
| HOCH LOUIS A | Chairman, President and CEO | Jun 21 '26 | Option Exercise | 1.82 | 7,000 | 12,740 | 3,509,089 | Jun 22 05:44 PM |
| White Michael Joseph | SVP, Chief Accounting Officer | Jun 21 '26 | Option Exercise | 1.82 | 6,000 | 10,920 | 323,737 | Jun 22 05:11 PM |
Held by
AUM| Ticker | Company | AUM |
|---|---|---|
| VTI | Vanguard Morningstar Total Stock Market ETF | AUM: 696.31B |
| VXF | Vanguard Extended Market Index ETF | AUM: 30.79B |
| IWC | iShares Micro-Cap ETF | AUM: 1.23B |
| BUSM | EA Bridgeway Ultra-Small Company Market ETF | AUM: 112.81M |
| DUSG | U.S. Small Cap Growth Portfolio ETF Class Shares | AUM: 18.15M |
| DFAC | U.S. Core Equity 2 Portfolio-ETF Class Shares | AUM: 49.67B |
| DFSU | Dimensional US Sustainability Core 1 ETF | AUM: 2.40B |
News
latest 14 of 200- Usio Meets The Whisper As Margin Leverage Offsets A Sharp Top-Line Slowdown (Earnings Whispers) -5.21% -24.74%
- Usio Reports Strong Third Quarter 2026 Results; Adjusted EBITDA(1) Increases 222% (GlobeNewswire)
- Usio's Raised Outlook Meets A Wary Street As Q3 Tests Its Growth Acceleration (Earnings Whispers)
- Usio Announces Third Quarter Fiscal Year 2026 Results Conference Call and Company Update on November 10, 2026 (GlobeNewswire)
- Usio Announces Participation in Upcoming Investor Conferences (GlobeNewswire)
- Usio Named by Harris Computer Corporation as a "Preferred Payments Service Provider" (GlobeNewswire) +9.57%
- Usio Appoints Linda Loof as Senior Vice President of Strategic Partnerships (GlobeNewswire) -6.20%
- Usio Inc (USIO) (Q2 2026) Earnings Call Highlights: Revenue Growth Accelerates to 19%, Guidance ... (GuruFocus.com) +8.82%
- Usio Announces Second Quarter 2026 Financial Results (GlobeNewswire) +6.73%
- Usio Announces Second Quarter Fiscal Year 2026 Results Conference Call and Company Update on August 12, 2026 (GlobeNewswire)
- Usio Inc (USIO) Q1 2026 Earnings Call Highlights: Record Revenue and Strong Growth Across Segments (GuruFocus.com) -6.92%
- Usio Announces First Quarter 2026 Financial Results (GlobeNewswire) +21.37%
- Usio Announces First Quarter Fiscal Year 2026 Results Conference Call and Company Update on May 13, 2026 (GlobeNewswire)
- Usio Launches New Private-Label Gift Card Platform (GlobeNewswire)
Quarterly earnings
2026Q3 EPS 0.010 matched 0.010, from -0.020 a year earlier. Sales 23.76 missed 23.98, from 21.18 a year earlier
The outline behind the bar is the estimate. The filled bar is the print. Green beat it, red missed it.
| Period | Reported | EPS adjusted | EPS est | EPS reported | Sales act, USD m | Sales est, USD m | Surprise | Year-ago quarter | Analysts | Next session |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026Q3ended 2026-09-30 | 2026-11-10 16:30 | 0.010 | 0.010 | 0.010 | 23.76 | 23.98 | EPS 0.0% · sales -0.9% | vs 2025Q3, year-ago quarter · EPS -150.0% · sales +12.2% | 3 | Open -3.78% vs SPY +0.92%. Close -24.74% vs SPY +1.32% |
| 2026Q2ended 2026-06-30 | 2026-08-12 16:30 | 0.010 | -0.003 | 0.010 | 23.68 | 23.67 | EPS -500.0% · sales +0.0% | vs 2025Q2, year-ago quarter · EPS -200.0% · sales +18.6% | 4 | Open +11.76% vs SPY +0.31%. Close +8.82% vs SPY +0.70% |
| 2026Q1ended 2026-03-31 | 2026-05-13 16:30 | 0.000 | -0.018 | 0.004 | 25.47 | 23.20 | EPS -100.0% · sales +9.8% | vs 2025Q1, year-ago quarter · EPS -100.0% · sales +15.7% | 4 | Open +12.21% vs SPY +0.18%. Close +21.37% vs SPY +0.79% |
| 2025Q4ended 2025-12-31 | 2026-03-18 16:30 | -0.050 | 0.002 | -0.054 | 22.20 | 23.06 | EPS -2600.0% · sales -3.7% | vs 2024Q4, year-ago quarter · EPS -350.0% · sales +8.0% | 5 | Open -4.96% vs SPY -0.67%. Close -9.92% vs SPY -0.25% |
| 2025Q3ended 2025-09-30 | 2025-11-12 16:30 | -0.020 | 0.000 | -0.015 | 21.18 | 22.19 | EPS - · sales -4.5% | vs 2024Q3, year-ago quarter · EPS -120.0% · sales -0.7% | 3 EPS · 5 sales | Open -2.10% vs SPY -0.42%. Close -0.70% vs SPY -1.66% |
| 2025Q2ended 2025-06-30 | 2025-08-06 16:30 | -0.010 | -0.005 | -0.014 | 19.96 | 22.41 | EPS +100.0% · sales -10.9% | vs 2024Q2, year-ago quarter · EPS - · sales -0.6% | 4 EPS · 5 sales | Open -2.41% vs SPY +0.55%. Close -16.35% vs SPY -0.08% |
| 2025Q1ended 2025-03-31 | 2025-05-14 16:30 | -0.010 | 0.013 | -0.009 | 22.01 | 21.95 | EPS -180.0% · sales +0.3% | vs 2024Q1, year-ago quarter · EPS 0.0% · sales +8.3% | 4 EPS · 5 sales | Open -7.05% vs SPY -0.35%. Close -8.33% vs SPY +0.49% |
| 2024Q4ended 2024-12-31 | 2025-03-26 16:30 | 0.020 | -0.005 | 0.023 | 20.56 | 21.10 | EPS -500.0% · sales -2.5% | vs 2023Q4, year-ago quarter · EPS - · sales +6.2% | 4 EPS · 5 sales | Open +8.81% vs SPY -0.25%. Close -1.89% vs SPY -0.27% |
| 2024Q3ended 2024-09-30 | 2024-11-06 16:30 | 0.100 | 0.013 | 0.104 | 21.32 | 21.51 | EPS +700.0% · sales -0.9% | vs 2023Q3, year-ago quarter · EPS -350.0% · sales +3.9% | 4 EPS · 5 sales | Open +4.29% vs SPY +0.35%. Close -0.71% vs SPY +0.77% |
| 2024Q2ended 2024-06-30 | 2024-08-14 16:30 | 0.000 | -0.008 | 0.003 | 20.08 | 20.18 | EPS -100.0% · sales -0.5% | vs 2023Q2, year-ago quarter · EPS -100.0% · sales -5.6% | 4 EPS · 5 sales | Open +2.05% vs SPY +1.06%. Close +4.11% vs SPY +1.71% |
| 2024Q1ended 2024-03-31 | 2024-05-15 16:30 | -0.010 | 0.010 | -0.010 | 20.32 | 21.86 | EPS -200.0% · sales -7.0% | vs 2023Q1, year-ago quarter · EPS - · sales -5.2% | 3 EPS · 4 sales | Open +0.63% vs SPY +0.02%. Close +3.14% vs SPY -0.21% |
| 2023Q4ended 2023-12-31 | 2024-03-27 16:30 | 0.000 | -0.003 | 0.001 | 19.36 | 20.47 | EPS -100.0% · sales -5.4% | vs 2022Q4, year-ago quarter · EPS -100.0% · sales +3.5% | 3 EPS · 4 sales | Open -4.00% vs SPY +0.01%. Close -2.86% vs SPY -0.02% |
| 2023Q3ended 2023-09-30 | 2023-11-08 16:30 | -0.040 | -0.010 | -0.036 | 20.52 | 19.43 | EPS +300.0% · sales +5.6% | vs 2022Q3, year-ago quarter · EPS -55.6% · sales +25.2% | 3 EPS · 4 sales | - |
| 2023Q2ended 2023-06-30 | 2023-08-14 16:30 | 0.010 | 0.000 | 0.008 | 21.26 | 19.20 | EPS - · sales +10.7% | vs 2022Q2, year-ago quarter · EPS -110.0% · sales +31.1% | 1 | - |
| 2023Q1ended 2023-03-31 | 2023-05-03 16:30 | 0.000 | 0.010 | 0.001 | 21.45 | 19.50 | EPS -100.0% · sales +10.0% | vs 2022Q1, year-ago quarter · EPS -100.0% · sales +18.4% | 2 EPS · 3 sales | - |
| 2022Q4ended 2022-12-31 | 2023-03-08 16:30 | -0.010 | -0.030 | -0.007 | 18.71 | 18.77 | EPS -66.7% · sales -0.4% | vs 2021Q4, year-ago quarter · EPS - · sales +7.3% | 1 EPS · 3 sales | - |
Annual earnings
2025FY EPS -0.090 missed -0.036, from 0.120 a year earlier. Sales 85.40 missed 86.21, from 82.93 a year earlier
Reported years only. The outline behind the bar is the estimate. A later year with no print stays in the table.
earnings feed, not the snapshot. Not the statement ratio.
| Period | EPS adjusted | EPS est | EPS reported | Sales act, USD m | Sales est, USD m | P/E, earnings feed |
|---|---|---|---|---|---|---|
| 2027FYestimate | - | 0.103 | - | - | 109.3 | 19.85 |
| 2026FYestimate | - | 0.033 | - | - | 97.45 | 61.56 |
| 2025FY | -0.090 | -0.036 | -0.090 | 85.40 | 86.21 | - |
| 2024FY | 0.120 | 0.093 | 0.123 | 82.93 | 83.05 | 12.17 |
| 2023FY | -0.020 | -0.023 | -0.018 | 82.59 | 83.68 | - |
| 2022FY | -0.270 | -0.290 | -0.269 | 69.43 | 69.55 | - |
| 2021FY | -0.020 | -0.027 | -0.016 | 61.94 | 60.31 | - |
| 2020FY | -0.190 | -0.266 | -0.188 | 32.25 | 31.46 | - |
| 2019FY | -0.390 | -0.365 | -0.395 | 28.20 | 27.39 | - |
| 2018FY | -0.310 | -0.307 | -0.311 | 25.02 | 25.36 | - |
| 2017FY | -0.330 | -0.360 | -0.335 | 14.57 | 14.68 | - |
Quarterly results
2026Q3 revenue 23.76, from 21.18 a year earlier. Operating margin 1.2%, from -2.2% a year earlier
From the quarterly statement. Not an estimate.
Estimate revisions
Latest snapshot of each period and type. 2026Q4 E 0.01 per share.
| Period | Type | Scale | Date | Mean | vs prior date |
|---|---|---|---|---|---|
| 2026Q4 | E | per share | 2026-11-11 | 0.01 | 0.0% |
| 2026Q4 | R | per share | 2026-11-11 | 0.01 | 0.0% |
| 2026FY | S | per share | 2026-11-11 | 97.45 | -0.4% |
| 2026Q4 | S | per share | 2026-11-11 | 24.62 | -0.4% |
| 2026FY | E | per share | 2026-10-27 | 0.03 | 0.0% |
| 2026Q3 | E | per share | 2026-10-27 | 0.01 | 0.0% |
| 2026FY | R | per share | 2026-10-27 | 0.03 | 0.0% |
| 2026Q3 | R | per share | 2026-10-27 | 0.01 | 0.0% |
| 2026Q3 | S | per share | 2026-10-27 | 23.98 | 0.0% |
| 2026Q2 | E | per share | 2026-07-28 | 0.00 | 0.0% |
| 2026Q2 | R | per share | 2026-07-28 | 0.00 | 0.0% |
| 2026Q2 | S | per share | 2026-07-28 | 23.67 | 0.0% |
| 2026Q1 | E | per share | 2026-05-07 | -0.02 | +45.8% |
| 2026Q1 | R | per share | 2026-05-07 | -0.02 | +45.8% |
| 2026Q1 | S | per share | 2026-05-07 | 23.20 | -0.7% |
| 2025FY | S | per share | 2026-02-11 | 86.21 | 0.0% |
| 2025FY | E | per share | 2026-01-27 | -0.04 | 0.0% |
| 2025Q4 | E | per share | 2026-01-27 | 0.00 | 0.0% |
| 2025FY | R | per share | 2026-01-27 | -0.04 | 0.0% |
| 2025Q4 | R | per share | 2026-01-27 | 0.00 | 0.0% |
| 2025Q4 | S | per share | 2026-01-27 | 23.06 | 0.0% |
| 2025Q3 | S | per share | 2025-11-01 | 22.19 | 0.0% |
| 2025Q3 | E | per share | 2025-10-21 | 0.00 | - |
| 2025Q3 | R | per share | 2025-10-21 | 0.00 | - |
| 2025Q2 | S | per share | 2025-08-04 | 22.41 | +0.0% |
| 2025Q2 | E | per share | 2025-07-29 | -0.01 | 0.0% |
| 2025Q2 | R | per share | 2025-07-29 | -0.01 | 0.0% |
| 2025Q1 | S | per share | 2025-04-19 | 21.95 | 0.0% |
| 2025Q1 | E | per share | 2025-04-02 | 0.01 | -44.4% |
| 2025Q1 | R | per share | 2025-04-02 | 0.01 | -44.4% |
| 2024FY | S | per share | 2025-03-20 | 83.05 | 0.0% |
| 2024Q4 | S | per share | 2025-03-20 | 21.10 | +0.0% |
| 2024FY | E | per share | 2025-01-29 | 0.09 | 0.0% |
| 2024Q4 | E | per share | 2025-01-29 | -0.01 | 0.0% |
| 2024FY | R | per share | 2025-01-29 | 0.09 | 0.0% |
| 2024Q4 | R | per share | 2025-01-29 | -0.01 | 0.0% |
| 2024Q3 | S | per share | 2024-11-01 | 21.51 | -0.3% |
| 2024Q3 | E | per share | 2024-10-30 | 0.01 | 0.0% |
| 2024Q3 | R | per share | 2024-10-30 | 0.01 | 0.0% |
| 2024Q2 | E | per share | 2024-08-12 | -0.01 | 0.0% |
| 2024Q2 | R | per share | 2024-08-12 | -0.01 | 0.0% |
| 2024Q2 | S | per share | 2024-08-12 | 20.18 | 0.0% |
| 2024Q1 | S | per share | 2024-03-29 | 21.86 | 0.0% |
| 2024Q1 | E | per share | 2024-03-28 | 0.01 | -50.0% |
| 2024Q1 | R | per share | 2024-03-28 | 0.01 | -50.0% |
| 2023FY | S | per share | 2024-03-20 | 83.68 | 0.0% |
| 2023FY | E | per share | 2024-01-23 | -0.02 | 0.0% |
| 2023FY | R | per share | 2024-01-23 | -0.03 | 0.0% |
Estimate history
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | MRQ |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EPS per share | -0.335 | -0.311 | -0.395 | -0.188 | -0.016 | -0.269 | -0.018 | 0.123 | -0.093 | -0.0323 | - |
| Sales USD millions | 15 | 25 | 28 | 32 | 62 | 69 | 84 | 83 | 85 | 95 | - |
| Shares million shares | 16 | 16 | 17 | 25 | 25 | 25 | 26 | 27 | 28 | - | 29 |
| Metric | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
|---|---|---|---|---|---|---|---|---|---|
| EPS per share | 0.104 | 0.023 | -0.009 | -0.014 | -0.015 | -0.054 | 0.004 | 0.01 | 0.008 |
| Sales USD millions | 21 | 21 | 22 | 20 | 21 | 22 | 25 | 24 | 24 |
| Shares million shares | 27 | 27 | 27 | 26 | 27 | 28 | 28 | 29 | 29 |
Income statement, annual
| Metric | TTM | 2025FY12/31/2025 | 2024FY12/31/2024 | 2023FY12/31/2023 | 2022FY12/31/2022 | 2021FY12/31/2021 | 2020FY12/31/2020 | 2019FY12/31/2019 | 2018FY12/31/2018 |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 95.15 | 85.39+3.0% | 82.93-1.4% | 84.07+21.1% | 69.43+12.1% | 61.94+92.1% | 32.25+14.4% | 28.20+12.7% | 25.02 |
| Cost of Goods Sold Incl. D&A | 75.08 | 67.65+3.2% | 65.58-0.7% | 66.07+14.8% | 57.57+17.6% | 48.95+85.5% | 26.39+8.7% | 24.27+13.8% | 21.33 |
| Gross Profit | 20.07 | 17.75+2.3% | 17.35-3.6% | 17.99+51.7% | 11.86-8.7% | 12.99+121.7% | 5.86+49.1% | 3.93+6.5% | 3.69 |
| Selling, General and Administrative Excl. Other | 20.45 | 19.99+6.2% | 18.82+2.1% | 18.44+8.0% | 17.07+29.9% | 13.14+36.7% | 9.61+6.9% | 8.99+20.3% | 7.47 |
| Other Operating Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Income | -0.38 | -2.24 | -1.47 | -0.45 | -5.21 | -0.16 | -3.76 | -5.06 | -3.77 |
| Interest Expense | 0.09 | 0.050.0% | 0.05+400.0% | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Unusual Expense | 0.00 | 0.12 | 0.00 | 0.00 | 0.00 | 0.00 | -0.81 | - | - |
| Net Income Before Taxes | -0.09 | -2.00-394.1% | 0.68 | -0.18 | -5.20 | -0.15 | -2.88 | -5.01 | -3.70 |
| Income Taxes | 0.79 | 0.51 | -2.63-1006.9% | 0.29+3.6% | 0.28+64.7% | 0.17+750.0% | 0.02-80.0% | 0.10+25.0% | 0.08 |
| Consolidated Net Income | -0.88 | -2.51-175.8% | 3.31 | -0.48 | -5.48 | -0.32 | -2.91 | -5.12 | -3.78 |
| Net Income From Continuing Operations | -0.88 | -2.51-175.8% | 3.31 | -0.48 | -5.48 | -0.32 | -2.91 | -5.12 | -3.78 |
| Net Income | -0.88 | -2.51-175.8% | 3.31 | -0.48 | -5.48 | -0.32 | -2.91 | -5.12 | -3.78 |
| EPS (Recurring) per share | -0.03 | -0.09-175.0% | 0.12 | -0.02 | -0.27 | -0.02 | -0.23 | -0.39 | -0.31 |
| EPS (Basic, Before Extraordinaries) per share | -0.03 | -0.09-175.0% | 0.12 | -0.02 | -0.27 | -0.02 | -0.19 | -0.39 | -0.31 |
| EPS (Diluted) per share | -0.03 | -0.09-175.0% | 0.12 | -0.02 | -0.27 | -0.02 | -0.19 | -0.39 | -0.31 |
| EBITDA | 1.02 | -0.30-138.0% | 0.79-51.5% | 1.63 | -2.48-199.6% | 2.49 | -2.24 | -3.04 | -1.90 |
| Non-Operating Income (Expense) | 0.38 | 0.41-81.4% | 2.20+714.8% | 0.27+1250.0% | 0.02+100.0% | 0.01-83.3% | 0.06+20.0% | 0.05-37.5% | 0.08 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 1.49 | 1.38-16.4% | 1.65-6.3% | 1.76+7.3% | 1.64+50.5% | 1.09+0.9% | 1.08+14.9% | 0.94-5.1% | 0.99 |
| Price To Earnings Ratio ratio statement ratio, not the snapshot | - | - | 14.79 | - | - | - | - | - | - |
| Price To Sales Ratio ratio | 0.80 | 0.43 | 0.47 | 0.54 | 0.48 | 1.41 | 1.28 | 0.72 | 0.80 |
| Gross Margin % | 21.10 | 20.78 | 20.92 | 21.40 | 17.08 | 20.97 | 18.16 | 13.92 | 14.76 |
| Operating Margin % | -0.40 | -2.63 | -1.77 | -0.53 | -7.51 | -0.25 | -11.65 | -17.95 | -15.08 |
| Net Margin % | -0.92 | -2.94 | 3.99 | -0.57 | -7.90 | -0.52 | -9.01 | -18.14 | -15.09 |
| Shares Outstanding million shares | 28.51 | 27.73+4.2% | 26.61+1.1% | 26.33+4.9% | 25.10-1.5% | 25.47+2.0% | 24.97+46.0% | 17.10+6.6% | 16.04 |
| Market Capitalization | 58.46 | 58.46+47.6% | 39.61-12.5% | 45.25+8.3% | 41.78-61.9% | 109.55+65.5% | 66.18+151.0% | 26.37-0.7% | 26.55 |
Income statement, quarterly
| Metric | 2026Q39/30/2026 | 2026Q26/30/2026 | 2026Q13/31/2026 | 2025Q412/31/2025 | 2025Q39/30/2025 | 2025Q26/30/2025 | 2025Q13/31/2025 | 2024Q412/31/2024 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | 23.76+12.2% | 23.68+18.6% | 25.47+15.7% | 22.24+8.2% | 21.18-0.7% | 19.96-0.6% | 22.01+8.3% | 20.56+6.2% |
| Cost of Goods Sold Incl. D&A | 18.36+9.7% | 18.24+19.3% | 20.55+16.1% | 17.92+11.7% | 16.74-1.6% | 15.29-3.4% | 17.70+6.1% | 16.05+4.3% |
| Gross Profit | 5.40+21.6% | 5.44+16.2% | 4.91+13.9% | 4.32-4.2% | 4.44+3.0% | 4.68+10.1% | 4.31+18.7% | 4.51+13.6% |
| Selling, General and Administrative Excl. Other | 5.12+4.5% | 5.06-0.2% | 4.69+3.1% | 5.58+9.2% | 4.90+4.5% | 5.07+13.7% | 4.55-0.2% | 5.11+7.8% |
| Other Operating Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Income | 0.28 | 0.38 | 0.23 | -1.26 | -0.46 | -0.40 | -0.24 | -0.60 |
| Interest Expense | 0.02+100.0% | 0.02+100.0% | 0.02+100.0% | 0.02+100.0% | 0.010.0% | 0.010.0% | 0.010.0% | 0.01 |
| Unusual Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income Before Taxes | 0.35 | 0.45 | 0.29 | -1.18-220.4% | -0.35 | -0.30-300.0% | -0.17 | 0.98+880.0% |
| Income Taxes | 0.13+85.7% | 0.17+142.9% | 0.17+183.3% | 0.31-11.4% | 0.07 | 0.070.0% | 0.06-14.3% | 0.35+400.0% |
| Consolidated Net Income | 0.22 | 0.28 | 0.12 | -1.50-338.1% | -0.42-114.7% | -0.37-562.5% | -0.23 | 0.63+2000.0% |
| Net Income From Continuing Operations | 0.22 | 0.28 | 0.12 | -1.50-338.1% | -0.42-114.7% | -0.37-562.5% | -0.23 | 0.63+2000.0% |
| Net Income | 0.22 | 0.28 | 0.12 | -1.50-338.1% | -0.42-114.7% | -0.37-562.5% | -0.23 | 0.63+2000.0% |
| EPS (Recurring) per share | 0.01 | 0.01 | 0.00 | -0.05-350.0% | -0.02-120.0% | -0.01 | -0.01 | 0.02 |
| EPS (Basic, Before Extraordinaries) per share | 0.01 | 0.01 | 0.00 | -0.05-350.0% | -0.02-120.0% | -0.01 | -0.01 | 0.02 |
| EPS (Diluted) per share | 0.01 | 0.01 | 0.00 | -0.05-350.0% | -0.02-120.0% | -0.01 | -0.01 | 0.02 |
| EBITDA | 0.61 | 0.66+842.9% | 0.45+73.1% | -0.71 | -0.03-114.3% | 0.07-79.4% | 0.26 | -0.05 |
| Non-Operating Income (Expense) | 0.09-30.8% | 0.10-9.1% | 0.09+12.5% | 0.09-94.3% | 0.130.0% | 0.11-70.3% | 0.08-89.5% | 1.59+82.8% |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 0.45+40.6% | 0.38+11.8% | 0.26-18.8% | 0.39-13.3% | 0.32-28.9% | 0.34-5.6% | 0.32-17.9% | 0.45+4.7% |
| Price To Earnings Ratio ratio statement ratio, not the snapshot | - | - | - | - | 13.55 | 12.59 | 12.08 | 14.79 |
| Price To Sales Ratio ratio | 0.80 | 0.75 | 0.36 | 0.44 | 0.46 | 0.48 | 0.46 | 0.48 |
| Gross Margin % | 22.73 | 22.97 | 19.29 | 19.42 | 20.95 | 23.42 | 19.60 | 21.93 |
| Operating Margin % | 1.17 | 1.59 | 0.89 | -5.66 | -2.19 | -1.99 | -1.09 | -2.93 |
| Net Margin % | 0.91 | 1.18 | 0.48 | -6.72 | -1.96 | -1.84 | -1.07 | 3.06 |
| Shares Outstanding million shares | 28.51+4.1% | 28.51+7.7% | 27.67+4.3% | 27.73+4.2% | 27.40+0.7% | 26.48-3.1% | 26.53+0.5% | 26.61+1.1% |
| Market Capitalization | 58.46+55.4% | 68.44+68.1% | 31.63-18.3% | 37.14-6.2% | 37.62+1.1% | 40.71+0.7% | 38.71-13.4% | 39.61-12.5% |
Balance sheet, annual
| Metric | 2025FY12/31/2025 | 2024FY12/31/2024 | 2023FY12/31/2023 | 2022FY12/31/2022 | 2021FY12/31/2021 | 2020FY12/31/2020 | 2019FY12/31/2019 | 2018FY12/31/2018 | 2017FY12/31/2017 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 7.43-7.8% | 8.06+12.6% | 7.16+25.4% | 5.71-21.3% | 7.26+44.9% | 5.01+134.1% | 2.14-86.0% | 15.34-22.4% | 19.78 |
| Short Term Receivables | 5.27-19.5% | 6.55+17.8% | 5.56+27.2% | 4.37-12.2% | 4.98+74.1% | 2.86+125.2% | 1.27-3.8% | 1.32+17.9% | 1.12 |
| Inventories | 0.46+15.0% | 0.40-4.8% | 0.42-17.6% | 0.51+18.6% | 0.43+138.9% | 0.18 | 0.00 | 0.00 | 0.00 |
| Other Current Assets | 110.24+37.5% | 80.15-4.7% | 84.10+9.5% | 76.82-29.3% | 108.59+77.9% | 61.04+23.0% | 49.64+12.2% | 44.24+15.8% | 38.20 |
| Total Current Assets | 123.41+29.7% | 95.16-2.1% | 97.24+11.2% | 87.41-27.9% | 121.26+75.5% | 69.09+30.2% | 53.05-12.9% | 60.91+3.1% | 59.10 |
| Net Property, Plant & Equipment | 6.58+5.6% | 6.23+2.5% | 6.08+1.0% | 6.02-6.1% | 6.41+10.9% | 5.78+43.1% | 4.04+109.3% | 1.93-8.5% | 2.11 |
| Total Investments and Advances | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Intangible Assets | 0.01-98.9% | 0.88-49.7% | 1.75-33.5% | 2.63-36.8% | 4.16-31.1% | 6.04+125.4% | 2.68-27.2% | 3.68-21.4% | 4.68 |
| Deferred Tax Assets | 4.53-1.1% | 4.58+205.3% | 1.500.0% | 1.500.0% | 1.50+7.9% | 1.390.0% | 1.390.0% | 1.390.0% | 1.39 |
| Other Assets | 0.360.0% | 0.360.0% | 0.360.0% | 0.36+2.9% | 0.35-5.4% | 0.37-7.5% | 0.40+29.0% | 0.31+93.8% | 0.16 |
| Total Assets | 134.89+25.8% | 107.21+0.3% | 106.93+9.2% | 97.91-26.8% | 133.68+61.7% | 82.67+34.3% | 61.56-9.8% | 68.22+1.2% | 67.44 |
| Short Term Debt Incl. Current Port. of LT Debt | 0.93+22.4% | 0.76+2.7% | 0.74+10.4% | 0.67+19.6% | 0.56+60.0% | 0.35-2.8% | 0.36 | 0.00 | 0.00 |
| Accounts Payable | 0.88-30.2% | 1.26+22.3% | 1.03+19.8% | 0.86-38.6% | 1.40+64.7% | 0.85+102.4% | 0.42+35.5% | 0.31+3.3% | 0.30 |
| Income Tax Payable | 0.33-29.8% | 0.47+62.1% | 0.29-9.4% | 0.32+6.7% | 0.30+130.8% | 0.13+30.0% | 0.10+25.0% | 0.08+60.0% | 0.05 |
| Other Current Liabilities | 111.88+35.7% | 82.45-5.4% | 87.16+9.3% | 79.77-27.6% | 110.21+77.4% | 62.14+22.2% | 50.84-12.5% | 58.11+7.7% | 53.97 |
| Total Current Liabilities | 114.02+34.2% | 84.95-4.8% | 89.23+9.3% | 81.62-27.4% | 112.46+77.2% | 63.47+22.7% | 51.71-11.6% | 58.50+7.7% | 54.31 |
| Long Term Debt | 2.96-4.8% | 3.11+17.8% | 2.64+12.3% | 2.35-7.8% | 2.55+2.0% | 2.50+9.6% | 2.28 | 0.00 | 0.00 |
| Provision for Risks Charges | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00-100.0% | 0.08 | 0.00 |
| Total Liabilities | 116.98+32.9% | 88.05-4.2% | 91.87+9.4% | 83.98-27.0% | 115.01+74.4% | 65.96+22.2% | 53.99-7.8% | 58.58+7.9% | 54.31 |
| Non-Equity Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 17.91-6.5% | 19.16+27.1% | 15.07+8.2% | 13.93-25.4% | 18.67+11.8% | 16.70+120.6% | 7.57-21.4% | 9.63-26.6% | 13.12 |
| Total Shareholders Equity | 17.91-6.5% | 19.16+27.1% | 15.07+8.2% | 13.93-25.4% | 18.67+11.8% | 16.70+120.6% | 7.57-21.4% | 9.63-26.6% | 13.12 |
| Accumulated Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 17.91-6.5% | 19.16+27.1% | 15.07+8.2% | 13.93-25.4% | 18.67+11.8% | 16.70+120.6% | 7.57-21.4% | 9.63-26.6% | 13.12 |
| Total Liabilities & Stockholders Equity | 134.89+25.8% | 107.21+0.3% | 106.93+9.2% | 97.91-26.8% | 133.68+61.7% | 82.67+34.3% | 61.56-9.8% | 68.22+1.2% | 67.44 |
| Book Value Per Share per share | 0.65-9.7% | 0.72+26.3% | 0.57+1.8% | 0.56-23.3% | 0.73+9.0% | 0.67+52.3% | 0.44-26.7% | 0.60-25.9% | 0.81 |
| Tangible Book Value Per Share per share | 0.65-5.8% | 0.69+35.3% | 0.51+13.3% | 0.45-21.1% | 0.57+32.6% | 0.43+48.3% | 0.29-21.6% | 0.37-28.8% | 0.52 |
| Full-Time Employees people | 1070.0% | 107-15.1% | 126+7.7% | 117+8.3% | 108+21.3% | 89+74.5% | 51+18.6% | 43+30.3% | 33 |
| Price to Book Ratio ratio | 2.99 | 2.10 | 3.05 | 2.98 | 5.95 | 3.99 | 3.53 | 2.76 | 3.03 |
| Return on Assets % | -2.08 | 3.09 | -0.46 | -4.74 | -0.30 | -4.03 | -7.88 | -5.57 | -4.39 |
| Return on Equity % | -13.55 | 19.32 | -3.28 | -33.64 | -1.82 | -23.95 | -59.48 | -33.18 | -27.19 |
| Return on Invested Capital % | -12.04 | 14.85 | -2.68 | -33.66 | -1.52 | -15.14 | -51.95 | -39.19 | -22.93 |
| Quick Ratio ratio | 1.08 | 1.12 | 1.09 | 1.06 | 1.07 | 1.09 | 1.03 | 1.04 | 1.09 |
| Current Ratio ratio | 1.08 | 1.12 | 1.09 | 1.07 | 1.08 | 1.09 | 1.03 | 1.04 | 1.09 |
Cash flow, annual
| Metric | TTM | 2025FY12/31/2025 | 2024FY12/31/2024 | 2023FY12/31/2023 | 2022FY12/31/2022 | 2021FY12/31/2021 | 2020FY12/31/2020 | 2019FY12/31/2019 | 2018FY12/31/2018 |
|---|---|---|---|---|---|---|---|---|---|
| Net Income | -0.88 | -2.51-175.8% | 3.31 | -0.48 | -5.48 | -0.32 | -2.91 | -5.12 | -3.78 |
| Depreciation | 1.40 | 1.95-13.7% | 2.26+8.7% | 2.08-24.1% | 2.74+3.8% | 2.64+73.7% | 1.52-24.8% | 2.02+7.4% | 1.88 |
| Other Funds (Non Cash) | 1.53 | 1.71-19.0% | 2.11+1.9% | 2.07-1.0% | 2.09+24.4% | 1.68+11.3% | 1.51+4.9% | 1.44+10.8% | 1.30 |
| Funds from Operations | 2.26 | 1.20-73.9% | 4.60+25.3% | 3.67 | -0.66-117.0% | 3.89+3141.7% | 0.12 | -1.66 | -0.60 |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | 1.14 | 0.31 | -1.71 | -0.17 | -16.38-163.2% | 25.90+319.8% | 6.17 | -2.08-1323.5% | 0.17 |
| Cash from Operating Activities | 3.40 | 1.51-47.9% | 2.90-17.4% | 3.51 | -17.04-157.2% | 29.78+373.4% | 6.29 | -3.73 | -0.42 |
| Capital Expenditures | -3.33 | -1.54 | -0.99 | -0.83 | -0.81 | -1.27 | -0.86 | -0.65 | -0.70 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -5.91 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 0.00 | 0.00-100.0% | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase or Sale of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | - |
| Sale Or Maturity of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Sources | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00-100.0% | 0.01 |
| Cash from Investing Activities | -3.33 | -1.54 | -0.94 | -0.83 | -0.81 | -1.27 | -6.76 | -0.65 | -0.70 |
| Cash Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Capital Stock | -0.68 | -0.98 | -1.31 | -0.46 | -1.34-276.3% | 0.76-92.4% | 9.98+480.2% | 1.72 | -0.98 |
| Repurchase of Common Pref Stock | -0.80 | -1.07 | -1.41 | -0.46 | -1.34 | -0.24 | -0.28 | -0.07 | -0.98 |
| Sale of Common Pref Stock | 0.12 | 0.09-10.0% | 0.10 | 0.00 | 0.00-100.0% | 1.00-90.3% | 10.26+473.2% | 1.79 | 0.00 |
| Proceedsfrom Stock Options | 0.12 | 0.09-10.0% | 0.10 | 0.00 | 0.00-100.0% | 1.00-90.3% | 10.26+473.2% | 1.79 | 0.00 |
| Issuance or Reduction of Debt, Net | 0.64 | 0.64 | -0.11 | -0.06 | -0.05-138.5% | 0.13 | 0.00 | 0.00 | 0.00 |
| Change in Long Term Debt | 0.64 | 0.64 | -0.11 | -0.06 | -0.05-138.5% | 0.13 | 0.00 | 0.00 | 0.00 |
| Issuance of Long Term Debt | 0.87 | 0.79 | 0.00 | 0.00 | 0.00-100.0% | 0.17-79.0% | 0.81 | 0.00 | 0.00 |
| Reduction of Long Term Debt | -0.23 | -0.15 | -0.11 | -0.06 | -0.05 | -0.04 | -0.81 | 0.00 | 0.00 |
| Net Financing Active Other Cash Flow | 14.41 | 29.05 | -3.73-156.8% | 6.57 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Financing Activities Uses | -14.64 | 0.00 | -3.73 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Financing Activities | 14.38 | 28.72 | -5.14-184.8% | 6.06 | -1.40-257.3% | 0.89-91.1% | 9.98+480.2% | 1.72 | -0.98 |
| Net Change in Cash | 14.44 | 28.70 | -3.19-136.5% | 8.73 | -19.25-165.5% | 29.40+209.1% | 9.51 | -2.66 | -2.11 |
| Free Cash Flow | 0.14 | -0.02-101.1% | 1.90-28.8% | 2.67 | -17.85-162.6% | 28.51+424.1% | 5.44 | -4.38 | -1.13 |
| Preferred Dividends (Cash Flow) | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Price to Free Cash Flow ratio | 537.89 | - | 20.59 | 17.05 | - | 3.06 | 7.57 | - | - |
| Deferred Taxes & Investment Tax Credit | - | 0.05 | -3.08 | 0.00 | 0.00 | -0.11 | 0.00 | 0.00 | 0.00 |
Balance sheet, quarterly
| Metric | 2026Q39/30/2026 | 2026Q26/30/2026 | 2026Q13/31/2026 | 2025Q412/31/2025 | 2025Q39/30/2025 | 2025Q26/30/2025 | 2025Q13/31/2025 | 2024Q412/31/2024 |
|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 7.34-5.3% | 6.39-14.9% | 7.73-11.4% | 7.43-7.8% | 7.75-7.6% | 7.51+0.1% | 8.72+23.7% | 8.06+12.6% |
| Short Term Receivables | 6.20+19.0% | 6.53+33.5% | 5.42+18.6% | 5.27-19.5% | 5.21+22.3% | 4.89-10.9% | 4.57-6.0% | 6.55+17.8% |
| Inventories | 0.62+82.4% | 0.39+2.6% | 0.39+11.4% | 0.46+15.0% | 0.34-15.0% | 0.38-7.3% | 0.35-18.6% | 0.40-4.8% |
| Other Current Assets | 89.36+19.5% | 97.87+16.5% | 93.75+11.2% | 110.24+37.5% | 74.77-16.1% | 84.04-3.0% | 84.27+8.7% | 80.15-4.7% |
| Total Current Assets | 103.52+17.5% | 111.17+14.8% | 107.29+9.6% | 123.41+29.7% | 88.07-13.8% | 96.82-3.2% | 97.90+8.9% | 95.16-2.1% |
| Net Property, Plant & Equipment | 9.25+50.2% | 7.84+27.5% | 8.07+32.1% | 6.58+5.6% | 6.16-2.5% | 6.15+9.6% | 6.11+5.3% | 6.23+2.5% |
| Total Investments and Advances | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Intangible Assets | 0.01-95.7% | 0.01-97.8% | 0.01-98.5% | 0.01-98.9% | 0.23-79.1% | 0.45-65.9% | 0.66-57.1% | 0.88-49.7% |
| Deferred Tax Assets | 4.38-4.4% | 4.40-3.9% | 4.46-2.6% | 4.53-1.1% | 4.58-2.3% | 4.58+205.3% | 4.58+205.3% | 4.58+205.3% |
| Other Assets | 0.360.0% | 0.360.0% | 0.360.0% | 0.360.0% | 0.36+5.9% | 0.36+5.9% | 0.36+5.9% | 0.360.0% |
| Total Assets | 117.51+18.2% | 123.79+14.3% | 120.19+9.6% | 134.89+25.8% | 99.40-13.3% | 108.35-0.4% | 109.62+10.7% | 107.21+0.3% |
| Short Term Debt Incl. Current Port. of LT Debt | 1.09+23.9% | 1.09+39.7% | 1.09+41.6% | 0.93+22.4% | 0.88+17.3% | 0.78+23.8% | 0.77+14.9% | 0.76+2.7% |
| Accounts Payable | 1.10+31.0% | 0.97+54.0% | 1.28+77.8% | 0.88-30.2% | 0.84+44.8% | 0.63-35.1% | 0.72-20.0% | 1.26+22.3% |
| Income Tax Payable | 0.36+50.0% | 0.25+56.3% | 0.58+7.4% | 0.33-29.8% | 0.240.0% | 0.16+6.7% | 0.54+42.1% | 0.47+62.1% |
| Other Current Liabilities | 91.89+20.7% | 99.16+16.2% | 95.32+11.2% | 111.88+35.7% | 76.12-16.3% | 85.34-4.0% | 85.71+8.1% | 82.45-5.4% |
| Total Current Liabilities | 94.44+21.0% | 101.47+16.7% | 98.27+12.0% | 114.02+34.2% | 78.07-15.6% | 86.92-4.1% | 87.73+8.0% | 84.95-4.8% |
| Long Term Debt | 3.56+34.8% | 3.52+30.4% | 3.78+30.3% | 2.96-4.8% | 2.64-15.9% | 2.70+9.8% | 2.90+12.0% | 3.11+17.8% |
| Provision for Risks Charges | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Liabilities | 97.99+21.4% | 104.99+17.2% | 102.05+12.6% | 116.98+32.9% | 80.71-15.6% | 89.62-3.8% | 90.63+8.2% | 88.05-4.2% |
| Non-Equity Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 19.52+4.4% | 18.79+0.3% | 18.14-4.5% | 17.91-6.5% | 18.69-1.3% | 18.73+19.2% | 18.99+24.4% | 19.16+27.1% |
| Total Shareholders Equity | 19.52+4.4% | 18.79+0.3% | 18.14-4.5% | 17.91-6.5% | 18.69-1.3% | 18.73+19.2% | 18.99+24.4% | 19.16+27.1% |
| Accumulated Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 19.52+4.4% | 18.79+0.3% | 18.14-4.5% | 17.91-6.5% | 18.69-1.3% | 18.73+19.2% | 18.99+24.4% | 19.16+27.1% |
| Total Liabilities & Stockholders Equity | 117.51+18.2% | 123.79+14.3% | 120.19+9.6% | 134.89+25.8% | 99.40-13.3% | 108.35-0.4% | 109.62+10.7% | 107.21+0.3% |
| Book Value Per Share per share | 0.680.0% | 0.66-7.0% | 0.66-8.3% | 0.65-9.7% | 0.68-2.9% | 0.71+24.6% | 0.72+24.1% | 0.72+26.3% |
| Tangible Book Value Per Share per share | 0.68+1.5% | 0.66-4.3% | 0.66-4.3% | 0.65-5.8% | 0.67+1.5% | 0.69+30.2% | 0.69+32.7% | 0.69+35.3% |
| Full-Time Employees people | - | - | - | 1070.0% | - | - | - | 107-15.1% |
| Price to Book Ratio ratio | 2.99 | 3.78 | 1.76 | 1.99 | 2.01 | 2.14 | 2.03 | 2.10 |
| Return on Assets % | -0.81 | -1.30 | -1.88 | -2.08 | -0.36 | 2.65 | 3.18 | 3.09 |
| Return on Equity % | -4.58 | -8.04 | -11.61 | -13.55 | -2.06 | 16.71 | 19.38 | 19.32 |
| Return on Invested Capital % | 0.94 | 1.26 | 0.56 | -7.17 | -1.95 | -1.71 | -1.07 | 2.83 |
| Quick Ratio ratio | 1.09 | 1.09 | 1.09 | 1.08 | 1.12 | 1.11 | 1.11 | 1.12 |
| Current Ratio ratio | 1.10 | 1.10 | 1.09 | 1.08 | 1.13 | 1.11 | 1.12 | 1.12 |
Cash flow, quarterly
| Metric | 2026Q39/30/2026 | 2026Q26/30/2026 | 2026Q13/31/2026 | 2025Q412/31/2025 | 2025Q39/30/2025 | 2025Q26/30/2025 | 2025Q13/31/2025 | 2024Q412/31/2024 |
|---|---|---|---|---|---|---|---|---|
| Net Income | 0.22 | 0.28 | 0.12 | -1.50-338.1% | -0.42-114.7% | -0.37-562.5% | -0.23 | 0.63+2000.0% |
| Depreciation | 0.34-20.9% | 0.29-37.0% | 0.23-54.0% | 0.55-1.8% | 0.43-25.9% | 0.46-16.4% | 0.50-13.8% | 0.56+7.7% |
| Other Funds (Non Cash) | 0.63+57.5% | 0.09-79.1% | 0.35-14.6% | 0.47-19.0% | 0.40-29.8% | 0.43-6.5% | 0.41-18.0% | 0.58+5.5% |
| Funds from Operations | 1.21+188.1% | 0.71+34.0% | 0.76+13.4% | -0.42-122.3% | 0.42-48.8% | 0.53-50.9% | 0.67-19.3% | 1.88+72.5% |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | 1.84 | -1.40 | 0.18-74.3% | 0.52-94.0% | -0.11 | -0.80 | 0.70 | 8.64 |
| Cash from Operating Activities | 3.05+916.7% | -0.69 | 0.95-30.7% | 0.10-99.0% | 0.30 | -0.26 | 1.37 | 10.52 |
| Capital Expenditures | -1.93 | -0.40 | -0.61 | -0.40 | -0.39 | -0.43 | -0.31 | -0.29 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 0.00 | 0.00 | 0.00 | 0.00-100.0% | 0.00 | 0.00 | 0.00 | 0.05 |
| Purchase or Sale of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale Or Maturity of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Sources | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Investing Activities | -1.93 | -0.40 | -0.61 | -0.40 | -0.39 | -0.43 | -0.31 | -0.25 |
| Cash Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Preferred Dividends (Cash Flow) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Capital Stock | -0.06 | -0.12 | -0.22 | -0.28 | -0.03 | -0.33 | -0.34 | -0.97 |
| Repurchase of Common Pref Stock | -0.13 | -0.14 | -0.23 | -0.30 | -0.06 | -0.36 | -0.35 | -1.01 |
| Sale of Common Pref Stock | 0.06+100.0% | 0.02-33.3% | 0.010.0% | 0.02-60.0% | 0.03-25.0% | 0.03+200.0% | 0.01 | 0.05 |
| Proceedsfrom Stock Options | 0.06+100.0% | 0.02-33.3% | 0.010.0% | 0.02-60.0% | 0.03-25.0% | 0.03+200.0% | 0.01 | 0.05 |
| Issuance or Reduction of Debt, Net | 0.23+21.1% | -0.07 | -0.04 | 0.53 | 0.19 | -0.04 | -0.04 | -0.04 |
| Change in Long Term Debt | 0.23+21.1% | -0.07 | -0.04 | 0.53 | 0.19 | -0.04 | -0.04 | -0.04 |
| Issuance of Long Term Debt | 0.31+34.8% | 0.00 | 0.00 | 0.57 | 0.23 | 0.00 | 0.00 | 0.00 |
| Reduction of Long Term Debt | -0.08 | -0.07 | -0.04 | -0.04 | -0.04 | -0.04 | -0.04 | -0.04 |
| Net Financing Active Other Cash Flow | -7.89 | 4.13 | -16.81-525.6% | 34.99 | -9.14 | -0.75 | 3.95 | -3.73 |
| Other Financing Activities Uses | -7.89 | 4.13 | -16.81 | 5.93 | -5.93 | 0.00 | 0.00 | -3.73 |
| Cash from Financing Activities | -7.72 | 3.94 | -17.07-576.8% | 35.23 | -8.98 | -1.11 | 3.58 | -4.73 |
| Net Change in Cash | -6.61 | 2.85 | -16.74-460.8% | 34.93+530.5% | -9.06 | -1.81 | 4.64 | 5.54 |
| Free Cash Flow | 1.57+1644.4% | -0.83 | 0.55-48.1% | -1.15-111.3% | 0.09 | -0.02 | 1.06 | 10.22 |
| Price to Free Cash Flow ratio | 537.89 | - | - | - | 3.37 | 6.27 | 6.55 | 20.82 |
Revenue breakdown
USD millions, so a column adds up to the income statement. Share is of the latest year in that split. The change is versus the older year shown, not TTM.
| Name | 2024 | 2025 | vs 2024 | 2025 share |
|---|---|---|---|---|
| ACH and Complementary Service Interest | 0.79 | 0.75 | -5.6% | 0.9% |
| Automated Cleaning House and Complementary Service | 16.68 | 22.20 | +33.1% | 26.0% |
| Credit Card | 29.27 | 30.01 | +2.5% | 35.1% |
| Output Solutions | 20.62 | 20.65 | +0.1% | 24.2% |
| Output Solutions Interest | 0.15 | 0.17 | +13.3% | 0.2% |
| Prepaid Card Services | 14.08 | 11.00 | -21.8% | 12.9% |
| Prepaid Card Services Interest | 1.35 | 0.62 | -54.3% | 0.7% |
| Total | 82.93 | 85.39 | +3.0% | 100.0% |
| Name | 2024 | 2025 | vs 2024 | 2025 share |
|---|---|---|---|---|
| United States | 82.93 | 85.39 | +3.0% | 100.0% |
| Total | 82.93 | 85.39 | +3.0% | 100.0% |
| Name | 2024 | 2025 | vs 2024 | 2025 share |
|---|---|---|---|---|
| Merchant Services | 62.16 | 64.58 | +3.9% | 75.6% |
| Output Solutions | 20.77 | 20.82 | +0.2% | 24.4% |
| Total | 82.93 | 85.39 | +3.0% | 100.0% |
Short interest
shares short against float, oldest to newest| Settlement | Of float | Shares short | Float | Avg volume |
|---|---|---|---|---|
| 2026-10-30 | 0.23% | 0.0M | 18.0M | 344.08K |
| 2026-10-15 | 0.28% | 0.0M | 18.0M | 343.73K |
| 2026-09-30 | 0.36% | 0.1M | 18.0M | 341.45K |
| 2026-09-15 | 0.30% | 0.1M | 18.0M | 334.39K |
| 2026-08-31 | 0.36% | 0.1M | 17.6M | 300.12K |
| 2026-08-14 | 0.28% | 0.1M | 19.6M | 244.79K |
| 2026-07-31 | 0.35% | 0.1M | 19.0M | 145.88K |
| 2026-07-15 | 0.40% | 0.1M | 19.0M | 112.46K |
| 2026-06-30 | 0.27% | 0.1M | 19.0M | 93.79K |
| 2026-06-15 | 0.27% | 0.1M | 19.1M | 74.39K |
| 2026-05-29 | 0.16% | 0.0M | 19.5M | 66.41K |
| 2026-05-15 | 0.37% | 0.1M | 19.5M | 52.50K |
| 2026-04-30 | 0.03% | 0.0M | 19.6M | 39.05K |
| 2026-04-15 | 0.03% | 0.0M | 19.6M | 45.97K |
| 2026-03-31 | 0.05% | 0.0M | 19.6M | 49.24K |
| 2026-03-13 | 0.03% | 0.0M | 19.6M | 53.10K |
| 2026-02-27 | 0.10% | 0.0M | 19.3M | 52.59K |
| 2026-02-13 | 0.07% | 0.0M | 19.3M | 56.21K |
| 2026-01-30 | 0.10% | 0.0M | 19.3M | 59.77K |
| 2026-01-15 | 0.08% | 0.0M | 19.3M | 60.53K |
Option chain
expiry 2026-11-20| Type | Strike | Bid | Ask | Last | IV | Open int | Volume | Delta | Theta | Vega |
|---|---|---|---|---|---|---|---|---|---|---|
| call | 2.50 | 0.00 | 0.75 | 0.05 | 760.2% | 422 | 0.00 | 0.648 | -0.054 | 0.001 |
| call | 5.00 | 0.00 | 0.05 | 0.02 | 351.1% | 119 | 0.00 | 0.108 | -0.013 | 0.001 |
| call | 7.50 | 0.00 | 0.70 | 0.00 | - | 0.00 | 0.00 | 0.091 | -0.016 | 0.000 |
| put | 2.50 | 0.00 | 0.55 | 0.30 | 203.7% | 139 | 0.00 | -0.352 | -0.054 | 0.001 |
| put | 5.00 | 2.45 | 3.30 | 0.00 | 728.2% | 0.00 | 0.00 | -0.891 | -0.014 | 0.001 |
| put | 7.50 | 4.90 | 5.80 | 0.00 | - | 0.00 | 0.00 | -0.909 | -0.015 | 0.000 |
Latest SEC filings
30| Filed | Form | Description | Period | Link |
|---|---|---|---|---|
| 2026-11-10 | 8-K | Current report | 2026-11-10 | SEC |
| 2026-11-10 | 10-Q | Quarterly report pursuant to Section 13 or 15(d) | 2026-09-30 | SEC |
| 2026-10-19 | 8-K | Current report | 2026-10-19 | SEC |
| 2026-09-03 | 4 | Statement of changes in beneficial ownership of securities | 2026-08-21 | SEC |
| 2026-08-26 | 4 | Statement of changes in beneficial ownership of securities | 2026-07-01 | SEC |
| 2026-08-25 | SCHEDULE 13G | SEC | ||
| 2026-08-25 | 4 | Statement of changes in beneficial ownership of securities | 2026-08-21 | SEC |
| 2026-08-25 | 4 | Statement of changes in beneficial ownership of securities | 2026-08-21 | SEC |
| 2026-08-25 | 4 | Statement of changes in beneficial ownership of securities | 2026-08-21 | SEC |
| 2026-08-25 | 4 | Statement of changes in beneficial ownership of securities | 2026-08-21 | SEC |
| 2026-08-25 | 4 | Statement of changes in beneficial ownership of securities | 2026-08-21 | SEC |
| 2026-08-25 | 4 | Statement of changes in beneficial ownership of securities | 2026-08-21 | SEC |
| 2026-08-12 | 8-K | Current report | 2026-08-12 | SEC |
| 2026-08-12 | 10-Q | Quarterly report pursuant to Section 13 or 15(d) | 2026-06-30 | SEC |
| 2026-06-23 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-21 | SEC |
| 2026-06-23 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-21 | SEC |
| 2026-06-23 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-21 | SEC |
| 2026-06-23 | 4/A | 2026-06-21 | SEC | |
| 2026-06-22 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-21 | SEC |
| 2026-06-22 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-21 | SEC |
| 2026-06-22 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-21 | SEC |
| 2026-06-22 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-21 | SEC |
| 2026-06-17 | 8-K | Current report | 2026-06-17 | SEC |
| 2026-06-16 | 8-K/A | 2026-06-10 | SEC | |
| 2026-06-15 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-11 | SEC |
| 2026-06-15 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-11 | SEC |
| 2026-06-15 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-11 | SEC |
| 2026-06-15 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-11 | SEC |
| 2026-06-15 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-11 | SEC |
| 2026-06-15 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-11 | SEC |
Insider activity by month
| Month | Bought | Buys | Sold | Sells |
|---|---|---|---|---|
| 2026-11 | 0 | 0 | 0 | 0 |
| 2026-10 | 0 | 0 | 0 | 0 |
| 2026-09 | 0 | 0 | 0 | 0 |
| 2026-08 | 0 | 0 | 0 | 0 |
| 2026-07 | 0 | 0 | 0 | 0 |
| 2026-06 | 0 | 0 | 0 | 0 |
| 2026-05 | 0 | 0 | 0 | 0 |
| 2026-04 | 0 | 0 | 0 | 0 |
| 2026-03 | 0 | 0 | 37.19K | 4 |
| 2026-02 | 0 | 0 | 0 | 0 |
| 2026-01 | 0 | 0 | 86.39K | 10 |
| 2025-12 | 0 | 0 | 0 | 0 |
| 2025-11 | 0 | 0 | 0 | 0 |
Institutional holders
| Manager | % owned |
|---|---|
| VANGUARD CAPITAL MANAGEMENT LLC | 3.32% |
| RENAISSANCE TECHNOLOGIES LLC | 1.76% |
| Stonebridge Wealth Management, LLC | 0.98% |
| PERKINS CAPITAL MANAGEMENT INC | 0.93% |
| GEODE CAPITAL MANAGEMENT, LLC | 0.71% |
| North Star Investment Management Corp. | 0.63% |
| JANE STREET GROUP, LLC | 0.44% |
| BlackRock, Inc. | 0.41% |
| VANGUARD FIDUCIARY TRUST CO | 0.38% |
| Rothschild Wealth LLC | 0.27% |
Funds
| Fund | % owned |
|---|---|
| VANGUARD TOTAL STOCK MARKET INDEX FUND | 2.64% |
| Jacob Discovery Fund | 1.33% |
| North Star Micro Cap Fund | 0.63% |
| VANGUARD EXTENDED MARKET INDEX FUND | 0.61% |
| Fidelity Extended Market Index Fund | 0.35% |
| iShares Micro-Cap ETF | 0.24% |
| Ultra-Small Company Market Fund | 0.22% |
| Fidelity Series Total Market Index Fund | 0.10% |
| Fidelity Total Market Index Fund | 0.08% |
| VANGUARD BALANCED INDEX FUND | 0.05% |
OakChart. USIO. Cached 15 minutes. Terms
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