OakChart

Banco Santander SA ADR

SANFinancial·Banks - Diversified·Spain·Large·NYSE·Nov 13 • 7:05 AM ET

12.21+0.08 (0.66%)
2026-11-13 13:07 CET
Market cap
$177.60B
Revenue, TTM
- USD m
Net income, TTM
18,802.00 USD m
Free cash flow, TTM
- USD m
EPS diluted, TTM
1.25
9.80
Compare

Price

SAN against its 20, 50 and 200-day averages
Terms2050200MissEarnings
Patternshover a marker to name it
RS 74Sales 18,700Price18,53218,80711.0012.0013.0014.0015.0036.7M73.5MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26SANclose 12.2120-day 12.2650-day 13.37200-day 12.9312.2152w high 15.0552-week range, not 6 months

18.9% under the 52-week high of 15.05 on 3 Sep 2026. 52-week low 10.05 on 20 Nov 2025. Last 15 sessions, 14.0% high to low

Volume 0.09× normal · the line is the 50-bar volume average

Setup. RS line 74
CANSLIM 1 of 6 — fails: EPS Growth Qtr Over Qtr: High (>25%); EPS Growth This Year: High (>25%); 52-Week High/Low: 0-10% below High; Performance: Year +50%; Institutional Ownership: Over 50%
VCP 4 of 6 — fails: 200-Day Simple Moving Average: Price above SMA200; 52-Week High/Low: 0-10% below High
Minervini 1 of 4 — fails: 200-Day Simple Moving Average: Price above SMA200; 52-Week High/Low: 0-10% below High; Performance: Year +50%
Zanger 0 of 5 — fails: RSI (14): Not Oversold (>50); Performance: Week +10%; 20-Day High/Low: 0-5% below High; Relative Volume: Over 1.5; 200-Day Simple Moving Average: Price above SMA200
Leaders 1 of 5 — fails: 50-Day Simple Moving Average: Price above SMA50; 200-Day Simple Moving Average: Price above SMA200; Performance: Year +50%; 52-Week High/Low: 0-10% below High
Breakout 0 of 4 — fails: 52-Week High/Low: New High; Relative Volume: Over 2; 50-Day Simple Moving Average: Price above SMA50; 200-Day Simple Moving Average: Price above SMA200
Growth 0 of 4 — fails: EPS Growth Qtr Over Qtr: High (>25%); EPS Growth This Year: High (>25%); EPS Growth Next Year: High (>25%); Return on Equity: Over +15%
Quality 2 of 5 — fails: Return on Equity: Over +15%; Net Profit Margin: High (>20%); Debt/Equity: Low (<0.1)
Value 2 of 4 — fails: Return on Equity: Over +15%; Debt/Equity: Low (<0.1)
Income 4 of 4
Small Cap 1 of 4 — fails: Float: Under 100M; 200-Day Simple Moving Average: Price above SMA200; Performance: Year +50%
Accumulation 1 of 4 — fails: Institutional Ownership: Over 30%; Institutional Transactions: Over +10%; 200-Day Simple Moving Average: Price above SMA200
Relative Strength 1 of 3 — fails: Performance: Year +100%; 200-Day Simple Moving Average: Price above SMA200

Profile

SAN
52-week range, 43% of the way up
10.0515.05

Banco Santander SA is a banking services company, which engages in the provision of banking services to individuals, companies, and institutions. It operates through the following segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, Payments, and Corporate Centre. The Retail & Commercial Banking segment integrates the retail banking business for individuals and commercial banking. The Digital Consumer Bank segment includes Santander Consumer Finance, which incorporates the entire consumer finance business in Europe, Openbank, Open Digital Services (ODS), and SBNA Consumer. The Corporate & Investment Banking segment includes markets, investment banking, finance, and global transactional banking; offers products and services on a global scale to corporate and institutional customers; and collaborates with other global businesses to better serve a broad customer base. The Wealth Management & Insurance segment includes the corporate unit of private banking and international private banking in Miami and Switzerland, the asset management business, the insurance business, and the unit that manages the investment platforms and stakes that complement wealth's traditional business. The Payments segment is involved in digital payment solutions, providing global technology solutions for banks and new customers in the open market. The Corporate Center segment includes centralized activities relating to equity stakes in financial companies and the financial management of the structural exchange rate position. The company was founded on March 21, 1857 and is headquartered in Madrid, Spain.

Employees198403
IPOJul 30, 1987
Beta0.76
ATR, 14d0.36
Rel volume0.09
Short float0.20%
Insider own0.00%
Inst own3.44%

Snapshot

6 groups

Valuation

Index-
Market Cap$177.60B
Enterprise Value-
Income18.80B
Sales148.23B
Book / share8.71
Cash / share-
Dividend Est.0.29 (2.42%)
Dividend TTM0.29 (2.36%)
Dividend Ex-DateOct 30, 2026
Dividend Gr. 3/5Y35.72% 46.14%
Payout19.61%
Employees198403
IPOJul 30, 1987

Ratios

Price / earnings9.80
Forward price / earnings8.75
Price / earnings / growth0.58
Price / sales1.20
Price / book1.40
Price / cash-
Price / free cash flow-
Value / cash profit-
Value / sales-
Quick Ratio-
Current Ratio1.73
Debt / equity4.30
Long-term debt / equity4.30
Options and shortYes / Yes

Earnings

Earnings / share1.25
Earnings next year1.40
Earnings next quarter0.29
Earnings this year10.33%
Earnings next year19.19%
Earnings growth, 5 years15.18%
Past earnings growth21.75% -
Past sales growth12.60% 13.80%
Earnings vs last year27.88%
Sales vs last year21.16%
Earnings vs last quarter-9.22%
Sales vs last quarter11.47%
EarningsOct 28 BMO
Surprise3.80% -1.98%

Ownership

Insiders own0.00%
Insider trades-
Institutions own3.44%
Institution trades0.59%
Return on assets0.71%
Return on equity13.15%
Return on capital2.80%
Gross Margin-
Operating margin15.13%
Profit Margin12.68%
20-day average-0.37%
50-day average-8.71%
200-day average-5.53%

Technical

Shares out14.55B
Shares floating14.55B
Short / float0.20%
Short ratio2.61
Short interest29.78M
52-week high15.05 -18.9%
52-week low10.05 +21.5%
Volatility1.70% 1.91%
Average range0.36
Strength index44.72
Market sensitivity0.76
Relative volume0.09
Avg Volume11.40M
Volume49,974

Performance

Perf Week4.00%
Perf Month-9.29%
Perf Quarter-16.31%
Perf Half Y4.00%
Perf YTD4.09%
Perf Year11.71%
Perf 3Y215.50%
Perf 5Y235.44%
Perf 10Y190.65%
Recommendation1.62
Target Price15.39
Prev Close12.13
Price12.21
Change %0.66%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 30, 2026DowngradeErste GroupBuy → Hold
Mar 23, 2026UpgradeMorgan StanleyEqual-Weight → Overweight
Feb 23, 2026UpgradeRBC Capital MktsSector Perform → Outperform
Jan 13, 2026UpgradeKeplerHold → Buy
Jun 04, 2025ResumedCitigroupBuy
Nov 26, 2024UpgradeMorgan StanleyEqual-Weight → Overweight
Mar 25, 2024UpgradeBarclaysEqual Weight → Overweight
Jul 18, 2023InitiatedBarclaysEqual Weight
May 01, 2023DowngradeHSBC SecuritiesBuy → Hold
Mar 22, 2023UpgradeExane BNP ParibasNeutral → Outperform

Peers

Mkt cap
TickerCompanyMkt cap
BBVABanco Bilbao Vizcaya Argentaria SA ADR141.91B
HSBCHSBC Holdings plc ADR306.57B
INGING Groep NV ADR94.47B
BCSBarclays plc ADR75.81B
TDToronto Dominion Bank209.16B
UBSUBS Group AG146.60B
LYGLloyds Banking Group plc ADR74.03B
NWGNatWest Group Plc ADR62.33B
DBDeutsche Bank AG66.33B
ITUBItau Unibanco Holding SA ADR39.94B

Insider trading

1 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
David HazellChief Compliance OfficerMar 13 '26Proposed Sale11.373,45539,283Mar 13 10:27 AM

Held by

AUM
TickerCompanyAUM
DFIVDimensional International Value ETFAUM: 22.42B
AVDEAvantis International Equity ETFAUM: 19.85B
IDVOAmplify CWP International Enhanced Dividend Income ETFAUM: 1.38B
DFAIDimensional International Core Equity Market ETFAUM: 18.35B
DFICDimensional International Core Equity 2 ETFAUM: 15.50B
APIEActivePassive International Equity ETFAUM: 1.14B
DFACU.S. Core Equity 2 Portfolio-ETF Class SharesAUM: 49.67B
FTHIFirst Trust BuyWrite Income ETFAUM: 2.58B
VTVanguard Total World Stock ETFAUM: 84.66B
DFAXDimensional World ex U.S. Core Equity 2 ETFAUM: 12.16B

News

latest 14 of 200

Quarterly earnings

2026Q3 EPS 0.279 beat 0.268, from 0.257 a year earlier. Sales 17,779 missed 18,137, from 17,807 a year earlier
EPS
0.42102024Q4 EPS 0.208 against 0.18024Q42025Q1 EPS 0.239 against 0.22925Q12025Q2 EPS 0.253 against 0.25725Q22025Q3 EPS 0.257 against 0.25625Q32025Q4 EPS 0.283 against 0.24425Q42026Q1 EPS 0.421 against 0.28126Q12026Q2 EPS 0.262 against 0.28526Q22026Q3 EPS 0.279 against 0.26826Q3
Sales, USD millions
19,00702024Q4 sales 16,701 against 15,72224Q42025Q1 sales 17,662 against 17,25825Q12025Q2 sales 17,763 against 18,16425Q22025Q3 sales 17,807 against 17,78325Q32025Q4 sales 19,007 against 18,44625Q42026Q1 sales 17,714 against 17,66526Q12026Q2 sales 17,922 against 17,89726Q22026Q3 sales 17,779 against 18,13726Q3

The outline behind the bar is the estimate. The filled bar is the print. Green beat it, red missed it.

PeriodReportedEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mSurpriseYear-ago quarterAnalystsNext session
2026Q3ended 2026-09-302026-10-28 08:300.2790.2680.25617,77918,137EPS +3.8% · sales -2.0%vs 2025Q3, year-ago quarter · EPS +8.5% · sales -0.2%3 EPS · 12 salesOpen -3.77% vs SPY +0.23%. Close -6.26% vs SPY +0.34%
2026Q2ended 2026-06-302026-07-22 08:300.2620.2850.27917,92217,897EPS -7.8% · sales +0.1%vs 2025Q2, year-ago quarter · EPS +3.9% · sales +0.9%2 EPS · 8 salesOpen +1.76% vs SPY -0.22%. Close +0.66% vs SPY -0.12%
2026Q1ended 2026-03-312026-04-29 08:300.4210.2810.43517,71417,665EPS +49.8% · sales +0.3%vs 2025Q1, year-ago quarter · EPS +76.5% · sales +0.3%2 EPS · 9 salesOpen +1.33% vs SPY -0.10%. Close -0.75% vs SPY -0.02%
2025Q4ended 2025-12-312026-02-04 08:300.2830.2440.29919,00718,446EPS +16.0% · sales +3.0%vs 2024Q4, year-ago quarter · EPS +35.8% · sales +13.8%2 EPS · 13 salesOpen +4.25% vs SPY +0.12%. Close +1.64% vs SPY -0.48%
2025Q3ended 2025-09-302025-10-29 08:300.2570.2560.25717,80717,783EPS +0.1% · sales +0.1%vs 2024Q3, year-ago quarter · EPS +18.8% · sales +9.0%3 EPS · 9 salesOpen +2.88% vs SPY +0.24%. Close +2.88% vs SPY +0.05%
2025Q2ended 2025-06-302025-07-30 08:300.2530.2570.26217,76318,164EPS -1.8% · sales -2.2%vs 2024Q2, year-ago quarter · EPS +16.4% · sales +4.4%3 EPS · 9 salesOpen -2.35% vs SPY +0.10%. Close -1.91% vs SPY -0.13%
2025Q1ended 2025-03-312025-04-30 08:300.2390.2290.22117,66217,258EPS +4.3% · sales +2.3%vs 2024Q1, year-ago quarter · EPS +31.3% · sales +9.8%3 EPS · 8 salesOpen -7.36% vs SPY -1.22%. Close -5.41% vs SPY +0.04%
2024Q4ended 2024-12-312025-02-05 08:300.2080.1800.21316,70115,722EPS +15.8% · sales +6.2%vs 2023Q4, year-ago quarter · EPS +6.6% · sales +5.7%3 EPS · 12 salesOpen +7.89% vs SPY -0.19%. Close +9.55% vs SPY +0.41%
2024Q3ended 2024-09-302024-10-29 08:300.2160.2190.22016,34416,612EPS -1.3% · sales -1.6%vs 2023Q3, year-ago quarter · EPS +20.0% · sales +3.9%3 EPS · 10 salesOpen -2.40% vs SPY -0.17%. Close -2.80% vs SPY +0.16%
2024Q2ended 2024-06-302024-07-24 08:300.2170.2140.21517,00816,757EPS +1.7% · sales +1.5%vs 2023Q2, year-ago quarter · EPS +22.7% · sales +7.5%3 EPS · 11 salesOpen +2.23% vs SPY -0.89%. Close +2.23% vs SPY -2.27%
2024Q1ended 2024-03-312024-04-30 08:300.1820.1890.18516,08716,107EPS -3.9% · sales -0.1%vs 2023Q1, year-ago quarter · EPS +10.4% · sales +5.2%4 EPS · 8 salesOpen -3.57% vs SPY -0.29%. Close -4.76% vs SPY -1.58%
2023Q4ended 2023-12-312024-01-31 08:300.1960.1740.18315,80715,828EPS +12.4% · sales -0.1%vs 2022Q4, year-ago quarter · EPS +37.5% · sales +6.8%3 EPS · 9 salesOpen +2.02% vs SPY -0.46%. Close +1.01% vs SPY -1.63%
2023Q3ended 2023-09-302023-10-24 16:300.1800.1830.19815,73315,453EPS -1.7% · sales +1.8%vs 2022Q3, year-ago quarter · EPS +30.7% · sales +16.2%3 EPS · 11 sales-
2023Q2ended 2023-06-302023-07-26 08:300.1770.1700.17415,82015,399EPS +3.9% · sales +2.7%vs 2022Q2, year-ago quarter · EPS +33.1% · sales +21.6%3 EPS · 7 sales-
2023Q1ended 2023-03-312023-04-25 08:300.1650.1530.16115,29715,047EPS +7.7% · sales +1.7%vs 2022Q1, year-ago quarter · EPS +9.7% · sales +16.7%3 EPS · 7 sales-
2022Q4ended 2022-12-312023-02-02 08:300.1420.1340.09614,79514,429EPS +6.4% · sales +2.5%vs 2021Q4, year-ago quarter · EPS +1.5% · sales +11.2%3 EPS · 8 sales-

Annual earnings

2025FY EPS 1.062 beat 1.040, from 0.803 a year earlier. Sales 73,595 beat 72,426, from 64,833 a year earlier
EPS
1.06202018FY EPS 0.509 against 0.51720182019FY EPS 0.471 against 0.47120192020FY EPS 0.315 against 0.32120202021FY EPS 0.529 against 0.52620212022FY EPS 0.590 against 0.56420222023FY EPS 0.706 against 0.69020232024FY EPS 0.803 against 0.79620242025FY EPS 1.062 against 1.0402025
Sales, USD millions
73,59502018FY sales 55,327 against 54,51920182019FY sales 54,436 against 54,54020192020FY sales 53,576 against 53,23920202021FY sales 52,420 against 52,68520212022FY sales 57,019 against 55,25020222023FY sales 62,619 against 62,26420232024FY sales 64,833 against 64,47720242025FY sales 73,595 against 72,4262025

Reported years only. The outline behind the bar is the estimate. A later year with no print stays in the table.

earnings feed, not the snapshot. Not the statement ratio.

PeriodEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mP/E, earnings feed
2030FYestimate-1.864--87,4446.55
2029FYestimate-1.766--85,6326.92
2028FYestimate-1.622--80,9417.53
2027FYestimate-1.396--77,4968.75
2026FYestimate-1.171--71,07410.42
2025FY1.0621.0401.07373,59572,42611.05
2024FY0.8030.7960.83164,83364,4775.68
2023FY0.7060.6900.70462,61962,2645.86
2022FY0.5900.5640.56457,01955,2505.00
2021FY0.5290.5260.51652,42052,6856.22
2020FY0.3150.321-0.61453,57653,2399.69
2019FY0.4710.4710.38854,43654,5408.31
2018FY0.5090.5170.50655,32754,5198.31
2017FY0.5500.5170.43660,28457,65011.13
2016FY0.4400.4250.42847,10746,82210.78
2015FY0.4610.4900.43949,17949,06626.47
2014FY0.5410.5480.53451,56351,09622.58
2013FY0.5190.5360.52154,77855,16423.54
2012FY0.2880.5020.33257,58158,08242.44
2011FY0.8411.0000.77957,45958,01514.52
2010FY1.1771.1881.17956,41156,36710.38

Estimate revisions

Latest snapshot of each period and type. 2026FY R 1.22 per share.
PeriodTypeScaleDateMeanvs prior date
2026FYRper share2026-11-121.220.0%
2026FYEper share2026-11-101.17-0.1%
2026FYSUSD millions2026-11-1071,1330.0%
2026Q4Eper share2026-10-290.29-0.5%
2026Q4SUSD millions2026-10-2918,700-0.6%
2026Q4Rper share2026-10-280.29+0.1%
2026Q3SUSD millions2026-10-2218,137+0.0%
2026Q3Eper share2026-10-210.27-2.9%
2026Q3Rper share2026-10-210.26-4.4%
2026Q2Eper share2026-07-150.28-1.4%
2026Q2Rper share2026-07-150.35+6.1%
2026Q2SUSD millions2026-07-1517,897-0.1%
2026Q1Eper share2026-04-280.28+1.7%
2026Q1Rper share2026-04-280.31+8.9%
2026Q1SUSD millions2026-04-2217,665-0.1%
2025FYEper share2026-02-041.05+0.3%
2025Q4Eper share2026-02-040.24+0.3%
2025FYRper share2026-02-041.06+0.0%
2025FYSUSD millions2026-02-0472,584+0.2%
2025Q4SUSD millions2026-02-0418,523+0.4%
2025Q4Rper share2026-02-030.24-4.7%
2025Q3SUSD millions2025-10-2317,7830.0%
2025Q3Eper share2025-10-140.26-1.8%
2025Q3Rper share2025-10-140.25-5.8%
2025Q2Rper share2025-07-290.260.0%
2025Q2SUSD millions2025-07-2318,1640.0%
2025Q2Eper share2025-07-150.26+0.1%
2025Q1Eper share2025-04-300.24+4.9%
2025Q1Rper share2025-04-300.24+8.2%
2025Q1SUSD millions2025-04-3017,381+0.7%
2024FYSUSD millions2025-02-0564,5070.0%
2024Q4SUSD millions2025-02-0415,7220.0%
2024FYEper share2025-02-030.80+0.2%
2024FYRper share2025-02-030.82+0.2%
2024Q4Eper share2025-01-230.18+3.0%
2024Q4Rper share2025-01-230.18+4.6%
2024Q3SUSD millions2024-10-2316,5920.0%
2024Q3Eper share2024-10-210.22-1.6%
2024Q3Rper share2024-10-210.22-2.3%
2024Q2Eper share2024-07-240.22+1.6%
2024Q2Rper share2024-07-240.22+1.0%
2024Q2SUSD millions2024-07-2416,859+0.6%
2024Q1SUSD millions2024-04-2616,107+0.1%
2024Q1Eper share2024-04-170.19+0.3%
2024Q1Rper share2024-04-170.19-0.4%
2023FYRper share2024-01-300.700.0%
2023FYEper share2024-01-260.69+0.0%
2023FYSUSD millions2024-01-2662,264+0.0%

Estimate history

Annual
Metric201720182019202020212022202320242025TTMMRQ
EPS per share0.4360.5060.388-0.6140.5160.5640.7040.8311.0161.2454-
Sales USD millions87,27789,52889,11073,58878,16198,354136,808141,050140,421148,230-
Shares million shares16,83816,94317,33217,31217,06316,55115,88615,13714,678-14,545
Quarterly
MetricQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
EPS per share0.220.2130.2210.2620.2570.2990.4350.2790.233
Sales USD millions36,07836,22134,50816,62834,98634,64036,19138,40138,999
Shares million shares15,19615,13715,13614,86914,87014,67814,67814,67814,545

Income statement, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Interest Income123,960.27115,594.60-2.6%118,685.27+3.7%114,406.90+51.4%75,583.97+36.1%55,524.74+5.6%52,589.30-18.0%64,153.09-0.6%64,526.41
Total Interest Expense70,238.4666,994.64-5.0%70,553.28+5.3%67,019.44+94.4%34,483.52+122.8%15,475.68-1.2%15,671.23-34.9%24,066.08+2.1%23,576.12
Net Interest Income53,721.8248,599.95+1.0%48,131.99+1.6%47,387.46+15.3%41,100.45+2.6%40,049.06+8.5%36,918.07-7.9%40,087.01-2.1%40,950.29
Loan Loss Provision18,062.8717,206.30+2.0%16,876.54+20.5%14,006.93+22.7%11,416.73+30.4%8,754.93-38.0%14,115.16+34.9%10,467.21-1.3%10,600.05
Net Interest Income After Loan Loss Provision35,658.9531,393.65+0.4%31,255.45-6.4%33,380.53+12.5%29,683.72-5.1%31,294.13+37.2%22,802.91-23.0%29,619.80-2.4%30,350.24
Non-Interest Income24,270.0224,826.46+11.0%22,365.04-0.2%22,400.72-1.6%22,770.41+0.6%22,636.12+7.8%20,998.33-15.9%24,957.01-0.2%25,001.26
Non-Interest Expense37,501.2335,667.58+2.1%34,949.43-9.2%38,496.36+4.2%36,945.95-0.3%37,045.65+8.1%34,256.23-12.4%39,099.83-0.2%39,181.85
Operating Income22,427.7420,552.53+10.1%18,671.06+8.0%17,284.88+11.5%15,508.18-8.2%16,884.60+76.9%9,545.01-38.3%15,476.97-4.3%16,169.65
Unusual Expense586.01271.99-59.0%663.08+193.5%225.950.0%225.96-13.5%261.22-97.8%11,873.97+559.3%1,800.87+600.2%257.19
Net Income Before Taxes21,845.2420,332.46+12.8%18,020.97+5.2%17,131.36+12.0%15,289.57-8.4%16,683.66-2,257.15-116.5%13,676.10-13.9%15,884.15
Income Taxes5,573.445,330.27+1.7%5,239.71+13.3%4,622.85-1.9%4,714.67-18.5%5,784.61-9.9%6,420.34+29.6%4,954.91-14.0%5,764.26
Consolidated Net Income17,325.8715,752.69+16.5%13,524.38+2.7%13,171.23+16.4%11,312.69-0.8%11,409.66-8,786.92-196.7%9,083.82-17.3%10,989.37
Net Income From Continuing Operations16,131.0614,173.81+15.6%12,258.80+2.4%11,974.44+18.6%10,094.61+5.1%9,602.41-9,998.72-237.1%7,291.90-20.9%9,213.85
Net Income18,802.0015,212.10+17.6%12,930.53+13.0%11,442.53+20.0%9,538.64+6.8%8,933.41-10,627.98-260.4%6,625.95-22.5%8,553.19
EPS (Recurring) per share1.141.03+19.8%0.86+21.1%0.71+24.6%0.57+7.5%0.53-0.13-128.3%0.46-11.5%0.52
EPS (Basic, Before Extraordinaries) per share1.281.02+22.9%0.83+16.9%0.71+24.6%0.57+9.6%0.52-0.61-256.4%0.39-23.5%0.51
EPS (Diluted) per share1.251.02+22.9%0.83+18.6%0.70+25.0%0.56+7.7%0.52-0.61-256.4%0.39-23.5%0.51
Non-Operating Income (Expense)3.5151.91+299.9%12.98-82.1%72.43+884.1%7.36-87.8%60.28-16.1%71.820.00-28.31
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Price To Earnings Ratio ratio statement ratio, not the snapshot9.459.450.881.000.790.98-1.631.39
Price To Sales Ratio ratio1.581.250.500.490.510.730.720.760.81
Operating Margin %15.1314.6413.2412.6315.7721.6012.9717.3718.06
Net Margin %12.6810.839.178.369.7011.43-14.447.449.55
Shares Outstanding million shares14,545.4114,678.24-3.0%15,136.96-4.7%15,886.33-4.0%16,550.71-3.0%17,063.05-1.4%17,312.20-0.1%17,331.85+2.3%16,942.52
Market Capitalization176,435.70176,435.70+1466.5%11,263.41+2.6%10,973.39+35.4%8,101.94-14.5%9,470.86+7.7%8,789.91-23.1%11,434.13-5.5%12,095.22

Income statement, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Interest Income32,471.88+10.8%32,112.0929,648.30+4.4%29,727.99-2.1%29,303.31-3.5%0.00-100.0%28,407.03-10.8%30,369.80+3.8%
Total Interest Expense18,701.25+9.3%17,896.8816,651.58+1.9%16,988.75-2.6%17,107.53-4.6%0.00-100.0%16,339.49-12.8%17,445.75+1.5%
Net Interest Income13,770.64+12.9%14,215.22+14.3%12,996.72+7.7%12,739.24-1.4%12,195.79-1.9%12,437.37-2.7%12,067.54-7.9%12,924.04+7.1%
Loan Loss Provision4,688.14+10.9%5,056.85+8.2%4,623.55+17.3%3,694.32+11.0%4,226.92+30.6%4,674.36+26.1%3,940.42-3.4%3,328.08-11.0%
Net Interest Income After Loan Loss Provision9,082.50+14.0%9,158.36+18.0%8,373.17+3.0%9,044.92-5.7%7,968.87-13.3%7,763.02-14.5%8,127.12-10.0%9,595.96+15.3%
Non-Interest Income6,526.63+14.8%6,289.37-62.2%6,542.23+7.2%4,911.79-16.0%5,683.03-0.4%16,627.75+168.5%6,101.13+11.5%5,850.81+5.5%
Non-Interest Expense9,775.74+17.3%9,901.86+38.6%9,378.14+5.8%8,445.49-20.1%8,336.98-12.7%7,141.88-28.5%8,865.95-6.9%10,571.99+8.4%
Operating Income5,833.39+9.8%5,545.87+15.3%5,537.27+3.3%5,511.22+13.1%5,314.91-0.7%4,811.51-8.9%5,362.30+7.7%4,874.78+18.6%
Unusual Expense559.95+1128.5%6.1719.89-80.9%0.00-100.0%45.58-71.4%0.00-100.0%104.19-23.8%196.27+98.4%
Net Income Before Taxes5,271.27+0.0%5,545.38+15.3%5,517.38+4.5%5,511.22+17.8%5,269.34+1.5%4,810.37-5.8%5,282.31+9.1%4,678.51+15.4%
Income Taxes1,370.83-1.7%1,386.54+17.3%1,462.41-3.9%1,353.65+22.4%1,394.17-4.6%1,182.19-24.2%1,521.86-4.5%1,106.16+42.1%
Consolidated Net Income4,183.71+3.3%4,348.11+13.8%4,421.16+12.3%4,372.89+15.1%4,048.12+2.7%3,822.00+2.1%3,937.26+16.5%3,800.62+10.5%
Net Income From Continuing Operations3,947.47+9.7%4,091.54+17.2%4,164.94+16.3%3,927.11+12.8%3,597.03+0.7%3,492.17+1.1%3,580.48+15.7%3,482.75+10.4%
Net Income3,948.02-3.6%4,090.98+5.2%6,381.95+78.2%4,381.04+25.8%4,094.87+14.7%3,888.88+12.6%3,580.48+15.7%3,482.75+10.4%
EPS (Recurring) per share0.260.0%0.28+7.7%0.44+91.3%0.30+36.4%0.26+13.0%0.26+18.2%0.23+21.1%0.22+15.8%
EPS (Basic, Before Extraordinaries) per share0.27-3.6%0.28+7.7%0.43+79.2%0.30+30.4%0.28+21.7%0.26+13.0%0.24+20.0%0.23+15.0%
EPS (Diluted) per share0.23-11.5%0.28+7.7%0.43+95.5%0.30+42.9%0.26+18.2%0.26+18.2%0.22+22.2%0.21+16.7%
Non-Operating Income (Expense)-2.175.680.00-100.0%0.000.00-1.1324.210.00-100.0%
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Price To Earnings Ratio ratio statement ratio, not the snapshot9.4510.8610.5211.6910.881.491.250.88
Price To Sales Ratio ratio1.581.401.351.431.361.000.760.51
Operating Margin %14.9614.4415.3015.9115.1928.9415.5413.46
Net Margin %10.1210.6517.6312.6511.7023.3910.389.62
Shares Outstanding million shares14,545.41-2.2%14,678.24-1.3%14,677.92-3.0%14,678.24-3.0%14,869.80-2.1%14,869.47-2.1%15,136.47-2.5%15,136.96-4.7%
Market Capitalization176,435.70+13.2%202,559.16+884.7%165,570.10+881.8%174,422.75+1448.6%155,835.50+1109.2%20,569.89+72.1%16,864.37+35.0%11,263.41+2.6%

Balance sheet, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/20182017FY12/31/2017
Cash & Due from Banks178,846.42-10.1%199,031.38-18.2%243,400.79+2.2%238,074.66-0.6%239,595.53+27.3%188,229.71+65.9%113,447.71-12.7%129,933.86-2.5%133,282.80
Investments609,343.42+21.4%501,818.83+12.2%447,334.65+20.6%370,951.55+9.8%337,754.09-15.4%399,112.22-1.2%403,940.60+1.9%396,341.54-3.8%411,924.83
Net Loans1,210,357.63+10.5%1,095,824.09-7.0%1,178,515.74+4.2%1,131,120.64+0.2%1,128,725.59-1.0%1,139,849.39+7.4%1,061,278.85+4.2%1,018,825.58-3.2%1,052,857.84
Investment in Unconsolidated Affiliates8,282.22+9.9%7,535.33-10.8%8,446.15+3.9%8,127.11-5.0%8,557.43-8.2%9,325.90-5.3%9,846.57+13.5%8,674.22+16.8%7,425.75
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets18,526.95-8.0%20,141.51-21.6%25,679.80+1.6%25,277.82-6.3%26,966.42-6.6%28,879.45+4.2%27,702.18+3.8%26,682.26-15.4%31,534.21
Net Property, Plant & Equipment13,697.61+4.7%13,084.58-11.7%14,811.15+2.9%14,396.14-4.5%15,078.13-6.7%16,166.77-4.2%16,883.52+81.2%9,316.67-6.3%9,941.42
Interest Receivables0.000.000.000.000.000.000.000.000.00
Deferred Tax Assets22,248.78+12.1%19,850.53-13.5%22,940.27+3.4%22,184.93+0.4%22,107.17-6.1%23,548.44-7.8%25,545.85-3.9%26,587.38-4.6%27,870.57
Other Intangible Assets131,999.96+193.3%45,011.11+2.3%43,996.00+6.8%41,181.98+14.4%35,999.20-10.7%40,307.41-20.3%50,579.85-2.4%51,804.13-12.9%59,484.03
Total Assets2,193,302.99+15.3%1,902,297.38-4.2%1,985,124.54+7.2%1,851,314.82+2.0%1,814,783.56-1.7%1,845,419.29+8.0%1,709,225.14+2.5%1,668,165.64-3.8%1,734,321.44
Total Deposits1,066,740.02+7.5%992,666.54-5.3%1,047,771.57+3.4%1,013,656.97+1.8%996,012.07-0.1%996,992.59+13.1%881,672.11+3.1%854,774.41-1.8%870,244.98
Total Debt611,591.31+12.6%542,946.82-6.1%578,276.54+9.2%529,646.29-2.9%545,511.43-2.7%560,705.25+3.6%541,395.22+1.1%535,394.30-3.6%555,153.86
Long Term Debt308,691.26+7.8%286,335.42-12.4%326,990.760.0%327,103.59-18.0%398,715.97+0.4%397,159.44+14.7%346,218.29-12.4%395,160.66+3.6%381,248.00
Provision for Risks Charges9,812.53+12.7%8,705.45-6.6%9,324.35+7.2%8,697.02-20.2%10,897.79-17.9%13,277.96-15.4%15,700.41+3.9%15,118.16-13.1%17,398.39
Deferred Tax Liabilities6,933.95+6.7%6,498.80-3.3%6,722.90-2.0%6,860.28-6.6%7,348.59+1.2%7,259.32-0.8%7,320.94+15.0%6,365.06+9.6%5,808.27
Other Liabilities365,808.29+52.2%240,342.66+5.1%228,674.70+21.0%189,040.93+30.0%145,393.29-7.0%156,413.74+11.9%139,756.86+3.8%134,697.36-14.9%158,320.68
Total Liabilities2,060,886.10+15.1%1,791,160.27-4.3%1,870,770.07+7.0%1,747,901.49+2.5%1,705,163.17-1.7%1,734,648.86+9.4%1,585,845.55+2.6%1,546,349.29-3.8%1,606,926.17
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity121,168.01+18.7%102,101.34-2.4%104,613.67+10.9%94,361.98-3.8%98,108.52-0.6%98,723.36-11.5%111,494.56+1.9%109,368.59-2.8%112,572.60
Total Shareholders Equity121,168.01+18.7%102,101.34-2.4%104,613.67+10.9%94,361.98-3.8%98,108.52-0.6%98,723.36-11.5%111,494.56+1.9%109,368.59-2.8%112,572.60
Accumulated Minority Interest11,248.88+24.5%9,035.77-7.2%9,740.80+7.6%9,051.35-21.4%11,511.88-4.4%12,047.07+1.4%11,885.03-4.5%12,447.76-16.0%14,822.68
Total Equity132,416.89+19.1%111,137.11-2.8%114,354.47+10.6%103,413.32-5.7%109,620.39-1.0%110,770.43-10.2%123,379.59+1.3%121,816.35-4.4%127,395.27
Total Liabilities & Stockholders Equity2,193,302.99+15.3%1,902,297.38-4.2%1,985,124.54+7.2%1,851,314.82+2.0%1,814,783.56-1.7%1,845,419.29+8.0%1,709,225.14+2.5%1,668,165.64-3.8%1,734,321.44
Book Value Per Share per share8.25+22.2%6.75+2.4%6.59+15.6%5.70-0.9%5.75+0.9%5.70-11.4%6.43-0.5%6.46-3.4%6.69
Tangible Book Value Per Share per share6.87+26.5%5.43+4.4%5.20+15.6%4.50-3.0%4.64+1.3%4.58-1.3%4.64+2.4%4.53-2.4%4.64
Tier 1 Capital110,850.46+18.8%93,273.70-1.2%94,392.34+7.6%87,750.36-3.5%90,906.63-1.6%92,390.26+4.2%88,637.09+2.2%86,694.21-1.5%88,010.23
Tier 2 Capital20,505.90+16.3%17,634.56-2.0%18,002.48+19.2%15,103.72-12.3%17,216.07+9.4%15,733.63+17.1%13,439.69+0.8%13,338.27-22.3%17,165.44
Full-Time Employees people198,403-4.0%206,753-2.8%212,764+3.1%206,462+4.8%197,070+3.1%191,189-2.7%196,419-3.1%202,713+0.2%202,251
Price to Book Ratio ratio1.390.110.110.090.100.090.100.110.91
Return on Assets %0.690.630.620.550.52-0.560.430.540.47
Return on Equity %12.7011.8612.0410.499.76-9.516.608.307.16
Return on Invested Capital %3.703.502.772.401.93-2.021.591.831.51
Current Ratio ratio0.340.320.340.340.330.310.250.280.34

Cash flow, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Funds from Operations-47,279.52+20.7%39,184.25+6.9%36,668.20+19.3%30,726.29-3.7%31,918.21+3.0%30,986.78-6.2%33,032.38+1.1%32,663.73
Extraordinary Item-0.000.000.000.000.000.000.000.00
Changes in Working Capital-46,991.73+95.5%24,040.58-52.3%50,428.64+57023.5%88.28-118,573.96-146,034.14-145,432.93-51,490.18
Cash from Operating Activities-94,271.24+49.1%63,224.82-27.4%87,096.84+182.6%30,814.57-86,655.75-115,047.36-112,400.54-18,826.45
Capital Expenditures--8,643.78-11,463.76-14,749.66-11,392.56-13,478.13-9,712.58-15,829.53-14,387.05
Net Assets From Acquisitions--211.04-76.80-1,377.34-823.96-165.48-3,341.27-92.90-861.22
Sale of Fixed Assets and Businesses-8,701.34+15.5%7,530.73-21.5%9,595.98+24.3%7,719.41-10.3%8,607.19+65.1%5,214.24-26.9%7,134.09+47.5%4,838.15
Purchase or Sale of Investments--110,257.55-89,358.47-80,945.29-1,295.85-45,292.33-596.2%9,127.78-87.6%73,504.42-44,471.85
Purchase of Investments--111,102.86-90,095.10-81,825.32-32,568.64-48,526.23-5,203.98-70.51-95,954.95
Sale Or Maturity of Investments-845.30+14.8%736.63-16.3%880.03-97.2%31,272.79+867.0%3,233.90-77.4%14,331.76-80.5%73,574.93+42.9%51,483.10
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00
Other Uses-0.000.000.000.000.000.000.000.00
Other Sources-0.000.000.000.000.000.000.000.00
Cash from Investing Activities--110,411.04-93,368.30-87,476.31-5,792.97-50,328.75-4007.0%1,288.17-98.0%64,716.08-54,881.96
Cash Dividends Paid--3,770.58-3,263.46-2,444.40-1,942.20-1,551.940.00-4,222.93-3,678.46
Change in Capital Stock--3,685.94-4,352.72-2,469.27-1,552.29-934.95-42.18-298.3%21.27-43.65
Repurchase of Common Pref Stock--4,605.73-5,180.22-3,361.19-2,154.50-1,944.36-864.10-1,038.66-1,210.42
Sale of Common Pref Stock-919.79+11.2%827.49-7.2%891.92+48.1%602.21-40.3%1,009.41+22.8%821.92-22.5%1,059.93-9.2%1,166.77
Proceedsfrom Stock Options-919.79+11.2%827.49-7.2%891.92+48.1%602.21-40.3%1,009.41+22.8%821.92-22.5%1,059.93-9.2%1,166.77
Issuance or Reduction of Debt, Net--7,375.26-334.7%3,142.31-28.7%4,406.63-2,282.72-172.7%3,139.34+774.2%359.09-4,513.93-591.2%919.02
Change in Long Term Debt-0.000.000.000.000.000.000.000.00
Reduction of Long Term Debt-0.000.000.000.000.000.000.000.00
Net Financing Active Other Cash Flow--1,197.42-1,486.24-1,717.89-4,694.70-2,215.03-2,493.12-2,613.45-1,091.27
Other Financing Activities Uses--1,691.74-2,318.06-2,038.98-4,704.16-2,480.98-2,781.54-2,613.45-1,091.27
Cash from Financing Activities--16,029.19-5,960.12-2,224.94-10,471.91-105.3%198,038.54+10.8%178,765.09+457.6%32,057.52-58.7%77,557.93
Exchange Rate Effect--10,053.37-277.3%5,671.30-348.12-1,534.42-125.0%6,141.57-4,847.17-417.0%1,528.89-701.95
Net Change in Cash--42,222.36-30,432.29-2,952.53-122.7%13,015.27-80.6%67,195.62+11.7%60,158.73-14,098.06-547.9%3,147.57
Free Cash Flow-87,664.55+62.2%54,036.94-27.7%74,722.39+251.0%21,286.43-98,493.29-123,467.21-126,688.87-31,480.44
Price to Free Cash Flow ratio-2.091.400.932.58----

Balance sheet, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q39/30/20262026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/2024
Cash & Due from Banks184,389.35-3.1%157,784.33-23.4%158,215.50-12.3%178,846.42-10.1%190,231.33+0.6%206,075.24+23.1%180,337.23-4.1%199,031.38-18.2%
Investments634,064.41+45.2%616,006.72+47.7%577,885.91+17.5%609,343.42+21.4%436,615.90-6.4%416,992.60-4.6%491,618.46+12.7%501,818.83+12.2%
Net Loans1,447,649.91+7.4%1,347,164.43+2.1%1,292,796.05+6.6%1,210,357.63+10.5%1,347,350.18+8.4%1,318,882.69+10.1%1,212,337.63+0.5%1,095,824.09-7.0%
Investment in Unconsolidated Affiliates9,064.08+4.9%8,828.65+4.6%8,812.03+9.4%8,282.22+9.9%8,638.60-10.4%8,441.16-4.4%8,058.29-2.9%7,535.33-10.8%
Net Property, Plant & Equipment14,132.25+0.6%13,711.57-2.4%13,536.05+1.0%13,697.61+4.7%14,044.77+0.9%14,047.46+2.3%13,403.12-6.9%13,084.58-11.7%
Interest Receivables0.000.000.000.000.000.000.000.00
Deferred Tax Assets23,785.83+7.0%23,255.25+7.2%22,644.19+8.7%22,248.78+12.1%22,225.12+4.2%21,700.96+1.4%20,840.30-7.3%19,850.53-13.5%
Other Intangible Assets58,908.59-52.6%51,226.96-59.2%48,028.30+2.9%131,999.96+212.1%124,344.38+172.3%125,449.35+177.3%46,674.36+1.6%42,297.07-3.9%
Total Assets2,387,936.07+10.4%2,234,541.17+4.8%2,139,203.33+7.3%2,193,302.99+15.3%2,162,784.90+7.5%2,131,580.13+11.3%1,993,160.20+2.5%1,902,297.38-4.2%
Total Deposits1,330,293.89+15.2%1,242,303.43+9.3%1,165,428.41+4.1%1,066,740.02+7.5%1,155,264.70+2.2%1,136,559.13+4.6%1,119,597.05+1.6%992,666.54-5.3%
Total Debt544,980.83+8.9%515,455.48+3.7%499,822.06+7.0%611,591.31+12.6%500,253.90+1.8%497,261.64+7.1%467,184.34-2.1%542,946.82-6.1%
Long Term Debt544,980.83+8.9%515,455.48+3.7%499,822.06+7.0%308,691.26+7.8%500,253.90+1.8%497,261.64+7.1%467,184.34-2.1%286,335.42-12.4%
Provision for Risks Charges9,895.53+8.8%10,529.89+10.8%10,103.64+12.0%9,812.53+12.7%9,099.20-4.9%9,505.84+5.6%9,022.91-0.4%8,705.45-6.6%
Deferred Tax Liabilities6,417.55-7.7%6,823.41+0.0%6,658.56-3.4%6,933.95+6.7%6,956.00+1.6%6,822.42+4.2%6,894.92+3.6%6,498.80-3.3%
Other Liabilities361,863.64-0.1%326,920.90-7.5%327,512.85+20.8%365,808.29+52.2%362,062.15+41.1%353,499.06+48.8%271,083.75+14.5%240,342.66+5.1%
Total Liabilities2,253,451.43+10.8%2,102,033.12+4.9%2,009,525.52+7.2%2,060,886.10+15.1%2,033,635.95+7.3%2,003,648.09+11.1%1,873,782.97+2.3%1,791,160.27-4.3%
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.00
Common Equity126,660.91+6.6%125,017.55+6.0%122,162.01+11.5%121,168.01+18.7%118,765.48+11.0%117,973.10+15.7%109,516.08+6.2%102,101.34-2.4%
Total Shareholders Equity126,660.91+6.6%125,017.55+6.0%122,162.01+11.5%121,168.01+18.7%118,765.48+11.0%117,973.10+15.7%109,516.08+6.2%102,101.34-2.4%
Accumulated Minority Interest7,823.73-24.7%7,490.50-24.8%7,515.80-23.8%11,248.88+24.5%10,383.48+9.9%9,958.94+19.5%9,861.15+4.1%9,035.77-7.2%
Total Equity134,484.64+4.1%132,508.05+3.6%129,677.81+8.6%132,416.89+19.1%129,148.95+10.9%127,932.04+16.0%119,377.22+6.0%111,137.11-2.8%
Total Liabilities & Stockholders Equity2,387,936.07+10.4%2,234,541.17+4.8%2,139,203.33+7.3%2,193,302.99+15.3%2,162,784.90+7.5%2,131,580.13+11.3%1,993,160.20+2.5%1,902,297.38-4.2%
Book Value Per Share per share8.71+9.0%8.52+7.4%8.32+14.9%8.25+22.2%7.99+13.5%7.93+18.2%7.24+9.0%6.75+2.4%
Tangible Book Value Per Share per share6.67+0.8%7.06+7.5%6.95+18.4%6.87+26.5%6.62+17.4%6.57+23.0%5.87+11.6%5.43+4.4%
Tier 1 Capital107,219.70-2.1%110,526.24+3.7%110,320.85+10.8%110,850.46+18.8%109,535.85+11.3%106,618.06+14.8%99,562.03+5.2%93,273.70-1.2%
Tier 2 Capital20,946.21+6.6%21,809.59+9.9%20,522.99+5.4%20,505.90+16.3%19,644.83+4.0%19,843.89+17.6%19,478.17-1.4%17,634.56-2.0%
Full-Time Employees people186,151-7.5%185,279-9.3%185,243-10.6%198,403-4.0%201,304-3.3%204,330-2.5%207,137-1.9%206,753-2.8%
Price to Book Ratio ratio1.391.661.371.471.320.190.170.11
Return on Assets %0.710.720.730.710.680.700.720.70
Return on Equity %13.1512.9913.1113.0812.5412.8513.2513.16
Return on Invested Capital %0.590.641.031.020.660.630.620.90
Current Ratio ratio1.731.761.740.341.801.902.040.32

Cash flow, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4

Revenue breakdown

USD millions, so a column adds up to the income statement. Share is of the latest year in that split. The change is versus the older year shown, not TTM.

Product
Name20242025vs 20242025 share
Total Commercial Banks, NEC revenue47,375.7847,765.06+0.8%100.0%
Total47,375.7847,765.06+0.8%100.0%
Region
Name20242025vs 20242025 share
Spain47,375.7847,765.06+0.8%100.0%
Total47,375.7847,765.06+0.8%100.0%
Segment
Name20242025vs 20242025 share
Consolidation, Policy-3,116.04-3,390.52+8.8%-7.1%
Corporate And Investment Banking4,314.864,564.68+5.8%9.6%
Corporate Center-333.24-552.68+65.8%-1.2%
Digital Consumer Bank11,660.2812,447.70+6.8%26.1%
Payments2,777.393,278.86+18.1%6.9%
Retail And Commercial Banking30,226.7229,787.18-1.5%62.4%
Wealth Management And Insurance1,845.821,629.84-11.7%3.4%
Total47,375.7847,765.06+0.8%100.0%

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-300.20%29.8M14545.4M12.15M
2026-10-150.22%32.2M14545.4M12.39M
2026-09-300.33%48.2M14545.4M12.29M
2026-09-150.28%40.8M14545.4M12.51M
2026-08-310.35%52.4M15008.1M12.59M
2026-08-140.72%107.7M15008.1M10.07M
2026-07-310.61%88.8M14678.2M8.81M
2026-07-150.59%86.8M14678.2M8.27M
2026-06-300.59%87.0M14678.2M8.60M
2026-06-150.62%91.4M14678.2M9.41M
2026-05-290.65%95.4M14678.2M11.47M
2026-05-150.57%83.3M14678.2M12.18M
2026-04-300.54%78.7M14678.2M15.33M
2026-04-150.53%78.1M14678.2M14.86M
2026-03-310.55%81.4M14677.5M13.81M
2026-03-130.50%74.1M14677.5M11.71M
2026-02-270.40%58.5M14677.5M8.56M
2026-02-130.29%42.0M14673.0M6.75M
2026-01-300.03%3.7M14673.8M3.13M
2026-01-150.03%3.9M14673.8M3.05M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call6.005.107.600.007.8380.000.000.975-0.0170.001
call7.004.006.600.006.5850.000.000.970-0.0170.001
call8.003.904.505.012.9370.000.000.962-0.0160.001
call9.002.104.600.004.4070.000.000.951-0.0150.002
call10.001.953.201.703.05410.000.000.899-0.0220.003
call11.001.051.551.321.28838.008.000.811-0.0250.005
call12.000.150.650.350.82416859.000.561-0.0350.007
call13.000.000.250.050.4182,6570.000.152-0.0120.004
call14.000.000.050.030.6602,6550.000.093-0.0120.003
call15.000.000.050.040.7922170.000.076-0.0130.003
call16.000.000.100.051.15619.000.000.060-0.0160.002
call17.000.000.050.001.1780.000.000.055-0.0140.002
call18.000.000.050.001.3440.000.000.050-0.0150.002
call19.000.000.050.001.4970.000.000.045-0.0160.002
call20.000.000.050.001.6390.000.000.042-0.0160.002
call21.000.000.050.001.7710.000.000.040-0.0170.002
call22.000.001.750.002.0980.000.000.037-0.0190.001
call23.000.000.050.002.2210.000.000.036-0.0200.001
put6.000.001.000.002.7020.000.00-0.024-0.0170.001
put7.000.000.750.002.1770.000.00-0.030-0.0170.001
put8.000.000.050.001.7030.000.00-0.035-0.0140.001
put9.000.000.050.001.7210.000.00-0.087-0.0300.003
put10.000.000.100.101.0996.000.00-0.101-0.0220.003
put11.000.000.150.010.7962160.00-0.188-0.0250.005
put12.000.050.450.230.7302,3303.00-0.438-0.0340.007
put13.000.701.000.550.5986630.00-0.848-0.0110.004
put14.001.302.202.301.3081340.00-0.910-0.0120.003
put15.002.103.303.251.8120.000.00-0.929-0.0140.002
put16.003.104.003.971.4361.000.00-0.939-0.0150.002
put17.004.106.405.254.1300.000.00-0.946-0.0150.002
put18.005.006.706.253.3190.000.00-0.951-0.0160.002
put19.005.907.906.803.8931.002.00-0.955-0.0170.002
put20.006.908.607.743.5900.000.00-0.958-0.0170.002
put21.007.909.800.004.1360.000.00-0.960-0.0170.002
put22.008.4010.900.004.4900.000.00-0.962-0.0180.001
put23.009.4011.900.004.6670.000.00-0.964-0.0180.001

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-12425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-11-126-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-11-10SEC
2026-11-12425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-11-126-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-11-12SEC
2026-11-126-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-11-12SEC
2026-11-1225-NSESEC
2026-11-1013F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-09-30SEC
2026-11-0925-NSESEC
2026-10-306-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-30SEC
2026-10-286-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-10-28SEC
2026-10-286-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-10-28SEC
2026-10-286-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-30SEC
2026-10-286-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-30SEC
2026-10-286-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-30SEC
2026-10-226-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-10-22SEC
2026-10-216-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-10-21SEC
2026-10-156-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-10-15SEC
2026-10-156-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-10-15SEC
2026-10-146-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-10-14SEC
2026-10-146-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-10-14SEC
2026-10-086-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-10-08SEC
2026-10-016-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-10-01SEC
2026-09-296-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-29SEC
2026-09-246-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-24SEC
2026-09-22425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-09-21F-NNotification of the appointment of an agent for service by certain foreign institutions.SEC
2026-09-21F-4Registration statement for securities issued by foreign private issuers in certain business combination transactionsSEC
2026-09-176-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-17SEC
2026-09-1425-NSESEC
2026-09-106-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-10SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
MORGAN STANLEY0.60%
GOLDMAN SACHS GROUP INC0.32%
FMR LLC0.29%
Fisher Asset Management, LLC0.22%
Mondrian Investment Partners LTD0.13%
BlackRock, Inc.0.12%
DIMENSIONAL FUND ADVISORS LP0.12%
BNP PARIBAS FINANCIAL MARKETS0.11%
Chevy Chase Trust Holdings, LLC0.10%
Capital International Investors0.09%

Funds

Fund% owned
PIMCO Income Fund0.65%
Nuveen Preferred Securities and Income Fund0.57%
Nuveen Preferred & Income Opportunities Fund0.42%
Cohen & Steers Preferred Securities & Income Fund, Inc.0.38%
VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND0.29%
EUPAC Fund0.27%
VANGUARD INTERMEDIATE-TERM INVESTMENT-GRADE FUND0.27%
PIMCO Short-Term Floating NAV Portfolio II0.24%
Putnam Ultra Short Duration Income Fund0.23%
First Trust Preferred Securities and Income ETF0.23%

OakChart. SAN. Cached 15 minutes. Terms