Ally Financial Inc
ALLYFinancial·Credit Services·USA·Large·NYSE·Nov 12 • 3:59 PM ET
38.00-0.27 (-0.71%)
2026-11-13 13:34 CET
Market cap
$11.40B
Revenue, TTM
- USD m
Net income, TTM
1,359.00 USD m
Free cash flow, TTM
2,189.00 USD m
EPS diluted, TTM
4.37
8.71
Price
ALLY against its 20, 50 and 200-day averagesPatternshover a marker to name it
19.6% under the 52-week high of 47.29 on 29 Jun 2026. 52-week low 35.92 on 12 Mar 2026. Last 15 sessions, 8.2% high to low
Volume 0.00× normal · the session has not printed · the line is the 50-bar volume average
Setup. RS line 8
CANSLIM 3 of 6 — fails: EPS Growth Qtr Over Qtr: High (>25%); 52-Week High/Low: 0-10% below High; Performance: Year +50%
VCP 3 of 6 — fails: 200-Day Simple Moving Average: Price above SMA200; 50-Day Simple Moving Average: SMA50 above SMA200; 52-Week High/Low: 0-10% below High
Minervini 0 of 4 — fails: 200-Day Simple Moving Average: Price above SMA200; 50-Day Simple Moving Average: SMA50 above SMA200; 52-Week High/Low: 0-10% below High; Performance: Year +50%
Zanger 0 of 5 — fails: RSI (14): Not Oversold (>50); Performance: Week +10%; 20-Day High/Low: 0-5% below High; Relative Volume: Over 1.5; 200-Day Simple Moving Average: Price above SMA200
Leaders 1 of 5 — fails: 50-Day Simple Moving Average: Price above SMA50; 200-Day Simple Moving Average: Price above SMA200; Performance: Year +50%; 52-Week High/Low: 0-10% below High
Breakout 0 of 4 — fails: 52-Week High/Low: New High; Relative Volume: Over 2; 50-Day Simple Moving Average: Price above SMA50; 200-Day Simple Moving Average: Price above SMA200
Growth 1 of 4 — fails: EPS Growth Qtr Over Qtr: High (>25%); EPS Growth Next Year: High (>25%); Return on Equity: Over +15%
Quality 1 of 5 — fails: Return on Equity: Over +15%; Net Profit Margin: High (>20%); Debt/Equity: Low (<0.1); Current Ratio: Over 1
Value 2 of 4 — fails: Return on Equity: Over +15%; Debt/Equity: Low (<0.1)
Income 2 of 4 — fails: Dividend Growth: Growing 2+ Years; Payout Ratio: Low (<20%)
Small Cap 1 of 4 — fails: Float: Under 100M; 200-Day Simple Moving Average: Price above SMA200; Performance: Year +50%
Accumulation 1 of 4 — fails: Institutional Transactions: Over +10%; 200-Day Simple Moving Average: Price above SMA200; Performance: Year Up
Relative Strength 1 of 3 — fails: Performance: Year +100%; 200-Day Simple Moving Average: Price above SMA200
Profile
ALLY52-week range, 18% of the way up
35.9247.29
Ally Financial, Inc. engages in the provision of automotive financing and insurance services. It operates through the following segments: Automotive Finance Operations, Insurance Operations, Corporate Finance Operations, and Corporate and Other. The Automotive Finance Operations segment offers automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. The Insurance Operations segment includes consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. The Corporate Finance Operations segment is involved in senior secured asset-based and leveraged cash flow loans to mostly U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Corporate and Other segment consists of centralized corporate treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and the residual impacts of corporate FTP and treasury ALM activities. The company was founded in 1919 and is headquartered in Detroit, MI.
| Index | RUI |
|---|---|
| Employees | 10300 |
| IPO | Jan 28, 2014 |
| Beta | 1.15 |
| ATR, 14d | 1.07 |
| Rel volume | 0.00 |
| Short float | 4.14% |
| Insider own | 0.79% |
| Inst own | 98.92% |
Snapshot
6 groupsValuation
| Index | RUI |
|---|---|
| Market Cap | $11.40B |
| Enterprise Value | - |
| Income | 1.36B |
| Sales | 16.00B |
| Book / share | 43.24 |
| Cash / share | - |
| Dividend Est. | 1.25 (3.29%) |
| Dividend TTM | 1.25 (3.29%) |
| Dividend Ex-Date | Nov 02, 2026 |
| Dividend Gr. 3/5Y | 0.00% 9.57% |
| Payout | 50.63% |
| Employees | 10300 |
| IPO | Jan 28, 2014 |
Ratios
| Price / earnings | 8.71 |
|---|---|
| Forward price / earnings | 6.34 |
| Price / earnings / growth | 0.30 |
| Price / sales | 0.71 |
| Price / book | 0.88 |
| Price / cash | - |
| Price / free cash flow | 5.21 |
| Value / cash profit | - |
| Value / sales | - |
| Quick Ratio | - |
| Current Ratio | 0.95 |
| Debt / equity | 1.68 |
| Long-term debt / equity | 1.03 |
| Options and short | Yes / Yes |
Earnings
| Earnings / share | 4.37 |
|---|---|
| Earnings next year | 5.99 |
| Earnings next quarter | 1.36 |
| Earnings this year | 31.30% |
| Earnings next year | 19.84% |
| Earnings growth, 5 years | 20.94% |
| Past earnings growth | -22.20% -3.80% |
| Past sales growth | 7.16% 7.13% |
| Earnings vs last year | 161.37% |
| Sales vs last year | 4.66% |
| Earnings vs last quarter | 10.08% |
| Sales vs last quarter | 5.10% |
| Earnings | Oct 20 AMC |
| Surprise | 0.37% 0.97% |
Ownership
| Insiders own | 0.79% |
|---|---|
| Insider trades | -0.95% |
| Institutions own | 98.92% |
| Institution trades | -0.17% |
| Return on assets | 0.75% |
| Return on equity | 9.90% |
| Return on capital | 4.91% |
| Gross Margin | - |
| Operating margin | 11.61% |
| Profit Margin | 8.49% |
| 20-day average | -1.27% |
| 50-day average | -2.67% |
| 200-day average | -8.93% |
Technical
| Shares out | 300.54M |
|---|---|
| Shares floating | 297.66M |
| Short / float | 4.14% |
| Short ratio | 3.25 |
| Short interest | 12.34M |
| 52-week high | 47.29 -19.6% |
| 52-week low | 35.92 +5.8% |
| Volatility | 2.75% 2.79% |
| Average range | 1.07 |
| Strength index | 46.06 |
| Market sensitivity | 1.15 |
| Relative volume | 0.00 |
| Avg Volume | 3.79M |
| Volume | 0 |
Performance
| Perf Week | -2.14% |
|---|---|
| Perf Month | 3.43% |
| Perf Quarter | -15.39% |
| Perf Half Y | -10.31% |
| Perf YTD | -16.10% |
| Perf Year | -5.68% |
| Perf 3Y | 48.84% |
| Perf 5Y | -24.87% |
| Perf 10Y | 106.97% |
| Recommendation | 1.76 |
| Target Price | 47.17 |
| Prev Close | 38.00 |
| Price | 38.00 |
| Change % | 0.00% |
Analyst ratings
latest 10 of 20| Date | Action | Analyst | Rating change | Target | Implied |
|---|---|---|---|---|---|
| Oct 12, 2026 | Downgrade | Morgan Stanley | Overweight → Equal-Weight | $43 | +13.2% |
| Sep 30, 2026 | Downgrade | Wells Fargo | Overweight → Equal Weight | $42 | +10.5% |
| Sep 02, 2026 | Resumed | Raymond James | Strong Buy | $55 | +44.7% |
| Jan 08, 2026 | Initiated | UBS | Buy | $56 | +47.4% |
| Jan 06, 2026 | Upgrade | Evercore ISI | In-line → Outperform | $53 | +39.5% |
| Dec 17, 2025 | Upgrade | Wells Fargo | Equal Weight → Overweight | $52 | +36.8% |
| Oct 20, 2025 | Upgrade | TD Cowen | Hold → Buy | $50 | +31.6% |
| Sep 02, 2025 | Upgrade | Wells Fargo | Underweight → Equal Weight | $45 | +18.4% |
| Jul 14, 2025 | Upgrade | BTIG Research | Sell → Neutral | ||
| Apr 07, 2025 | Upgrade | Compass Point | Neutral → Buy | $41 | +7.9% |
Peers
Mkt cap| Ticker | Company | Mkt cap |
|---|---|---|
| SOFI | SoFi Technologies Inc | 20.46B |
| COF | Capital One Financial Corp | 117.00B |
| CACC | Credit Acceptance Corp | 5.13B |
| OMF | OneMain Holdings Inc | 6.22B |
| SYF | Synchrony Financial | 22.30B |
| AX | Axos Financial Inc | 5.18B |
| CPSS | Consumer Portfolio Service Inc | 213.48M |
| CFG | Citizens Financial Group Inc | 27.19B |
| HBAN | Huntington Bancshares Inc | 31.74B |
| HAPN | Happen Inc | 1.76B |
Insider trading
10 filings| Insider | Relationship | Date | Transaction | Cost | Shares | Value | Total held | Form |
|---|---|---|---|---|---|---|---|---|
| Patterson Kathleen L. | Chief HR & Corp Citizenship | Oct 21 '26 | Sale | 38.65 | 12,831 | 495,884 | 67,781 | Oct 22 04:42 PM |
| KATHLEEN L. PATTERSON | Officer | Oct 21 '26 | Proposed Sale | 38.65 | 12,831 | 495,884 | Oct 21 05:36 PM | |
| Richard Stephanie N | Chief Risk Officer | Aug 04 '26 | Sale | 44.23 | 5,000 | 221,168 | 88,927 | Aug 05 11:42 AM |
| STEPHANIE RICHARD | Officer | Aug 04 '26 | Proposed Sale | 44.23 | 5,000 | 221,168 | Aug 04 04:07 PM | |
| Richard Stephanie N | Chief Risk Officer | May 15 '26 | Sale | 42.14 | 5,000 | 210,708 | 93,927 | May 19 04:33 PM |
| STEPHANIE RICHARD | Officer | May 15 '26 | Proposed Sale | 42.14 | 5,000 | 210,708 | May 15 04:14 PM | |
| Timmerman Douglas R. | President, DFS | Apr 17 '26 | Sale | 45.17 | 39,675 | 1,792,175 | 477,627 | Apr 20 05:04 PM |
| Douglas Timmerman | Officer | Apr 17 '26 | Proposed Sale | 45.17 | 39,675 | 1,792,174 | Apr 17 01:34 PM | |
| Hutchinson Russell E. | Chief Financial Officer | Jan 27 '26 | Buy | 43.17 | 11,566 | 499,307 | 225,336 | Jan 28 04:48 PM |
| RHODES MICHAEL GEORGE | Chief Executive Officer | Jan 23 '26 | Buy | 41.68 | 23,800 | 991,867 | 49,434 | Jan 23 04:19 PM |
Held by
AUM| Ticker | Company | AUM |
|---|---|---|
| IJH | iShares Core S&P Mid-Cap ETF | AUM: 125.56B |
| VTI | Vanguard Morningstar Total Stock Market ETF | AUM: 696.31B |
| VB | Vanguard Morningstar Small-Cap ETF | AUM: 80.23B |
| DFAT | U.S. Targeted Value Portfolio-ETF Class Shares | AUM: 14.54B |
| VBR | Vanguard Morningstar Small-Cap Value ETF | AUM: 37.88B |
| VXF | Vanguard Extended Market Index ETF | AUM: 30.79B |
| DFSV | US Small Cap Value Portfolio ETF Class Shares | AUM: 8.56B |
| MDY | State Street SPDR S&P MIDCAP 400 ETF Trust | AUM: 26.08B |
| SPMD | State Street SPDR Portfolio S&P 400TM Mid Cap ETF | AUM: 19.06B |
| IJJ | iShares S&P Mid-Cap 400 Value ETF | AUM: 8.85B |
News
latest 14 of 200- Ally Financial to present at the J.P. Morgan Financials Conference (PR Newswire)
- Berkshire Hathaway May Have Sold More Bank of America Stock in the Third Quarter (Barrons.com)
- Ally Financial Recognized Among the Best Banks and Workplaces (PR Newswire)
- Ally Financial sees significant growth in auto loan, lease originations (Wards Auto)
- Charlotte FC and Ally Announce Multi-Year Extension of Founding Partnership (PR Newswire)
- Expanding Lending with AI: Pagaya CEO & Co-Founder Gal Krubiner, Live from Money 20/20 2026 (Exec Edge)
- With a Fed Decision a Week Away, Lenders Show How Borrowers Are Handling Higher Rates (PR Newswire)
- Ally's auto delinquencies rise in tandem with originations (American Banker)
- Ally Financial: Q3 Earnings Snapshot (Associated Press)
- Ally Financial reports third quarter 2026 financial results (PR Newswire)
- Ally Financial declares dividend on common stock and Series C and Series D preferred stock (PR Newswire)
- What Would You Have Needed To Notice In GM Stock? (Trefis)
- Ally Financial to present at the BancAnalysts Association of Boston Conference (PR Newswire)
- Ally Charitable Foundation Invests in Economic Mobility Across Detroit and Charlotte (PR Newswire)
Quarterly earnings
2026Q3 EPS 1.340 beat 1.335, from 1.150 a year earlier. Sales 2,332 beat 2,310, from 2,168 a year earlier
The outline behind the bar is the estimate. The filled bar is the print. Green beat it, red missed it.
| Period | Reported | EPS adjusted | EPS est | EPS reported | Sales act, USD m | Sales est, USD m | Surprise | Year-ago quarter | Analysts | Next session |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026Q3ended 2026-09-30 | 2026-10-20 16:30 | 1.340 | 1.335 | 1.300 | 2,332 | 2,310 | EPS +0.4% · sales +1.0% | vs 2025Q3, year-ago quarter · EPS +16.5% · sales +7.6% | 17 EPS · 14 sales | Open -0.45% vs SPY +0.28%. Close +1.90% vs SPY +0.53% |
| 2026Q2ended 2026-06-30 | 2026-07-21 08:30 | 1.210 | 1.223 | 1.180 | 2,276 | 2,221 | EPS -1.1% · sales +2.5% | vs 2025Q2, year-ago quarter · EPS +22.2% · sales +9.3% | 16 EPS · 14 sales | Open -1.74% vs SPY +0.57%. Close -2.39% vs SPY +0.83% |
| 2026Q1ended 2026-03-31 | 2026-04-17 08:30 | 1.110 | 0.934 | 0.929 | 2,102 | 2,141 | EPS +18.9% · sales -1.8% | vs 2025Q1, year-ago quarter · EPS +91.4% · sales +36.4% | 16 EPS · 13 sales | Open +5.22% vs SPY +0.64%. Close +8.10% vs SPY +1.21% |
| 2025Q4ended 2025-12-31 | 2026-01-21 08:30 | 1.090 | 1.015 | 0.955 | 2,123 | 2,144 | EPS +7.4% · sales -1.0% | vs 2024Q4, year-ago quarter · EPS +39.7% · sales +4.8% | 17 EPS · 15 sales | Open -4.56% vs SPY +0.31%. Close +0.02% vs SPY +1.15% |
| 2025Q3ended 2025-09-30 | 2025-10-17 08:30 | 1.150 | 1.005 | 1.182 | 2,168 | 2,115 | EPS +14.5% · sales +2.5% | vs 2024Q3, year-ago quarter · EPS +21.1% · sales +3.1% | 19 EPS · 16 sales | Open +4.03% vs SPY -0.17%. Close +3.56% vs SPY +0.57% |
| 2025Q2ended 2025-06-30 | 2025-07-18 08:30 | 0.990 | 0.812 | 1.037 | 2,082 | 2,038 | EPS +21.9% · sales +2.1% | vs 2024Q2, year-ago quarter · EPS +2.1% · sales +4.1% | 19 EPS · 16 sales | Open -0.65% vs SPY +0.20%. Close -0.89% vs SPY -0.07% |
| 2025Q1ended 2025-03-31 | 2025-04-17 08:30 | 0.580 | 0.424 | -0.819 | 1,541 | 2,033 | EPS +36.8% · sales -24.2% | vs 2024Q1, year-ago quarter · EPS +28.9% · sales -22.4% | 18 EPS · 13 sales | Open +1.21% vs SPY +0.38%. Close -1.71% vs SPY +0.14% |
| 2024Q4ended 2024-12-31 | 2025-01-22 08:30 | 0.780 | 0.572 | 0.260 | 2,026 | 2,019 | EPS +36.4% · sales +0.3% | vs 2023Q4, year-ago quarter · EPS +73.3% · sales -2.0% | 16 EPS · 15 sales | Open +8.38% vs SPY +0.48%. Close +3.85% vs SPY +0.56% |
| 2024Q3ended 2024-09-30 | 2024-10-18 08:30 | 0.950 | 0.518 | 1.061 | 2,103 | 2,031 | EPS +83.4% · sales +3.6% | vs 2023Q3, year-ago quarter · EPS +14.5% · sales +6.9% | 18 EPS · 14 sales | Open -8.20% vs SPY +0.30%. Close -2.32% vs SPY +0.38% |
| 2024Q2ended 2024-06-30 | 2024-07-17 08:30 | 0.970 | 0.636 | 0.858 | 2,000 | 2,028 | EPS +52.4% · sales -1.4% | vs 2023Q2, year-ago quarter · EPS +1.0% · sales -3.8% | 19 EPS · 15 sales | Open -4.37% vs SPY -1.07%. Close -2.32% vs SPY -1.40% |
| 2024Q1ended 2024-03-31 | 2024-04-18 08:30 | 0.450 | 0.319 | 0.418 | 1,986 | 1,957 | EPS +41.0% · sales +1.5% | vs 2023Q1, year-ago quarter · EPS -45.1% · sales -5.4% | 18 EPS · 14 sales | Open +3.36% vs SPY +0.29%. Close +6.73% vs SPY -0.21% |
| 2023Q4ended 2023-12-31 | 2024-01-18 16:30 | 0.450 | 0.444 | 0.160 | 2,067 | 1,997 | EPS +1.3% · sales +3.5% | vs 2022Q4, year-ago quarter · EPS -58.3% · sales -6.1% | 21 EPS · 17 sales | Open +2.71% vs SPY +0.24%. Close +10.71% vs SPY +1.25% |
| 2023Q3ended 2023-09-30 | 2023-10-18 08:30 | 0.830 | 0.798 | 0.880 | 1,968 | 2,056 | EPS +4.0% · sales -4.3% | vs 2022Q3, year-ago quarter · EPS -25.9% · sales -2.4% | 18 EPS · 14 sales | - |
| 2023Q2ended 2023-06-30 | 2023-07-19 08:30 | 0.960 | 0.939 | 0.988 | 2,079 | 2,093 | EPS +2.2% · sales -0.7% | vs 2022Q2, year-ago quarter · EPS -45.5% · sales +0.1% | 18 EPS · 14 sales | - |
| 2023Q1ended 2023-03-31 | 2023-04-19 08:30 | 0.820 | 0.863 | 0.959 | 2,100 | 2,063 | EPS -5.0% · sales +1.8% | vs 2022Q1, year-ago quarter · EPS -59.6% · sales -1.6% | 20 EPS · 14 sales | - |
| 2022Q4ended 2022-12-31 | 2023-01-20 08:30 | 1.080 | 0.968 | 0.828 | 2,201 | 2,056 | EPS +11.5% · sales +7.1% | vs 2021Q4, year-ago quarter · EPS -46.5% · sales +0.1% | 19 EPS · 15 sales | - |
Annual earnings
2025FY EPS 3.810 beat 3.744, from 2.350 a year earlier. Sales 7,914 missed 7,934, from 8,181 a year earlier
Reported years only. The outline behind the bar is the estimate. A later year with no print stays in the table.
earnings feed, not the snapshot. Not the statement ratio.
| Period | EPS adjusted | EPS est | EPS reported | Sales act, USD m | Sales est, USD m | P/E, earnings feed |
|---|---|---|---|---|---|---|
| 2028FYestimate | - | 6.740 | - | - | 9,913 | 5.64 |
| 2027FYestimate | - | 5.995 | - | - | 9,599 | 6.34 |
| 2026FYestimate | - | 5.002 | - | - | 9,095 | 7.60 |
| 2025FY | 3.810 | 3.744 | 2.370 | 7,914 | 7,934 | 11.89 |
| 2024FY | 2.350 | 2.994 | 1.799 | 8,181 | 8,113 | 15.32 |
| 2023FY | 3.050 | 3.041 | 2.776 | 8,214 | 8,143 | 11.45 |
| 2022FY | 6.060 | 5.977 | 5.034 | 8,428 | 8,347 | 4.04 |
| 2021FY | 8.610 | 8.523 | 8.223 | 8,206 | 8,109 | 5.53 |
| 2020FY | 3.030 | 2.441 | 2.877 | 6,686 | 6,382 | 11.77 |
| 2019FY | 3.720 | 3.713 | 4.337 | 6,394 | 6,212 | 8.22 |
| 2018FY | 3.340 | 3.241 | 2.953 | 5,804 | 5,908 | 6.78 |
| 2017FY | 2.390 | 2.307 | 2.040 | 5,765 | 5,739 | 12.20 |
| 2016FY | 2.160 | 2.100 | 2.151 | 5,437 | 5,407 | 8.81 |
| 2015FY | 2.000 | 2.029 | -2.655 | 4,873 | 4,840 | 19.00 |
| 2014FY | 1.680 | 1.665 | 1.830 | 4,655 | 4,819 | 22.62 |
| 2013FY | -1.273 | - | -1.624 | 4,199 | - | - |
Estimate revisions
Latest snapshot of each period and type. 2026FY E 5.00 per share.
| Period | Type | Scale | Date | Mean | vs prior date |
|---|---|---|---|---|---|
| 2026FY | E | per share | 2026-11-09 | 5.00 | 0.0% |
| 2026Q4 | E | per share | 2026-11-09 | 1.36 | 0.0% |
| 2026FY | S | USD millions | 2026-11-09 | 9,095 | 0.0% |
| 2026Q4 | S | USD millions | 2026-11-09 | 2,351 | -0.1% |
| 2026FY | R | per share | 2026-10-30 | 4.78 | -0.1% |
| 2026Q4 | R | per share | 2026-10-30 | 1.30 | -0.5% |
| 2026Q3 | E | per share | 2026-10-20 | 1.33 | +0.0% |
| 2026Q3 | R | per share | 2026-10-20 | 1.30 | -0.3% |
| 2026Q3 | S | USD millions | 2026-10-20 | 2,309 | +0.5% |
| 2026Q2 | E | per share | 2026-07-21 | 1.23 | +0.6% |
| 2026Q2 | R | per share | 2026-07-21 | 1.19 | +0.5% |
| 2026Q2 | S | USD millions | 2026-07-21 | 2,221 | +0.0% |
| 2026Q1 | E | per share | 2026-04-10 | 0.93 | -0.2% |
| 2026Q1 | R | per share | 2026-04-10 | 0.91 | -0.4% |
| 2026Q1 | S | USD millions | 2026-04-08 | 2,141 | +0.0% |
| 2025FY | E | per share | 2026-01-22 | 3.80 | +0.1% |
| 2025Q4 | E | per share | 2026-01-22 | 1.07 | +0.4% |
| 2025FY | R | per share | 2026-01-21 | 2.52 | -3.3% |
| 2025Q4 | R | per share | 2026-01-21 | 1.00 | +0.1% |
| 2025FY | S | USD millions | 2026-01-21 | 7,920 | -0.2% |
| 2025Q4 | S | USD millions | 2026-01-21 | 2,137 | -0.3% |
| 2025Q3 | E | per share | 2025-10-17 | 1.02 | +1.1% |
| 2025Q3 | R | per share | 2025-10-17 | 0.97 | 0.0% |
| 2025Q3 | S | USD millions | 2025-10-17 | 2,112 | -0.1% |
| 2025Q2 | E | per share | 2025-07-14 | 0.81 | +0.4% |
| 2025Q2 | R | per share | 2025-07-14 | 0.78 | +0.5% |
| 2025Q2 | S | USD millions | 2025-07-11 | 2,038 | +0.1% |
| 2025Q1 | S | USD millions | 2025-04-16 | 2,033 | 0.0% |
| 2025Q1 | E | per share | 2025-04-15 | 0.42 | +0.0% |
| 2025Q1 | R | per share | 2025-04-15 | 0.08 | -34.0% |
| 2024FY | E | per share | 2025-01-17 | 2.98 | -0.4% |
| 2024Q4 | E | per share | 2025-01-17 | 0.57 | -2.0% |
| 2024FY | R | per share | 2025-01-17 | 2.90 | -0.5% |
| 2024Q4 | R | per share | 2025-01-17 | 0.55 | -2.7% |
| 2024FY | S | USD millions | 2025-01-17 | 8,113 | +0.0% |
| 2024Q4 | S | USD millions | 2025-01-17 | 2,019 | +0.1% |
| 2024Q3 | E | per share | 2024-10-16 | 0.52 | +4.9% |
| 2024Q3 | R | per share | 2024-10-14 | 0.48 | -3.9% |
| 2024Q3 | S | USD millions | 2024-10-04 | 2,031 | -0.4% |
| 2024Q2 | E | per share | 2024-07-12 | 0.64 | -0.7% |
| 2024Q2 | R | per share | 2024-07-12 | 0.57 | -1.1% |
| 2024Q2 | S | USD millions | 2024-07-08 | 2,031 | +0.2% |
| 2024Q1 | E | per share | 2024-04-10 | 0.32 | -6.7% |
| 2024Q1 | R | per share | 2024-04-10 | 0.32 | -6.7% |
| 2024Q1 | S | USD millions | 2024-04-10 | 1,957 | -0.2% |
| 2023FY | S | USD millions | 2024-01-17 | 8,143 | 0.0% |
| 2023FY | E | per share | 2024-01-16 | 3.04 | -0.1% |
| 2023FY | R | per share | 2024-01-10 | 3.21 | -0.8% |
Estimate history
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | MRQ |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EPS per share | 2.04 | 2.953 | 4.337 | 2.877 | 8.223 | 5.034 | 2.776 | 1.799 | 2.37 | 4.365 | - |
| Sales USD millions | 9,976 | 10,528 | 11,474 | 10,722 | 10,729 | 12,292 | 15,859 | 16,351 | 15,127 | 16,000 | - |
| Shares million shares | 437 | 405 | 374 | 375 | 338 | 299 | 302 | 305 | 308 | - | 301 |
| Metric | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
|---|---|---|---|---|---|---|---|---|---|
| EPS per share | 1.061 | 0.26 | -0.819 | 1.037 | 1.182 | 0.955 | 0.929 | 1.18 | 1.301 |
| Sales USD millions | 4,129 | 4,082 | 3,442 | 3,842 | 3,921 | 3,923 | 3,929 | 4,027 | 4,121 |
| Shares million shares | 305 | 305 | 307 | 308 | 308 | 308 | 307 | 305 | 301 |
Income statement, annual
| Metric | TTM | 2025FY12/31/2025 | 2024FY12/31/2024 | 2023FY12/31/2023 | 2022FY12/31/2022 | 2021FY12/31/2021 | 2020FY12/31/2020 | 2019FY12/31/2019 | 2018FY12/31/2018 |
|---|---|---|---|---|---|---|---|---|---|
| Interest Income | 13,822.00 | 13,521.00-4.9% | 14,222.00+1.9% | 13,958.00+31.4% | 10,621.00+22.8% | 8,651.00-1.7% | 8,797.00-10.8% | 9,857.00+8.9% | 9,052.00 |
| Total Interest Expense | 6,137.00 | 6,408.00-14.2% | 7,472.00+8.3% | 6,897.00+141.4% | 2,857.00+49.3% | 1,914.00-41.0% | 3,243.00-23.6% | 4,243.00+16.7% | 3,637.00 |
| Net Interest Income | 7,685.00 | 7,113.00+5.4% | 6,750.00-4.4% | 7,061.00-9.1% | 7,764.00+15.2% | 6,737.00+21.3% | 5,554.00-1.1% | 5,614.00+3.7% | 5,415.00 |
| Loan Loss Provision | 1,913.00 | 1,477.00-31.8% | 2,166.00+10.1% | 1,968.00+40.7% | 1,399.00+480.5% | 241.00-83.3% | 1,439.00+44.2% | 998.00+8.7% | 918.00 |
| Net Interest Income After Loan Loss Provision | 5,772.00 | 5,636.00+22.9% | 4,584.00-10.0% | 5,093.00-20.0% | 6,365.00-2.0% | 6,496.00+57.9% | 4,115.00-10.9% | 4,616.00+2.6% | 4,497.00 |
| Non-Interest Income | 2,178.00 | 1,606.00-24.6% | 2,129.00+12.0% | 1,901.00+13.8% | 1,671.00-19.6% | 2,078.00+7.9% | 1,925.00+19.0% | 1,617.00+9.6% | 1,476.00 |
| Non-Interest Expense | 6,092.00 | 5,939.00+0.5% | 5,911.00-0.8% | 5,957.00-1.2% | 6,027.00+19.1% | 5,059.00+6.2% | 4,762.00+8.3% | 4,397.00-2.0% | 4,487.00 |
| Operating Income | 1,858.00 | 1,303.00+62.5% | 802.00-22.7% | 1,037.00-48.4% | 2,009.00-42.8% | 3,515.00+175.0% | 1,278.00-30.4% | 1,836.00+23.6% | 1,486.00 |
| Unusual Expense | 2.00 | 305.00+158.5% | 118.00-20.8% | 149.00 | 0.00-100.0% | 136.00-10.5% | 152.00 | 0.00 | 0.00 |
| Net Income Before Taxes | 1,890.00 | 1,051.00+25.7% | 836.00-24.2% | 1,103.00-51.6% | 2,281.00-40.8% | 3,855.00+172.6% | 1,414.00-28.1% | 1,967.00+21.3% | 1,622.00 |
| Income Taxes | 401.00 | 199.00+19.2% | 167.00+16.0% | 144.00-74.6% | 566.00-28.4% | 790.00+140.9% | 328.00+33.3% | 246.00-31.5% | 359.00 |
| Consolidated Net Income | 1,489.00 | 852.00+27.4% | 669.00-30.2% | 959.00-44.1% | 1,715.00-44.0% | 3,065.00+182.2% | 1,086.00-36.9% | 1,721.00+36.3% | 1,263.00 |
| Net Income From Continuing Operations | 1,489.00 | 852.00+27.4% | 669.00-30.2% | 959.00-44.1% | 1,715.00-44.0% | 3,065.00+182.2% | 1,086.00-36.9% | 1,721.00+36.3% | 1,263.00 |
| Net Income | 1,359.00 | 742.00+33.0% | 558.00-34.1% | 847.00-47.2% | 1,604.00-46.6% | 3,003.00+176.8% | 1,085.00-36.7% | 1,715.00+35.8% | 1,263.00 |
| EPS (Recurring) per share | 4.41 | 3.05+47.3% | 2.07-33.7% | 3.12-38.0% | 5.03-40.7% | 8.48+168.4% | 3.16-27.2% | 4.34+47.1% | 2.95 |
| EPS (Basic, Before Extraordinaries) per share | 4.41 | 2.39+31.3% | 1.82-34.8% | 2.79-44.9% | 5.06-38.9% | 8.28+186.5% | 2.89-33.7% | 4.36+46.8% | 2.97 |
| EPS (Diluted) per share | 4.37 | 2.37+31.7% | 1.80-35.3% | 2.78-44.7% | 5.03-38.8% | 8.22+185.4% | 2.88-33.6% | 4.34+47.1% | 2.95 |
| Non-Operating Income (Expense) | 34.00 | 53.00-65.1% | 152.00-29.3% | 215.00-21.0% | 272.00-42.9% | 476.00+65.3% | 288.00+119.8% | 131.00-3.7% | 136.00 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 121.66 | 120.87-8.4% | 131.93+5.0% | 125.61+9.7% | 114.55+23.6% | 92.71+19.8% | 77.38+14.0% | 67.89+13.1% | 60.00 |
| Price To Earnings Ratio ratio statement ratio, not the snapshot | 8.71 | 8.71 | 14.42 | 9.55 | 4.13 | 5.81 | 12.42 | 7.05 | 7.67 |
| Price To Sales Ratio ratio | 0.72 | 0.94 | 0.68 | 0.67 | 0.63 | 1.62 | 1.25 | 1.05 | 0.92 |
| Operating Margin % | 11.61 | 8.61 | 4.90 | 6.54 | 16.34 | 32.76 | 11.92 | 16.00 | 14.11 |
| Net Margin % | 8.49 | 4.91 | 3.41 | 5.34 | 13.05 | 27.99 | 10.12 | 14.95 | 12.00 |
| Shares Outstanding million shares | 300.54 | 308.49+1.0% | 305.39+1.0% | 302.46+1.0% | 299.32-11.4% | 337.94-9.8% | 374.67+0.1% | 374.33-7.6% | 404.90 |
| Market Capitalization | 11,400.68 | 11,400.68+3.9% | 10,972.79+4.2% | 10,532.92+44.2% | 7,301.92-57.9% | 17,351.18+30.1% | 13,331.74+14.8% | 11,614.91+24.1% | 9,360.44 |
Income statement, quarterly
| Metric | 2026Q39/30/2026 | 2026Q26/30/2026 | 2026Q13/31/2026 | 2025Q412/31/2025 | 2025Q39/30/2025 | 2025Q26/30/2025 | 2025Q13/31/2025 | 2024Q412/31/2024 |
|---|---|---|---|---|---|---|---|---|
| Interest Income | 3,567.00+5.3% | 3,465.00+4.2% | 3,374.00-0.6% | 3,416.00-3.2% | 3,387.00-5.2% | 3,325.00-6.0% | 3,393.00-5.3% | 3,528.00-2.6% |
| Total Interest Expense | 1,546.00-2.0% | 1,512.00-5.1% | 1,517.00-9.4% | 1,562.00-13.2% | 1,578.00-16.3% | 1,593.00-14.6% | 1,675.00-12.9% | 1,799.00-5.7% |
| Net Interest Income | 2,021.00+11.7% | 1,953.00+12.8% | 1,857.00+8.1% | 1,854.00+7.2% | 1,809.00+7.1% | 1,732.00+3.6% | 1,718.00+3.5% | 1,729.00+0.8% |
| Loan Loss Provision | 529.00+27.5% | 430.00+12.0% | 467.00+144.5% | 487.00-12.6% | 415.00-35.7% | 384.00-16.0% | 191.00-62.3% | 557.00-5.1% |
| Net Interest Income After Loan Loss Provision | 1,492.00+7.0% | 1,523.00+13.0% | 1,390.00-9.0% | 1,367.00+16.6% | 1,394.00+33.5% | 1,348.00+10.9% | 1,527.00+32.4% | 1,172.00+3.9% |
| Non-Interest Income | 554.00+3.7% | 562.00+8.7% | 555.00+1032.7% | 507.00-8.5% | 534.00-3.8% | 517.00-3.7% | 49.00-90.6% | 554.00+13.8% |
| Non-Interest Expense | 1,488.00+3.4% | 1,557.00+7.8% | 1,552.00-0.6% | 1,495.00+3.9% | 1,439.00+3.8% | 1,444.00-6.3% | 1,561.00+1.2% | 1,439.00+0.2% |
| Operating Income | 558.00+14.1% | 528.00+25.4% | 393.00+2520.0% | 379.00+32.1% | 489.00+129.6% | 421.00+99.5% | 15.00-88.7% | 287.00+60.3% |
| Unusual Expense | 0.00 | 2.00 | 0.00-100.0% | 0.00-100.0% | 0.00 | 0.00 | 305.00 | 118.00-20.8% |
| Net Income Before Taxes | 567.00+10.5% | 537.00+23.2% | 400.00 | 386.00+254.1% | 513.00+120.2% | 436.00+69.6% | -284.00-266.1% | 109.00+70.3% |
| Income Taxes | 134.00+16.5% | 127.00+51.2% | 81.00 | 59.00 | 115.00 | 84.00 | -59.00-521.4% | 0.00 |
| Consolidated Net Income | 433.00+8.8% | 410.00+16.5% | 319.00 | 327.00+200.0% | 398.00+11.5% | 352.00+19.7% | -225.00-243.3% | 109.00+41.6% |
| Net Income From Continuing Operations | 433.00+8.8% | 410.00+16.5% | 319.00 | 327.00+200.0% | 398.00+11.5% | 352.00+19.7% | -225.00-243.3% | 109.00+41.6% |
| Net Income | 401.00+8.1% | 367.00+13.3% | 291.00 | 300.00+270.4% | 371.00+12.4% | 324.00+21.8% | -253.00-296.1% | 81.00+65.3% |
| EPS (Recurring) per share | 1.30+10.2% | 1.18+13.5% | 0.93 | 0.95+79.2% | 1.18+11.3% | 1.04+20.9% | -0.13-131.0% | 0.53+6.0% |
| EPS (Basic, Before Extraordinaries) per share | 1.31+9.2% | 1.19+13.3% | 0.94 | 0.97+273.1% | 1.20+12.1% | 1.05+20.7% | -0.82-295.2% | 0.26+62.5% |
| EPS (Diluted) per share | 1.30+10.2% | 1.18+13.5% | 0.93 | 0.95+265.4% | 1.18+11.3% | 1.04+20.9% | -0.82-295.2% | 0.26+62.5% |
| Non-Operating Income (Expense) | 9.00-62.5% | 11.00-26.7% | 7.000.0% | 7.00-22.2% | 24.000.0% | 15.00-68.8% | 7.00-81.6% | 9.00-80.9% |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 16.59+5.0% | 33.18-4.5% | 40.29-17.8% | 31.60-2.4% | 15.80-16.7% | 34.76+2.3% | 49.00+5.1% | 32.39+5.1% |
| Price To Earnings Ratio ratio statement ratio, not the snapshot | 8.71 | 11.20 | 16.66 | 27.27 | 25.46 | 28.62 | 14.04 | 14.42 |
| Price To Sales Ratio ratio | 0.72 | 0.90 | 0.79 | 0.94 | 0.80 | 0.79 | 0.72 | 0.68 |
| Operating Margin % | 13.54 | 13.11 | 10.00 | 9.66 | 12.47 | 10.96 | 0.44 | 7.03 |
| Net Margin % | 9.73 | 9.11 | 7.41 | 7.65 | 9.46 | 8.43 | -7.35 | 1.98 |
| Shares Outstanding million shares | 300.54-2.4% | 304.54-1.1% | 307.41+0.1% | 308.49+1.0% | 307.83+1.0% | 307.79+1.0% | 307.15+1.0% | 305.39+1.0% |
| Market Capitalization | 11,400.68-5.5% | 14,084.73+17.7% | 12,125.68+8.3% | 13,951.72+27.1% | 12,066.07+11.3% | 11,964.47-0.8% | 11,201.21-9.2% | 10,972.79+4.2% |
Balance sheet, annual
| Metric | 2025FY12/31/2025 | 2024FY12/31/2024 | 2023FY12/31/2023 | 2022FY12/31/2022 | 2021FY12/31/2021 | 2020FY12/31/2020 | 2019FY12/31/2019 | 2018FY12/31/2018 | 2017FY12/31/2017 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | 2,184.00+35.7% | 1,610.00+42.2% | 1,132.00-5.1% | 1,193.00+7.5% | 1,110.00-33.8% | 1,677.00+16.1% | 1,444.00-24.0% | 1,899.00+0.5% | 1,890.00 |
| Investments | 42,221.00+2.5% | 41,175.00+2.6% | 40,148.00+0.1% | 40,124.00-9.0% | 44,082.00-10.9% | 49,484.00+31.3% | 37,686.00+9.0% | 34,579.00+15.3% | 29,980.00 |
| Net Loans | 133,964.00+1.2% | 132,316.00-2.6% | 135,852.00+2.9% | 132,037.00+11.0% | 119,001.00+3.3% | 115,251.00-9.2% | 126,968.00-1.3% | 128,684.00+5.8% | 121,617.00 |
| Investment in Unconsolidated Affiliates | 715.00+13.1% | 632.00-2.9% | 651.00+7.1% | 608.00+28.8% | 472.00+47.5% | 320.00-10.6% | 358.00+36.6% | 262.00+19.1% | 220.00 |
| Customer Liability on Acceptances | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Property, Plant & Equipment | 10,031.00+7.4% | 9,336.00-10.7% | 10,457.00-11.6% | 11,831.00-3.0% | 12,194.00+15.8% | 10,527.00+8.8% | 9,678.00+7.8% | 8,981.00-2.3% | 9,197.00 |
| Interest Receivables | 941.00+1.3% | 929.00-0.6% | 935.00+19.0% | 786.00+31.0% | 600.00-14.8% | 704.00+19.5% | 589.00-1.7% | 599.00 | 0.00 |
| Deferred Tax Assets | 2,334.00+21.8% | 1,916.00+53.6% | 1,247.00+14.7% | 1,087.00-50.3% | 2,188.00+2227.7% | 94.00+62.1% | 58.00-81.7% | 317.00-31.2% | 461.00 |
| Other Intangible Assets | 3,612.00-7.9% | 3,922.00-33.6% | 5,907.00+42.0% | 4,160.00-5.5% | 4,401.00+7.1% | 4,108.00+6.4% | 3,861.00+8.8% | 3,548.00-6.2% | 3,783.00 |
| Total Assets | 196,002.00+2.2% | 191,836.00-2.3% | 196,329.00+2.3% | 191,826.00+4.2% | 184,048.00+1.0% | 182,165.00+0.8% | 180,644.00+1.0% | 178,869.00+7.0% | 167,148.00 |
| Total Deposits | 151,649.00+0.0% | 151,574.00-2.0% | 154,666.00+1.6% | 152,297.00+7.6% | 141,558.00+3.3% | 137,036.00+13.5% | 120,752.00+13.7% | 106,178.00+13.9% | 93,256.00 |
| Total Debt | 21,889.00+13.8% | 19,231.00-8.3% | 20,980.00+3.4% | 20,298.00+18.0% | 17,204.00-29.3% | 24,329.00-38.8% | 39,754.00-26.6% | 54,180.00-2.6% | 55,639.00 |
| Long Term Debt | 14,497.00+13.7% | 12,749.00-4.2% | 13,309.00-1.0% | 13,446.00+19.1% | 11,294.00-33.8% | 17,072.00-31.6% | 24,954.00-29.1% | 35,217.00+6.1% | 33,189.00 |
| Provision for Risks Charges | 233.00+23.3% | 189.00+35.0% | 140.00+17.6% | 119.00-2.5% | 122.00-5.4% | 129.00+5.7% | 122.00-9.0% | 134.00-4.3% | 140.00 |
| Deferred Tax Liabilities | - | - | - | - | 1,944.00+2013.0% | 92.00+37.3% | 67.00 | - | - |
| Other Liabilities | 6,733.00-3.0% | 6,939.00+1.4% | 6,840.00+9.4% | 6,253.00+1.3% | 6,170.00+5.0% | 5,876.00+6.2% | 5,533.00+8.3% | 5,109.00+10.6% | 4,619.00 |
| Total Liabilities | 180,504.00+1.4% | 177,933.00-2.6% | 182,626.00+2.0% | 178,967.00+7.2% | 166,998.00-0.3% | 167,462.00+0.7% | 166,228.00+0.4% | 165,601.00+7.8% | 153,654.00 |
| Preferred Stock - Carrying Value | 2,324.000.0% | 2,324.000.0% | 2,324.000.0% | 2,324.000.0% | 2,324.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 13,174.00+13.8% | 11,579.00+1.8% | 11,379.00+8.0% | 10,535.00-28.5% | 14,726.00+0.2% | 14,703.00+2.0% | 14,416.00+8.7% | 13,268.00-1.7% | 13,494.00 |
| Total Shareholders Equity | 15,498.00+11.5% | 13,903.00+1.5% | 13,703.00+6.6% | 12,859.00-24.6% | 17,050.00+16.0% | 14,703.00+2.0% | 14,416.00+8.7% | 13,268.00-1.7% | 13,494.00 |
| Accumulated Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 15,498.00+11.5% | 13,903.00+1.5% | 13,703.00+6.6% | 12,859.00-24.6% | 17,050.00+16.0% | 14,703.00+2.0% | 14,416.00+8.7% | 13,268.00-1.7% | 13,494.00 |
| Total Liabilities & Stockholders Equity | 196,002.00+2.2% | 191,836.00-2.3% | 196,329.00+2.3% | 191,826.00+4.2% | 184,048.00+1.0% | 182,165.00+0.8% | 180,644.00+1.0% | 178,869.00+7.0% | 167,148.00 |
| Book Value Per Share per share | 42.70+12.6% | 37.92+0.8% | 37.62+6.9% | 35.20-19.2% | 43.58+11.1% | 39.24+1.9% | 38.51+17.5% | 32.77+6.2% | 30.87 |
| Tangible Book Value Per Share per share | 42.09+17.1% | 35.93+2.2% | 35.17+9.5% | 32.12-21.2% | 40.76+6.7% | 38.19+2.4% | 37.28+15.8% | 32.18+6.1% | 30.33 |
| Tier 1 Capital | 17,885.00+3.2% | 17,324.00-0.4% | 17,392.00+3.1% | 16,867.00-3.1% | 17,403.00+0.7% | 17,289.00+6.3% | 16,271.00+2.8% | 15,831.00+1.4% | 15,617.00 |
| Tier 2 Capital | 2,846.00-0.4% | 2,858.00+7.3% | 2,663.00+13.7% | 2,342.00+0.9% | 2,321.00-6.7% | 2,489.00+11.4% | 2,235.00+0.9% | 2,215.00-5.6% | 2,346.00 |
| Full-Time Employees people | 10,300-3.7% | 10,700-3.6% | 11,100-4.3% | 11,600+10.5% | 10,500+10.5% | 9,500+9.2% | 8,700+6.1% | 8,200+3.8% | 7,900 |
| Price to Book Ratio ratio | 0.88 | 0.88 | 1.00 | 0.73 | 1.09 | 0.91 | 0.79 | 0.69 | 0.95 |
| Return on Assets % | 0.44 | 0.34 | 0.49 | 0.91 | 1.67 | 0.60 | 0.96 | 0.73 | 0.55 |
| Return on Equity % | 5.80 | 4.84 | 7.22 | 11.47 | 19.31 | 7.46 | 12.43 | 9.44 | 6.86 |
| Return on Invested Capital % | 2.84 | 2.51 | 3.54 | 6.52 | 10.80 | 3.41 | 4.36 | 2.60 | 1.99 |
| Current Ratio ratio | 0.30 | 1.48 | 1.09 | 0.21 | 0.16 | 2.03 | 0.34 | 0.34 | 0.07 |
Cash flow, annual
| Metric | TTM | 2025FY12/31/2025 | 2024FY12/31/2024 | 2023FY12/31/2023 | 2022FY12/31/2022 | 2021FY12/31/2021 | 2020FY12/31/2020 | 2019FY12/31/2019 | 2018FY12/31/2018 |
|---|---|---|---|---|---|---|---|---|---|
| Funds from Operations | 4,588.00 | 4,427.00+9.2% | 4,055.00-2.1% | 4,141.00-8.1% | 4,508.00+4.2% | 4,326.00+13.6% | 3,809.00-4.7% | 3,997.00+3.7% | 3,855.00 |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | 383.00 | -799.00-1431.7% | 60.00+445.5% | 11.00-99.4% | 1,872.00 | -136.00 | -32.00-178.0% | 41.00-88.7% | 363.00 |
| Cash from Operating Activities | 4,971.00 | 3,628.00-11.8% | 4,115.00-0.9% | 4,152.00-34.9% | 6,380.00+52.3% | 4,190.00+10.9% | 3,777.00-6.5% | 4,038.00-4.3% | 4,218.00 |
| Capital Expenditures | -2,782.00 | -4,275.00 | -3,460.00 | -2,759.00 | -3,532.00 | -5,120.00 | -4,320.00 | -4,023.00 | -3,709.00 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -699.00 | 0.00 | -171.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 2,022.00 | 4,995.00-13.3% | 5,764.00+78.6% | 3,228.00+6.8% | 3,023.00-12.1% | 3,438.00+28.2% | 2,681.00+2.1% | 2,625.00-15.0% | 3,089.00 |
| Purchase or Sale of Investments | -225.00 | 577.00-73.6% | 2,185.00+12.5% | 1,943.00 | -1,186.00 | -4,790.00-385.6% | 1,677.00 | -2,672.00 | -4,702.00 |
| Purchase of Investments | -4,210.00 | -6,964.00 | -1,601.00 | -930.00 | -7,309.00 | -23,195.00 | -18,750.00 | -16,211.00 | -9,703.00 |
| Sale Or Maturity of Investments | 3,985.00 | 7,541.00+99.2% | 3,786.00+31.8% | 2,873.00-53.1% | 6,123.00-66.7% | 18,405.00-9.9% | 20,427.00+50.9% | 13,539.00+170.7% | 5,001.00 |
| Other Uses | -594.00 | -600.00 | -608.00 | -579.00 | -531.00 | -443.00 | -450.00 | -379.00 | -340.00 |
| Other Sources | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Investing Activities | -16,945.00 | -5,163.00-195.5% | 5,404.00 | -6,777.00 | -17,396.00 | -11,246.00-234.1% | 8,389.00 | -3,757.00 | -14,577.00 |
| Cash Dividends Paid | -495.00 | -489.00 | -482.00 | -478.00 | -494.00 | -381.00 | -289.00 | -273.00 | -242.00 |
| Change in Capital Stock | -859.00 | -59.00 | -38.00 | -33.00 | -1,650.00-600.0% | 330.00 | -106.00 | -1,039.00 | -939.00 |
| Repurchase of Common Pref Stock | -1,846.00 | -59.00 | -38.00 | -33.00 | -1,650.00 | -1,994.00 | -106.00 | -1,039.00 | -939.00 |
| Sale of Common Pref Stock | 987.00 | 0.00 | 0.00 | 0.00 | 0.00-100.0% | 2,324.00 | 0.00 | 0.00 | 0.00 |
| Proceedsfrom Stock Options | 987.00 | 0.00 | 0.00 | 0.00 | 0.00-100.0% | 2,324.00 | 0.00 | 0.00 | 0.00 |
| Issuance or Reduction of Debt, Net | 4,308.00 | 2,562.00 | -1,819.00-190.6% | 2,008.00-34.4% | 3,060.00 | -7,917.00 | -15,842.00 | -14,765.00 | -965.00 |
| Change in Long Term Debt | 1,935.00 | -508.00 | -147.00-113.2% | 1,110.00+67.9% | 661.00 | -5,781.00 | -12,447.00 | -10,309.00-2336.2% | 461.00 |
| Issuance of Long Term Debt | 6,716.00 | 4,673.00+7.7% | 4,337.00-24.0% | 5,705.00-19.9% | 7,125.00+137.7% | 2,997.00-18.1% | 3,660.00-47.1% | 6,915.00-62.4% | 18,401.00 |
| Reduction of Long Term Debt | -4,781.00 | -5,181.00 | -4,484.00 | -4,595.00 | -6,464.00 | -8,778.00 | -16,107.00 | -17,224.00 | -17,940.00 |
| Net Financing Active Other Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | -44.00 | -391.00 | 0.00 | 0.00 | 0.00 |
| Other Financing Activities Uses | - | - | 0.00 | 0.00 | -44.00 | -391.00 | - | - | - |
| Cash from Financing Activities | 10,197.00 | 1,956.00 | -5,566.00-245.0% | 3,839.00-66.8% | 11,575.00 | -3,848.00-15492.0% | 25.00 | -1,530.00-114.3% | 10,721.00 |
| Exchange Rate Effect | -5.00 | 8.00 | -12.00-500.0% | 3.00 | -7.00 | 0.00-100.0% | 3.000.0% | 3.00 | -5.00 |
| Net Change in Cash | -1,782.00 | 429.00-89.1% | 3,941.00+223.8% | 1,217.00+120.5% | 552.00 | -10,904.00-189.4% | 12,194.00 | -1,246.00-449.0% | 357.00 |
| Free Cash Flow | 2,189.00 | -647.00-198.8% | 655.00-53.0% | 1,393.00-51.1% | 2,848.00 | -930.00 | -543.00-3720.0% | 15.00-97.1% | 509.00 |
| Preferred Dividends (Cash Flow) | - | -110.00 | -110.00 | -110.00 | -110.00 | -57.00 | 0.00 | 0.00 | 0.00 |
| Price to Free Cash Flow ratio | 6.84 | - | 64.56 | 11.65 | 3.31 | - | - | - | 36.30 |
| Federal Home Loan Advances Increase (Decrease) | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Balance sheet, quarterly
| Metric | 2026Q39/30/2026 | 2026Q26/30/2026 | 2026Q13/31/2026 | 2025Q412/31/2025 | 2025Q39/30/2025 | 2025Q26/30/2025 | 2025Q13/31/2025 | 2024Q412/31/2024 |
|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | 2,291.00+28.2% | 2,122.00+46.7% | 2,091.00+34.8% | 2,184.00+35.7% | 1,787.00+45.0% | 1,446.00+12.0% | 1,551.00+44.1% | 1,610.00+42.2% |
| Investments | 39,194.00-5.9% | 40,142.00-4.0% | 41,435.00-0.6% | 42,221.00+2.5% | 41,668.00+1.3% | 41,805.00+6.5% | 41,678.00+3.4% | 41,175.00+2.6% |
| Net Loans | 144,277.00+10.0% | 140,097.00+7.9% | 136,350.00+4.8% | 133,964.00+1.2% | 131,107.00-2.0% | 129,813.00-4.0% | 130,087.00-3.2% | 132,316.00-2.6% |
| Investment in Unconsolidated Affiliates | 792.00+12.3% | 754.00+10.9% | 741.00+11.4% | 715.00+13.1% | 705.00+7.1% | 680.00+4.8% | 665.00+4.2% | 632.00-2.9% |
| Net Property, Plant & Equipment | 9,489.00-3.8% | 9,794.00+5.6% | 9,931.00+8.1% | 10,031.00+7.4% | 9,866.00+2.0% | 9,278.00-4.7% | 9,190.00-9.0% | 9,336.00-11.4% |
| Interest Receivables | 980.00+9.4% | 950.00+7.1% | 930.00+4.6% | 941.00+1.3% | 896.00-5.2% | 887.00-5.2% | 889.00-5.5% | 929.00-0.6% |
| Deferred Tax Assets | 2,590.00+19.1% | 2,397.00+15.2% | 2,368.00+21.7% | 2,334.00+21.8% | 2,175.00+48.2% | 2,081.00+44.4% | 1,946.00+47.1% | 1,916.00+56.5% |
| Other Intangible Assets | 3,672.00+4.7% | 3,516.00+0.9% | 3,423.00-53.3% | 3,612.00-7.9% | 3,507.00-14.2% | 3,483.00-13.3% | 7,325.00+79.7% | 3,922.00-33.6% |
| Total Assets | 203,285.00+6.0% | 199,772.00+5.4% | 197,269.00+2.0% | 196,002.00+2.2% | 191,711.00-0.7% | 189,473.00-1.6% | 193,331.00+0.2% | 191,836.00-2.3% |
| Total Deposits | 155,804.00+5.0% | 154,046.00+4.2% | 153,152.00+1.1% | 151,649.00+0.0% | 148,410.00-2.3% | 147,866.00-2.8% | 151,428.00-2.4% | 151,574.00-2.0% |
| Total Debt | 25,146.00+21.3% | 23,083.00+16.4% | 21,596.00+8.5% | 21,889.00+13.8% | 20,734.00+11.0% | 19,830.00+3.2% | 19,910.00+16.2% | 19,231.00-8.3% |
| Long Term Debt | 15,377.00+15.3% | 14,004.00+12.6% | 15,002.00+23.8% | 14,497.00+13.7% | 13,339.00+1.3% | 12,439.00+7.6% | 12,115.00-3.3% | 12,749.00-4.2% |
| Provision for Risks Charges | 752.00+225.5% | 735.00+189.4% | 251.00-6.3% | 233.00+23.3% | 231.00+17.3% | 254.00+25.1% | 268.00+63.4% | 189.00+35.0% |
| Other Liabilities | 6,613.00-8.4% | 6,417.00-8.0% | 6,661.00-11.1% | 6,733.00-3.0% | 7,219.00-2.8% | 6,976.00-1.9% | 7,493.00+9.5% | 6,939.00+1.4% |
| Total Liabilities | 188,315.00+6.6% | 184,281.00+5.3% | 181,660.00+1.4% | 180,504.00+1.4% | 176,594.00-0.9% | 174,926.00-2.1% | 179,099.00-0.1% | 177,933.00-2.6% |
| Preferred Stock - Carrying Value | 1,976.00-15.0% | 1,976.00-15.0% | 2,324.000.0% | 2,324.000.0% | 2,324.000.0% | 2,324.000.0% | 2,324.000.0% | 2,324.000.0% |
| Common Equity | 12,994.00+1.6% | 13,515.00+10.6% | 13,285.00+11.6% | 13,174.00+13.8% | 12,793.00+3.2% | 12,223.00+6.0% | 11,908.00+5.1% | 11,579.00+1.2% |
| Total Shareholders Equity | 14,970.00-1.0% | 15,491.00+6.5% | 15,609.00+9.7% | 15,498.00+11.5% | 15,117.00+2.7% | 14,547.00+5.0% | 14,232.00+4.2% | 13,903.00+1.0% |
| Accumulated Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 14,970.00-1.0% | 15,491.00+6.5% | 15,609.00+9.7% | 15,498.00+11.5% | 15,117.00+2.7% | 14,547.00+5.0% | 14,232.00+4.2% | 13,903.00+1.0% |
| Total Liabilities & Stockholders Equity | 203,285.00+6.0% | 199,772.00+5.4% | 197,269.00+2.0% | 196,002.00+2.2% | 191,711.00-0.7% | 189,473.00-1.6% | 193,331.00+0.2% | 191,836.00-2.3% |
| Book Value Per Share per share | 43.24+4.0% | 44.38+11.8% | 43.22+11.5% | 42.70+12.6% | 41.56+2.1% | 39.71+4.9% | 38.77+4.0% | 37.92+0.2% |
| Tangible Book Value Per Share per share | 42.60+4.1% | 43.75+11.9% | 42.60+11.7% | 42.09+17.1% | 40.94+6.9% | 39.10+10.3% | 38.15+9.4% | 35.93+1.6% |
| Tier 1 Capital | 17,977.00+3.1% | 17,813.00+3.5% | 17,934.00+6.4% | 17,885.00+3.2% | 17,440.00-0.7% | 17,216.00-0.9% | 16,863.00-1.8% | 17,324.00-0.4% |
| Tier 2 Capital | 2,899.00+2.8% | 2,880.00+1.9% | 2,859.00+0.2% | - | 2,819.00+8.0% | 2,825.00+7.8% | 2,854.00+8.5% | 2,858.00+7.3% |
| Full-Time Employees people | - | - | - | 10,300-3.7% | - | - | - | 10,700-3.6% |
| Price to Book Ratio ratio | 0.88 | 1.06 | 0.92 | 1.09 | 0.99 | 1.00 | 0.96 | 0.88 |
| Return on Assets % | 0.75 | 0.75 | 0.71 | 0.44 | 0.33 | 0.31 | 0.28 | 0.47 |
| Return on Equity % | 9.90 | 9.68 | 9.36 | 5.80 | 4.25 | 4.18 | 3.84 | 6.63 |
| Return on Invested Capital % | 1.43 | 1.39 | 1.04 | 1.09 | 1.40 | 1.30 | -0.85 | 0.41 |
| Current Ratio ratio | 0.95 | 0.98 | 1.45 | 0.30 | 1.30 | 1.34 | 1.58 | 1.48 |
Cash flow, quarterly
| Metric | 2026Q39/30/2026 | 2026Q26/30/2026 | 2026Q13/31/2026 | 2025Q412/31/2025 | 2025Q39/30/2025 | 2025Q26/30/2025 | 2025Q13/31/2025 | 2024Q412/31/2024 |
|---|---|---|---|---|---|---|---|---|
| Funds from Operations | 1,184.00+7.8% | 1,066.00+5.8% | 1,147.00+1.5% | 1,191.00+44.9% | 1,098.00-11.2% | 1,008.00-3.6% | 1,130.00+18.8% | 822.00-21.6% |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | 411.00+234.1% | 287.00 | 224.00 | -539.00 | 123.00 | -140.00-158.6% | -243.00-154.9% | -166.00 |
| Cash from Operating Activities | 1,595.00+30.6% | 1,353.00+55.9% | 1,371.00+54.6% | 652.00-0.6% | 1,221.00+56.5% | 868.00-32.5% | 887.00-36.4% | 656.00 |
| Capital Expenditures | -462.00 | -724.00 | -705.00 | -891.00 | -1,484.00 | -1,081.00 | -819.00 | -917.00 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 498.00-24.0% | 575.00-81.9% | 474.00-30.4% | 475.00-53.7% | 655.00-19.5% | 3,184.00+193.2% | 681.00-76.0% | 1,026.00+39.0% |
| Purchase or Sale of Investments | 63.00-78.9% | -130.00-111.4% | -49.00 | -109.00-119.2% | 299.00-49.6% | 1,138.00+171.6% | -751.00-224.3% | 569.00+77.3% |
| Purchase of Investments | -993.00 | -1,163.00 | -1,156.00 | -898.00 | -728.00 | -1,245.00 | -4,093.00 | -509.00 |
| Sale Or Maturity of Investments | 1,056.00+2.8% | 1,033.00-56.7% | 1,107.00-66.9% | 789.00-26.8% | 1,027.00+4.6% | 2,383.00+202.4% | 3,342.00+256.3% | 1,078.00+92.2% |
| Other Uses | -171.00 | -117.00 | -126.00 | -180.00 | -122.00 | -147.00 | -151.00 | -147.00 |
| Other Sources | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Investing Activities | -4,843.00 | -4,596.00-253.8% | -3,043.00 | -4,463.00-397.3% | -2,400.00-288.7% | 2,988.00 | -1,288.00-137.4% | 1,501.00 |
| Cash Dividends Paid | -124.00 | -120.00 | -130.00 | -121.00 | -120.00 | -120.00 | -128.00 | -119.00 |
| Preferred Dividends (Cash Flow) | -32.00 | -28.00 | -28.00 | -27.00 | -27.00 | -28.00 | -28.00 | -27.00 |
| Change in Capital Stock | -178.00 | -511.00 | -147.00 | -23.00 | -1.00 | -1.00 | -34.00 | -7.00 |
| Repurchase of Common Pref Stock | -178.00 | -1,498.00 | -147.00 | -23.00 | -1.00 | -1.00 | -34.00 | -7.00 |
| Sale of Common Pref Stock | 0.00 | 987.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Proceedsfrom Stock Options | 987.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Issuance or Reduction of Debt, Net | 2,035.00+132.8% | 1,469.00 | -312.00-147.0% | 1,116.00+113.0% | 874.00 | -92.00-104.4% | 664.00 | 524.00 |
| Change in Long Term Debt | 1,699.00+99.6% | -321.00 | 257.00 | 300.00-55.2% | 851.00+5.2% | -609.00 | -1,050.00 | 670.00 |
| Issuance of Long Term Debt | 2,737.00+69.2% | 796.00-14.3% | 1,081.00+4404.2% | 2,102.00+42.9% | 1,618.00-30.2% | 929.00+118.1% | 24.00-80.5% | 1,471.00+81.2% |
| Reduction of Long Term Debt | -1,038.00 | -1,117.00 | -824.00 | -1,802.00 | -767.00 | -1,538.00 | -1,074.00 | -801.00 |
| Net Financing Active Other Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Financing Activities | 3,448.00+169.4% | 1,641.00 | 1,095.00+150.0% | 4,013.00 | 1,280.00 | -3,775.00 | 438.00 | -72.00-105.1% |
| Exchange Rate Effect | -1.00 | -4.00-140.0% | -3.00 | 3.00 | -5.00-350.0% | 10.00 | 0.00 | -9.00-400.0% |
| Net Change in Cash | 199.00+107.3% | -1,606.00-1864.8% | -580.00-1667.6% | 205.00-90.1% | 96.00-91.9% | 91.00 | 37.00-96.9% | 2,076.00 |
| Free Cash Flow | 1,133.00 | 629.00 | 666.00+879.4% | -239.00 | -263.00 | -213.00-155.3% | 68.00-90.1% | -261.00 |
| Price to Free Cash Flow ratio | 6.84 | 47.32 | - | - | - | - | - | 64.79 |
Revenue breakdown
USD millions, so a column adds up to the income statement. Share is of the latest year in that split. The change is versus the older year shown, not TTM.
| Name | 2024 | 2025 | vs 2024 | 2025 share |
|---|---|---|---|---|
| Banking Fees And Interchange Income | 47.00 | 39.00 | -17.0% | 3.1% |
| Brokerage Commissions and Other | 88.00 | 82.00 | -6.8% | 6.6% |
| Brokered/Agent Commissions | 20.00 | 14.00 | -30.0% | 1.1% |
| Noninsurance Contracts | 909.00 | 966.00 | +6.3% | 77.7% |
| Product and Service, Other | 22.00 | 27.00 | +22.7% | 2.2% |
| Remarketing Activities | 112.00 | 116.00 | +3.6% | 9.3% |
| Total | 1,198.00 | 1,244.00 | +3.8% | 100.0% |
| Name | 2024 | 2025 | vs 2024 | 2025 share |
|---|---|---|---|---|
| United States | 1,198.00 | 1,244.00 | +3.8% | 100.0% |
| Total | 1,198.00 | 1,244.00 | +3.8% | 100.0% |
| Name | 2024 | 2025 | vs 2024 | 2025 share |
|---|---|---|---|---|
| Automotive Finance Operations | 131.00 | 138.00 | +5.3% | 11.1% |
| Consolidation, Policy | 135.00 | 124.00 | -8.1% | 10.0% |
| Insurance Operations | 932.00 | 982.00 | +5.4% | 78.9% |
| Total | 1,198.00 | 1,244.00 | +3.8% | 100.0% |
Short interest
shares short against float, oldest to newest| Settlement | Of float | Shares short | Float | Avg volume |
|---|---|---|---|---|
| 2026-10-30 | 4.14% | 12.3M | 297.7M | 3.64M |
| 2026-10-15 | 4.12% | 12.4M | 301.8M | 3.47M |
| 2026-09-30 | 5.16% | 15.6M | 301.8M | 3.21M |
| 2026-09-15 | 4.96% | 15.0M | 301.8M | 3.08M |
| 2026-08-31 | 4.60% | 13.9M | 301.8M | 3.13M |
| 2026-08-14 | 4.28% | 12.9M | 301.8M | 3.17M |
| 2026-07-31 | 4.37% | 13.2M | 301.8M | 3.22M |
| 2026-07-15 | 4.32% | 13.1M | 304.1M | 3.30M |
| 2026-06-30 | 4.55% | 13.8M | 304.1M | 3.34M |
| 2026-06-15 | 4.54% | 13.8M | 303.9M | 3.46M |
| 2026-05-29 | 4.01% | 12.2M | 304.0M | 3.53M |
| 2026-05-15 | 3.88% | 11.8M | 304.0M | 3.61M |
| 2026-04-30 | 3.37% | 10.2M | 304.1M | 3.74M |
| 2026-04-15 | 3.31% | 10.1M | 305.5M | 3.89M |
| 2026-03-31 | 3.58% | 10.9M | 304.7M | 3.92M |
| 2026-03-13 | 3.79% | 11.6M | 305.8M | 3.58M |
| 2026-02-27 | 3.62% | 11.1M | 305.8M | 3.48M |
| 2026-02-13 | 3.80% | 11.6M | 304.8M | 3.37M |
| 2026-01-30 | 3.61% | 11.0M | 304.8M | 3.25M |
| 2026-01-15 | 3.11% | 9.5M | 304.9M | 3.06M |
Option chain
expiry 2026-11-20| Type | Strike | Bid | Ask | Last | IV | Open int | Volume | Delta | Theta | Vega |
|---|---|---|---|---|---|---|---|---|---|---|
| call | 20.00 | 17.50 | 18.60 | 18.18 | 337.6% | 0.00 | 0.00 | 0.988 | -0.021 | 0.002 |
| call | 23.00 | 14.60 | 15.60 | 0.00 | 276.2% | 0.00 | 0.00 | 0.985 | -0.020 | 0.002 |
| call | 25.00 | 12.60 | 13.60 | 13.80 | 239.2% | 0.00 | 0.00 | 0.983 | -0.020 | 0.002 |
| call | 28.00 | 9.60 | 10.60 | 14.80 | 188.2% | 0.00 | 0.00 | 0.978 | -0.019 | 0.003 |
| call | 30.00 | 7.60 | 8.70 | 8.70 | 164.7% | 0.00 | 0.00 | 0.973 | -0.019 | 0.003 |
| call | 33.00 | 4.50 | 5.50 | 5.57 | 102.8% | 1.00 | 0.00 | 0.937 | -0.028 | 0.007 |
| call | 34.00 | 3.70 | 4.40 | 0.00 | 80.3% | 0.00 | 0.00 | 0.927 | -0.027 | 0.008 |
| call | 35.00 | 2.70 | 3.20 | 4.01 | 51.9% | 5.00 | 0.00 | 0.906 | -0.026 | 0.009 |
| call | 36.00 | 1.80 | 2.40 | 2.92 | 52.1% | 9.00 | 0.00 | 0.832 | -0.036 | 0.014 |
| call | 37.00 | 1.10 | 1.60 | 1.28 | 46.6% | 62.00 | 0.00 | 0.685 | -0.051 | 0.020 |
| call | 38.00 | 0.50 | 0.80 | 0.69 | 35.9% | 7,513 | 2.00 | 0.512 | -0.053 | 0.022 |
| call | 39.00 | 0.20 | 0.45 | 0.31 | 38.1% | 2,564 | 3.00 | 0.340 | -0.052 | 0.020 |
| call | 40.00 | 0.10 | 0.30 | 0.15 | 33.7% | 8,695 | 4.00 | 0.188 | -0.037 | 0.015 |
| call | 41.00 | 0.00 | 0.25 | 0.10 | 43.9% | 2,186 | 0.00 | 0.138 | -0.036 | 0.012 |
| call | 42.00 | 0.00 | 0.05 | 0.03 | 41.4% | 667 | 502 | 0.053 | -0.016 | 0.006 |
| call | 43.00 | 0.00 | 0.35 | 0.05 | 48.8% | 104 | 0.00 | 0.046 | -0.017 | 0.005 |
| call | 44.00 | 0.00 | 0.35 | 0.05 | 56.1% | 1,145 | 0.00 | 0.041 | -0.017 | 0.005 |
| call | 45.00 | 0.00 | 0.35 | 0.04 | 62.8% | 274 | 0.00 | 0.037 | -0.018 | 0.005 |
| call | 46.00 | 0.00 | 0.35 | 0.05 | 69.5% | 119 | 0.00 | 0.034 | -0.019 | 0.004 |
| call | 47.00 | 0.00 | 0.35 | 0.05 | 75.8% | 977 | 0.00 | 0.032 | -0.019 | 0.004 |
| call | 48.00 | 0.00 | 0.35 | 0.05 | 81.9% | 54.00 | 0.00 | 0.030 | -0.020 | 0.004 |
| call | 49.00 | 0.00 | 0.35 | 0.17 | 87.7% | 243 | 0.00 | 0.028 | -0.020 | 0.004 |
| call | 50.00 | 0.00 | 0.05 | 0.40 | 86.2% | 1,155 | 1.00 | 0.027 | -0.018 | 0.004 |
| call | 55.00 | 0.00 | 0.05 | 0.01 | 110.8% | 835 | 0.00 | 0.022 | -0.019 | 0.003 |
| call | 60.00 | 0.00 | 0.05 | 0.60 | 132.5% | 110 | 0.00 | 0.019 | -0.020 | 0.003 |
| call | 65.00 | 0.00 | 0.35 | 0.05 | 162.8% | 2.00 | 0.00 | 0.017 | -0.024 | 0.002 |
| call | 70.00 | 0.00 | 0.35 | 0.30 | 181.4% | 1.00 | 0.00 | 0.015 | -0.025 | 0.002 |
| put | 20.00 | 0.00 | 0.05 | 0.06 | 196.4% | 47.00 | 0.00 | -0.011 | -0.020 | 0.002 |
| put | 23.00 | 0.00 | 0.05 | 0.05 | 158.0% | 22.00 | 0.00 | -0.014 | -0.019 | 0.002 |
| put | 25.00 | 0.00 | 0.35 | 0.02 | 141.0% | 22.00 | 0.00 | -0.017 | -0.021 | 0.002 |
| put | 28.00 | 0.00 | 0.05 | 0.02 | 107.2% | 136 | 0.00 | -0.021 | -0.020 | 0.003 |
| put | 30.00 | 0.00 | 0.15 | 0.04 | 86.1% | 381 | 0.00 | -0.026 | -0.019 | 0.003 |
| put | 33.00 | 0.00 | 0.15 | 0.35 | 68.4% | 1,502 | 0.00 | -0.083 | -0.037 | 0.008 |
| put | 34.00 | 0.00 | 0.10 | 0.05 | 53.8% | 671 | 0.00 | -0.073 | -0.026 | 0.008 |
| put | 35.00 | 0.05 | 0.10 | 0.10 | 42.7% | 1,645 | 53.00 | -0.093 | -0.026 | 0.009 |
| put | 36.00 | 0.10 | 0.15 | 0.15 | 39.6% | 470 | 8.00 | -0.182 | -0.040 | 0.015 |
| put | 37.00 | 0.30 | 0.40 | 0.37 | 36.8% | 603 | 5.00 | -0.314 | -0.051 | 0.020 |
| put | 38.00 | 0.55 | 0.85 | 0.70 | 38.5% | 839 | 6.00 | -0.488 | -0.052 | 0.022 |
| put | 39.00 | 1.20 | 1.55 | 1.37 | 43.3% | 444 | 12.00 | -0.659 | -0.051 | 0.020 |
| put | 40.00 | 1.85 | 2.45 | 2.02 | 53.1% | 471 | 1.00 | -0.810 | -0.036 | 0.015 |
| put | 41.00 | 2.60 | 3.40 | 2.92 | 62.7% | 160 | 4.00 | -0.861 | -0.035 | 0.012 |
| put | 42.00 | 3.60 | 4.40 | 3.30 | 74.0% | 81.00 | 0.00 | -0.947 | -0.015 | 0.006 |
| put | 43.00 | 4.40 | 5.40 | 4.75 | 84.5% | 16.00 | 3.00 | -0.953 | -0.015 | 0.005 |
| put | 44.00 | 5.60 | 6.50 | 5.42 | 101.5% | 0.00 | 0.00 | -0.958 | -0.016 | 0.005 |
| put | 45.00 | 6.50 | 7.50 | 6.80 | 111.1% | 174 | 8.00 | -0.962 | -0.017 | 0.005 |
| put | 46.00 | 7.60 | 8.40 | 3.70 | 112.7% | 0.00 | 0.00 | -0.965 | -0.017 | 0.004 |
| put | 47.00 | 8.60 | 9.40 | 4.40 | 120.5% | 0.00 | 0.00 | -0.968 | -0.017 | 0.004 |
| put | 48.00 | 9.60 | 10.40 | 5.80 | 128.6% | 0.00 | 0.00 | -0.970 | -0.018 | 0.004 |
| put | 49.00 | 10.60 | 11.40 | 5.40 | 136.5% | 0.00 | 0.00 | -0.971 | -0.018 | 0.004 |
| put | 50.00 | 11.50 | 12.40 | 5.70 | 144.8% | 0.00 | 0.00 | -0.973 | -0.018 | 0.003 |
| put | 55.00 | 16.60 | 17.50 | 13.42 | 188.1% | 0.00 | 0.00 | -0.978 | -0.019 | 0.003 |
| put | 60.00 | 21.60 | 22.60 | 18.20 | 228.3% | 0.00 | 0.00 | -0.981 | -0.020 | 0.003 |
| put | 65.00 | 26.60 | 27.40 | 23.20 | 234.6% | 0.00 | 0.00 | -0.983 | -0.020 | 0.002 |
| put | 70.00 | 31.60 | 32.60 | 0.00 | 280.9% | 0.00 | 0.00 | -0.984 | -0.020 | 0.002 |
Latest SEC filings
30| Filed | Form | Description | Period | Link |
|---|---|---|---|---|
| 2026-11-12 | 13F-HR | Further understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff); | 2026-09-30 | SEC |
| 2026-11-02 | 10-Q | Quarterly report pursuant to Section 13 or 15(d) | 2026-09-30 | SEC |
| 2026-10-22 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-20 | SEC |
| 2026-10-22 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-20 | SEC |
| 2026-10-22 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-20 | SEC |
| 2026-10-22 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-20 | SEC |
| 2026-10-22 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-20 | SEC |
| 2026-10-21 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-10-20 | 8-K | Current report | 2026-10-20 | SEC |
| 2026-10-07 | 8-K | Current report | 2026-10-05 | SEC |
| 2026-10-01 | 4 | Statement of changes in beneficial ownership of securities | 2026-09-30 | SEC |
| 2026-10-01 | 4 | Statement of changes in beneficial ownership of securities | 2026-09-30 | SEC |
| 2026-10-01 | 4 | Statement of changes in beneficial ownership of securities | 2026-09-30 | SEC |
| 2026-09-16 | 8-K | Current report | 2026-09-16 | SEC |
| 2026-09-10 | 424B2 | SEC | ||
| 2026-09-09 | FWP | Filing under Securities Act Rule 163/433 of free writing prospectuses. | SEC | |
| 2026-09-09 | 424B5 | SEC | ||
| 2026-08-13 | 13F-HR | Further understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff); | 2026-06-30 | SEC |
| 2026-08-05 | 4 | Statement of changes in beneficial ownership of securities | 2026-08-04 | SEC |
| 2026-08-04 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-07-23 | 4 | Statement of changes in beneficial ownership of securities | 2026-07-21 | SEC |
| 2026-07-23 | 10-Q | Quarterly report pursuant to Section 13 or 15(d) | 2026-06-30 | SEC |
| 2026-07-21 | 8-K | Current report | 2026-07-21 | SEC |
| 2026-07-10 | 4 | Statement of changes in beneficial ownership of securities | 2026-07-09 | SEC |
| 2026-07-10 | 4 | Statement of changes in beneficial ownership of securities | 2026-07-09 | SEC |
| 2026-07-10 | 4 | Statement of changes in beneficial ownership of securities | 2026-07-09 | SEC |
| 2026-05-20 | 8-K | Current report | 2026-05-19 | SEC |
| 2026-05-19 | 4 | Statement of changes in beneficial ownership of securities | 2026-05-15 | SEC |
| 2026-05-19 | 4 | Statement of changes in beneficial ownership of securities | 2026-05-15 | SEC |
| 2026-05-19 | 4 | Statement of changes in beneficial ownership of securities | 2026-05-15 | SEC |
Insider activity by month
| Month | Bought | Buys | Sold | Sells |
|---|---|---|---|---|
| 2026-11 | 0 | 0 | 0 | 0 |
| 2026-10 | 0 | 0 | 495.88K | 1 |
| 2026-09 | 0 | 0 | 0 | 0 |
| 2026-08 | 0 | 0 | 221.17K | 1 |
| 2026-07 | 0 | 0 | 0 | 0 |
| 2026-06 | 0 | 0 | 0 | 0 |
| 2026-05 | 0 | 0 | 210.71K | 1 |
| 2026-04 | 0 | 0 | 1.79M | 1 |
| 2026-03 | 0 | 0 | 0 | 0 |
| 2026-02 | 0 | 0 | 0 | 0 |
| 2026-01 | 1.49M | 2 | 0 | 0 |
| 2025-12 | 0 | 0 | 0 | 0 |
| 2025-11 | 0 | 0 | 0 | 0 |
Institutional holders
| Manager | % owned |
|---|---|
| BlackRock, Inc. | 9.34% |
| BERKSHIRE HATHAWAY INC | 8.81% |
| HARRIS ASSOCIATES L P | 8.52% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 4.60% |
| VANGUARD CAPITAL MANAGEMENT LLC | 4.08% |
| DIMENSIONAL FUND ADVISORS LP | 3.63% |
| WELLINGTON MANAGEMENT GROUP LLP | 3.36% |
| STATE STREET CORP | 2.91% |
| Sessa Capital IM, L.P. | 2.77% |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | 2.24% |
Funds
| Fund | % owned |
|---|---|
| Franklin Income Fund | 27.40% |
| Fidelity Investment Grade Bond Central Fund | 19.57% |
| LORD ABBETT BOND DEBENTURE FUND INC | 14.66% |
| Fidelity Series Investment Grade Bond Fund | 12.08% |
| Bond Fund | 10.94% |
| Lord Abbett Short Duration High Yield Fund | 10.66% |
| Fidelity SAI Total Bond Fund | 8.22% |
| VANGUARD TOTAL BOND MARKET II INDEX FUND | 7.91% |
| Baird Short-Term Bond Fund | 6.52% |
| Bramshill Income Performance Fund | 6.05% |
OakChart. ALLY. Cached 15 minutes. Terms